buy gift cards online with checking account number

1. CardCash. Founded in 2009, GiftCash is a no-frills marketplace to buy and sell gift cards. It accepts gift cards from all types from popular. You can buy a gift card using a credit card or cash, but if you don't have either on hand, you can still purchase a gift card online or at a. Looking to buy Crate and Barrel gift cards? Purchase egift cards and classic gift cards or check your Crate and Barrel gift card balance online.

Buy gift cards online with checking account number -

Truist Visa® Gift Card The perfect gift—for any occasion

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Источник: https://www.truist.com/prepaid-cards/gift-card

Gift Cards That Can Be Purchased With an Electronic Check

Gift cards are a huge and growing market as they're a convenient way to give and receive gifts. You can buy a gift card using a credit card or cash, but if you don't have either on hand, you can still purchase a gift card online or at a retailer using an electronic check. Unfortunately, you may find your options are limited at the moment, although more retailers are accepting eChecks with each passing year.

Gift Cards That Can Be Purchased With an Electronic Check

Image Credit: Craft24/iStock/GettyImages

Walmart

You aren't limited to buying just Walmart gift cards on the retail giant's website. You can purchase gift cards for restaurants and other retailers on the site as well. The way to make this work is to use a Walmart MoneyCard to make your purchase. Prior to shopping on the Walmart website, you'll need to load your MoneyCard with the money you intend to spend using an eCheck. To do this, simply log into the app, select "Add Money" and then "Deposit a Check." The app will walk you through the rest of the process. However, keep in mind that this service is available for Walmart MoneyCard Preferred cardholders only.

Amazon

Another one-stop-shop retailer that accepts eChecks for gift card purchases is Amazon. The company lets you add your checking account as a payment method. You will need to enable it for Automated Clearing House, an electronic funds-transfer system, and then enter your routing number and account information. You'll also need your driver's license number for verification purposes. Once all that's in place, you can buy Amazon gift cards and other gift cards that Amazon sells like Apple iTunes and Visa.

PayPal

If your recipient shops online, a gift card from PayPal can come in handy, especially for sites like eBay and Newegg. PayPal not only allows you to connect to your checking account, it encourages it. You can go to PayPal-Gifts.com and search through gift cards for a wide array of retailers, then pay using your PayPal account. This way, you can avoid the delay that occurs when you use PayPal's eCheck service to make a person-to-person payment, but it will still come out of your checking account.

CardCash

Another option for buying gift cards using an eCheck is CardCash. You can choose from CardCash's large selection of retailers and pay using your PayPal account. If you purchase $1,000 or more in gift cards, you can separately request ACH access to have the funds transferred directly from your checking account. A compliance expert manually reviews each ACH request, so you'll have the peace of mind of knowing it's being set up securely.

Источник: https://www.sapling.com/6891237/gift-can-purchased-electronic-check

6 Best Prepaid Debit Cards

  • Bluebird by American Express: Cheapest.

  • Movo Virtual Prepaid Visa: Cheapest.

  • Fifth Third Access 360° Reloadable Prepaid Card: Best for ATM withdrawals.

  • FamZoo Prepaid Card: Best for parents.

  • Greenlight Prepaid Mastercard: Best for parents.

  • Walmart MoneyCard: Best for shopping at Walmart.

  • Chime: Best cheap prepaid alternative.

What are prepaid debit cards?

A prepaid debit card can serve as a budgeting tool or an all-out replacement for a bank account — and the best prepaid cards offer convenience while charging few fees.

Prepaid cards are easy to get. There’s no credit check, and they’re often available even if you can’t get a bank account because of a bad banking history. Unlike with a credit card, you load funds onto prepaid cards before use.

Some companies also offer mobile-optimized banking accounts that don’t require a squeaky-clean banking or credit history — and they often cost less than prepaid cards. Skip ahead to read about these low-fee alternatives.

Prepaid debit cards vs. regular debit cards

You don’t need a bank account to get a prepaid debit card, but it’s a requirement for a regular debit card, which is linked to your checking account. For prepaid debit cards, you load the card with money when you get it, then use it to make purchases. For regular debit cards, the funds for your payments are taken directly from your checking account as you make payments.

» More from NerdWallet:What is a debit card?

Nerdy tip: If you need to build credit or have been denied a bank account, a prepaid debit card might not be the best option: Secured credit cards help build credit, and if you can't get a regular checking account, try second chance checking. These accounts provide another shot at mainstream banking and its perks.

Why trust NerdWallet: Our writers and editors follow strict editorial guidelines to make sure our coverage is fair and accurate, so you can choose the financial accounts that work best for you. See our criteria for evaluating banks and credit unions.

Here are our top prepaid debit cards based on fees and features. Scroll down for more detail on each account.

Bluebird
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Bluebird by American Express

  • No monthly fees

  • Free ATM network

  • Great budgeting features

Movo® Prepaid Visa® Card

Movo Virtual Prepaid Visa Card

  • No monthly fees

  • Instant transfers between cards

Fifth Third Access 360° Reloadable Prepaid Card
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

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Fifth Third Access 360° Reloadable Prepaid Card

  • One of the biggest free ATM networks among prepaid cards

  • $4 monthly fee that's easy to waive

Prepaid Debit Card

FamZoo

  • Multiple subaccounts for kids

  • Costs $2.50-$5.99 per month

Greenlight®

Greenlight

  • Subaccounts for kids

  • Store-specific spending controls

  • Monthly fee from $4.99

BEST FOR SHOPPING AT WALMART

MoneyCard® Reloadable Prepaid Card

Walmart MoneyCard

  • 3% cash back at Walmart.com and in the Walmart app and other cash back rewards

  • Multiple subaccounts for family members

  • 2% APY on up to $1,000 in savings account

BEST ALTERNATIVES TO PREPAID

Chime Spending Account
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Chime

  • No monthly fees

  • Has a savings component

Bluebird by American Express

Cheapest

Bluebird
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Bluebird, issued by American Express and in partnership with Walmart, offers more than the average prepaid debit card, and you can load and spend money without paying fees.

But Bluebird does have limits when it comes to merchant acceptance, and it doesn’t allow cash back at retailers.

  • General fees and features: No monthly fees and no costs for online activation or inactivity.

  • Purchases: No fees.

  • ATM withdrawals: Free at ATMs in the MoneyPass network; $2.50 fee at other ATMs, plus any ATM operator fee.

  • Reload methods: Direct deposit, debit card transfer, card-to-card transfer, mobile check deposit (with a third-party fee for instant processing), cash load at Walmart or other stores. (Retailers other than Walmart may charge up to $3.95.)

  • Other features: Check writing, separate “set-aside” accounts for savings and up to four subaccounts for family members.

  • Downsides: No cash back at retailers. The card is issued by American Express, which isn’t accepted everywhere that Visa and Mastercard are.

» Learn more abouthow prepaid debit cards work

Movo Virtual Prepaid Visa Card

cheapest

Movo® Prepaid Visa® Card

Most prepaid debit cards either charge you each month or each time you make a purchase, but the Movo Virtual Prepaid Card does neither. The exception is if you go more than three months without activity; then a $4.95 inactivity fee is charged per month until there’s activity. A “virtual” element lets you buy things online, and you can request a physical card for in-person purchases, ATM withdrawals and cash back at retailers.

  • General fees and features: No monthly fees and no costs for activation; $4.95 inactivity fee.

  • Purchases: No fees.

  • ATM withdrawals: $2 at ATMs in the Visa Plus Alliance network; additional operator fees may apply at out-of-network ATMs.

  • Reload methods: Direct deposit; bank account transfer; instant card-to-card transfer; mobile check deposit (with a third-party fee for instant processing); cash load at retailers with Visa ReadyLink, MoneyPak and Reload @ Register locations, such as Walgreens or Safeway (for a fee set by the retailer).

  • Other services: Online bill payments are free. For a fee, you can also create one-time secondary virtual cards (“CASH Cards”) with their own card numbers. These cards can protect your main account number during transactions. Movo can be used with Apple Pay, Google Pay and Samsung Pay.

  • Downsides: Free ways to reload the card, such as bank transfers, can take up to five business days; no free ATM network.

» Looking for a traditional spending account? Check out NerdWallet’s best free checking accounts.

Fifth Third Access 360° Reloadable Prepaid Card

Best for ATM withdrawals

Fifth Third Access 360° Reloadable Prepaid Card
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

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Fifth Third’s Access 360° prepaid debit card takes part in Allpoint’s massive U.S. network and has access to over 50,000 ATMs. This card is available in the 11 states where there are Fifth Third branches, which is the only place you can get the card.

  • General fees and features: $4 monthly fee that’s waived if you have $500 or more in deposits monthly or a Fifth Third checking account; no costs for activation or inactivity.

  • Purchases: No fees.

  • ATM withdrawals: Free at Fifth Third ATMs and ATMs in the Allpoint ATM network; free at Presto! ATMs inside Publix stores and at 7-Eleven ATMs listed on the bank's website or mobile app; $2.75 fee at other ATMs, plus any ATM operator fees.

  • Reload methods: Direct deposit, bank transfer, cash load at Fifth Third branch or ATM.

  • Other services: Card can have joint owners.

  • Downsides: There’s no access to a nationwide retail network for adding cash; the card’s not available in every state; and the card doesn’t have a separate savings feature.

FamZoo Prepaid Card

best for PARENTS

Prepaid Debit Card

FamZoo is a family-friendly prepaid Mastercard that lets parents become virtual bankers for their kids, even those younger than 13. Four cards can be part of one monthly plan, but more can be added for a one-time $3 fee per card. From the website or app, you can send allowances, split payments, see balances and activity across all cards and set up text and email alerts.

  • General fees and features: You can prepay $59.99 for two years of FamZoo — that works out to $2.50 per month. Other prepayment plans also offer a discount. The fee is $5.99 for a monthly subscription; no costs for activation or inactivity.

  • Purchases: No fees.

  • ATM withdrawals: No charge from FamZoo, but ATM operator fees can apply.

  • Reload methods: Direct deposit; bank transfer; PayPal transfer; PopMoney transfer (for a fee); add cash at retailers like 7-Eleven and Walgreens that participate in the Reload @ the Register, MoneyPak and Mastercard rePower networks (up to $6 retail fee).

  • Other services: Multiple accounts under one plan, free and instant FamZoo card-to-card transfers, ability to lock and unlock FamZoo cards, budgeting tools.

