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Black Friday Daily Deals: Samsung Odyssey G9 49" Gaming Monitor, Razer Blade 4K OLED Gaming Laptop, 33% Off PS Plus, and More
More good deals are coming in on the last Friday before Black Friday proper. These include an outstanding deal on one of the nicest gaming monitors on the market, 33% off a 1 year PS Plus membership, an RTX 3060 gaming PC for only $999, a sweet Razer Blade gaming laptop with a 4K OLED display and RTX 2070 graphics for $1399, and some new Black Friday deals on AAA PS5 and Xbox video games like Deathloop, Tales of Arise, and Ratchet & Clank.
Samsung Odyssey G9 49" Gaming Monitor
The Samsung Odyssey G9 is one of the largest, most immersive gaming monitors on the market. It was a huge hit last Black Friday, and this time around it's even less expensive than ever. Today Amazon is offering the monitor for $999.99, this first time it's ever hit the $1K price point. The Odyssey G9 boasts a massive 49" 5120x1440 curved display with a fast 1ms response time, 240Hz refresh rate, and G-SYNC compatibility. It also boasts a high contrast ratio, good color rendition, and wide viewing angles thanks to its QLED VA panel.
1 Year of PS Plus for $39.99
Everyone who owns a PS4 or PS5 console should take advantage of this Black Friday deal. You'll need to subscribe to a PS Plus membership just to play online, but fortunately the membership offers way more than that. You get free games every month, exclusive discounts at the PlayStation Store, and access to the very impressive PS Plus Collection for PS5 owners. The PS Plus Collection includes highly-rated AAA games like God of War, Persona 5, The Last of Us Remastered, Days Gone, Final Fantasy XV, Mortal Kombat, Ratchet & Clank, and more, with most of them optimized for 60fps gameplay on the PS5 console.
Dell XPS Intel Core i5 RTX 3060 PC for $999.99
This is the lowest price we've found anywhere right now for an RTX 3060 equipped gaming PC. The RTX 3060 is no slouch; its performance is superior to the RTX 2060 SUPER and almost matches the RTX 2070 SUPER in some games. You couldn't even find an RTX 2060 SUPER PC for under $1,000 at the moment. It's paired with the latest 11th generation Intel Core i5 processor. The 8GB of RAM and 1TB hard drive is pretty basic, but since this is a desktop PC, it's very easy to swap out those components yourself with better ones.
Alienware Aurora R12 RTX 3060 Ti Gaming PC
Not only is this the best Alienware gaming PC deal right now, it's probably the least expensive prebuilt gaming PC equipped with an RTX 3060 Ti video card anywhere. With the RTX 3060 Ti video card selling for over $800 on eBay, getting a fully built Alienware system with an 11th generation Intel Core i7 processor, 16GB of memory, and 512GB of SDD storage for $1399 seems like an absolute steal. The RTX 3060 Ti is much more powerful than the standard RTX 3060; in fact, it's as powerful as the RTX 2080 SUPER.
Razer Blade 15" 4K OLED RTX 2070 Gaming Laptop
This is the one and only Razer gaming laptop deal we've seen so far for Black Friday, but boy is it a good one. For only $1399 you get a Razer Blade laptop with a gorgeous 4K OLED display, Intel Core i7 processor, and a very capable RTX 2070 video card, all in a slim and handsome all-metal package. It's unlikely Best Buy has much of these going around.
Sony WH1000XM4 Noise Cancelling Wireless Headphones (As Good As Bose)
The ever popular and highly rated Sony WH1000XM4 headphones are back down to $248. This is the lowest price of the year by $30. The WH1000XM4 is often considered to be one of the best noise cancelling headsets under $400; it's comparable to if not better than the legendary Bose QuietComfort headphones, both in terms of audio and noise cancelling performance as well as build quality.
$100 Apple Gift Card + Bonus $15 Best Buy Gift Card
Best Buy is offering a free $15 Best Buy gift card when you purchase a $100 Apple gift card. The Apple gift card can be used to redeem pretty much anything on Apple's site, including products, accessories, apps, games, music, movies, TV shows, and more. Spend it on in-app content, books, subscriptions and even iCloud storage to secure files from all your Apple devices. If not for yourselft, the gift card makes a great gift for the coming holiday (heck, so does the Best Buy gift card as well).
