paypal credit account number

Twice my credit card number has been stolen. Fortunately, in both cases, the bank noted irregular transactions, contacted me immediately. How do I find my PayPal Credit account number?. You can think of PayPal Credit as being closer to a credit card, while Pay in 4 is and the last 4 digits of your Social Security number.

Paypal credit account number -

PayPal Payments Advanced is a PCI-compliant solution that lets your customers pay by debit or credit card without leaving your site. It includes an embedded checkout page that can be customized to create a seamless and secure checkout experience.

Even customers without a PayPal account can make purchases through the PayPal secure payment gateway. Accepted cards include Visa, MasterCard, Switch/Maestro, and Solo credit cards in the United States and United Kingdom. For additional convenience, PayPal Express Checkout is included with PayPal Payments Advanced.

Payment Services Directive Requirements:
As of September 14, 2019, European banks might decline payments that do not meet PSD2 requirements. To comply with PSD2, PayPal Payments Advanced must be integrated with Cardinal Commerce. To learn more, see 3-D Secure for Payflow.

PayPal Payments Advanced cannot be used for orders created from the Admin of your store.

Requirements

  • PayPal business account
  • If you manage multiple Adobe Commerce and Magento Open Source websites, you must have a separate PayPal merchant account for each website.

Checkout workflow

1Customer chooses payment methodDuring checkout, the customer chooses to pay with PayPal Payments Advanced. The Pay Now button appears instead of the Place Order button.
2Pay NowThe customer clicks/taps Pay Now, and a PayPal-hosted form appears. The customer enters the card information, and the card is verified. If successful, the order confirmation page appears.
Pay with PayPalThe form also includes the Pay with PayPal button, which redirects the customer to the PayPal site, where payment can be made with PayPal Express Checkout.
3TroubleshootingIf the transaction fails for any reason, an error message appears on the checkout page and the customer is instructed to try again. Any issues are managed by PayPal.

Order processing workflow

Processing orders with PayPal Payments Advanced is the same as for any regular PayPal order. Orders are invoiced and shipped, and credit memos generated for both online and offline refunds. However, multiple online refunds are not available for orders paid with PayPal Payments Advanced.

1Customer places orderIn the final stage of checkout, the customer taps the Place Order button.
2PayPal respondsPayPal evaluates the request. If found to be valid, PayPal processes the transaction.
3Commerce sets order statusCommerce receives response from PayPal, and sets the order status to one of the following:
Processing - The transaction was successful.
Pending Payment - The system did not receive any response from PayPal.
Canceled - The transaction was not successful for some reason.
Suspected Fraud - The transaction did not pass some of the PayPal fraud filters. The system receives the response from PayPal that the transaction is under review by Fraud Service.
4Merchant fulfills orderThe merchant invoices and ships the order.

Configure your PayPal Account

Before you set up PayPal Payments Advanced in Commerce, you must configure your account on the PayPal website.

  1. Log in to your PayPal business account.

  2. Go to Service Settings > Hosted Checkout Pages > Set Up Menu and complete the following settings:

    AVS
    CSC
    Enable Secure Token
  3. Save the settings.

    If you have multiple Commerce websites, you must create a separate PayPal Payments Advanced account for each.

  4. When prompted to create a layout, do the following:

    • At the top of the page, click Customize.

    • Choose Layout C.

    • Click Save and Publish.

  5. Set up an additional user (recommended by PayPal):

Set up PayPal Payments Advanced in Commerce

You can have two PayPal solutions active at the same time: Express Checkout, plus any All-In-One or Payment Gateway solution. If you change payment solutions, the one that was used previously is disabled.

Click Save Config at any time to save your progress.

Step 1: Begin the configuration

  1. On the Admin sidebar, go to Stores > Settings > Configuration.

  2. In the left panel, expand Sales and choose Payment Methods.

  3. If your Commerce installation has multiple websites, stores, or views, set Store View to the store view where you want to apply this configuration.

  4. In the Merchant Location section, select the Merchant Country where your business is located.

    This setting determines the selection of PayPal Solutions that appear in the configuration.

    Merchant countryMerchant country

  5. Expand PayPal All-in-One Payment Solution and click Configure for Payments Advanced.

    PayPal Payments AdvancedPayments Advanced - Configure

Step 2: Complete the required settings

  1. Expand the Required PayPal Settings section, if needed.

    Payments Advanced Required SettingsRequired PayPal Settings - PayPal Payments Advanced

  2. (Optional) Enter the Email Associated with your PayPal Merchant Account.

    Email addresses are case sensitive. To receive payment, the email address must match the email address specified in your PayPal merchant account.

    If you do not have a PayPal account, click Start accepting payments via PayPal.

  3. Enter one of the following credentials that you use to log in to your PayPal merchant account:

    PartnerYour PayPal Partner ID.
    VendorYour PayPal user login name.
    UserThe ID of an additional user who is set up on your PayPal account.
  4. Enter the Password that is associated with your PayPal account.

  5. If you want to run test transactions, set Test Mode to .

    When testing the configuration in a sandbox, use only credit card numbers that are recommended by PayPal. When you are ready to go live, return to the configuration and set Test Mode to .

  6. If your system uses a proxy server to establish the connection to the PayPal system, set Use Proxy to and do the following:

    • Enter the IP address of the Proxy Host.

    • Enter the port number of the Proxy Port.

      A proxy is used when the server firewall prevents direct access to the PayPal server. In this case, a third-party server is used to relay traffic.

  7. Set Enable This Solution to .

  8. If you want to offer PayPal Credit to your customers, set Enable PayPal Credit to .

Step 3: Set up Advertise PayPal Credit / Advertise PayPal Pay Later (optional)

Starting with the 2.4.3 release, PayPal Pay Later is supported in deployments that include PayPal. This feature allows shoppers to pay for an order in bi-weekly installments instead of paying the full amount at time of purchase. The PayPal Credit experience is deprecated.

Set Enable PayPal PayLater Experience to one of the following:

  • - To setup Advertise PayPal PayLater
  • - To setup Advertise PayPal Credit

Advertise PayPal Credit

  1. Expand the Advertise PayPal Credit section.

    Advertise PayPal CreditAdvertise PayPal Credit - PayPal Payments Advanced

  2. Click Get Publisher ID from PayPal and follow the instructions to get your account information.

  3. Enter your Publisher ID.

  4. Expand the Home Page section.

  5. To place a banner on the page, set Display to .

  6. Set Position to one of the following:

    • Set Size to one of the following:

        Advertise PayPal Credit Home Page SettingsAdvertise PayPal Credit - Home Page

      • Expand the remaining sections and repeat the previous steps:

        • Catalog Category Page
        • Catalog Product Page
        • Checkout Cart Page

      Advertise PayPal Pay Later

      1. Expand the Advertise PayPal PayLater section.

      2. Set Enable PayPal PayLater to .

      3. Expand the Home Page section.

      4. To place a banner on the page, set Display to .

      5. Set Position to one of the following:

      6. Set Style Layout to one of the following:

      7. For Style Layout Text only, set Logo Type to one of the following:

        • For Style Layout Text only, set Logo Position to one of the following:

        • For Style Layout Text only, set Text Color to one of the following:

          • For Style Layout Text only, set Text Size to one of the following:

            • For Style Layout Flex only, set Ratio to one of the following:

            • For Style Layout Flex only, set Color to one of the following:

                Advertise PayPal Credit Home Page SettingsAdvertise PayPal PayLater - Home Page Settings

              • Expand the remaining sections and repeat the previous steps:

                • Catalog Product Page
                • Checkout Cart Page
                • Checkout Payment Step
                • Catalog Category Page

              Step 4: Complete the basic settings

              1. Expand the Basic Settings - PayPal Payments Advanced section, if needed.

                PayPal Payments Advanced Basic SettingsBasic Settings - PayPal Payments Advanced

              2. Enter a Title to identify PayPal Payments Advanced during checkout.

                It is recommended that you use the title Debit or Credit Card.

              3. If you offer multiple payment methods, enter a number for Sort Order to determine the sequence in which PayPal Payments Advanced appears when listed with other payment methods during checkout.

                This is relative to the other payment methods. ( = first, = second, = third, and so on.)

              4. Set Payment Action to one of the following:

                Approves the purchase, but puts a hold on the funds. The amount is not withdrawn until it is “captured” by the merchant.
                The amount of the purchase is authorized and immediately withdrawn from the customer’s account.

              Step 5: Complete the advanced settings

              1. Expand the Advanced Settings section.

                Advanced Settings - PayPal Payments AdvancedAdvanced Settings - PayPal Payments Advanced

              2. Set Payment Applicable From to one of the following:

                Customers from all countries specified in your store configuration can use this payment method.
                After choosing this option, the Payment from Specific Countries list appears. Hold down the Ctrl key (PC) or the Command key (Mac) and select each country in the list where customers can make purchases from your store.
              3. To write communications with the payment system into the log file, set Debug Mode to .

                The log file for PayPal Payments Advanced is .

                In accordance with PCI Data Security Standards, credit card information is not recorded in the log file.

              4. To enable host authenticity verification, set Enable SSL verification to .

              5. To allow the customer to correct their entry of the three-digit CVV security code from the back of a credit card, set CVV Entry is Editable to .

              6. To require that customers enter a CVV code, set Require CVV Entry to .

              7. To send a confirmation of the payment to the customer, set Send Email Confirmation to .

              8. To determine the method that is used to exchange information with the PayPal server during a transaction, set the URL method for Cancel URL and Return URL to one of the following:

                (Default) Retrieves information that is the result of a process.
                Provides a block of data, such as data entered into a form, to a data handling process.

                The Cancel URL and Return URL refer to the page where a customer returns after completing or canceling the payment part of the checkout process on the PayPal server.