  • Downsides: Not part of any ATM network; maximum monthly fee is higher than average; no mobile check deposit feature.

Greenlight Prepaid Mastercard

best for PARENTS

Greenlight®

Greenlight stands out for a feature that other prepaid cards lack: store-specific spending controls. Parents can preapprove where their kids spend money, so $300 earmarked for school supplies can only be spent at a campus bookstore, for example. The prepaid card also offers real-time activity alerts, free card-to-card transfers for allowances and the ability to remotely lock lost cards.

A Greenlight account can have up to five subaccounts, so it works for a family. Given low purchase and withdrawal limits, it’s best as a family budgeting tool instead of a bank account replacement.

  • General fees and features: $4.99 to $9.98 per month, depending on selected plan (more expensive plans include features like investing education and identity theft protection); no costs for activation, inactivity or account closure.

  • Purchases: No fees.

  • ATM withdrawals: No fees from Greenlight, but ATM operator fees may apply.

  • Reload methods: Direct deposit, debit card transfer, bank transfer.

  • Other services: Up to 5 subaccounts, no international ATM withdrawal fee.

  • Downsides: No checks or cash can be deposited; the daily purchase maximum per family account is $1,000 and daily ATM withdrawal limit is $100, which are much lower than average for prepaid cards.

Walmart MoneyCard

BEST FOR SHOPPING AT WALMART

MoneyCard® Reloadable Prepaid Card

The Walmart MoneyCard offers its shoppers up to $75 per year in cash-back rewards: 3% for purchases made at Walmart.com and in the Walmart app, 2% at Walmart fuel stations and 1% at Walmart stores. The app, which gets decent ratings, is required to get fee-free cash reloads at Walmart stores. Walmart MoneyCenters and Customer Service desks also offer fee-free cash withdrawals.

This prepaid, reloadable card is family-friendly. You can order an account for free for up to four additional people who are at least 13 years old. The Walmart MoneyCard offers a free “Vault” savings feature. Savings will earn 2% APY on up to $1,000 on the card enrollment anniversary.

Because it’s not part of an ATM network, you’ll pay $2.50 for ATM withdrawals in addition to any operator fees.

  • General fees and features: $5.94 monthly fee waived with a monthly deposit of at least $1,000; $1 starter card purchase fee if purchased in store; no inactivity fees.

  • ATM withdrawals: $2.50 fee, plus any operator fees.

  • Reload methods: Free from your existing bank account; free to add cash via the Walmart MoneyCard app at Walmart stores; free mobile check deposit; free to add funds from checks cashed at Walmart stores; otherwise, $3 to reload cash at a Walmart store; up to $5.95 to reload elsewhere.

  • Other services: Up to four free additional accounts; savings account with 2% APY for first $1,000, and chances to win monthly cash prizes; option to lock and unlock your card via the app; text and email alerts.

  • Downsides: Fee to use ATMs; limited methods for reloading funds.

Earn more with the best savings accounts

Find out which accounts pay more and help you build your savings faster.

Low-fee alternatives to prepaid cards

The difference between prepaid debit cards and checking accounts is starting to blur, as many have similar features and services.

Mobile-optimized banking accounts fit in this middle ground — like most prepaid debit cards, many have no credit check; unlike prepaid cards, many are linked to a bank account.

Chime

TOP ALTERNATIVE TO PREPAID

Chime Spending Account
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Chime isn’t a prepaid debit card or a traditional bank account but a free “spending account” in the Visa payment network. This account has many of the same functions as a checking account, but it doesn’t come with paper checks. Through the app, though, you can request that checks be mailed to a recipient, even yourself, for free.

You can also open a linked Chime savings account and set up automatic transfers.

  • General fees and features: No monthly fee and no costs for activation or inactivity; no credit check. Cash withdrawal and third-party fees may apply.

  • Purchases: No additional charge.

  • ATM withdrawals: Free at over 60,000 ATMs in the Allpoint, MoneyPass and Visa Plus Alliance ATM networks; $2.50 at other ATMs, plus any ATM operator fee. Cash withdrawal and third-party fees may apply.

  • Deposit methods: Free through direct deposit, bank transfer and mobile check deposit; add cash at retailers in the Reload @ the Register network (up to $5 retailer fee).

  • Other services: Optional savings account. Chime has two automatic savings programs: one where a percentage of every paycheck automatically goes into the savings account and the other where your purchases are rounded up to the nearest dollar and the rounded-up change goes to savings (see below for more information from Chime). You can also receive instant transaction alerts and lock your debit card if you lose it. Note that a Chime Spending Account is required to open a savings account.

  • Downsides: The out-of-network ATM fee.

Chime says: "Round Ups automatically round up debit card purchases to the nearest dollar and transfers the round up from your Chime Spending Account to into your savings account. Save When I Get Paid automatically transfers 10% of your direct deposits of $500 or more from your Spending Account into your savings account."

Best prepaid debit cards and alternatives: Summary

Bluebird by American Express

$2.50 to $4.33 if prepaid; $5.99 if billed

Fifth Third Access 360° Reloadable Prepaid Card

Greenlight Prepaid Mastercard

Источник: https://www.nerdwallet.com/article/banking/best-prepaid-debit-cards

A gift card is a type of payment card you can exchange for a specified amount of money to buy goods or services from a specific business. The card is given as a gift, and that is why it is called a gift card. You can employ a few tactics and avail money in a gift card to your bank account. I will explain how to transfer money from a visa gift card to a bank account.

Visa is among the various service providers who work with businesses to offer gift cards. The others include American Express, MasterCard, and Discover. Usually, a gift card is a one-time card that once you use it, you are done. A few are reloadable, meaning that you can add funds to the gift card account to continue using them. Reloadable gift cards are almost the same as prepaid cards in that they do not require any bank account to operate.

One drawback of a gift card is that it is not that secure. If you ever lose a gift card while on your way to the shopping center, someone else can collect the card and use it for various transactions. Again, a gift card is not like a credit, debit, or prepaid card that you can use anywhere you want. Most of them are store-specific, meaning that you cannot use them anywhere else.

How do I get a gift card?

Gift cards are not difficult to get, just as you can get a prepaid card or debit card. However, gift cards are usually limited to buying goods and services. Contrary, you can use a prepaid card to buy goods and services and send money to others. You can also transfer money from a prepaid card to a bank account.

To get a gift card, you have to request it from the most appropriate gift card issuer around. The process below can help you when it comes to applying for a gift card.

  • Visit an online or a physical store and request a gift card denomination amount.
  • Present the payment of the card to the merchant, who then collects it for the next process.
  • After that, the merchant selects the program on the terminal or POS system, inputs clerk ID, and then swipes the gift card through the terminal.
  • Next, the merchant keys in the amount for the card.
  • The terminal then processes the transaction to add the money to the card.
  • The merchant then prints a receipt showing the card balance and hands it to the customer.

Where do I get a gift card?

how to transfer money from visa gift card to bank account

If you want to give a person a gift card as their birthday present, various companies sell gift cards. For example, you can buy Visa gift cards from the Visa company itself or from other companies that also sell gift cards. Various companies sell Visa gift cards. They include the following.

i) United States Postal Service (USPS)

The United States Postal Service (USPS) sells gift cards that you can buy with various denominations. You can purchase it online or at any store near you. It would help if you had denominations of $20 to $500. You can find a physical location here or complete the order process online.

ii) Walmart

Walmart is one of the biggest online and physical stores in the US to purchase various goods. The company sells unique gift cards that you can give to your loved ones to buy whatever they want from Walmart. The card denominations range from $25 to $200. You can order the card online or from a physical store.

Walmart also issues prepaid debit cards that you can use for various kinds of transactions such as buying goods and services, transfering to a bank, or even sending to other cards. You can easilysend money online using a debit cardfrom Walmart.

iii) Target

Target is an online retail store where you can purchase goods and services. It is one of the best sites where you can get a gift card for your loved one. Target allows you to buy gift cards of various denominations, including $25, $50, and $100 in stores and up to $200 when you buy online.

iv) Staples

Staples allow you to purchase gift cards online or at a physical store. Staples gift card denominations range from $25 to $300. You can find a store here or order online to receive at your location.

v) CVS

CVS sells gift cards of various denominations ranging from $25 – $500. You can buy the cards at any CVS store near you.

vi) Albertsons

You can get various gift cards from the Albertsons company and give them to your friends and relatives. The company sells cards of various denominations ranging from $25 to $500. You can find an Albertson store location here.

vii) Safeway

At Safeway, you can get cards of various denominations ranging from $25 to $500. The cards are available in-store whereby you can locate the nearest store here

How do gift cards work?

You can use a gift card at a store just like you can use a debit or credit card. You only need to swipe over the POS machine or use it with the traditional credit card terminals, and you are good to go. You will deduct the amount you spend from your overall balance to pay for purchasing a good or service.

Gift cards are specifically for buying goods and services, and it can be challenging to use them to transfer money, unlike debit and prepaid cards that you can transfer money from one card to another. Once the card balance is over, the card becomes useless, and you can destroy it.

Some gift cards are reloadable, and you can use them over and over again. Generally, the process below is helpful when redeeming a gift card. Have a look.

  • You present the gift card for payment of goods or services.
  • Merchant chooses a program on a terminal or POS system.
  • Next, the merchant inputs the clerk ID and swipes the gift card through the terminal.
  • After that, the merchant keys in the amount to redeem your card.
  • The terminal processes the transaction and subtracts the amount from the card’s balance.
  • With the help of a printer, the cashier prints you a receipt to show the customer the balance.
  • The cashier hands the card back to the customer, and the transaction is complete.

Do gift cards have the routing and account numbers?

Gift cards do not have routing and account numbers. Therefore, you cannot transfer money into the card unless you recharge at the merchant location. The numbers are present in other cards such as debit and credit cards.

You can transfer money using the routing and account numbers from your card account to another card of a different issuer. Even the transfer of funds from one bank to the other requires you to have the routing number of the banking institution and the account number of the recipient.

How to transfer money from Visa gift card to bank account

You cannot directly transfer money from a gift card to a bank account. However, you can move money from your gift card to your bank account using indirect ways. They include the following.

1) Use a Square reader

Square is a payment platform that accepts POS payments. If you have a Square account that links to a bank account, then you can quickly swipe your card over the reader and allow a certain amount of money to go to your Square account. Afterward, you can move the funds to your bank account. Square charges 2.75 percent of the transaction amount for each swipe.