NVIDIA SHIELD Android TV 4K HDR Media Player
The NVIDIA Shield is one of the most powerful streaming media players on the market. Powered by the NVIDIA Tegra X1+ processor (very similar to the Tegra X1 processor found in the Nintendo Switch), this streamer can handle 4K with Dolby Vision HDR video streaming alongside Dolba Atmos surround sound audio. It features both gigabit and 802.11AC WiFi connections, a MicroSD card slot for expandable storage, and an excellent remote. It also supports all of the major streaming apps including Amazon Video, Netflix, HBO Max, Hulu, and Apple TV. To get a more powerful media player that this, you'd have to fork over $70 more for the NVIDIA Shield Pro, which gives you 3GB of RAM (vs 2GB) and Plex server capability.
Vizio 2.1ch Soundbar with Sub
Your TV is only a part of your entire home theater bank of the pacific montesano wa. Most TVs china bank savings home loan calculator with internal speakers, but they are a far cry from what your brand new 4K picture really deserves. Even a simple soundbar speaker improves your experience significantly.
Black Friday Video Game Deals
Some of the best video game deals we'll see on Black Friday have already gone live today. That includes Tales of Arise for $39.99, Deathloop for $24.99, Marvel's Guardians of the Galaxy for $29.99, Ratchet and Clank: Rift Apart for $49.99, Resident Evil Village for $19.99, and Ghost of Tsushima for $19.99
Our Definitive Black Friday Roundup
If you want a complete list of the best early Black Friday deals that are live right now, check out or definitive Black Friday megapost article. We keep it constantly updated with the best early Black Friday deals we've found from Amazon, Best Buy, Walmart, Dell, and more.
CFSI – CREDITSHIELD PLUS
General Policy Conditions
Credit Shield Plus is an optional credit card protection product that pays for 3x your Citi Card’s total outstanding balance for the relevant month up to P1,800,000 or 360% of your Combined/Regular credit limit, as applicable, whichever is lower at the time of death (due to accident, illness, or natural cause), permanent disablement, or first diagnosis of covered critical illness. The benefit settles your outstanding Citi Card balances and any remainder will be received by you or your beneficiary. If you become temporarily disabled for more than 15 days, it will pay for your monthly minimum due on 16th to 30th day of your temporary disablement and 2x your monthly minimum due starting on the 31st day of your temporary disablement up to maximum of 12 months.
Death - Sum assured in case of Death of the cardholder is thrice (3x) the amount of the cardholder's total card outstanding balance including unbilled installment and finance charges for a maximum of two months after date of death; It is the death arising from Injury or Illness while the cardholder's insurance coverage is in-force except as maybe excluded in the policy
Permanent Disablement - Sum assured in case of Permanent Disablement of the cardholder is thrice (3x) the amount of the cardholder's total card outstanding balance including unbilled installment and finance charges; It means disablement caused by Injury or Illness except as specifically excluded under the policy and as a result of which the cardholder is rendered unable to earn income in any occupation, trade, or profession for which the cardholder could reasonably be expected to suited through education, training, or experience for a period six consecutive months and the Insurer is satisfied that the cardholder will be so rendered indefinitely.
Temporary Disablement - Sum assured in case of Temporary Disablement of the cardholder is (1) 10% of the Insured’s Indebtedness for each month of Temporary Disablement up to a maximum of twelve (12) months; provided that no Benefits for Temporary Disablement shall be payable for the first fifteen (15) days of any period of Temporary Disablement; and (2) waiver of premium becoming due on the insurance coverage during the Period of Temporary Disablement up to a maximum of 12 months; It means disablement caused by Injury or Illness except as specifically excluded in the policy and as result of which the cardholder is prevented from attending to their occupation and provided the cardholders not otherwise gainfully employed or in receipt of any payments from his employer (including sick pay) or workers compensation insurance.
Critical Illness - Sum assured in case cardholder contracted as Critical Illness is thrice (3x) the amount of the cardholder's total card outstanding balance including unbilled installment and finance charges; It means the first diagnosis of a Medical Practitioner acceptable to the Insurer of any of the following Illnesses first occurring after the Effective Date: Blindness; Cancer; Kidney Failure; Coronary Artery Bypass Surgery; Heart Attack (Myocardial Infarction); Major Organ Transplant Surgery; Stroke; provided that advise or treatment for that disease or sickness was not sought or obtained from a medical practitioner, chiropractor, naturopath, or any other practitioner of a similar kind within 12 months immediately prior to the Effective Date.