              9. Complete the following sections, as needed for your store:

              Settlement Report Settings

              1. Expand the Settlement Report Settings section.

                PayPal Settlement Report SettingsSettlement Report Settings - PayPal Payments Advanced

              2. For SFTP Credentials, do the following:

                • If you have signed up for PayPal’s Secure FTP Server, enter the following SFTP login credentials:

                • To run test reports before going live, set Sandbox Mode to .

                • Enter the Custom Endpoint Hostname or IP Address.

                  By default, the value is .

                • Enter the Custom Path where reports are saved.

                  By default, the value is .

              3. To generate reports according to a schedule, complete the Scheduled Fetching settings:

                • Set Enable Automatic Fetching to .

                • Set Schedule to one of the following:

                    PayPal retains each report for 45 days.

                  • Set Time of Day to the hour, minute, and second when you want the reports to be generated.

                Frontend Experience Settings

                The frontend experience settings give you the opportunity to choose which PayPal logos appear on your site and to customize the appearance of your PayPal merchant pages.

                1. Expand the Frontend Experience Settings section.

                  PayPal Frontend Experience SettingsFrontend Experience Settings - PayPal Payments Advanced

                2. Select the PayPal Product Logo that you want to appear in the PayPal block in your store.

                  The PayPal logos are available in four styles and two sizes:

                  • To customize the appearance of your PayPal merchant pages:

                    • Enter the name of the Page Style that you want to apply to your PayPal merchant pages:

                      Uses the PayPal page style.
                      Uses the page style that you identified as the primary style in your account profile.
                      Uses a custom payment page style, which is specified in your account profile.
                    • For Header Image URL, enter the URL of the image that you want to appear in the upper-left corner of the payment page. The maximum file size is 750 pixels wide by 90 pixels high.

                      PayPal recommends that the image be located on a secure (https) server. Otherwise, a browser may warn that the page contains both secure and nonsecure items.

                    • To set the color for your pages, enter the six-character hexadecimal code, without the symbol, for each of the following:

                      Header Background ColorBackground color for the checkout page header.
                      Header Border ColorColor for two-pixel border around the header.
                      Page Background ColorBackground color for the checkout page and around the header and payment form.

                  Step 6: Complete basic settings for PayPal Express Checkout

                  1. Expand the Basic Settings - PayPal Express Checkout section.

                    PayPal Express Checkout Basic SettingsBasic Settings - PayPal Express Checkout

                  2. Enter a Title to identify this payment method during checkout.

                    It is recommended to set the title to PayPal for each store view.

                  3. If you offer multiple payment methods, enter a number for Sort Order to determine the sequence in which PayPal Express Checkout appears when listed with the other payment methods.

                    This is relative to the other payment methods. ( = first, = second, = third, and so on.)

                  4. Set Payment Action to one of the following:

                    Approves the purchase and puts a hold on the funds. The amount is not withdrawn until it is captured by the merchant.
                    The amount of the purchase is authorized and immediately withdrawn from the customer’s account.
                  5. To display the Check out with PayPal button on the product page, set Display on Product Details Page to .

                  Step 7: Complete Advanced Settings - PayPal Express Checkout

                  1. Expand the Advanced Settings section.

                    PayPall Express Checkout Advanced SettingsPayPal Express Checkout Advanced Settings

                  2. To make PayPal Express Checkout available from both the shopping cart and mini cart, set Display on Shopping Cart to .

                  3. Set Payment Applicable From to one of the following:

                    Customers from all countries specified in your store configuration can use this payment method.
                    After choosing this option, the Payment from Specific Countries list appears. Hold down the Ctrl key (PC) or the Command key (Mac) and click each country in the list where customers can make purchases from your store.
                  4. To write communications with the payment system into the log file, set Debug Mode to .

                    In accordance with PCI Data Security Standards, credit card information is not recorded in the log file.

                  5. To enable host authenticity verification, set Enable SSL Verification to .

                  6. To display a full summary of the customer’s order by line item from the PayPal site, set Transfer Cart Line Items to .

                  7. To allow the customer to complete the transaction from the PayPal site without returning to your store for Order Review, set Skip Order Review Step to .

                  8. When complete, click Save Config.

                  Источник: https://docs.magento.com/user-guide/payment/paypal-payments-advanced.html

                  9 Ways to Stay Safe Using PayPal

                  Credit: PayPal

                  To many users, PayPal, the world's most well-known online payment system, seems like an entirely secure method of sending and receiving funds. The company offers limited guarantees to both buyers and sellers, and also gives out security keys upon request.

                  But according to Robert Siciliano, McAfee consultant and identity theft expert, there are still ways you can lose your shirt using PayPal.

                  To ensure you don’t fall victim to a scam involving PayPal, Siciliano offers these words of advice:

                  Don't link your PayPal account to your bank account or debit card account.

                  "If your PayPal account is compromised, it’s money taken directly out of your bank account. But if you link your PayPal account to your credit card and it’s compromised, then you have 60 days to refute those charges with your credit card company," Siciliano said.

                  However, by federal law (Regulation E) you only have two days to refute a fraudulent charge with your bank.

                  Don’t click on links in the body of emails from PayPal. Those emails might not really be from PayPal.

                  "Rather, they are phishing e-mails from scammers designed to get you to enter your credentials," Siciliano said. "Instead, manually type in the PayPal address into your browser, log in to your account and see if there are any communications for you from PayPal."

                  Keep your PC security up-to-date. Make sure you have installed the latest critical security patches to your operating system, as well as the latest browser patches.

                  "If your PC is compromised with spyware or malicious software when you’re using a financial site like PayPal, then the cybercriminal has access to your computer and can access your user names and passwords," Siciliano said.

                  Never log in to PayPal from a public PC. A public PC is relatively unsecure.

                  "It is only as secure as the person who logged in before you," Siciliano said.

                  Someone could easily have installed spyware or malicious software on that computer that will log all your keystrokes.

                  Log in to PayPal only from a trusted Internet connection. Your work and home PCs qualify, but a wired connection is more secure than a wireless connection.

                  "Don’t log in to PayPal from an Internet cafe, even if you’re using your own laptop, because that wireless is wide open," Siciliano said. "There are plenty of 'sniffing' technologies that may be able to sniff out (track) what you’re doing on your computer."

                  Use only verified merchants, and get verified yourself. Just about anyone with an email address can open a PayPal account, but PayPal will "verify" users and merchants who provide additional information.

                  "Although it might not guarantee that the person you're dealing with is legitimate, verification adds a level of protection and legitimacy," Siciliano said.

                  You can get verified by linking PayPal to a bank account (or, if you're following Siciliano's advice against doing that, you can get verified by obtaining a PayPal credit card).

                  Maintain good records for all Internet commerce.

                  "It's a good idea to download them and print them out so you have backups of all of your records for purchases made and products bought and sold," Siciliano said.

                  So if there are any issues with a transaction, you have a record of it.

                  Use a unique username and password for PayPal. Your PayPal login credentials should be different from your user names and passwords for your eBay, Facebook and online banking accounts.

                  "You should have a different user name and password for every account," Siciliano said. "So if one account is compromised, the cybercriminal won't have access to all your accounts."

                  Each password should consist of uppercase and lowercase letters, and should include numbers as well as characters like an exclamation point or a hash sign (if allowed).

                  Treat your PayPal account like you treat your online banking account. You need to ensure that you have authorized any transactions, large or small.

                  "Typically, cyberthieves will start draining your account using a series of small withdrawals, hoping you won't notice," Siciliano said. "So you need to refute those charges as soon as possible."

                  Источник: https://www.nbcnews.com/id/wbna42797988

                  Everything you need to know about free virtual credit card for PayPal verification

                  Did you know that, according to Statista, there were 325 million active PayPal users all over the world just in the first quarter of 2020? Are you one of them? Or you’re planning to open a PayPal account? Either way, if you’re wondering about free virtual credit cards to verify PayPal, you’ve come to the right place—DoNotPay is here to provide you with more information about it.

                  Virtual credit cards have become rather popular, primarily because they provide an extra layer of security for online payment. In case you’re still having second thoughts about this idea, here are some of the reasons why you should have a virtual credit card for PayPal, as well as for various other purposes. Let’s start with PayPal verification.

                  Why it’s a good idea to have a free virtual credit card to verify PayPal

                  You shouldn’t feel uncomfortable every time you use PayPal to make payment online. You can get a free virtual credit card instead and relax, knowing that your real sensitive information is not exposed

                  Another convenient feature is that you can set the spending limit, so not all the funds you keep on your PayPal account will be available for withdrawal. This is particularly important if you’re dealing with a suspicious merchant or service provider that could misuse your card—even if they charge you more than they should, the spending limit will protect you. 

                  Where to get a free virtual credit card to verify PayPal?

                  Now that you have an idea of just how useful a virtual credit card can be for PayPal verification, it’s time to learn where to look for one. Among other providers, you can get a free virtual credit card for PayPal verification from:

                  1. EntroPay
                  2. Payoneer
                  3. American Express 

                  EntroPay

                  One of the places where you can look for a free virtual credit card to verify PayPal is EntroPay, one of the most popular virtual credit card providers. If you choose to go with EntroPay, you will first need to submit the required personal information to access and then verify your account. Users are required to submit their name, email address, and password, but there might be some other details, too. When your account is verified, you can get a virtual credit card. EntroPay gives you two options to choose from:

                  • Prepaid virtual credit card
                  • Virtual credit card linked to your real bank account

                  Payoneer

                  Another reliable provider you should consider is Payoneer. Payoneer gives you the possibility to make payments globally, as well as receive funds from anywhere in the world. So, whatever you’re planning to use your PayPal account for, linking it with a Payoneer virtual credit card is a good idea. 