2) Link the gift card to PayPal

PayPal allows you to add your gift card details to your PayPal account, after which you can then move the money to your bank account. PayPal allows you to transfer money to a bank account in the following manner.

  • Log into your PayPal account
  • Navigate to My wallet
  • Hit Transfer Money
  • Select Transfer to your bank
  • Select the bank account to deposit the amount withdrawn
  • Click Continue
  • Enter the amount to transfer and click Next
  • Review your move details and click Transfer Now

3) Pay it yourself using your Visa gift card

There are merchants out there who can assist you in transferring money to your bank account. You only have to walk in their place with your Visa gift card and pay over the POS or any relevant machine.

After that, you can give them your bank account details to transfer money to your bank account for some fee. They may be having a debit card account whereby they can transfer money from the debit card to a bank account, in this case, your bank account.

4) Trade for cash using a gift exchange kiosk

Various gift card exchange kiosks are located in supermarkets and big shopping malls that allow you to exchange your gift card for cash. You can then deposit the given cash in your bank account at the nearest branch.

5) Sell your gift card

Various companies allow you to sell your gift cards online over their apps. They include Card Cash and Gift Card Granny. You can then deposit the given cash in your bank account.

Bottom line

Gift cards are payment cards you can apply for from a merchant and top with a certain amount of money to give someone special to you. You can apply for gift cards online or at a physical store.

The cards are usually used at a specific merchant. Some are reloadable, while others are only useful once. You cannot transfer money from a gift card to a bank account unless you use indirect means.

Источник: https://transfermone.com/transfer-money-from-visa-gift-card-to-bank-account/

*The Mastercard Wildlife Impact gift card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

The underlying funds do not expire. An inactivity fee of $4.95 per month will be deducted from your balance beginning on the 13th month after each 12-month period of inactivity.

MASTERCARD BENEFIT INQUIRIES

Within the U.S.: 1-800-Mastercard (1-800-627-8372)

Shopping for the best gift for your best friend or your loved one? Nothing can be better than letting him choose his own present with a gift card. A gift card will make shopping easier and a lot less of a hassle for you.

And even if you don’t have a credit card or a debit card, you can shop for a gift card online? You can actually use your checking account to pay for your purchases online at top stores.

Buy Gift Cards Online with Checking Account

Table of Contents

Top 10 Sites That Let You Buy Gift Cards Online With Checking Account Number

  1. Macy’s E-Gift Card
  2. Amazon Gift Card
  3. Nordstrom Gift Card
  4. Best Buy Gift Card
  5. Bloomingdale’s Gift Card
  6. Target.com Gift Card
  7. Apple Gift Card
  8. Walmart.com
  9. Disney Store
  10. EBay

1. Macy’s E-Gift Card

Macy’s is the destination for the best gifts. There are things for everyone. From the latest dresses to the most updated footwear and from the best furniture sets to the most in-demand toys and clothes for kids, Macy’s has it all.

Macy’s E-Gift Cards are available in different denominations from $10 to $1,000 and may be used to pay for anything you want to purchase at Macys.com. And since Macy’s accepts PayPal, you can use your checking account to purchase.

Macy’s E-Gift card may even be personalized according to your preference. Order a laura ashley credit card login card online at Macy’s official website, enter the recipient’s email address and then type in your personal gift message. Your friend or family member will receive the electronic gift card within 24 hours.

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2. Amazon Gift Card

Amazon has gifts from A to Z. There are tons of things to buy atlantic federal credit union topsham with top deals available every season, your recipient will surely enjoy buying things that he or she needs with your gift card gift.

The only thing about Amazon is that you don’t need to use your PayPal to pay you’re your checking account. You can directly pay with your ACH-enabled US personal checking account. To do this, you must add your personal checking account number and bank routing number from the Shipment & Payment option screening account. You may also be required to send a copy of any state-issued ID number plus the issuing state. Once changes are buy gift cards online with checking account number you may now purchase anything, even gift cards.

You can send an Amazon gift card to buy gift cards online with checking account number email address of your recipient, via text or as a print-out card. You can send cards with different designs and themes for the holidays, birthdays, New Year’s Day, as a thank you, for a new baby or cards for the workplace.

Gift cards are available in different denominations and sent with a special message from you. Your recipient can spend their gift cards at Amazon.com the moment they receive it. 

3. Nordstrom Gift Card

One of the best shops to purchase updated gifts and the latest trends is Nordstrom. There are new designs for clothes, shoes, jewelry, toys and more. Nordstrom accepts PayPal payments so it’s easy to buy gift cards for your loved ones here.

A Nordstrom e gift card is a precious gift that any stylish recipient would surely love. At present, Nordstrom is giving a fantastic deal for anyone who wishes to order an e gift card. When you order $300 in e gift cards, you will get $50 card for you. If you give $150 in e gift cards, you will get $20.

There are so many reasons to give an e gift card. There are holidays, celebrations, thank yous and birthday card themes to choose from. You can even send your gift e-card right away or send it later up to 12 months from now. Gift cards are ready to spend after these are received from the mail or from your recipient’s inbox.

4. Best Buy Gift Card

Best Buy is the best place to buy all kinds of electronics, toys, games and much more. Gift cards from Best Buy are available in the mailed plastic form, electronic cards, corporate gift cards and specialty gift cards that you can use exclusively in shops like Netflix, Sephora, PlayStation, Xbox, and Nordstrom.

Best Buy gift cards are available for travel, movie and music, restaurant gift cards, gaming, prepaid phone cards, and calling cards. You can purchase these in different denominations from $15 to $500 and may either be mailed, sent through email or may be printed out. Your recipient can use his Best Buy gift card the moment he buy gift cards online with checking account number it in any Best Buy store or from Best Buy’s online shopping site. 

5. Bloomingdale’s Gift Card

Bloomingdale’s has a gift card for any occasion. You can purchase a gift card or e gift card for Christmas, birthdays, anniversaries, celebrations and so much more. You can find cards in colorful and creative designs and most of all since Bloomingdale accepts PayPal payments; you can use your checking account to pay for your gift card purchase.

Bloomingdale’s gift cards are available in different denominations and may be emailed or sent via snail mail to your recipient. And he does not have to spend the entire denomination at one go. He can spend a part of the amount and keep tabs on the balance from Bloomingdale’s official site.

6. Target.com Gift Card

If you are looking for a great gift for your friend or family member then there is nothing like receiving a Target gift card. Target offers a superb collection of new items from wardrobes, footwear, electronics, audio and video systems, toys, games, houseware items and more. Target REDcard can be gifted to anyone for the holidays, for birthdays, anniversaries and as a thank you gift.

Target cards are also available according to other edmond public schools chromebook such as Target gift cards for Visa, MasterCard and AMEX and of course their corporate and bulk gift cards ideal for large-scale gift giving!

And if you hurry, Target is offering a special deal with their gift cards with a buy one, get one 20% off on their App Store and iTunes gift cards. Aside from these, you can also get Starbucks, UBER, Google Play, and Disney specialty gift cards and save 5% when you use your REDcard.

7. Apple Gift Card

An iPhone user would adore an Apple gift card! With an Apple Store gift card, he can purchase accessories, gadgets, hardware, protection, music, apps and so many more. You can send a gift card via email by simply ordering this online at Apple.com.

You can choose from a large number of designs and add a personal touch by including a warm message or greeting. The Apple gift card value can be of any denomination. Your recipient will instantly receive his gift card via email and once he does, he can spend it instantly at the Apple Store or iTunes.

You also have a choice from an actual plastic or cardboard card to an e gift card. Some people prefer to receive plastic cards because these Apple gift cards look very stylish and cool. But if you would like to save the buy gift cards online with checking account number and help Mother Nature, then an electronic gift card is also available.

8. Walmart.com

At Walmart, you can find the best and the latest gift items that your friends and family will surely enjoy and love you for. Walmart has top gifts for entertainment, arthur state bank jobs, lifestyle, restaurant, travel and prepaid gift cards. You can choose from hundreds of festive and loveable designs too. If you are the type who wants to hand-deliver cards, there are printable cards and plastic cards.

E Gift cards are available from $5 to $250 and are perfect for any occasion. You can find gift cards for Christmas, Valentine’s Day, birthdays, anniversaries and for simply saying thank you.

After you have chosen the amount of gift card that you want to give, the design of the card and have placed all the important information about the recipient, you can now hit the “buy” button and to purchase the card. Your buy gift cards online with checking account number will be able to receive the card from his email in just minutes.

Disney Store

Purchase any Disney merchandise for your friend or loved one any season, for any occasion with a Disney gift card. You can find gift cards in hundreds of designs from Disney characters from countless Disney films to adorable Disney-themed designs.

What does a Disney gift card entitle your recipient? Well, anything and everything Disney. He can shop from Disney’s online store or purchase from Disney theme parks as well. He can use this for shopping, dining, theme park visits and resort stays. And he does not have to spend it all at one shopping. Any balance retained in the card may be used next time he shops.

You can shop for a Disney gift card from $25 to $500. There are no fees and these will never expire. Disney cards come with free standard shipping and gift card carriers so suntrust bank customer service 800 number can send more cards to more people for any occasion.

eBay

You can purchase an eBay gift card using your PayPal linked to your checking account. Because eBay is a very popular online marketplace for businesses and people who sell different items, this is definitely the best gift card to give.

You can buy electronic devices, toys, home and kitchen appliances, clothes, shoes and books on eBay using a gift card. You can buy a gift card from eBay without creating an eBay account. But you need to have a registered eBay account to use a gift card. This card is non-transferable and non-refundable.

You can buy exclusive eBay gift cards in different denominations and use this to buy anything from eBay. And since eBay is an online marketplace for just about anything, you can also purchase different branded gift cards from eBay.

There are Best Buy, iTunes, Steam, Sephora, Macy’s, GameStop, Sears and Lowe’s gift cards to name a few. You can buy these from eBay and shop from your favorite store.

Can I Buy Gift Cards Online With My Checking Account?

People still feel an issue buying a Gift Card through their checking account, but it is just a myth. The users can easily purchase Gift Cards and make free business checking account online with no deposit through their Checking store.

All they need to make is to be aware of CardCash and Paypal, two of the comfortable purchasing Gift Cards, and can send money from checking accounts instantly. The users can do creating link their checking account to their PayPal or Card Cash account and purchase and sell Gift Cards from various stores and items, including eBay, Gyft, Raise, and E-Gifted.