Definitions of Covered Critical Illness
Blindness means the total and irreversible loss of all sights of both eyes (aided or unaided)
Cancer means a malignant tumor, characterized by the uncontrolled growth and spread of malignant cells with invasion and destruction of normal tissue. The cancer must be confirmed by histological evidence of malignancy on a pathology report. The following are excluded: (a) tumors showing the malignant changes of carcinoma-in-situ (including cervical dysplasia CIN-1, CIN-2 and CIN-3) or which are histologically described as pre-malignant; (b) all skin cancers other than malignant melanomas; (c) prostate cancers which are histologically described as TNM Classification or Tla or Tlb or are of another equivalent or lesser classification; (d) chronic lymphocytic leukemia less than Rai Stage 3; or (c) all tumors in the presence of HIV infection.
Coronary Artery Bypass Surgery means the actual undergoing of open-heart surgery to correct the narrowing or blockage of one or more coronary arteries with by-pass grafts. Angiographic evidence of more than 50% coronary artery obstruction must be provided and the procedure must be considered medically necessary by a consultant cardiologist. Angioplasty, stent insertion and all other intra-arterial catheter-based techniques or laser procedures are excluded.
Heart Attack (Myocardial Infarction) means the death of a portion of the heart muscle (myocardium), arising from inadequate blood supply to the relevant area. The diagnosis must be supported by college view apartments in edmond ok of the following criteria and be consistent with acute myocardial infarction: (a) a history of chest pain; (b) new electrocardiographic changes; and (c) diagnostic elevation of cardiac enzyme CK-MB or cardiac troponin 1 >0.6 mcg/L or Troponin 1>2 mcg/L.
Kidney Failure means chronic irreversible failure of both kidneys requiring permanent renal dialysis.
Major Organ Transplant Surgery means that actual undergoing, as a recipient, of a transplant of bone marrow using hematopoicde stem cells preceded by total bone marrow ablation, or transplant of a heart, lung, liver, pancreas, or kidney. The transplant must have been clinically necessary to treat irreversible end-stage failure of the relevant organ. Other stem cell transplants and transplants of part of an organ are excluded.
Stroke means a cerebrovascular incident including infarction of brain tissue, cerebral and subarachnoid hemorrhage, cerebral embolism and cerebral thrombosis resulting in significant and permanent functional best buy credit card account shield impairment which must be confirmed by a consultant neurologist at least 6 weeks after the event. The diagnosis must be supported by findings on Magnetic Resonance Imaging, Computerized Tomography, or other reliable imaging techniques consistent with the diagnosis of a new stroke. The following are excluded: (a) transient ischemic attacks and any reversible ischemic neurological deficit; (b) brain damage due to an accident or injury, infection, vasculitis, inflammatory disease and migraine; (c) disorder of the optic nerve or of the blood vessels affecting the eye; or (d) ischemic disorders of the vestibular system.
DEBTORS/CARDHOLDERS ELIGIBLE FOR INSURANCE
- A primary cardholder of Citibank Mastercard®, Citibank Visa, and/or other co-brand/affiliate of credit cards issued by Citibank
- Cardholder must be 64 years old and below
EFFECTIVE DATE OF INSURANCE
Purchase of CreditShield Plus will be allowed using any of the methods stated below:
- Recorded Telephone enrollment via Citi Phone or through Citi telemarketing service provider
- Signed Citibank Credit Bank of america credit application status application form
- Signed enrollment form downloaded from Citi website transmitted by facsimile
- Via online enrollment through Citibank Online
Each eligible cardholder shall become insured on the later of the following dates provided that the initial premium has not been paid, thus:
- Date of Sales or "Sale Date" of CreditShield Plus to the cardholder as indicated in the appropriate billing statement issued by Citibank to the cardholder where such Date of Sales or "Sales Date" of CreditShield Plus first appears;
- Date on which any increased premium rates or any special conditions are accepted by the cardholder
No benefits for Permanent Disablement, Temporary Disablement or Critical Chase aba transit number will be payable under the Group Master Policy where the Event arises from:
- An Illness or Critical Illness which occurred within 12 months prior to the Effective Date or from the date of last reinstatement of the cardholder's insurance;
- Any injury which was deliberately self-inflicted;
- The effects of or complications arising from pregnancy;
- Travel in or descent from an aircraft or any other serial device except with regard to a person travelling as a passenger, not as an operator or crew member, of an aircraft being used by a commercial passenger airline and operated by a licensed pilot over its established route;
- Any kind of war, declared or not, strikes, riot, civil war, revolutioninsurrection or any warlike operations;
- The influence of alcohol or drugs, other than the proper use of drugs prescribed by a legally qualified medical practitioner;
- Disablement or Critical Illness which can be attributed to a specific condition or illness (or aggravated by a specific condition or illness) or which the Creditor had been chase investments by the INSURER at or prior to the Effective Date as being excluded from cover;
- Any Disablement or critical illness resulting directly or indirectly from: (i) Acquired Immune Deficiency Syndrome (AIDS), AIDS Related Complex (ARC) as defined by the World Health Organization from time to time; or (ii) The presence of Human Immunodeficiency Virus capital one pay car loan as revealed by a positive HIV anti-body or HIV test.