                  What’s convenient with the Payoneer virtual credit card is that you can link it to several accounts. When you create a Payoneer account, you can get their virtual credit card for free. It should be noted, though, that they charge a fee for every transaction you make. If you’re planning to use this account for regular payments, make sure you take these fees into consideration first.

                  American Express 

                  Speaking of reputable providers, we have to mention American Express, too. Primarily known as providers of regular credit cards, they’ve recently also added virtual credit cards to their offer. You can get an American Express virtual credit card for free, and then start using it for all your online transactions, from online shopping to business transactions.    

                  How to verify a PayPal account with a virtual credit card?

                  When you choose the most convenient card provider and get your free virtual credit card, it’s time to actually verify your PayPal account. Using a virtual credit card for the verification won’t change the process, and it will bring you quite a few benefits when you start using PayPal either for payments or receiving funds. So, why not give it a try, right? Here are the steps you need to take to complete the verification process:

                  1. Sign in to your PayPal account
                  2. Click on Wallet
                  3. Link your virtual credit card to the account
                  4. Click on Confirm credit card option
                  5. Wait for PayPal to send you a verification code
                  6. Re-login to your account to enter the verification code 

                  If all of this sounds somewhat complicated or you need a virtual credit card for some other purposes, it’s time to think about DoNotPay Virtual Credit Card—the best solution to avoiding unfair charges. Let’s learn a little bit more about this card, when it’s best used, and how it works.

                  The purpose of DoNotPay Virtual Credit Card

                  Are you among those people who constantly lose track of all the free trials they’ve signed up for? Every time a monthly billing statement arrives, you feel a little dizzy just looking at those numbers, and then you see it—the service you forgot to cancel before the end of your free trial. When several such services add up, you can end up wasting hundreds or even thousands of dollars. You might even think that the safest way to go about it is to simply stop signing up for free trials. But that’s where you’re wrong—the right solution to avoid being charged after a free trial period is to use our virtual credit card.  

                  When you sign up for a free trial, most providers will convince you that you can be completely sure that there are no charges during this period. They will also promise to remind you to cancel the service when the expiration date comes closer. Unfortunately, that’s not always true. Even when they do keep their promise and send you an email to remind you, what happens if you don’t see that email? The previously mentioned scenario happens—you have to pay for a service you no longer want to use. To prevent that from happening, all you need to do is get DoNotPay’s Free Trial Card. You can use this card for a wide range of services, some of which include the following:

                  • Netflix
                  • Showtime
                  • Spotify
                  • Twitch
                  • Jira
                  • PlayStation Vue
                  • HBO
                  • Amazon Prime
                  • Hulu
                  • Postmates
                  • ESPN Go
                  • Doordash
                  • Adobe

                  How to use DoNotPay’s Free Trial Card

                  virtual debit card

                  When signing up for a service, you are usually required to leave your credit card number. When you come to this step, all you need to do is copy the number of your virtual credit card instead of the real one. The virtual credit card number that our app will generate for you is going to look just like a real card number to the service provider. You can be sure that they will approve the free trial period, and you will get the peace of mind to enjoy the service in question without any concerns. Since your service provider will only have the virtual card number, they won’t be able to track you and find your real card info, so you’re safe even if you forget to cancel the service. You can use DoNotPay's virtual credit card generator to quickly create a new credit card you can use once and forget about those pesky unwanted charges.

                  Another piece of information that service providers often require is your email address. This brings us to another useful feature of DoNotPay’s Free Trial Card. Along with a virtual card number, you will also get a virtual email address that you should enter instead of your real one. Why would you leave them an option to reach you when you don’t have to? With a random virtual card number and a random email address, you can be completely anonymous and rest assured that no one can wrong you in any way.  

                  When it comes to the temporary email address, you should be aware of another reason why this is a convenient solution—you can avoid being put on an email marketing list. It is widely known that service providers use this piece of information that subscribers leave to add them to the list and send their ads. When you have a temporary email, you avoid being spammed.

                  Understanding how DoNotPay Virtual Credit Card works

                  The easiest way to explain how DoNotPay Virtual Credit Cardworks is to compare it to the way chip credit cards work. Chip credit cards protect you from any merchant or service provider trying to misuse your card info—they hide your real info to keep it safe. When you use a chip credit card to make a payment, the merchant or service provider in question only gets a single-use token that changes with every future purchase. Whether you decide to buy something from the same or some other merchant, you can rest assured that the token will never remain the same. That way, there’s nothing a merchant can do to misuse your credit card info when you never exposed any sensitive information.

                  DoNotPay operates on the same principle—just instead of a token, our app generates a random credit card number that changes every time you use it for a new transaction. This temporary virtual credit card is not linked to your real one, which means there’s no way anyone you give the number to can charge you anything—there are no funds on your virtual credit card. When you link your real card to the virtual one, there is still some possibility that a scammer could overcharge you or misuse your information. When you use DoNotPay, there is not even the slightest chance of that happening. 

                  Advantages of using DoNotPay Virtual Credit Card

                  In case you’ve never used anything similar before, we understand that you might be somewhat skeptical. You might just not be completely sure that getting a DoNotPay Virtual Credit Card is the right choice for you. Whatever doubts you might be having, make sure you consider the following benefits before you make your final decision:

                  1. There are no costs involved in the activation process, and we don’t charge any monthly or annual fees to keep your virtual card active, either
                  2. You don’t have to pay a security deposit, so there’s no need to allocate money to act as collateral
                  3. DoNotPay is available via both web browser
                  4. You can get our Virtual Credit Card without any trouble in just a few steps
                  5. Your real credit card information is not exposed, so all your sensitive information is fully protected and far away from any potential scammers
                  6. You can also use a temporary generated email, which means your service provider cannot reach you or wrong you in any way
                  7. You can rely on our Free Trial Period fand sign up for as many free trials as you want without worrying about any of the providers charging you after this period
                  8. Count on our virtual credit card to stop robocalls

                  Should you rely on virtual credit cards?

                  Have you ever used a virtual credit card before? If not, we assume that you find it difficult to decide on the bad and good sides of virtual cards. Most people who’ve had a chance to use virtual credit cards agree that they come with some major benefits that no downside can outweigh. Here are some of the advantages and disadvantages of using virtual credit cards, so you can judge just how good they are yourself:

                  Pros

                  Cons
                  You don’t have to expose any of your real card information, so you’re safe

                  Virtual credit cards are not that convenient for online booking, as they will probably ask you for your real card on the spot, so the two won’t match

                  There’s no need to fear malicious merchants and scams, as no one can get to your real credit card info

                  If you ask for a refund, and your card expires before you receive it, you won’t be able to get the refund
                  Most providers can provide you with a virtual credit card completely free of charge

                  If your balance goes below a certain amount, some providers might require that you pay a fee, so make sure you check this in advance 

                  Service providers cannot charge you after a free trial period even when you fail to cancel your subscription on time

                  Some service providers and merchants still refuse to accept virtual credit cards

                  You decide on the most suitable expiration date

                  If your card expires, and you have a recurring service that you want to keep using linked to it, you’ll have to switch to your real credit card before the expiration 

                  You can set a spending limit right from the start

                  If you limit your spending, that might cause some problems with recurring payments that you’re planning to make in the future

                  When to use virtual credit cards

                  Since identity theft and other potential issues are still common when paying online, virtual credit cards are bound to become more and more popular as time goes by. They will be used for many more purposes, but at the moment, you can use a virtual credit card for the following:

                  • Online shopping
                  • Over-the-phone purchases
                  • Monthly subscriptions
                  • Free trials
                  • Single payments
                  • Recurring payments

                  Why you should choose DoNotPay Virtual Credit Card over a regular credit card

                  Virtual credit cards are becoming more and more popular, but they are still not that commonly used. Many people still find it challenging to differentiate a virtual credit card from a real one and see clearly the good and the bad sides of each. We are here to help you with that by comparing our Free Trial Card to a real credit card. DoNotPay’s Free Trial Card serves people struggling with being charged after a free trial period. This is just one of the many reasons that make it so much more convenient than regular cards. Here are some other differences to keep in mind:

                  Real Credit Card

                  DoNotPay’s Free Trial Card
                  You can find it in physical form

                  You can only use it online

                  Your sensitive credit card information is exposed, so it can be easily misused if someone wants to wrong you

                  With your real credit card information safely “hidden,” you don’t have to worry about any misuse
                  If something goes wrong, you can waste hundreds or thousands of dollars

                  There’s no risk of losing any money as your real credit card is not connected to the virtual one, so there are no funds to be stolen

                  In case the website where you left your real card info is hacked, your sensitive information can be easily accessed

                  Not even a hacked website should worry you, as your real credit card information is not exposed 
                  Should you forget to cancel the service, the provider will charge you a regular monthly fee

                  Even if you forget to cancel a subscription, they can’t charge you a penny

                  What other services DoNotPay has for you?

                  In addition to saving you from being charged after a free trial period, DoNotPay can give you a hand in many other situations. We understand how troublesome bureaucracy can be, so we will be more than happy to help you avoid any trouble that you can. To achieve that goal, we also offer to do the following:

                  Источник: https://donotpay.com/learn/free-virtual-credit-card-for-paypal-verification/

                  Is PayPal Safe? Yes, and Here's Why

                  PayPal is safe for both buyers and sellers if they follow the appropriate security protocols like using two-factor verification, and take full advantage of the security measures PayPal offers its customer base, according to security experts.

                  Still, with the burgeoning use of PayPal - there were 237 million active PayPal accounts in the first quarter of 2018 - users have every right to wonder whether PayPal is safe to digitally send and receive money.

                  PayPal certainly believes it's safe to transmit money on its platform.