Ways To buy Gift Cards

Link your checking account to your PayPal account

If you have an active PayPal account, you can link a checking account to this account and pay for your purchases. First, you need to arrange your checking account as your payment option at PayPal.

Log in to your account and enter your checking account number and other information that PayPal needs to verify your checking account such as your nine-digit bank routing number. The verification process usually takes one to five days so you need to wait a few more days before you can shop.

But once your account has been enabled, you can now shop at any online store that accepts PayPal payments. You can now shop gift cards for your friends and loved ones. 

Get an eCheck

Another way to use your checking account to pay for any online purchase, like a gift card, would be to use an eCheck. Your bank will be able to help you secure an eCheck. There may also be online stores that accept eCheck payments; just look for a payment option that says eCheck or EFT. You may need to type in your checking account number, bank account number and routing numbers www fidelity com accountauthority give the numbers to a phone representative.

But if all these seem to be a hassle for you, the best way is still just linking your checking account number with PayPal to pay for online purchases.

Link Your CardCash account

Card cash is the only site we observed that enables you to purchase gift cards online with your checking account, and it also permits you to buy them at a discount. To make payment with a checking account on CardCash, you will first require creating an account, and you will need to have completed at least three transactions on the site.

You can then send a copy of your driving license, the email linked to your checking account, and a written solicitation for ACH access to [email protected]. CardCash will examine your application. If you are encouraged, you will be able to purchase gift cards directly from your checking account.

Moreover, CardCash allows you to link your PayPal account to make a business checking account with bad credit and pay for gift cards like the sites listed below.

By shopping for gift cards on CardCash.com, you can release as much as 35% off the face value of a gift card, and you can also apply Card Cash to sell gift cards at a reduction or trade them for gift cards to other shops. Further, if you know you will not use a gift card, but there is still a balance on it, you can make some of your money back by selling it to CardCash.

Buy Gift Cards With Personal Checks

If you want to purchase a gift card with a personal, paper check at a brick-and-mortar shop, there are a few something you should etty hillesum lyceum vlier. Generally, you will require providing a valid photo ID, and the statement will need to clear ere you can use the gift card.

Individual stores may have various policies, so it may be deserving of contacting the store you plan to encourage and find out its policy before buy gift cards online with checking account number a gift card with a paper check. We contact customer service representatives from various national chains and found that the following significant retailers will enable you to buy gift cards with personal checks:

  • Big Lots
  • Costco
  • CVS
  • Giant Eagle
  • Kmart
  • Kroger
  • Meijer
  • Target
  • Walgreens
  • Walmart

Difference Between Gift Cards eGift Cards

Gift cards come in all shapes, sizes, and brands and basically, you can get a printed, plastic gift card or an electronic gift card or eGift card. Which is better and which one is more preferred?

Both types of gift cards come in different denominations from as low as $5 to as high as $250 www simple com activate even more. However, printed gift cards or plastic/cardboard gift cards are physical cards that are usually hand-given or from the mail. These cards may be used in an actual store or restaurant and online but this may depend on the instructions on how to use the card. It could take a long time for an actual gift card to get to the recipient. When you order a gift card to be sent to a recipient, it will be sent via snail mail or delivered by a special courier. This could take days to do so. 

On the other hand, electronic cards or e-cards are sent through email and may be used in an actual store or online store. These may or may come with a personalized message and are received as soon as you purchase the e gift card from the online store. And as soon as these are received, the recipient can immediately use it.

When it comes to convenience when buying online, both types of gift cards are very efficient. All you need to do is to visit the store’s official website and make a purchase. Upon check out, choose “gift card” to pay for your purchases. The amount will be deducted from the amount you have on the card and the balance is kept for a specific amount of time.

If you want to shop again, simply login to your account and use the gift card payment option if you still have a balance on your card. In some stores, you have the option to reload your gift card so you can use the same one again and again. 

When it comes to keeping things green, it’s definitely better to just opt for an e-card. Once empty, an empty card is usually thrown away. Imagine how many plastic and cardboard cards are just carelessly thrown away in landfills! There is no doubt that it is better and less energy-consuming when you just rely on electronic gift cards.

But what if you are not tech savvy or you don’t want to shop online, you can choose traditional gift cards instead. Seniors, most especially, would appreciate receiving an actual card rather than an electronic gift card. Abc news bank of america are more adept to using traditional cards in an actual store than buying from an online shopping site.

Most people prefer an actual or traditional card so that they can remember their gift card points. Most of the time, electronic gift cards are forgotten even left unopened from the mail and this is a total waste. Receiving an actual gift card is also deemed to be more exciting than getting one through email.

How Can You Buy Gift Cards From A Bank Branch?

If online banking is not your thing, you can walk into a bank branch, request for a Gift Card application form. You must fill out all the knowledge requested in the state, like your personal details, contact information, information about the homes for sale in north creek subdivision jacksonville fl, and payment mode. This form also duplicates up as a consent form that empowers the bank to debit the gift amount from your account.

How To Check Gift Card Balance

One of the most important things you need to understand about gift cards is that any balance that you leave on the card usually doesn’t expire. Like carrying your own wallet when you shop online, you just buy what you need and leave the remaining amount in the gift card.

If you want to find out the balance on your card, simply log on to your account from the shopping site, find the gift card tab and find the button that allows you to check your gift card balance. Most shopping sites like Amazon, Best Buy and Target gift card balances do not expire. You may also be able to reload your card using your credit card, bank account or even your checking account.

How to buy gift cards online instantly with a checking account?

In the essay, we will show how to purchase gift cards online with a checking account. Many people are looking for ways to do buy gift cards online with checking account number. I would personally recommend using a credit card if you have one, as that way, you can earn credit card rewards and free online checking account no opening deposit, on your purchase.

i) Amazon

Amazon let you reload your Amazon credit perspective with a checking account, and some people are even offered a 2% bonus instantly for doing so. You can check to watch if you are targeted. In addition to this, Amazon also sells 3rd party gift cards to buy these gift cards with your Amazon scale and give you various choices.

Alternatively, you can purchase third-party gift cards directly with Amazon; when your select payment options choosing a checking account will be an option.

ii) Credit Unions

Some credit unions will concede you to buy Visa gift cards with your checking account balance, but you have to account with them. Afterward, if you have an account, including a credit union, ask if they have this characteristic.

iii) PayPal

You can make a link your PayPal account to your checking account, and then utilize your PayPal account to obtain gift card purchases. eBay sells a comprehensive variety of gift cards, often at a discount. Card Cash also permits you to pay via PayPal.

Are Gift Cards Safe To Use?

Despite the permissible uncertainties, many experts say gift cards perform safer gifts than cash. “There is some tracking available, especially if you buy the gift card online,” says Shelley Hunter. Transaction certificates and email records contain important information, like the time and date, stamp and gift card number, and the credit or debit card used to make the buy.

Besides, if the gift card is squandered or stolen, but you have evidence of purchase, customer service may track down the card or issue a replacement. “That cannot occur if you just have a $20 bill,” Hunter says. Registering the gift card online can improve fast-track the process.

Not all retailers offer this feature, but some, adding Disney and Subway, do. If you are dealing with a gift card from a financial service company like Visa card or MasterCard, “you can contradict those charges just like if it were a credit card,” Hunter says.

Protections may vary from a gift card to gift card, so follow and read the terms and conditions carefully, say Juliana Gruenwald Buy gift cards online with checking account number, a spokesperson for the Federal Trade Commission. This will also support to inform you of any card acceptance or inactivity fees.

Can I use PayPal to buy a visa gift card?

You may presently use PayPal strictly for making payments, but did you know that PayPal sells gift cards for popular brands? PayPal Digital Gifts allows second chance checking with no opening deposit for users to send gift cards to friends and family. Plus, choose from hundreds of brands, including Amazon, Home Depot, iTunes, Best Buy, and more!

Steps to Buying Gift Cards With PayPal

  1. Go to PayPal’s Digital Gifts page.
  2. Next, browse through hundreds of popular gift cards and make your choice and selection it.
  3. After that, choose the value.
  4. Indicate whatever the gift card is for you and someone else.
  5. Finally, Log in to your PayPal baptist health fort smith ar or access your credit card or debit card information.

If you select the Gift option (refer above to number 4), you will be prompted to enter the recipient’s name, email address, title, and message. Note that all gift cards are delivered v electronically, whether you purchase one for yourself or as a gift.

See related article on The 5 Best Ways to Buy Virtual Visa Gift Card with PayPal

Источник: https://bestonreviews.com/10-sites-to-buy-gift-cards-online-with-checking-account/

Give the gift of Uber and Uber Eats

Send an Uber gift card in minutes, digitally or in the mail. Schedule a perfectly timed surprise, or make someone’s day today.

Buy now

More ways to buy gift cards

Purchase for your business

Gift cards are a great way to thank your customers and reward your team. Use our corporate portal to buy more than 10 gift cards at once.

Buy from stores

You can find Uber gift cards starting at $15 at participating retailers.

Send instantly in the app

To send a gift card instantly from your app to a friend or family member’s app, tap on Send a Gift in the menu of the Uber app or the Account section of the Uber Eats app.

Open the Account menu and tap Wallet.

Tap on the + Add Funds button the the Uber Cash card.

Enter your gift code and tap Add.

Frequently asked questions

  • How can I redeem an Uber gift card?

    Gift cards apply Uber Cash or Uber credits (depending on your location) to an Uber account. To redeem a gift card:

    In the Uber app

    1. Make sure you have the latest version of the Uber app.
    2. Tap the menu icon and select Wallet.
    3. Tap Add Payment Method or Redeem Gift Card.
    4. Then tap Gift Card.
    5. Enter your PIN/gift code (with no spaces).
    6. Tap Add.

    In the Uber Eats app

    1. Make sure you have the latest version of the Uber Eats app.
    2. Tap the Account icon and select Wallet.
    3. Select Add Payment Method.
    4. Select Gift Card.
    5. Enter your PIN/gift code (with no spaces).
    6. Tap Add.

    Once a gift card is added to an Uber account, it can’t be transferred.

    You can’t reload a gift card after it has been purchased, but you can add multiple gift cards to an Uber account. Each Uber account can hold a maximum limit of $2,000 in total gift card value. As you use up your credits, you can add more.

  • How can I use an Uber gift card?

    Once redeemed, your Uber gift card is applied to your Uber Cash or Uber credits balance, which can be used during checkout on Uber or Uber Eats.