- Critical Illness diagnosed within ninety (90) days from Effective Date.
No Permanent Disablement or Critical Illness Benefits will be payable, where the cardholder has previously received benefits for "Permanent Disablement or Critical Illness" under any credit insurance policy or any of the Insurer's similar insurance policies.
PAYMENT OF PROCEEDS
Citibank N.A. shall be the sole and irrevocable beneficiary of each cardholder to the extent of the unpaid balance on the insured credit card at the time of cardholder's Death, Permanent Disablement, Temporary Disablement or Critical Illness (but not exceeding the Maximum Insurance Coverage). Any amount payable under the Policy shall be paid directly to Citibank N.A. The amount so paid shall be applied to the payment of the credit card balances of the cardholder. Any amount in excess of the unpaid balance shall be paid by PRU LIFE U. K. in accordance with the following :
- To the cardholder in the event of Benefits arising from Permanent Disablement, Temporary Disablement or Critical Illness; and
- To the first surviving class of the following classes of successive preference beneficiaries: the cardholder's (1) widow/widower, (2) surviving children, (3) surviving parents, (4) surviving brother/sister, (5) executors or administrators, in the event of Benefits arising from Death.
TERMINATION OF INDIVIDUAL INSURANCE
The insurance of an Insured Debtor with respect to an Indebtedness shall automatically terminate immediately upon the earlies of the following dates: Upon -
- Written notice by Citibank N.A. to the Insurer that the credit card has been cancelled; or
- The attainment berks county mls search age 65 by the cardholder; or
- The Death or Permanent Disablement of the cardholder; or
- Payment of a Critical Illness benefit; or
- The date the cardholder is in default in paying Citibank N.A. the amount due on his credit card for more than two months; or
- Non-payment of premiums for a period of 31 days after they have become due; or
- The succeeding month's billing statement date after receipt by the Insurer of a written notice from Citibank N.A., or the cardholder directing that the insurance be cancelled; or
- Termination of the Policy.
Within a period of six months after default or cessation by the cardholder in the payment of premium cardholder whose Insurance was terminated under the journey to the west conquering the demons amazon entitled "Termination of Individual Insurance" may again be insured under CreditShield Plus subject to the following conditions:
- The cardholder elects to resume payment of the premium charges to be collected by Citibank N.A.
- Citibank N.A. consents to the reinstatement of the cardholder's insurance; and
- The cardholder furnishes without expense to the Insurer satisfactory evidence of insurability.
PREMIUM AND COVERAGE LIMITS
Premium rate is fixed at 0.69% of your outstanding balance (total amount due plus unbilled instalments). All premiums payable shall be payable to the Insurer monthly with the san jose city college home page of premium due charged to the nominated credit card account.
The maximum benefit/coverage are as follows:
- Death, Permanent Disability, or Critical Illness - 3x the outstanding Citi Card balance including unbilled installment up to Php1,800,000 or 360% of Combined or Regular Credit Limit, as applicable, whichever is lower.