                  "Yes, we keep all your information safe," the company states on its web site. "When you send a payment using PayPal, the recipient won't receive sensitive financial information like your credit card or bank account number. This way, you don't have to worry about paying people you don't know."

                  PayPal does offer a service called PayPal Purchase Protection that covers any platform payer if there's a problem. Also, if an item doesn't arrive or is significantly "not as described" by a seller, PayPal will arrange for a full refund. The company also offers similar "backstop" programs to protect companies and individuals who sell products and services on its platform.

                  But those are after-the-fact protections. What users really want to know is what PayPal is doing to protect their personal data before any data hackers or fraud artists can strike.

                  How Buyers Stay Safe on PayPal

                  In general, PayPal appears safe for buyers, as the site platform is both secure and encrypted.

                  The key data protection issue for buyers may be external to PayPal - they'll need to have a secure digital connection to PayPal, so their data should be kept safe from prying eyes. PayPal does use data servers that constantly scan your browser to ensure it's using the most recent, up-to-date data encryption technology. It also monitors (and lets you know) that your data is stored on a computer server that isn't Internet-connected.

                  PayPal takes its platform security so seriously that it offers financial rewards to computer security experts who discover any breaches, flaws and vulnerabilities in PayPal's digital data defense system.

                  Is PayPal Safer Than Banks and Credit Cards?

                  In actuality, using PayPal may be even safer than using a check or your credit card or bank account to make a purchase.

                  With PayPal, your financial data is stored away in a single online "vault", whereas the same can't be said when transmitting credit card or bank data online on the internet. Also, paper checks can easily be compromised by fraudsters - all they need is a bank account or routing number to crack into a buyer's account and cause serious financial damage.

                  PayPal offers buyers "payback" protection if their payments are made, and they don't receive the merchandise they ordered - giving buyers some peace of mind that they're money transmittal on PayPal is covered.

                  PayPal buyers should also add their own level of data security by always keeping their data security software updated on all of their digital devices and not using public Wi-Fi to make purchases, as it's easier for data hackers to breach than a secure and private Wi-Fi connection.

                  It's also a smart move to fund your PayPal account via credit card rather than bank account/debit card. That's because credit card companies are more likely to approve a payment dispute and refund your money than a bank/debit card provider.

                  How Sellers Stay Safe on PayPal

                  In general, PayPal sellers can count on an honest and safe user experience. The same data security tools that PayPal uses to protect buyers also protect sellers.

                  One key difference isn't necessarily a data privacy issue - it's a transaction and dispute issue.

                  By and large, PayPal makes it easy for buyers to dispute transactions for a variety of reasons that are difficult for sellers to disprove. For example, disputes over shipments that never arrived or arrived damaged are hard for sellers to win. Buyers can say the shipment never arrived, was stolen, or was damaged, or can even say they were unsatisfied with the product. PayPal seems disposed to favor the buyer over the seller in these cases, unless the seller has a solid defense on his or her behalf.

                  Sellers can better protect themselves in disputes by only shipping goods to credible, verified destinations, and insisting on a proof of delivery message by delivery systems. (UPS, Federal Express, Amazon and the U.S. Postal Service, among other delivery providers, all offer delivery confirmation notices for PayPal sellers.)

                  For pricier items, PayPal sellers should insist on a signature from the buyer, stating the item was received and was in good condition.

                  With PayPal sellers, documentation of every step of the sale and delivery process is the best protection if a transaction winds up in dispute.

                  What Is PayPal?

                  PayPal bills itself as a service that enables users to pay and send cash, and accept money, on its global digital platform.

                  In effect, PayPal acts as a "middleman" between buyers and sellers, accepting payments and steering them on to recipients without, hopefully, sharing any critical personal data, like bank account information, to potential fraudsters.

                  Like most major online financial services providers, PayPal deploys security tools like data encryption and anti-fraud technology to curb the risk of data fraud and to keep user data as secure as possible.

                  Additionally, when PayPal users send or receive a payment, they'll receive an email confirmation letting them know their transaction was sent and that it was successfully received by the intended recipient.

                  Basically, if you're diligent about keeping your PayPal password different than other financial account passwords (that makes it harder for data hackers to breach your PayPal account after a separate hack), and you avoid clicking on any email or web links that don't seem authentic (ask PayPal if you're unsure), your chances of having a safe and enjoyable user experience on the platform are solid.

                  Use the above tips to secure your PayPal experience.

                  Источник: https://www.thestreet.com

                  Ways to Get PayPal Account Number 2021

                  One of the main mediums for online transaction purpose is PayPal, which has been used by 10 million accounts in 190 marketplaces around the world. It is commonly used for working purposes or purchasing essential equipment for games. It has a virtual version, as well as, a real card version available due to the collaboration with MasterCard. If you already have a PayPal account which you use, you have probably seen ‘PayPal Credit’ as one of the payment options. Let’s take a closer look at what ‘PayPal Credit’ is actually and how to get PayPal account number for 2021.

                  source:creditcardrush.com

                  Page Contents

                  Ways to Get PayPal Account Number 2021

                  Every credit and debit card has numbers in the front which are not randomly arranged. In fact, they are the identity of the card and they indicate the identity of the account holder and the origin of your card. So, the first and the most important thing is to obtain a PayPal card number 2021. In order to do so, you can use several services. Keep reading to find out which ones.

                  source:creditcardrush.com

                  PayPal Prepaid

                  The support team of PayPal has recommended this service, which is free and the funds will be transferred to your card from PayPal account as the card is linked to the PayPal account. Moreover, this card can be used for shopping at online merchants. Moreover, this card lasts forever and works well as the fixed card number.

                  source:techcrunch.com

                  PayPal Debit

                  This is another great service using which you can get a PayPal account number 2021. It can’t be refilled even if it is linked to the PayPal account, which makes it different than the PayPal prepaid card. In that case, your account will work like a bank account. You will get an application approval from PayPal only if your credit history is satisfactory. The advantage is that you will be able to get 1% cash back on certain purchases.

                  Bank Company or Credit Card Provider

                  If PayPal will not provide the numbers of the virtual card, you can use the credit card provider or the bank. Companies which provide virtual temporary card numbers generator are the banks, such as Bank of America and Citibank. These credit card numbers can be used for online purchases.

                  source:dashnews.org

                  Using Credit Card Generator from PayPal

                  You can also use the generator provided by PayPal. Nevertheless, the generator is only available for solely testing purpose. The process is simple and you will be required to choose the type of credit card that you prefer the most. As soon as you click ‘Generate CC’, your card is ready together with the numbers, expiration date, and CVV code.

                  source:yithemes.com

                  Add/Manage Money Feature

                  You can also use this feature to get a PayPal number 2021, which is great for people who own a PayPal prepaid card that is connected with a PayPal account. You will need to log into your account and you find the Account Center. Then, select ‘Add/Manage Money’ and click ‘Direct Deposit.’ You will be able to see the card number on the right of the screen inside the gray box.

                  Alerts Service from PayPal

                  In order to obtain a PayPal card number, you can also use the alerts service from PayPal. Simply text ‘DIRECT’ to 22622 and you will get help to get your card number in the form of text message.

                  PayPal’s Hotline Service

                  You can also use PayPal’s hotline service by simply calling the number of (866) 753-6440. Then, you will need to choose the ‘Other Services’ from the menu.

                  source:fortune.com

                  Using the Steps on How Do I Find My PayPal Account Number

                  Some people use their PayPal for a while but aren’t able to find their PayPal credit account number. If you are among those people, you should go to your account’s summary page and click PayPal Credit on the left. Then, click the ‘See statements’ button and find the statement cycle date. Click on it and you can see the account’s activity on the cycle itself. Then, you will be allowed to download PDF version of your full statement that located on the left where you can find the account number at the upper left corner.

                  Steps to Get PayPal Account Number 2019

                  In order to get a PayPal account number 2021, you will have to pick the right service that suitable for you. Consider why you use the card for and ensure that you are responsible enough to use these credit cards. Moreover, take a closer look at all the features which are contained in PayPal, such as the features to find out the card number. If you use your PayPal account carefully, you can get PayPal card number 2021. The credit card numbers act as the account owner’s identity and the numbers are carefully arranged to provide the extra security to your bank account.

                  source:wikihow.com

                  PayPal Account Number Free

                  • Card Type: Visa
                  Card Number:4716347347811244
                  CVV2:755
                  Expires:12/2021
                  Name: Sofia Brooks
                  • Card Type:MasterCard
                  Card Number:5240832699208091
                  CVV2:849
                  Expires:06/2021
                  Name: Margaret Zehner
                  • Card Type:MasterCard
                  Card Number:5153358509933442
                  CVV2:833
                  Expires:04/2023
                  Name: Anthony Tucker
                  • Card Type:MasterCard
                  Card Number:5570132410455240
                  CVV2:636
                  Expires:04/2021
                  Name: Bennie Alvare

                  Источник: https://www.icharts.net/paypal-account-number/

                  About PayPal Credit

                  +What is PayPal Credit?

                  PayPal Credit is a line of credit from Comenity Capital Bank that gives you the flexibility to pay for your purchase now, or pay over time. It's easy to apply and easy to use.
                  View PayPal Credit Terms and Conditions

                  +How does PayPal Credit work?

                  You can use PayPal Credit on purchases at thousands of stores that accept PayPal. It's also available for purchases on eBay and exclusively at thousands of other online stores. Here's how:

                  • Check out with PayPal and then choose PayPal Credit.
                  • Answer 2 quick questions and accept the terms.
                  • You'll know within seconds if you are approved.
                  • Look for your PayPal Credit statement notification via email.

                  If your PayPal Credit account is linked to your PayPal account, your offers may vary.

                  +How do I start using PayPal Credit?