    When you check out on Uber or Uber Eats, your Uber Cash or Uber credits balance will likely already be chosen as your primary way to pay. If not, tap on your selected payment method (for example, a credit card) to switch between payment methods before you check out. Switch on the toggle to ensure that your Uber Cash or Uber credits are always used first.

    If your Uber Cash or Uber credits are not completely used up, the remaining balance can be applied to your next ride or order.

  • What are the restrictions on the use or purchase of Uber gift cards?

    There are some gift card limitations:

    1. Redeemed gift cards can only be spent in countries that accept payment in the same currency that was originally issued.
    2. The gift card amount can’t be used for Family Profiles, scheduled rides, or university campus card rides.
  • Where can I get more answers?

Redeemed gift cards can only be spent in countries that accept payment in the same currency that was originally issued. Gift card amounts cannot be used for Family Profiles, scheduled rides, or university campus card rides. Other important restrictions apply to Uber gift cards. For full Uber gift card terms and conditions, go here.

Источник: https://www.uber.com/us/en/gift-cards/

Truist Visa® Gift Card The perfect gift—for any occasion

Truist Bank, Member FDIC. © 2021 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Truist Bank, Member FDIC and an Equal Housing Lender

Investment and Insurance Products:
• Are Not FDIC or any other Government Agency Insured • Are Not Bank Guaranteed • May Lose Value

All Ode to the west wind in hindi mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Services provided by the following affiliates of Truist Financial Corporation: Banking products and services, including loans and deposit accounts, are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and P.J. Robb Variable Corp., which are SEC registered broker-dealers, members FINRASIPC, and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc.GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank now Truist Bank. Insurance products and services are offered through McGriff Insurance Services, Inc. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, Inc., AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, Inc.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist Financial Corporation: Truist Bank, our commercial southern states bank sylacauga, which provides banking, trust and asset management services; Truist Investment Services, Inc., a registered broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products; Truist Advisory Services, Inc., an SEC registered investment adviser which provides Investment Advisory services.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist  Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC.  Loan syndications are offered by Truist Securities, Inc. Loans and loan related products are offered by Truist Bank.

New York City residents: Translation or other language access services may be available. When calling our office buy gift cards online with checking account number collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

Borrowers impacted by COVID-19 with Limited English Proficiency (LEP) needing assistance can utilize the below resources for help.

Limited English Proficiency Support:  Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English.  As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them.  Truist offers the following resources for consumers that have Limited English Proficiency: 

  • Multilingual teammates available at our Multicultural Banking Centers
  • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.
Источник: https://www.truist.com/prepaid-cards/gift-card

*The Mastercard Wildlife Impact gift card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

The underlying funds do not expire. An inactivity fee of $4.95 per month will be deducted from your balance beginning on the 13th month after each 12-month buy gift cards online with checking account number of inactivity.

MASTERCARD BENEFIT INQUIRIES

Within the U.S.: 1-800-Mastercard (1-800-627-8372)

Gift Cards That Can Be Purchased With an Electronic Check

Gift cards are a huge and growing market as they're a convenient way to give and receive gifts. You can buy a gift card using a credit card or cash, but if you don't have either on hand, you can still purchase a gift card online or at a retailer using an electronic check. Unfortunately, you may find your options are limited at the moment, although more retailers are accepting eChecks with each passing year.

Gift Cards That Can Be Purchased With an Electronic Check

Image Credit: Craft24/iStock/GettyImages

Walmart

You aren't limited to buying just Walmart gift cards on the retail giant's website. You can purchase gift cards for restaurants and other retailers on the site as well. The way to make this work is to use a Walmart MoneyCard to make your purchase. Prior to shopping on the Walmart website, you'll need to load your MoneyCard with the money you intend to spend using an eCheck. To do this, simply log into the app, select "Add Money" and then "Deposit a Check." The app will walk you through the rest of the process. However, keep in mind that this service is available for Walmart MoneyCard Preferred cardholders only.

Amazon

Another one-stop-shop retailer that accepts eChecks for gift card purchases is Amazon. The company lets you add your checking account as a payment method. You will need to enable it for Automated Clearing House, an electronic funds-transfer system, and then enter your routing number and account information. You'll also need your driver's license number for verification purposes. Once all that's in place, you can buy Amazon gift cards and other gift cards that Amazon sells like Apple iTunes and Visa.

PayPal

If your recipient shops online, a gift card from PayPal can come in handy, especially for sites like eBay and Newegg. PayPal not only allows you to connect to your checking account, it encourages it. You can go to PayPal-Gifts.com and search through gift cards for a wide array of retailers, then pay using your PayPal account. This way, you can avoid the delay that occurs when you use PayPal's eCheck service to make a person-to-person payment, but it will still come out of your checking account.

CardCash

Another option for buying gift cards using an eCheck is CardCash. You can choose from CardCash's large selection of retailers and pay using your PayPal account. If you purchase $1,000 or more in gift cards, you can separately request ACH access to have the funds transferred directly from your checking account. A compliance expert manually reviews each ACH request, so you'll have the peace of mind of knowing it's being set up securely.

Источник: https://www.sapling.com/6891237/gift-can-purchased-electronic-check

Gift Card

The occasion of gifting becomes extra special when the gift comes as per the receiver’s choice. ICICI Bank is pleased to bring you a gift that will not fail to impress your family or friends. We bring to you the ICICI Bank Gift Card - an ideal gifting solution!

 

ICICI Bank Gift Card is an all year round gift for any occasion like birthdays, weddings, festivals, anniversaries, farewell etc. It makes your gifting experience hassle-free and helps save your precious time.

 

What's more, gift cardholders can spend the amount loaded on the card in as many VISA enabled stores as they like and purchases can be made throughout the year. Gift cardholders also have the advantage of checking their balance at any bank's ATM, online or by calling up the Customer Care.

Benefits of Gift Cards

  • Freedom of choice - A preloaded card with one year validity which can be used for shopping, dining, online transactions at over 8 lakh stores and/or websites across India accepting Visa cards
  • Customised - The Gift Card comes with the flexibility of loading any amount ranging from Rs. 500 to Rs. 10,000 to suit your requirement
  • Savings for the recipient - Card holder can avail great offers and amazing discounts on shopping, dining, fashion and travel at websites listed in offers
  • Perfect for distant gifting - Desert financial credit union atm withdrawal limit Card ordered through Net Banking or Phone Banking can be directly sent to the intended recipient

APPLY NOW

Источник: https://www.icicibank.com/Personal-Banking/cards/prepaid/gift-card/index.page

Buy gift cards online with checking account number -

Shopping for the best gift for your best friend or your loved one? Nothing can be better than letting him choose his own present with a gift card. A gift card will make shopping easier and a lot less of a hassle for you.

And even if you don’t have a credit card or a debit card, you can shop for a gift card online? You can actually use your checking account to pay for your purchases online at top stores.

Buy Gift Cards Online with Checking Account

Table of Contents

Top 10 Sites That Let You Buy Gift Cards Online With Checking Account Number

  1. Macy’s E-Gift Card
  2. Amazon Gift Card
  3. Nordstrom Gift Card
  4. Best Buy Gift Card
  5. Bloomingdale’s Gift Card
  6. Target.com Gift Card
  7. Apple Gift Card
  8. Walmart.com
  9. Disney Store
  10. EBay

1. Macy’s E-Gift Card

Macy’s is the destination for the best gifts. There are things for everyone. From the latest dresses to the most updated footwear and from the best furniture sets to the most in-demand toys and clothes for kids, Macy’s has it all.

Macy’s E-Gift Cards are available in different denominations from $10 to $1,000 and may be used to pay for anything you want to purchase at Macys.com. And since Macy’s accepts PayPal, you can use your checking account to purchase.

Macy’s E-Gift card may even be personalized according to your preference. Order a gift card online at Macy’s official website, enter the recipient’s email address and then type in your personal gift message. Your friend or family member will receive the electronic gift card within 24 hours.

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The 10 Best Buy Now Pay Later Catalogs For People With Bad Credit

2. Amazon Gift Card

Amazon has gifts from A to Z. There are tons of things to buy and with top deals available every season, your recipient will surely enjoy buying things that he or she needs with your gift card gift.

The only thing about Amazon is that you don’t need to use your PayPal to pay you’re your checking account. You can directly pay with your ACH-enabled US personal checking account. To do this, you must add your personal checking account number and bank routing number from the Shipment & Payment option screening account. You may also be required to send a copy of any state-issued ID number plus the issuing state. Once changes are done you may now purchase anything, even gift cards.

You can send an Amazon gift card to the email address of your recipient, via text or as a print-out card. You can send cards with different designs and themes for the holidays, birthdays, New Year’s Day, as a thank you, for a new baby or cards for the workplace.

Gift cards are available in different denominations and sent with a special message from you. Your recipient can spend their gift cards at Amazon.com the moment they receive it. 

3. Nordstrom Gift Card

One of the best shops to purchase updated gifts and the latest trends is Nordstrom. There are new designs for clothes, shoes, jewelry, toys and more. Nordstrom accepts PayPal payments so it’s easy to buy gift cards for your loved ones here.

A Nordstrom e gift card is a precious gift that any stylish recipient would surely love. At present, Nordstrom is giving a fantastic deal for anyone who wishes to order an e gift card. When you order $300 in e gift cards, you will get $50 card for you. If you give $150 in e gift cards, you will get $20.

There are so many reasons to give an e gift card. There are holidays, celebrations, thank yous and birthday card themes to choose from. You can even send your gift e-card right away or send it later up to 12 months from now. Gift cards are ready to spend after these are received from the mail or from your recipient’s inbox.

4. Best Buy Gift Card

Best Buy is the best place to buy all kinds of electronics, toys, games and much more. Gift cards from Best Buy are available in the mailed plastic form, electronic cards, corporate gift cards and specialty gift cards that you can use exclusively in shops like Netflix, Sephora, PlayStation, Xbox, and Nordstrom.

Best Buy gift cards are available for travel, movie and music, restaurant gift cards, gaming, prepaid phone cards, and calling cards. You can purchase these in different denominations from $15 to $500 and may either be mailed, sent through email or may be printed out. Your recipient can use his Best Buy gift card the moment he receives it in any Best Buy store or from Best Buy’s online shopping site. 