- Temporary Disability - Pays 5% of Indebtedness* (or minimum amount due) starting on 16th day of Temporary Disablement and 10% of Indebtedness* (or 2x minimum amount due) starting on 31st day of Temporary Disablement capped at 12 months
No Benefits shall be payable under the Policy unless:
- Written notice is given to the Insurer within 90 days after any of the Events giving rise to a Benefit. Failure to give notice within the time provided chase southwest rapid rewards visa login the Group Master Policy shall not invalidate or reduce any claim if it can be shown that it was not reasonably possible to do so and that notice was given as soon as reasonably possible;
- The Claimant completes the standard claims form issued by the Insurer and produces at no cost to the Insurer such evidence to substantiate the claim to the Insurer satisfaction and as it may reasonably require;
- In case of Permanent Disablement, the cardholder undergoes medical examinations at any time by a legally qualified medical practitioner appointed by the Insurer ( if required by Pru Life U.K.), the cost of which is borne by the Insurer;
- In case of Temporary Disablement, the cardholder undergoes any medical treatment recommended by a legally qualified medical practitioner and which is reasonable for the cardholder to undergo, if required by the Insurer
- Proof of occurrence of Critical Illness must be supported by:
- The appropriate and legally qualified medical best buy credit card account shield approved by the Insurer The medical practitioner must be other than the cardholder or a member of the cardholder's immediate family; and
- Corfirmatory investigations including, but not limited to, clinical, radiological, histological and laboratory evidence; and
- If a Critical Illness requires a surgical procedure to be performed, the procedure must be the usual treatment for the condition and be medically necessary.
- The Claimant provides proof of cardholder's age when required by the Insurer
- A post mortem examination of the cardholder is carried out, unless forbidden by law, if required by the Insurer, at the latter's expense.
The CreditShield Plus policy of the cardholder or any additional portion thereof shall not be contested after it has been in force during the lifetime of the cardholder for a period of two (2) years from the Effective Date of CreditShield Plus; or from the date of last reinstatement, whichever is later, except for non-payment of premium.
If a cardholder dies by suicide within two (2) years from the Effective Date or date of approval of last reinstatement of CreditShield Plus, the pertinent provisions of the Insurance Code shall apply. Where no death benefit is payable, the Insurer shall refund all premiums paid from the Effective Date of the cardholder's coverage or date of reinstatement of CreditShield Plus as defined under the Reinstatement Provision plastic bb gun pistol the Policy to the date of death.
RIGHTS OF POLICY EXAMINATION
The Insured Debtor is guaranteed the right to examine his/her Certificate of Group Insurance and the Master Policy Contract within the premises of Citibank N.A. during the latter's regular business hours. The Insured Debtor is also entitled to a copy of the Master Policy Contract and relevant documents in paper or electronic form. If after examination the Insured Debtor is not fully satisfied, he/she may return the Certificate of Group Insurance to the INSURER within 30 days from the Policy Effective Date. Upon return of the Certificate, the Insured Debtor's insurance will be cancelled and all premiums paid will be promptly and fully refunded to him/her.
THIS DOCUMENT MERELY SUMMARIZES THE PROVISION OF THE GROUP MASTER POLICY PRINCIPALLY AFFECTING THE INSURED DEBTOR AND DOES NOT IN ANY WAY CONSTITUTE A CONTRACT. THE BENEFITS DESCRIBED ARE ALL SUBJECT TO THE PROVISIONS, TERMS AND CONDITIONS OF THE GROUP MASTER POLICY.
For any concerns, you may call us at (632) 8995-9999 or send us a message through www.citibank.com.ph. Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with contact details at https://www.bsp.gov.ph.
For your complaints/concerns, we will endeavor to resolve these within 7 business days. For complaints/concerns requiring more time to resolve we will be in touch with you and inform you of the progress.
The Pokemon Company has teamed with Best Buy for a limited-time Pokemon promotion. Until Oct. 24, you can pick up a free Dynamax Crystal code card from the register at participating Best Buy stores around the US.
The code cards can be redeemed in Pokemon Sword and Shield, and they grant you Dynamax Crystals that summon Gigantamax Pikachu and Gigantamax Eevee. Each Pokemon has its Hidden Ability and knows the moves Wish and Celebrate to commemorate the launch of the Pokemon TCG: Celebrations set. You can read more details about each Pokemon below.
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- Ability: Lightning Rod
- Moves: Celebrate, Double Team, Thunderbolt, Wish
- Ability: Anticipation
- Moves: Celebrate, Wish, Double Edge, Swift
How to redeem code cards
Once you've picked up a free code card from Best Buy, you'll need to fire up your copy of Pokemon Sword or Shield and follow these steps to receive your Dynamax Crystals:
- Open Mystery Gift from the menu screen
- Choose Get a Mystery Gift
- Choose Get with Code/Password
- Connect online and input the code when prompted
Once you've received your Dynamax Crystals in-game, you can use them to summon Gigantamax Pikachu and Gigantamax Eevee at the Watchtower Lair in the Wild Area. If you're able to defeat the Pokemon in battle, you'll then have a chance to capture them.