                  Select PayPal Credit as your payment choice during checkout. You'll be asked to provide your date of birth and your Social Security number, and then to agree to the terms and conditions to apply for a PayPal Credit account. You'll know within seconds if you are approved. And here's the cool thing: link your PayPal Credit account to your PayPal account and you'll see it as a payment option when you check out with PayPal.

                  +How do I pay my PayPal Credit bill?

                  You'll receive monthly statements and can choose to pay in full or over time (interest charges may apply). For your convenience, once you link your PayPal Credit and PayPal accounts, you can keep track of your purchases and make payments on PayPal.com. Pay your balance due from either your PayPal balance or your bank account.

                  You can also mail your payments in to:
                  PayPal Credit
                  P.O. Box 105658
                  Atlanta, GA 30348-5658

                  +Is there an annual fee to use PayPal Credit?

                  Nope! There is no annual fee to use PayPal Credit. See the Terms and Conditions.

                  +Do I have a Credit Line and how much is it?

                  Yes you do. Here's how it works: after you've been approved, Comenity Capital Bank will open a PayPal Credit account with a credit line of at least $250.

                  +How do I increase my credit line with PayPal Credit?

                  You can continue to use PayPal Credit for purchases and, if those purchases cause your outstanding balance to exceed your credit line, we'll evaluate you for a credit line increase. Your eligibility for a credit increase is determined by your credit history and customer history with PayPal Credit, and the Terms and Conditions. This will happen automatically during checkout, so you don't even need to ask.

                  +What is the Annual Percentage Rate (APR)?

                  The Annual Percentage Rate for standard purchases and cash advances on a PayPal Credit line is 19.99%, although some special offers have a lower, promotional APR. The Minimum Interest Charge is $2.00. Of course, you can choose to pay your entire balance by the payment due date to avoid interest charges. Learn more about the interest rate.

                  +What does ‘Subject to Credit Approval’ mean?

                  PayPal Credit is a credit account that you can use to make purchases and send money. Comenity Capital Bank will review and consider your credit report and other credit related information prior to opening your account and establishing your credit line. Creditworthiness is determined by Comenity Capital Bank. This process happens in a matter of seconds as part of the PayPal Credit checkout process. Once you are a PayPal Credit customer, you can use your credit line to make purchases. If you make a purchase that would cause your outstanding balance to go above your credit line, we will review your credit history and history with PayPal Credit to instantly determine whether to increase your credit line.

                  +Do you check my credit report every time I make a purchase?

                  No. A credit report is reviewed when you apply for PayPal Credit and occasionally when you attempt to increase your credit line. Periodically, we'll obtain updates of your report, but these updates have no impact on your credit score. If for any reason your credit line is decreased, you'll be notified of the reason in writing.

                  +Is there a fee for late payments?

                  Yes, you will be charged a late fee for each month that the minimum payment is not paid by the payment due date. The first time you're late, the amount of the late fee will be the same amount as the missed payment, up to $27. If you're late again, the late fee will be up to $38.

                  +Does PayPal Credit protect me from liability for unauthorized charges?

                  Yes! PayPal Credit provides "zero fraud liability" protection, the same protection provided by most major credit cards. This means you are not responsible for unauthorized charges. And we verify your identity with top-of-mind information such as your date of birth and your Social Security number, so there's no account number that can be lost or stolen.

                  +Where else can I use PayPal Credit?

                  PayPal Credit is available on purchases at thousands of stores that accept PayPal. It's also available for purchases on eBay and exclusively at thousands of other online stores.

                  Источник: https://www.repairpartsplus.com/v/pages/paypal-credit.html

                  About PayPal Credit

                  +What is PayPal Credit?

                  PayPal Credit is a line of credit from Comenity Capital Bank that gives you the flexibility to pay for your purchase now, or pay over time. It's easy to apply and easy to use.
                  View PayPal Credit Terms and Conditions

                  +How does PayPal Credit work?

                  You can use PayPal Credit on purchases at thousands of stores that accept PayPal. It's also available for purchases on eBay and exclusively at thousands of other online stores. Here's how:

                  • Check out with PayPal and then choose PayPal Credit.
                  • Answer 2 quick questions and accept the terms.
                  • You'll know within seconds if you are approved.
                  • Look for your PayPal Credit statement notification via email.

                  If your PayPal Credit account is linked to your PayPal account, your offers may vary.

                  +How do I start using PayPal Credit?

                  Select PayPal Credit as your payment choice during checkout. You'll be asked to provide your date of birth and your Social Security number, and then to agree to the paypal credit account number and conditions to apply for a PayPal Credit account. You'll know within seconds if you are approved. And here's the cool thing: link your PayPal Credit account to your PayPal account and you'll see it as a payment option when you check out with PayPal.

                  +How do I pay my PayPal Credit bill?

                  You'll receive monthly statements and can choose to pay in full or over time (interest charges may apply). For your convenience, once you link your PayPal Credit and PayPal accounts, you can keep track of your purchases and make payments on PayPal.com. Pay your balance due from either your PayPal balance or your bank account.

                  You can also mail your payments in to:
                  PayPal Credit
                  P.O. Box 105658
                  Atlanta, GA 30348-5658

                  +Is there an annual fee to use PayPal Credit?

                  Nope! There is no annual fee to use PayPal Credit. See the Terms and Conditions.

                  +Do I have a Credit Line and how much is it?

                  Yes you do. Here's how it works: after you've been approved, Comenity Capital Bank will open a PayPal Credit account with a credit line of at least $250.

                  +How do I increase my credit line with PayPal Credit?

                  You can continue to use PayPal Credit for purchases and, if those purchases cause your outstanding balance to exceed your credit line, we'll evaluate you for a credit line increase. Your eligibility for a credit increase is determined by your credit history and customer history with PayPal Credit, and the Terms and Conditions. This will happen automatically during checkout, so you don't even need to ask.

                  +What is the Annual Percentage Rate (APR)?

                  The Annual Percentage Rate for standard purchases and cash advances on a PayPal Credit line is 19.99%, although some special offers have a lower, promotional APR. The Minimum Interest Charge is $2.00. Of course, you can choose to pay your entire balance by the payment due date to avoid interest charges. Learn more about the interest rate.

                  +What does ‘Subject to Credit Approval’ mean?

                  PayPal Credit is a credit account that you can use to make purchases and send money. Comenity Capital Bank will review and consider your credit report and other credit related information prior to opening your account and establishing your credit line. Creditworthiness is determined by Comenity Capital Bank. This process happens in a matter of seconds as part of the PayPal Credit checkout process. Once you are a PayPal Credit customer, you can use your credit line to make purchases. If you make a purchase that would cause your outstanding balance to go above your credit line, we will review your credit history and history with PayPal Credit to instantly determine whether to increase your credit line.

                  +Do you check my credit report every time I make a purchase?

                  No. A credit report is reviewed when you apply for PayPal Credit paypal credit account number occasionally when you attempt to increase your credit line. Periodically, we'll obtain updates of your report, but these updates have no impact on your credit score. If for any reason your credit line is decreased, you'll be notified of the reason in writing.

                  +Is there a fee for late payments?

                  Yes, you will be charged a late fee for each month that the minimum payment is not paid by the payment due date. The first time you're late, the amount of the late fee will be the same amount as the missed payment, up to $27. If you're late again, the late fee will be up to $38.

                  +Does PayPal Credit protect me from liability for unauthorized charges?

                  Yes! PayPal Credit provides "zero fraud liability" protection, the same protection provided by most major credit cards. This means you are not responsible for unauthorized charges. And we verify your identity with top-of-mind information such as your date of birth and your Social Security number, so there's no account number that can be lost or stolen.

                  +Where else can I use PayPal Credit?

                  PayPal Credit is available on purchases at thousands of stores that accept PayPal. It's also available for purchases on eBay and exclusively at thousands of other online stores.

                  Источник: https://www.repairpartsplus.com/v/pages/paypal-credit.html

                  Ways to Get PayPal Account Number 2021

                  One of the main mediums for online transaction purpose is PayPal, which has been used by 10 million accounts in 190 marketplaces around the world. It is commonly used for working purposes or purchasing essential equipment for games. It has a virtual version, as well as, a real card version available due to the collaboration with MasterCard. If you already have a PayPal account which you use, you have probably seen ‘PayPal Credit’ as one of the payment options. Let’s take a closer look at what ‘PayPal Credit’ is actually and how to get PayPal account number for 2021.

                  source:creditcardrush.com

                  Page Contents

                  Ways to Get PayPal Account Number 2021

                  Every credit and debit card has numbers in the front which are not randomly arranged. In fact, they are the identity of the card and they indicate the identity of the account holder and the origin of your card. So, the first and the most important thing is to obtain a PayPal card number 2021. In order to do so, you can use several services. Keep reading to find out which ones.

                  source:creditcardrush.com

                  PayPal Prepaid

                  The support team of PayPal has recommended this service, which is free and the funds will be transferred to your card from PayPal account as the card is linked to the PayPal account. Moreover, this card can be used for shopping at online merchants. Moreover, this card lasts forever and works well as the fixed card number.

                  source:techcrunch.com

                  PayPal Debit

                  This is another great service using which you can get a PayPal account number 2021. It can’t be refilled even if it is linked to the PayPal account, which makes it different than the PayPal prepaid card. In that case, your account will work like a bank account. You will get an application approval from PayPal only if your credit history is satisfactory. The advantage is that you will be able to get 1% cash back on certain purchases.