5. Bloomingdale’s Gift Card

Bloomingdale’s has a gift card for any occasion. You can purchase a gift card or e gift card for Christmas, birthdays, anniversaries, celebrations and so much more. You can find cards in colorful and creative designs and most of all since Bloomingdale accepts PayPal payments; you can use your checking account to pay for your gift card purchase.

Bloomingdale’s gift cards are available in different denominations and may be emailed or sent via snail mail to your recipient. And he does not have to spend the entire denomination at one go. He can spend a part of the amount and keep tabs on the balance from Bloomingdale’s official site.

6. Target.com Gift Card

If you are looking for a great gift for your friend or family member then there is nothing like receiving a Target gift card. Target offers a superb collection of new items from wardrobes, footwear, electronics, audio and video systems, toys, games, houseware items and more. Target REDcard can be gifted to anyone for the holidays, for birthdays, anniversaries and as a thank you gift.

Target cards are also available according to other companies/businesses such as Target gift cards for Visa, MasterCard and AMEX and of course their corporate and bulk gift cards ideal for large-scale gift giving!

And if you hurry, Target is offering a special deal with their gift cards with a buy one, get one 20% off on their App Store and iTunes gift cards. Aside from these, you can also get Starbucks, UBER, Google Play, and Disney specialty gift cards and save 5% when you use your REDcard.

7. Apple Gift Card

An iPhone user would adore an Apple gift card! With an Apple Store gift card, he can purchase accessories, gadgets, hardware, protection, music, apps and so many more. You can send a gift card via email by simply ordering this online at Apple.com.

You can choose from a large number of designs and add a personal touch by including a warm message or greeting. The Apple gift card value can be of any denomination. Your recipient will instantly receive his gift card via email and once he does, he can spend it instantly at the Apple Store or iTunes.

You also have a choice from an actual plastic or cardboard card to an e gift card. Some people prefer to receive plastic cards because these Apple gift cards look very stylish and cool. But if you would like to save the environment and help Mother Nature, then an electronic gift card is also available.

8. Walmart.com

At Walmart, you can find the best and the latest gift items that your friends and family will surely enjoy and love you for. Walmart has top gifts for entertainment, gaming, lifestyle, restaurant, travel and prepaid gift cards. You can choose from hundreds of festive and loveable designs too. If you are the type who wants to hand-deliver cards, there are printable cards and plastic cards.

E Gift cards are available from $5 to $250 and are perfect for any occasion. You can find gift cards for Christmas, Valentine’s Day, birthdays, anniversaries and for simply saying thank you.

After you have chosen the amount of gift card that you want to give, the design of the card and have placed all the important information about the recipient, you can now hit the “buy” button and to purchase the card. Your recipient will be able to receive the card from his email in just minutes.

Disney Store

Purchase any Disney merchandise for your friend or loved one any season, for any occasion with a Disney gift card. You can find gift cards in hundreds of designs from Disney characters from countless Disney films to adorable Disney-themed designs.

What does a Disney gift card entitle your recipient? Well, anything and everything Disney. He can shop from Disney’s online store or purchase from Disney theme parks as well. He can use this for shopping, dining, theme park visits and resort stays. And he does not have to spend it all at one shopping. Any balance retained in the card may be used next time he shops.

You can shop for a Disney gift card from $25 to $500. There are no fees and these will never expire. Disney cards come with free standard shipping and gift card carriers so you can send more cards to more people for any occasion.

eBay

You can purchase an eBay gift card using your PayPal linked to your checking account. Because eBay is a very popular online marketplace for businesses and people who sell different items, this is definitely the best gift card to give.

You can buy electronic devices, toys, home and kitchen appliances, clothes, shoes and books on eBay using a gift card. You can buy a gift card from eBay without creating an eBay account. But you need to have a registered eBay account to use a gift card. This card is non-transferable and non-refundable.

You can buy exclusive eBay gift cards in different denominations and use this to buy anything from eBay. And since eBay is an online marketplace for just about anything, you can also purchase different branded gift cards from eBay.

There are Best Buy, iTunes, Steam, Sephora, Macy’s, GameStop, Sears and Lowe’s gift cards to name a few. You can buy these from eBay and shop from your favorite store.

Can I Buy Gift Cards Online With My Checking Account?

People still feel an issue buying a Gift Card through their checking account, but it is just a myth. The users can easily purchase Gift Cards and make free business checking account online with no deposit through their Checking store.

All they need to make is to be aware of CardCash and Paypal, two of the comfortable purchasing Gift Cards, and can send money from checking accounts instantly. The users can do creating link their checking account to their PayPal or Card Cash account and purchase and sell Gift Cards from various stores and items, including eBay, Gyft, Raise, and E-Gifted.

Ways To buy Gift Cards

Link your checking account to your PayPal account

If you have an active PayPal account, you can link a checking account to this account and pay for your purchases. First, you need to arrange your checking account as your payment option at PayPal.

Log in to your account and enter your checking account number and other information that PayPal needs to verify your checking account such as your nine-digit bank routing number. The verification process usually takes one to five days so you need to wait a few more days before you can shop.

But once your account has been enabled, you can now shop at any online store that accepts PayPal payments. You can now shop gift cards for your friends and loved ones. 

Get an eCheck

Another way to use your checking account to pay for any online purchase, like a gift card, would be to use an eCheck. Your bank will be able to help you secure an eCheck. There may also be online stores that accept eCheck payments; just look for a payment option that says eCheck or EFT. You may need to type in your checking account number, bank account number and routing numbers or give the numbers to a phone representative.

But if all these seem to be a hassle for you, the best way is still just linking your checking account number with PayPal to pay for online purchases.

Link Your CardCash account

Card cash is the only site we observed that enables you to purchase gift cards online with your checking account, and it also permits you to buy them at a discount. To make payment with a checking account on CardCash, you will first require creating an account, and you will need to have completed at least three transactions on the site.

You can then send a copy of your driving license, the email linked to your checking account, and a written solicitation for ACH access to [email protected]. CardCash will examine your application. If you are encouraged, you will be able to purchase gift cards directly from your checking account.

Moreover, CardCash allows you to link your PayPal account to make a business checking account with bad credit and pay for gift cards like the sites listed below.

By shopping for gift cards on CardCash.com, you can release as much as 35% off the face value of a gift card, and you can also apply Card Cash to sell gift cards at a reduction or trade them for gift cards to other shops. Further, if you know you will not use a gift card, but there is still a balance on it, you can make some of your money back by selling it to CardCash.

Buy Gift Cards With Personal Checks

If you want to purchase a gift card with a personal, paper check at a brick-and-mortar shop, there are a few something you should know. Generally, you will require providing a valid photo ID, and the statement will need to clear ere you can use the gift card.

Individual stores may have various policies, so it may be deserving of contacting the store you plan to encourage and find out its policy before buying a gift card with a paper check. We contact customer service representatives from various national chains and found that the following significant retailers will enable you to buy gift cards with personal checks:

  • Big Lots
  • Costco
  • CVS
  • Giant Eagle
  • Kmart
  • Kroger
  • Meijer
  • Target
  • Walgreens
  • Walmart

Difference Between Gift Cards eGift Cards

Gift cards come in all shapes, sizes, and brands and basically, you can get a printed, plastic gift card or an electronic gift card or eGift card. Which is better and which one is more preferred?

Both types of gift cards come in different denominations from as low as $5 to as high as $250 or even more. However, printed gift cards or plastic/cardboard gift cards are physical cards that are usually hand-given or from the mail. These cards may be used in an actual store or restaurant and online but this may depend on the instructions on how to use the card. It could take a long time for an actual gift card to get to the recipient. When you order a gift card to be sent to a recipient, it will be sent via snail mail or delivered by a special courier. This could take days to do so. 

On the other hand, electronic cards or e-cards are sent through email and may be used in an actual store or online store. These may or may come with a personalized message and are received as soon as you purchase the e gift card from the online store. And as soon as these are received, the recipient can immediately use it.

When it comes to convenience when buying online, both types of gift cards are very efficient. All you need to do is to visit the store’s official website and make a purchase. Upon check out, choose “gift card” to pay for your purchases. The amount will be deducted from the amount you have on the card and the balance is kept for a specific amount of time.

If you want to shop again, simply login to your account and use the gift card payment option if you still have a balance on your card. In some stores, you have the option to reload your gift card so you can use the same one again and again. 

When it comes to keeping things green, it’s definitely better to just opt for an e-card. Once empty, an empty card is usually thrown away. Imagine how many plastic and cardboard cards are just carelessly thrown away in landfills! There is no doubt that it is better and less energy-consuming when you just rely on electronic gift cards.

But what if you are not tech savvy or you don’t want to shop online, you can choose traditional gift cards instead. Seniors, most especially, would appreciate receiving an actual card rather than an electronic gift card. They are more adept to using traditional cards in an actual store than buying from an online shopping site.

Most people prefer an actual or traditional card so that they can remember their gift card points. Most of the time, electronic gift cards are forgotten even left unopened from the mail and this is a total waste. Receiving an actual gift card is also deemed to be more exciting than getting one through email.

How Can You Buy Gift Cards From A Bank Branch?

If online banking is not your thing, you can walk into a bank branch, request for a Gift Card application form. You must fill out all the knowledge requested in the state, like your personal details, contact information, information about the recipient, and payment mode. This form also duplicates up as a consent form that empowers the bank to debit the gift amount from your account.

How To Check Gift Card Balance

One of the most important things you need to understand about gift cards is that any balance that you leave on the card usually doesn’t expire. Like carrying your own wallet when you shop online, you just buy what you need and leave the remaining amount in the gift card.

If you want to find out the balance on your card, simply log on to your account from the shopping site, find the gift card tab and find the button that allows you to check your gift card balance. Most shopping sites like Amazon, Best Buy and Target gift card balances do not expire. You may also be able to reload your card using your credit card, bank account or even your checking account.

How to buy gift cards online instantly with a checking account?

In the essay, we will show how to purchase gift cards online with a checking account. Many people are looking for ways to do this. I would personally recommend using a credit card if you have one, as that way, you can earn credit card rewards and free online checking account no opening deposit, on your purchase.

i) Amazon

Amazon let you reload your Amazon credit perspective with a checking account, and some people are even offered a 2% bonus instantly for doing so. You can check to watch if you are targeted. In addition to this, Amazon also sells 3rd party gift cards to buy these gift cards with your Amazon scale and give you various choices.