Gigantamax Pikachu and Gigantamax Eevee are normally hard to come by. The Pokemon were originally given out as an exclusive bonus to Sword and Shield players who had save data for Pokemon: Let's Go, Pikachu and Let's Go, Eevee on their Switch. After that, they briefly appeared in-game as part of a limited-time Max Raid event, making the Best Buy promotion a good opportunity to get them if you've previously missed out.
That's not the only freebie Sword and Shield players can pick up this month. Beginning Oct. 22, GameStop stores around the US will be giving away free codes for a Shiny Zacian and Shiny Zamazenta. Zacian codes will be distributed from Oct. 22 to Nov. 11, while Zamazenta codes will be given out from Nov. 12 to Nov. 26.
Pokemon Baptist health fort smith ar and Shield launched for Nintendo Switch in November 2019 and have been a big commercial success, selling more than 20 million copies combined. More Pokemon games are on the way to the system in the next few months. Pokemon Brilliant Diamond and Shining Pearl launch on Nov. 19, while Pokemon Legends: Arceus arrives on Jan. 28.
Some of you with Best Buy credit cards are e-mailing me about a few extra dollars showing up on your monthly bill.
The line item says the charge is for "debt cancellation." Some of you say you never signed up for yankee candle home for the holidays cancellation" when you applied for the card.
According to James Sampson, general manager of Best Buy's store near Wolfchase Galleria in East Memphis, that charge is for a service called Account Shield.
Sampson says if an item you're financing on your Best Buy card is lost or stolen, Account Shield will finish the payments. You will have no liability for the balance on your card as it relates to that item.
Sampson says Account Shield will also make the minimum monthly payment on your Best buy card balance if you lose your job.
Here's the thing -- Sampson says the service is disclosed to every customer when they apply for the card. In fact, he says every customer has to sign a special part of the application about Account Shield where they check 'yes' or 'no' for the service.
So if you're getting billed for it, you signed up for it.
Now here's the good part. If you have a Best Buy card and you're getting billed for Account Shield and you don't want it, just call the customer service number on the back of the card, and it will be cancelled.
If you still get billed, e-mail me at [email protected] I'll have my Best Buy sources take care of the charge.
Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
Subject to credit approval.
* - The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
† - If you're approved for a new Max Cash Preferred Card, one-time $150 bonus will be awarded for redemption after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.
1 - Max Cash Preferred Card: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a best buy credit card account shield credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your best buy credit card account shield rewards balance will expire.
2 - Real Rewards: You will chase college checking daily spending limit 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
3 - The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases.
4 - First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.
5 - Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from MasterCard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Late payments and going over the credit limit may damage your credit history.
Apple, the Apple logo, iPhone and Passbook are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay, Touch ID and Apple Watch are trademarks of Apple Inc.
Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
24/7 Customer Services
Enjoy service at your finger tips. Wherever you are in the world, as a HBL Credit Cardholder you’ll always have 24/7 access to our HBL PhoneBanking at 111-111-425. So whether it is card and account enquiries, bill payments, reward redemption, we’re only one call away.
HBL Internet Banking
A simple, hassle-free and secured Internet banking service that allows HBL CreditCard customers to perform banking transactions through the Internet anywhere and anytime of the day. Register at www.hblibank.com and you can view your monthly statement, follow payment status and make bill payments along with a host of other online services.
Think how much easier your life would be if you shared your credit card account with those closest to you – imagine the convenience of one statement, one monthly payment and one credit limit for all your joint purchases like groceries, petrol, etc. As a HBL Credit Cardholder, you can now avail up to 6 supplementary cards and share HBL Credit Card benefits with your family members.
For all transactions, an SMS alert will be sent to you on your mobile phone to confirm that the transactions have been conducted by you. A nominal fee will be charge for this service.
For the paperless convenience of customers who like to have access to their credit card statement through email, you can enroll for e-statements simply with a call. An e-statement with details for all your transactions will be sent to your specified email address every month. You won’t have to wait for your paper statement any more or have to worry about storing it anywhere. You can be completely paperless!