                  Bank Company or Credit Card Provider

                  If PayPal will not provide the numbers of the virtual card, you can use the credit card provider or the bank. Companies which provide virtual temporary card numbers generator are the banks, such as Bank of America and Citibank. These credit card numbers can be used for online purchases.

                  source:dashnews.org

                  Using Credit Card Generator from PayPal

                  You can also use the generator provided by PayPal. Nevertheless, the generator is only available for solely testing purpose. The process is simple and you will be required to choose the type of credit card that you prefer the most. As soon as you click ‘Generate CC’, your card is ready together with the numbers, expiration date, and CVV code.

                  source:yithemes.com

                  Add/Manage Money Feature

                  You can also use this feature to get a PayPal number 2021, which is great for people who own a PayPal prepaid card that is connected with a PayPal account. You will need to log into your account and you find the Account Center. Then, select ‘Add/Manage Money’ and click ‘Direct Deposit.’ You will be able to see the card number on the right of the screen inside the gray box.

                  Alerts Service from PayPal

                  In order to obtain a PayPal card number, you can also use the alerts service from PayPal. Simply text ‘DIRECT’ to 22622 and you will get help to get your card number in the form of text message.

                  PayPal’s Hotline Service

                  You can also use PayPal’s hotline service by simply calling the number of (866) 753-6440. Then, you will need to choose the ‘Other Services’ from the menu.

                  source:fortune.com

                  Using the Steps on How Do I Find My PayPal Account Number

                  Some people use their PayPal for a while but aren’t able to find their PayPal credit account number. If you are among those people, you should go to your account’s summary page and click PayPal Credit on the left. Then, click the ‘See statements’ button and find the statement cycle date. Click on it and you can see the account’s activity on the cycle itself. Then, you will be allowed to download PDF version of your full statement that located on the left where you can find the account number at the upper left corner.

                  Steps to Get PayPal Account Number 2019

                  In order to get a PayPal account number 2021, you will have to pick the right service that suitable for you. Consider why you use the card for and ensure that you are responsible enough to use these credit cards. Moreover, take a closer look at all the features which are contained in PayPal, such as the features to find out the card number. If you use your PayPal account carefully, you can get PayPal card number 2021. The credit card numbers act as the account owner’s identity and the numbers are paypal credit account number arranged to provide the extra security to your bank account.

                  source:wikihow.com

                  PayPal Account Number Free

                  • Card Type: Visa
                  Card Number:4716347347811244
                  CVV2:755
                  Expires:12/2021
                  Name: Sofia Brooks
                  • Card Type:MasterCard
                  Card Number:5240832699208091
                  CVV2:849
                  Expires:06/2021
                  Name: Margaret Zehner
                  • Card Type:MasterCard
                  Card Number:5153358509933442
                  CVV2:833
                  Expires:04/2023
                  Name: Anthony Tucker
                  • Card Type:MasterCard
                  Card Number:5570132410455240
                  CVV2:636
                  Expires:04/2021
                  Name: Bennie Alvare

                  Источник: https://www.icharts.net/paypal-account-number/

                  Everything you need to know about free virtual credit card for PayPal verification

                  Did you know that, according to Statista, there were 325 million active PayPal users all over the world just in the first quarter of 2020? Are you one of them? Or you’re planning to open a PayPal account? Either way, if you’re wondering about free virtual credit cards to verify PayPal, you’ve come to the right place—DoNotPay is here to provide you with more information about it.

                  Virtual credit cards have become rather popular, primarily because they provide an extra layer of security for online payment. In case you’re still having second thoughts about this idea, here are some of the reasons why you should have a virtual credit card for PayPal, as well as for various other purposes. Let’s start with PayPal verification.

                  Why it’s a good idea to have a free virtual credit card to verify PayPal

                  You shouldn’t feel uncomfortable every time you use PayPal to make payment online. You can get a free virtual credit card instead and relax, knowing that your real sensitive information is not exposed

                  Another convenient feature is that you can set the spending limit, so not all the funds you keep on your PayPal account will be available for withdrawal. This is particularly important if you’re dealing with a suspicious merchant or service provider that could misuse your card—even if they charge you more than they should, the spending limit will protect you. 

                  Where to get a free virtual credit card to verify PayPal?

                  Now that you have an idea of just how useful a virtual credit card can be for PayPal verification, it’s time to learn where to look for one. Among other providers, you can get a free virtual credit card for PayPal verification from:

                  1. EntroPay
                  2. Payoneer
                  3. American Express 

                  EntroPay

                  One of the places where you can look for a free virtual credit card to verify PayPal is EntroPay, one of the most popular virtual credit card providers. If you choose to go with EntroPay, you will first need to submit the required personal information to access and then verify your account. Users are required to submit their name, email address, and password, but there might be some other details, too. When your account is verified, you can get a virtual credit card. EntroPay gives you two options to choose from:

                  • Prepaid virtual credit card
                  • Virtual credit card linked to your real bank account

                  Payoneer

                  Another reliable provider you should consider is Payoneer. Payoneer gives you the possibility to make payments globally, as well as receive funds from anywhere in the world. So, whatever you’re planning to use your PayPal account for, linking it with a Payoneer virtual credit card is a good idea. 

                  What’s convenient with the Payoneer virtual credit card is that you can link it to several accounts. When you create a Payoneer account, you can get their virtual credit card for free. It should be noted, though, that they charge a fee for every transaction you make. If you’re planning to use this account for regular payments, make sure you take these fees into consideration first.

                  American Express 

                  Speaking of reputable providers, we have to mention American Express, too. Primarily known as providers of regular credit cards, they’ve recently also added virtual credit cards to their offer. You can get an American Express virtual credit card for free, and then start using it for all your online transactions, from online shopping to business transactions.    

                  How to verify a PayPal account with a virtual credit card?

                  When you choose the most convenient card provider and get your free virtual credit card, it’s time to actually verify your PayPal account. Using a virtual credit card for the verification won’t change the process, and it will bring you quite a few benefits when you start using PayPal either for payments or receiving funds. So, why not give it a try, right? Here are the steps you need to take to complete the verification process:

                  1. Sign in to your PayPal account
                  2. Click on Wallet
                  3. Link your virtual credit card to the account
                  4. Click on Confirm credit card option
                  5. Wait for PayPal to send you a verification code
                  6. Re-login to your account to enter the verification code 

                  If all of this sounds somewhat complicated or you need a virtual credit card for some other purposes, it’s time to think about DoNotPay Virtual Credit Card—the best solution to avoiding unfair charges. Let’s learn a little bit more about this card, when it’s best used, and how it works.

                  The purpose of DoNotPay Virtual Credit Card

                  Are you among those people who constantly lose track of all the free trials they’ve signed up for? Every time a monthly billing statement arrives, you feel a little dizzy just looking at those numbers, and then you see it—the service you forgot to cancel before the end of your free trial. When several such services add up, you can end up wasting hundreds or even thousands of dollars. You might even think that the safest way to go about it is to simply stop signing up for free trials. But that’s where you’re wrong—the right solution to avoid being charged after a free trial period is to use our virtual credit card.  

                  When you sign up for a free trial, most providers will convince you that you can be completely sure that there are no charges during this period. They will also promise to remind you to cancel the service when the expiration date comes closer. Unfortunately, that’s not always true. Even when they do keep their promise and send you an email to remind you, what happens if you don’t see that email? The previously mentioned scenario happens—you have to pay for a service you no longer want to use. To prevent that from happening, all you need to do is get DoNotPay’s Free Trial Card. You can use this card for a wide range of services, some of which include the following:

                  • Netflix
                  • Showtime
                  • Spotify
                  • Twitch
                  • Jira
                  • PlayStation Vue
                  • HBO
                  • Amazon Prime
                  • Hulu
                  • Postmates
                  • ESPN Go
                  • Doordash
                  • Adobe

                  How to use DoNotPay’s Free Trial Card

                  virtual debit card

                  When signing up for a service, you are usually required to leave your credit card number. When you come to this step, all you need to do is copy the number of your virtual credit card instead of the real one. The virtual credit card number that our app will generate for you is going to look just like a real card number to the service provider. You can be sure that they will approve the free trial period, and you will get the peace of mind to enjoy the service in question without any concerns. Since your service provider will only have the virtual card number, they won’t be able to track you and find your real card info, so you’re safe even if you forget to cancel the service. You can use DoNotPay's virtual credit card generator to paypal credit account number create a new credit card you can use once and forget about those pesky unwanted charges.

                  Another piece of information that service providers often require is your email address. This brings us to another useful feature of DoNotPay’s Free Trial Card. Along with a virtual card number, you will also get a virtual email address that you should enter instead of your real one. Why would you leave them an option to reach you when you don’t have to? With a random virtual card number and a random email address, you can be completely anonymous and rest assured that no one can wrong you in any way.  

                  When it comes to the temporary email address, you should be aware of another reason why this is a convenient solution—you can avoid being put on an email marketing list. It is widely known that service providers use this piece of information that subscribers leave to add them to the list and send their ads. When you have a temporary email, you avoid being spammed.

                  Understanding how DoNotPay Virtual Credit Card works

                  The easiest way to explain how DoNotPay Virtual Credit Cardworks is to compare it to the way chip credit cards work. Chip credit cards protect you from any merchant or service provider trying to misuse your card info—they hide your real info to keep it safe. When you use a chip credit card to make a payment, the merchant or service provider in question only gets a single-use token that changes with every future purchase. Whether you decide to buy something from the same or some other merchant, you can rest assured that the token will never remain the same. That way, there’s nothing a merchant can do to misuse your credit card info when you never exposed any sensitive information.

                  DoNotPay operates on the same principle—just instead of a token, our app generates a random credit card number that changes every time you use it for a new transaction. This temporary virtual credit card is not linked to your real one, which means there’s no way anyone you give the number to can charge you anything—there are no funds on your virtual credit card. When you link your real card to the virtual one, there is still some possibility that a scammer could overcharge you or misuse your information. When you use DoNotPay, there is not even the slightest chance of that happening. 