Alternatively, you can purchase third-party gift cards directly with Amazon; when your select payment options choosing a checking account will be an option.

ii) Credit Unions

Some credit unions will concede you to buy Visa gift cards with your checking account balance, but you have to account with them. Afterward, if you have an account, including a credit union, ask if they have this characteristic.

iii) PayPal

You can make a link your PayPal account to your checking account, and then utilize your PayPal account to obtain gift card purchases. eBay sells a comprehensive variety of gift cards, often at a discount. Card Cash also permits you to pay via PayPal.

Are Gift Cards Safe To Use?

Despite the permissible uncertainties, many experts say gift cards perform safer gifts than cash. “There is some tracking available, especially if you buy the gift card online,” says Shelley Hunter. Transaction certificates and email records contain important information, like the time and date, stamp and gift card number, and the credit or debit card used to make the buy.

Besides, if the gift card is squandered or stolen, but you have evidence of purchase, customer service may track down the card or issue a replacement. “That cannot occur if you just have a $20 bill,” Hunter says. Registering the gift card online can improve fast-track the process.

Not all retailers offer this feature, but some, adding Disney and Subway, do. If you are dealing with a gift card from a financial service company like Visa card or MasterCard, “you can contradict those charges just like if it were a credit card,” Hunter says.

Protections may vary from a gift card to gift card, so follow and read the terms and conditions carefully, say Juliana Gruenwald Henderson, a spokesperson for the Federal Trade Commission. This will also support to inform you of any card acceptance or inactivity fees.

Can I use PayPal to buy a visa gift card?

You may presently use PayPal strictly for making payments, but did you know that PayPal sells gift cards for popular brands? PayPal Digital Gifts allows second chance checking with no opening deposit for users to send gift cards to friends and family. Plus, choose from hundreds of brands, including Amazon, Home Depot, iTunes, Best Buy, and more!

Steps to Buying Gift Cards With PayPal

  1. Go to PayPal’s Digital Gifts page.
  2. Next, browse through hundreds of popular gift cards and make your choice and selection it.
  3. After that, choose the value.
  4. Indicate whatever the gift card is for you and someone else.
  5. Finally, Log in to your PayPal account or access your credit card or debit card information.

If you select the Gift option (refer above to number 4), you will be prompted to enter the recipient’s name, email address, title, and message. Note that all gift cards are delivered v electronically, whether you purchase one for yourself or as a gift.

See related article on The 5 Best Ways to Buy Virtual Visa Gift Card with PayPal

Источник: https://bestonreviews.com/10-sites-to-buy-gift-cards-online-with-checking-account/

Truist Visa® Gift Card The perfect gift—for any occasion

Truist Bank, Member FDIC. © 2021 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Truist Bank, Member FDIC and an Equal Housing Lender

Investment and Insurance Products:
• Are Not FDIC or any other Government Agency Insured • Are Not Bank Guaranteed • May Lose Value

All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Services provided by the following affiliates of Truist Financial Corporation: Banking products and services, including loans and deposit accounts, are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and P.J. Robb Variable Corp., which are SEC registered broker-dealers, members FINRASIPC, and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc. , GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank now Truist Bank. Insurance products and services are offered through McGriff Insurance Services, Inc. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, Inc., AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, Inc.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist Financial Corporation: Truist Bank, our commercial bank, which provides banking, trust and asset management services; Truist Investment Services, Inc., a registered broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products; Truist Advisory Services, Inc., an SEC registered investment adviser which provides Investment Advisory services.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist  Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC.  Loan syndications are offered by Truist Securities, Inc. Loans and loan related products are offered by Truist Bank.

New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

Borrowers impacted by COVID-19 with Limited English Proficiency (LEP) needing assistance can utilize the below resources for help.

Limited English Proficiency Support:  Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English.  As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them.  Truist offers the following resources for consumers that have Limited English Proficiency: 

  • Multilingual teammates available at our Multicultural Banking Centers
  • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.
Источник: https://www.truist.com/prepaid-cards/gift-card

*The Mastercard Wildlife Impact gift card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

The underlying funds do not expire. An inactivity fee of $4.95 per month will be deducted from your balance beginning on the 13th month after each 12-month period of inactivity.

MASTERCARD BENEFIT INQUIRIES

Within the U.S.: 1-800-Mastercard (1-800-627-8372)

Someone might ask you to pay for something by putting money on a gift card, like a Google Play or iTunes card, and then giving them the numbers on the back of the card. If they ask you to do this, they’re trying to scam you. No real business or government agency will ever insist you pay them with a gift card. Anyone who demands to be paid with a gift card is a scammer. Read on to learn more about gift card scams.

What Gift Card Scams Looks Like

Gift cards are for gifts, not for payments. But they’re popular with scammers because they’re easy for people to find and buy, and they have fewer protections for buyers compared to some other payment options. They’re more like cash: once you use the card, the money on it is gone. Scammers like this.

If someone calls you and demands that you pay them with gift cards, you can bet that a scammer is behind that call. Once they have the gift card number and the PIN, they have your money. Scammers may tell you many stories to get you to pay them with gift cards, but this is what usually happens:

  1. The caller says it’s urgent. The scammer says you have to pay right away or something terrible will happen. But you don’t, and it won’t.
  1. The caller usually tells you which gift card to buy. They might say to put money on an eBay, Google Play, Target, or iTunes gift card. They might send you to a specific store — often Walmart, Target, CVS, or Walgreens. Sometimes they say to buy cards at several stores, so cashiers won’t get suspicious. And, the caller might stay on the phone with you while you go to the store and load money onto the card. These are all signs of a scam.
  1. The caller asks you for the gift card number and PIN. The card number and PIN on the back of the card let the scammer get the money you loaded onto the card. And the scammer gets it right away.

How Scammers Convince You To Pay With Gift Cards

Scammers pretend to be someone they’re not to convince you to pay with gift cards. They want to scare or pressure you into acting quickly, so you don’t have time to think or talk to someone you trust. Here’s a list of common gift card scams and schemes:

  • The caller says they’re from the government — maybe the IRS or the Social Security Administration. They say you have to pay taxes or a fine, but it’s a scam.
  • Someone calls from tech support, maybe saying they’re from Apple or Microsoft, saying there’s something wrong with your computer. But it’s a lie.
  • You meet someone special on a dating website, but then he needs money and asks you to help him. This romance scammer makes up any story to trick you into sending him gift cards.
  • The scammer pretends to be a friend or family member in an emergency and asks you to send money right away — but not tell anyone. This is a scam. If you’re worried, hang up and call your friend or relative to check that everything is all right.
  • Someone says you’ve won a prize but first, you have to pay fees or other charges with a gift card. Remember: no honest business or agency will ever make you pay with a gift card. But also — did you even enter that sweepstakes?
  • The caller says she’s from your power company, or another utility company. She threatens to cut off your service if you don’t pay immediately. But utility companies don’t work that way. It’s a scam.
  • You get a check from someone for way more than you expected. They tell you to deposit the check, then give them the difference on a gift card. But that check will be fake and you’ll be out all that money.

What To Do If You Paid a Scammer With Gift Cards

If you paid a scammer with a gift card, tell the company that issued the card right away.

Contact information for popular gift card companies

Amazon

Ebay

Google Play

iTunes

  • Call Apple Support right away at 1 (800) 275-2273. Say “gift card” to connect with a live representative.
  • Ask if the money is still on the iTunes card. If so, Apple can put a freeze on it. You might be able to get your money back from them.
  • Keep the iTunes card itself and your receipt for the iTunes card.
  • Learn about iTunes gift card scams and how to report them.

Steam

  • If you have a Steam account, report gift card scams online. Click the “Purchases” option, then click, “I have charges from Steam that I didn’t make.” Then click, “Contact Steam Support.”
  • Keep the Steam card itself and your receipt for the Steam card.
  • Learn about Steam gift card scams.

MoneyPak

Don’t see your card on this list? Look for the company’s contact information on the card itself, or do some research online to find out how to reach the card issuer. If you can’t find the contact information or the card issuer doesn’t want to talk to you, report it to the FTC.

Safely Buying and Using Gift Cards

Remember that gift cards are for gifts, not for payments. So if you buy gift cards to give away or donate:

  • Stick to stores you know and trust. Avoid buying from online auction sites because the cards may be fake or stolen.
  • Check it out before you buy it. Make sure the protective stickers are on the card and that they do not appear to have been tampered with. Also check that the PIN number on the back isn’t showing. Get a different card if you spot a problem.
  • Keep your receipt. This, or the card’s ID number, will help you file a report if you lose the gift card.

Report Fraud

If someone asks you to pay them with gift cards:

  • Report it to the Federal Trade Commission at ReportFraud.ftc.gov. Report it even if you didn’t pay. Your report helps law enforcement stop scams.
  • You can also report it to your state attorney general.
  • If you lost money, also report it to local law enforcement. A police report may help when you deal with the card issuer.
Источник: https://www.consumer.ftc.gov/articles/gift-card-scams

Give the gift of Uber and Uber Eats

Send an Uber gift card in minutes, digitally or in the mail. Schedule a perfectly timed surprise, or make someone’s day today.

Buy now

More ways to buy gift cards

Purchase for your business

Gift cards are a great way to thank your customers and reward your team. Use our corporate portal to buy more than 10 gift cards at once.

Buy from stores

You can find Uber gift cards starting at $15 at participating retailers.

Send instantly in the app

To send a gift card instantly from your app to a friend or family member’s app, tap on Send a Gift in the menu of the Uber app or the Account section of the Uber Eats app.

Open the Account menu and tap Wallet.

Tap on the + Add Funds button the the Uber Cash card.

Enter your gift code and tap Add.

Frequently asked questions

  • How can I redeem an Uber gift card?

    Gift cards apply Uber Cash or Uber credits (depending on your location) to an Uber account. To redeem a gift card:

    In the Uber app

    1. Make sure you have the latest version of the Uber app.
    2. Tap the menu icon and select Wallet.
    3. Tap Add Payment Method or Redeem Gift Card.
    4. Then tap Gift Card.
    5. Enter your PIN/gift code (with no spaces).
    6. Tap Add.

    In the Uber Eats app

    1. Make sure you have the latest version of the Uber Eats app.
    2. Tap the Account icon and select Wallet.
    3. Select Add Payment Method.
    4. Select Gift Card.
    5. Enter your PIN/gift code (with no spaces).
    6. Tap Add.

    Once a gift card is added to an Uber account, it can’t be transferred.

