1st advantage checking -1st Advantage 1st Advantage offers several convenient ways to make your loan payments. NEW! You can make a secure online loan payment* with any debit or credit card. boxwork.us
Ever forgotten to record a check or withdrawal? Ever had to deal with a returned check or a denied transaction? These things happen, and they can be embarrassing or frustrating to deal with. First National Bank’s Overdraft Protection Plans offer you options to solve problems before they happen.
- Automatic Coverage
- $10 Transfer Fee
- Avoid Non-sufficient Funds Fee
- Avoid merchant fees
- Linking accounts - By linking your accounts, withdrawals or debits can be pulled from another account to prevent an overdraft.
- 1st Advantage Plan - A revolving line of credit attached to your checking account. Interest is calculated on your daily balance until paid off.
- Loan repayments drafted from your checking account
- Participation Subject to credit approval
- Overdraft Privilege - OverDraft Privilege ("ODP!") is a discretionary overdraft service where the First National Bank will consider, without obligation on your part, payment of your reasonable overdrafts for most transactions up to your assigned ODP! Limit. Complete details are available at any of our retail locations.
Prestige Checking offers all the basic checking and e-Services you need for everyday convenience. No monthly service fee for members who receive FREE e-Statements. If you opt to receive paper statements with this account, the cost is $2 per printed statement.*
- No Monthly Service Fee if you receive free e-Statements
- No Minimum Balance Requirement
- Unlimited Transactions with no check clearing fees
- First Service Debit Card
- Free 1st CU VISA App
- First 50 Checks Printed Free
- Free BillPay
- Free Online Account Access
- Free e-Alerts
- Free e-Statements
- Free First Service FCU Mobile App
- Overdraft Protection Available
- Bonus Dividends on Certificate Rates
- Discount Advantage on Auto Loans
*If you opt to receive 1st advantage checking statements with this account, the cost is $2 per printed statement. Fee waived for: Primetime, FirstChoice Checking, Account with open loan, members under 22 years of age and business accounts.
When you use an 1st advantage checking or Debit Card, a hold is placed on the authorized funds pending settlement. To view active holds against funds in your account, please login to your account at FirstCU Online. Select the Accounts tab to see the Available Balance in your checking account. Click on the View Holds tab to 1st advantage checking active holds on your account, along with the day the funds are scheduled to be 1st advantage checking privileges based on approval. $25 initial deposit to open a Checking Account. Overdraft, transfer and NSF charges apply when applicable. Schedule of Fees and Charges available. For Overdraft Privilege Pay information Click Here.
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About First Advantage Strengthen your global workforce by successfully obtaining the most qualified talent with powerful solutions from First Advantage. Learn More About Our Services Our global solutions provide a full suite of services from in-depth criminal checks and employment screening to drug and alcohol screening, fingerprinting, and
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