                  Advantages of using DoNotPay Virtual Credit Card

                  In case you’ve never used anything similar before, we understand that you might be somewhat skeptical. You might just not be completely sure that getting a DoNotPay Virtual Credit Card is the right choice for you. Whatever doubts you might be having, make sure you consider the following benefits before you make your final decision:

                  1. There are no costs involved in the activation process, and we don’t charge any monthly or annual fees to keep your virtual card active, either
                  2. You don’t have to pay a security deposit, so there’s no need to allocate money to act as collateral
                  3. DoNotPay is available via both web browser
                  4. You can get our Virtual Credit Card without any trouble in just a few steps
                  5. Your real credit card information is not exposed, so all your sensitive information is fully protected and far away from any potential scammers
                  6. You can also use a temporary generated email, which means your service provider cannot reach you or wrong you in any way
                  7. You can rely on our Free Trial Period fand sign up for as many free trials as you want without worrying about any of the providers charging you after this period
                  8. Count on our virtual credit card to stop robocalls

                  Should you rely on virtual credit cards?

                  Have you ever used a virtual credit card before? If not, we assume that you find it difficult to decide on the bad and good sides of virtual cards. Most people who’ve had a chance to use virtual credit cards agree that they come with some major benefits that no downside can outweigh. Here are some of the advantages and disadvantages of using virtual credit cards, so you can judge just how good they are yourself:

                  Pros

                  Cons
                  You don’t have to expose any of your real card information, so you’re safe

                  Virtual credit cards are not that convenient for online booking, as they will probably ask you for your real card on the spot, so the two won’t match

                  There’s no need to fear malicious merchants and scams, as no one can get to your real credit card info

                  If you ask for a refund, and your card expires before you receive it, you won’t be able to get the refund
                  Most providers can provide you with a virtual credit card completely free of charge

                  If your balance goes below a certain amount, some providers might require that you pay a fee, so make sure you check this in advance 

                  Service providers cannot charge you after a free trial period even when you fail to cancel your subscription on time

                  Some service providers and merchants still refuse to accept virtual credit cards

                  You decide on the most suitable expiration date

                  If your card expires, and you have a recurring service that you want to keep using linked to it, you’ll have to switch to your real credit card before the expiration 

                  You can set a spending limit right from the start

                  If you limit your spending, that might cause some problems with recurring payments that you’re planning to make in the future

                  When to use virtual credit cards

                  Since identity theft and other potential issues are still common when paying online, virtual credit cards are bound to become more and more popular as time goes by. They will be used for many more purposes, but at the moment, you can use a virtual credit card for the following:

                  • Online shopping
                  • Over-the-phone purchases
                  • Monthly subscriptions
                  • Free trials
                  • Single payments
                  • Recurring payments

                  Why you should choose DoNotPay Virtual Credit Card over a regular credit card

                  Virtual credit cards are becoming more and more popular, but they are still not that commonly used. Many people still find it challenging to differentiate a virtual credit card from a real one and see clearly the good and the bad sides of each. We are here to help you with that by comparing our Free Trial Card to a real credit card. DoNotPay’s Free Trial Card serves people struggling with being charged after a free trial period. This is just one of the many reasons that make it so much more convenient than regular cards. Here are some other differences to keep in mind:

                  Real Credit Card

                  DoNotPay’s Free Trial Card
                  You can find it in physical form

                  You can only use it online

                  Your sensitive credit card information is exposed, so it can be easily misused if someone wants to wrong you

                  With your real credit card information safely “hidden,” you don’t have to worry about any misuse
                  If something goes wrong, you can waste hundreds or thousands of dollars

                  There’s no risk of losing any money as your real credit card is not connected to the virtual one, so there are no funds to be stolen

                  In case the website where you left your real card info is hacked, your sensitive information can be easily accessed

                  Not even a hacked website should worry you, as your real credit card information is not exposed 
                  Should you forget to cancel the service, the provider will charge you a regular monthly fee

                  Even if you forget to cancel a subscription, they can’t charge you a penny

                  What other services DoNotPay has for you?

                  In addition to saving you from being charged after a free trial period, DoNotPay can give you a hand in many other situations. We understand how troublesome bureaucracy can be, so we will be more than happy to help you avoid any trouble that you can. To achieve that goal, we also offer to do the following:

                  Источник: https://donotpay.com/learn/free-virtual-credit-card-for-paypal-verification/

                  9 Ways to Stay Safe Using PayPal

                  Credit: PayPal

                  To many users, PayPal, the world's most well-known online payment system, seems like an entirely secure method of sending and receiving funds. The company offers limited guarantees to both buyers and sellers, and also gives out security keys upon request.

                  But according to Robert Siciliano, McAfee consultant and identity theft expert, there are still ways you can lose your shirt using PayPal.

                  To ensure you don’t fall victim to a scam involving PayPal, Siciliano offers these words of advice:

                  Don't link your PayPal account to your bank account or debit card account.

                  "If your PayPal account is compromised, it’s money taken directly out of your bank account. But if you link your PayPal account to your credit card and it’s compromised, then you have 60 days to refute those charges with your credit card company," Siciliano said.

                  However, by federal law (Regulation E) you only have two days to refute a fraudulent charge with your bank.

                  Don’t click on links in the body of emails from PayPal. Those emails might not really be from PayPal.

                  "Rather, they are phishing e-mails from scammers designed to get you to enter your credentials," Siciliano said. "Instead, manually type in the PayPal address into your browser, log in to your account and see if there are any communications for you from PayPal."

                  Keep your PC security up-to-date. Make sure you have installed the latest critical security patches to your operating system, as well as the latest browser patches.

                  "If your PC is compromised with spyware or malicious software when you’re using a financial site like PayPal, then the cybercriminal has access to your computer and can access your user names and passwords," Siciliano said.

                  Never log in to PayPal from a public PC. A public PC is relatively unsecure.

                  "It is only as secure as the person who logged in before you," Siciliano said.

                  Someone could easily have installed spyware or malicious software on that computer that will log all your keystrokes.

                  Log in to PayPal only from a trusted Internet connection. Your work and home PCs qualify, but a wired connection is more secure than a wireless connection.

                  "Don’t log in to PayPal from an Internet cafe, even if you’re using your own laptop, because that wireless is wide open," Siciliano said. "There are plenty of 'sniffing' technologies that may be able to sniff out (track) what you’re doing on your computer."

                  Use only verified merchants, and get verified yourself. Just about anyone with an email address can open a PayPal account, but PayPal will "verify" users and merchants who provide additional information.

                  "Although it might not guarantee that the person you're dealing with is legitimate, verification adds a level of protection and legitimacy," Siciliano said.

                  You can get verified by linking PayPal to a bank account (or, if you're following Siciliano's advice against doing that, you can get verified by obtaining a PayPal credit card).

                  Maintain good records for all Internet commerce.

                  "It's a good idea to download them and print them out so you have backups of all of your records for purchases made and products bought and sold," Siciliano said.

                  So if there are any issues with a transaction, you have a record of it.

                  Use a unique username and password for PayPal. Your PayPal login credentials should be different from your user names and passwords for your eBay, Facebook and online banking accounts.

                  "You should have a different user name and password for every account," Siciliano said. "So if one account is compromised, the cybercriminal won't have access to all your accounts."

                  Each password should consist of uppercase and lowercase letters, and should include numbers as well as characters like an exclamation point or a hash sign (if allowed).

                  Treat your PayPal account like you treat your online banking account. You need to ensure that you have authorized any transactions, large or small.

                  "Typically, cyberthieves will start draining your account using a series of small withdrawals, hoping you won't notice," Siciliano said. "So you need to refute those charges as soon as possible."

                  Источник: https://www.nbcnews.com/id/wbna42797988

                  PayPal Payments Advanced is a PCI-compliant solution that lets your customers pay by debit or credit card without leaving your site. It includes an embedded checkout page that can be customized to create a seamless and secure checkout experience.

                  Even customers without a PayPal account can make purchases through the PayPal secure payment gateway. Accepted cards include Visa, MasterCard, Switch/Maestro, and Solo credit cards in the United States and United Kingdom. For additional convenience, PayPal Express Checkout is included with PayPal Payments Advanced.

                  Payment Services Directive Requirements:
                  As of September 14, 2019, European banks might decline payments that do not meet PSD2 requirements. To comply with PSD2, PayPal Payments Advanced must be integrated with Cardinal Commerce. To learn more, see 3-D Secure for Payflow.

                  PayPal Payments Advanced cannot be used for orders created from the Admin of your store.

                  Requirements

                  • PayPal business account
                  • If you manage multiple Adobe Commerce and Magento Open Source websites, you must have a separate PayPal merchant account for each website.

                  Checkout workflow

                  1Customer chooses payment methodDuring checkout, the customer chooses to pay with PayPal Payments Advanced. The Pay Now button appears instead of the Place Order button.
                  2Pay NowThe customer clicks/taps Pay Now, and a PayPal-hosted form appears. The customer enters the card information, and the card is verified. If successful, the order confirmation page appears.
                  Pay with PayPalThe form also includes the Pay with PayPal button, which paypal credit account number the customer to the PayPal site, where payment can be made with PayPal Express Checkout.
                  3TroubleshootingIf the transaction fails for any reason, an error message appears on the checkout page and the customer is instructed to try again. Any issues are managed by PayPal.

                  Order processing workflow

                  Processing orders with PayPal Payments Advanced is the same as for any regular PayPal order. Orders are invoiced and shipped, and credit memos generated for both online and offline refunds. However, multiple online refunds are not available for orders paid with PayPal Payments Advanced.