    You can’t reload a gift card after it has been purchased, but you can add multiple gift cards to an Uber account. Each Uber account can hold a maximum limit of $2,000 in total gift card value. As you use up your credits, you can add more.

  • How can I use an Uber gift card?

    Once redeemed, your Uber gift card is applied to your Uber Cash or Uber credits balance, which can be used during checkout on Uber or Uber Eats.

    When you check out on Uber or Uber Eats, your Uber Cash or Uber credits balance will likely already be chosen as your primary way to pay. If not, tap on your selected payment method (for example, a credit card) to switch between payment methods before you check out. Switch on the toggle to ensure that your Uber Cash or Uber credits are always used first.

    If your Uber Cash or Uber credits are not completely used up, the remaining balance can be applied to your next ride or order.

  • What are the restrictions on the use or purchase of Uber gift cards?

    There are some gift card limitations:

    1. Redeemed gift cards can only be spent in countries that accept payment in the same currency that was originally issued.
    2. The gift card amount can’t be used for Family Profiles, scheduled rides, or university campus card rides.
  • Where can I get more answers?

Redeemed gift cards can only be spent in countries that accept payment in the same currency that was originally issued. Gift card amounts cannot be used for Family Profiles, scheduled rides, or university campus card rides. Other important restrictions apply to Uber gift cards. For full Uber gift card terms and conditions, go here.

Источник: https://www.uber.com/us/en/gift-cards/

A gift card is a type of payment card you can exchange for a specified amount of money to buy goods or services from a specific business. The card is given as a gift, and that is why it is called a gift card. You can employ a few tactics and avail money in a gift card to your bank account. I will explain how to transfer money from a visa gift card to a bank account.

Visa is among the various service providers who work with businesses to offer gift cards. The others include American Express, MasterCard, and Discover. Usually, a gift card is a one-time card that once you use it, you are done. A few are reloadable, meaning that you can add funds to the gift card account to continue using them. Reloadable gift cards are almost the same as prepaid cards in that they do not require any bank account to operate.

One drawback of a gift card is that it is not that secure. If you ever lose a gift card while on your way to the shopping center, someone else can collect the card and use it for various transactions. Again, a gift card is not like a credit, debit, or prepaid card that you can use anywhere you want. Most of them are store-specific, meaning that you cannot use them anywhere else.

How do I get a gift card?

Gift cards are not difficult to get, just as you can get a prepaid card or debit card. However, gift cards are usually limited to buying goods and services. Contrary, you can use a prepaid card to buy goods and services and send money to others. You can also transfer money from a prepaid card to a bank account.

To get a gift card, you have to request it from the most appropriate gift card issuer around. The process below can help you when it comes to applying for a gift card.

  • Visit an online or a physical store and request a gift card denomination amount.
  • Present the payment of the card to the merchant, who then collects it for the next process.
  • After that, the merchant selects the program on the terminal or POS system, inputs clerk ID, and then swipes the gift card through the terminal.
  • Next, the merchant keys in the amount for the card.
  • The terminal then processes the transaction to add the money to the card.
  • The merchant then prints a receipt showing the card balance and hands it to the customer.

Where do I get a gift card?

how to transfer money from visa gift card to bank account

If you want to give a person a gift card as their birthday present, various companies sell gift cards. For example, you can buy Visa gift cards from the Visa company itself or from other companies that also sell gift cards. Various companies sell Visa gift cards. They include the following.

i) United States Postal Service (USPS)

The United States Postal Service (USPS) sells gift cards that you can buy with various denominations. You can purchase it online or at any store near you. It would help if you had denominations of $20 to $500. You can find a physical location here or complete the order process online.

ii) Walmart

Walmart is one of the biggest online and physical stores in the US to purchase various goods. The company sells unique gift cards that you can give to your loved ones to buy whatever they want from Walmart. The card denominations range from $25 to $200. You can order the card online or from a physical store.

Walmart also issues prepaid debit cards that you can use for various kinds of transactions such as buying goods and services, transfering to a bank, or even sending to other cards. You can easilysend money online using a debit cardfrom Walmart.

iii) Target

Target is an online retail store where you can purchase goods and services. It is one of the best sites where you can get a gift card for your loved one. Target allows you to buy gift cards of various denominations, including $25, $50, and $100 in stores and up to $200 when you buy online.

iv) Staples

Staples allow you to purchase gift cards online or at a physical store. Staples gift card denominations range from $25 to $300. You can find a store here or order online to receive at your location.

v) CVS

CVS sells gift cards of various denominations ranging from $25 – $500. You can buy the cards at any CVS store near you.

vi) Albertsons

You can get various gift cards from the Albertsons company and give them to your friends and relatives. The company sells cards of various denominations ranging from $25 to $500. You can find an Albertson store location here.

vii) Safeway

At Safeway, you can get cards of various denominations ranging from $25 to $500. The cards are available in-store whereby you can locate the nearest store here

How do gift cards work?

You can use a gift card at a store just like you can use a debit or credit card. You only need to swipe over the POS machine or use it with the traditional credit card terminals, and you are good to go. You will deduct the amount you spend from your overall balance to pay for purchasing a good or service.

Gift cards are specifically for buying goods and services, and it can be challenging to use them to transfer money, unlike debit and prepaid cards that you can transfer money from one card to another. Once the card balance is over, the card becomes useless, and you can destroy it.

Some gift cards are reloadable, and you can use them over and over again. Generally, the process below is helpful when redeeming a gift card. Have a look.

  • You present the gift card for payment of goods or services.
  • Merchant chooses a program on a terminal or POS system.
  • Next, the merchant inputs the clerk ID and swipes the gift card through the terminal.
  • After that, the merchant keys in the amount to redeem your card.
  • The terminal processes the transaction and subtracts the amount from the card’s balance.
  • With the help of a printer, the cashier prints you a receipt to show the customer the balance.
  • The cashier hands the card back to the customer, and the transaction is complete.

Do gift cards have the routing and account numbers?

Gift cards do not have routing and account numbers. Therefore, you cannot transfer money into the card unless you recharge at the merchant location. The numbers are present in other cards such as debit and credit cards.

You can transfer money using the routing and account numbers from your card account to another card of a different issuer. Even the transfer of funds from one bank to the other requires you to have the routing number of the banking institution and the account number of the recipient.

How to transfer money from Visa gift card to bank account

You cannot directly transfer money from a gift card to a bank account. However, you can move money from your gift card to your bank account using indirect ways. They include the following.

1) Use a Square reader

Square is a payment platform that accepts POS payments. If you have a Square account that links to a bank account, then you can quickly swipe your card over the reader and allow a certain amount of money to go to your Square account. Afterward, you can move the funds to your bank account. Square charges 2.75 percent of the transaction amount for each swipe.

2) Link the gift card to PayPal

PayPal allows you to add your gift card details to your PayPal account, after which you can then move the money to your bank account. PayPal allows you to transfer money to a bank account in the following manner.

  • Log into your PayPal account
  • Navigate to My wallet
  • Hit Transfer Money
  • Select Transfer to your bank
  • Select the bank account to deposit the amount withdrawn
  • Click Continue
  • Enter the amount to transfer and click Next
  • Review your move details and click Transfer Now

3) Pay it yourself using your Visa gift card

There are merchants out there who can assist you in transferring money to your bank account. You only have to walk in their place with your Visa gift card and pay over the POS or any relevant machine.

After that, you can give them your bank account details to transfer money to your bank account for some fee. They may be having a debit card account whereby they can transfer money from the debit card to a bank account, in this case, your bank account.

4) Trade for cash using a gift exchange kiosk

Various gift card exchange kiosks are located in supermarkets and big shopping malls that allow you to exchange your gift card for cash. You can then deposit the given cash in your bank account at the nearest branch.

5) Sell your gift card

Various companies allow you to sell your gift cards online over their apps. They include Card Cash and Gift Card Granny. You can then deposit the given cash in your bank account.

Bottom line

Gift cards are payment cards you can apply for from a merchant and top with a certain amount of money to give someone special to you. You can apply for gift cards online or at a physical store.

The cards are usually used at a specific merchant. Some are reloadable, while others are only useful once. You cannot transfer money from a gift card to a bank account unless you use indirect means.

Источник: https://transfermone.com/transfer-money-from-visa-gift-card-to-bank-account/

Gift Cards That Can Be Purchased With an Electronic Check

Gift cards are a huge and growing market as they're a convenient way to give and receive gifts. You can buy a gift card using a credit card or cash, but if you don't have either on hand, you can still purchase a gift card online or at a retailer using an electronic check. Unfortunately, you may find your options are limited at the moment, although more retailers are accepting eChecks with each passing year.

Gift Cards That Can Be Purchased With an Electronic Check

Image Credit: Craft24/iStock/GettyImages

Walmart

You aren't limited to buying just Walmart gift cards on the retail giant's website. You can purchase gift cards for restaurants and other retailers on the site as well. The way to make this work is to use a Walmart MoneyCard to make your purchase. Prior to shopping on the Walmart website, you'll need to load your MoneyCard with the money you intend to spend using an eCheck. To do this, simply log into the app, select "Add Money" and then "Deposit a Check." The app will walk you through the rest of the process. However, keep in mind that this service is available for Walmart MoneyCard Preferred cardholders only.

Amazon

Another one-stop-shop retailer that accepts eChecks for gift card purchases is Amazon. The company lets you add your checking account as a payment method. You will need to enable it for Automated Clearing House, an electronic funds-transfer system, and then enter your routing number and account information. You'll also need your driver's license number for verification purposes. Once all that's in place, you can buy Amazon gift cards and other gift cards that Amazon sells like Apple iTunes and Visa.

PayPal

If your recipient shops online, a gift card from PayPal can come in handy, especially for sites like eBay and Newegg. PayPal not only allows you to connect to your checking account, it encourages it. You can go to PayPal-Gifts.com and search through gift cards for a wide array of retailers, then pay using your PayPal account. This way, you can avoid the delay that occurs when you use PayPal's eCheck service to make a person-to-person payment, but it will still come out of your checking account.

CardCash

Another option for buying gift cards using an eCheck is CardCash. You can choose from CardCash's large selection of retailers and pay using your PayPal account. If you purchase $1,000 or more in gift cards, you can separately request ACH access to have the funds transferred directly from your checking account. A compliance expert manually reviews each ACH request, so you'll have the peace of mind of knowing it's being set up securely.

Источник: https://www.sapling.com/6891237/gift-can-purchased-electronic-check

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