                  1Customer places orderIn the final stage of checkout, the customer taps the Place Order button.
                  2PayPal respondsPayPal evaluates the request. If found to be valid, PayPal processes the transaction.
                  3Commerce sets order statusCommerce receives response from PayPal, and sets the order status to one of the following:
                  Processing - The transaction was successful.
                  Pending Payment - The system did not receive any response from PayPal.
                  Canceled - The transaction was not successful for some reason.
                  Suspected Fraud - The transaction did not pass some of the PayPal fraud filters. The system receives the response from PayPal that the transaction is under review by Fraud Service.
                  4Merchant fulfills orderThe merchant invoices and ships the order.

                  Configure your PayPal Account

                  Before you set up PayPal Payments Advanced in Commerce, you must configure your account on the PayPal website.

                  1. Log in to your PayPal business account.

                  2. Go to Service Settings > Hosted Checkout Pages > Set Up Menu and complete the following settings:

                    AVS
                    CSC
                    Enable Secure Token
                  3. Save the settings.

                    If you have multiple Commerce websites, you must create a separate PayPal Payments Advanced account for each.

                  4. When prompted to create a layout, do the following:

                    • At the top of the page, click Customize.

                    • Choose Layout C.

                    • Click Save and Publish.

                  5. Set up an additional user (recommended by PayPal):

                  Set up PayPal Payments Advanced in Commerce

                  You can have two PayPal solutions active at the same time: Express Checkout, plus any All-In-One or Payment Gateway solution. If you change payment solutions, the one that was used previously is disabled.

                  Click Save Config at any time to save your progress.

                  Step 1: Begin the configuration

                  1. On the Admin sidebar, go to Stores > Settings > Configuration.

                  2. In the left panel, expand Sales and choose Payment Methods.

                  3. If your Commerce installation has multiple websites, stores, or views, set Store View to the store view where you want to apply this configuration.

                  4. In the Merchant Location section, select the Merchant Country where your business is located.

                    This setting determines the selection of PayPal Solutions that appear in the configuration.

                    Merchant countryMerchant country

                  5. Expand PayPal All-in-One Payment Solution and click Configure for Payments Advanced.

                    PayPal Payments AdvancedPayments Advanced - Configure

                  Step 2: Complete the required settings

                  1. Expand the Required PayPal Settings section, if needed.

                    Payments Advanced Required SettingsRequired PayPal Settings - PayPal Payments Advanced

                  2. (Optional) Enter the Email Associated with your PayPal Merchant Account.

                    Email addresses are case sensitive. To receive payment, the email address must match the email address specified in your PayPal merchant account.

                    If you do not have a PayPal account, click Start accepting payments via PayPal.

                  3. Enter one of the following credentials that you use to log in to your PayPal merchant account:

                    PartnerYour PayPal Partner ID.
                    VendorYour PayPal user login name.
                    UserThe ID of an paypal credit account number user who is set up on your PayPal account.
                  4. Enter the Password that is associated with your PayPal account.

                  5. If you want to run test transactions, set Test Mode to .

                    When testing the configuration in a sandbox, use only credit card numbers that are recommended by PayPal. When you are ready to go live, return to the configuration and set Test Mode to .

                  6. If your system uses a proxy server to establish the connection to the PayPal system, set Use Proxy to and do the following:

                    • Enter the IP address of the Proxy Host.

                    • Enter the port number of the Proxy Port.

                      A proxy is used when the server firewall prevents direct access to the PayPal server. In this case, a third-party server is used to relay traffic.

                  7. Set Enable This Solution to .

                  8. If you want to offer PayPal Credit to your customers, set Enable PayPal Credit to .

                  Step 3: Set up Advertise PayPal Credit / Advertise PayPal Pay Later (optional)

                  Starting with the 2.4.3 release, PayPal Pay Later is supported in deployments that include PayPal. This feature allows shoppers to pay for an order in bi-weekly installments instead of paying the full amount at time of purchase. The PayPal Credit experience is deprecated.

                  Set Enable PayPal PayLater Experience to one of the following:

                  • - To setup Advertise PayPal PayLater
                  • - To setup Advertise PayPal Credit

                  Advertise PayPal Credit

                  1. Expand the Advertise PayPal Credit section.

                    Advertise PayPal CreditAdvertise PayPal Credit - PayPal Payments Advanced

                  2. Click Get Publisher ID from PayPal and follow the instructions to get your account information.

                  3. Enter your Publisher ID.

                  4. Expand the Home Page section.

                  5. To place a banner on the page, set Display to .

                  6. Set Position to one of the following:

                    • Set Size to one of the following:

                        Advertise PayPal Credit Home Page SettingsAdvertise PayPal Credit - Home Page

                      • Expand the remaining sections and repeat the previous steps:

                        • Catalog Category Page
                        • Catalog Product Page
                        • Checkout Cart Page

                      Advertise PayPal Pay Later

                      1. Expand the Advertise PayPal PayLater section.

                      2. Set Enable PayPal PayLater to .

                      3. Expand the Home Page section.

                      4. To place a banner on the page, set Display to .

                      5. Set Position to one of the following:

                      6. Set Style Layout to one of the following:

                      7. For Style Layout Text only, set Logo Type to one of the following:

                        • For Style Layout Text only, set Logo Position to one of the following:

                        • For Style Layout Text only, set Text Color to one of the following:

                          • For Style Layout Text only, set Text Size to one of the following:

                            • For Style Layout Flex only, set Ratio to one of the following:

                            • For Style Layout Flex only, set Color to one of the following:

                                Advertise PayPal Credit Home Page SettingsAdvertise PayPal PayLater - Home Page Settings

                              • Expand the remaining sections and repeat the previous steps:

                                • Catalog Product Page
                                • Checkout Cart Page
                                • Checkout Payment Step
                                • Catalog Category Page

                              Step 4: Complete the basic settings

                              1. Expand the Basic Settings - PayPal Payments Advanced section, if needed.

                                PayPal Payments Advanced Basic SettingsBasic Settings - PayPal Payments Advanced

                              2. Enter a Title to identify PayPal Payments Advanced during checkout.

                                It is recommended that you use the title Debit or Credit Card.

                              3. If you offer multiple payment methods, enter a number for Sort Order to determine the sequence in which PayPal Payments Advanced appears when listed with other payment methods during checkout.

                                This is relative to the other payment methods. ( = first, = second, = third, and so on.)

                              4. Set Payment Action to one of the following:

                                Approves the purchase, but puts a hold on the funds. The amount is not withdrawn until it is “captured” by the merchant.
                                The amount of the purchase is authorized and immediately withdrawn from the customer’s account.

                              Step 5: Complete the advanced settings

                              1. Expand the Advanced Settings section.

                                Advanced Settings - PayPal Payments AdvancedAdvanced Settings - PayPal Payments Advanced

                              2. Set Payment Applicable From to one of the following:

                                Customers from all countries specified in your store configuration can use this payment method.
                                After choosing this option, the Payment from Specific Countries list appears. Hold down the Ctrl key (PC) or the Command key (Mac) and select each country in the list where customers can make purchases from your store.
                              3. To write communications with the payment system into the log file, set Debug Mode to .

                                The log file for PayPal Payments Advanced is .

                                In accordance with PCI Data Security Standards, credit card information is not recorded in the log file.

                              4. To enable host authenticity verification, set Enable SSL verification to .

                              5. To allow the customer to correct their entry of the three-digit CVV security code from the back of a credit card, set CVV Entry is Editable to .

                              6. To require that customers enter a CVV code, set Require CVV Entry to .

                              7. To send a confirmation of the payment to the customer, set Send Email Confirmation to .

                              8. To determine the method that is used to exchange information with the PayPal server during a transaction, set the URL method for Cancel URL and Return URL to one of the following:

                                (Default) Retrieves information that is the result of a process.
                                Provides a block of data, such as data entered into a form, to a data handling process.

                                The Cancel URL and Return URL refer to the page where a customer returns after completing or canceling the payment part of the checkout process on the PayPal server.

                              9. Complete the following sections, as needed for your store:

                              Settlement Report Settings

                              1. Expand the Settlement Report Settings section.

                                PayPal Settlement Report SettingsSettlement Report Settings - PayPal Payments Advanced

                              2. For SFTP Credentials, do the following:

                                • If you have signed up for PayPal’s Secure FTP Server, enter the following SFTP login credentials:

                                • To run test reports before going live, set Sandbox Mode to .

                                • Enter the Custom Endpoint Hostname or IP Address.

                                  By default, the value is .

                                • Enter the Custom Path where reports are saved.

                                  By default, the value is .

                              3. To generate reports according to a schedule, complete the Scheduled Fetching settings:

                                • Set Enable Automatic Fetching to .

                                • Set Schedule to one of the following:

                                    PayPal retains each report for 45 days.

                                  • Set Time of Day to the hour, minute, and second when you want the reports to be generated.

                                Frontend Experience Settings

                                The frontend experience settings give you the opportunity to choose which PayPal logos appear on your site and to customize the appearance of your PayPal merchant pages.

                                1. Expand the Frontend Experience Settings section.

                                  PayPal Frontend Experience SettingsFrontend Experience Settings - PayPal Payments Advanced

                                2. Select the PayPal Product Logo that you want to appear in the PayPal block in your store.

                                  The PayPal logos are available in four styles and two sizes:

                                  • To customize the appearance of your PayPal merchant pages:

                                    • Enter the name of the Page Style that you want to apply to your PayPal merchant pages:

                                      Uses the PayPal page style.
                                      Uses the page style that you identified as the primary style in your account profile.
                                      Uses paypal credit account number custom payment page style, which is specified in your account profile.
                                    • For Header Image URL, enter the URL of the image that you want to appear in the upper-left corner of the payment page. The maximum file size is 750 pixels wide by 90 pixels high.

                                      PayPal recommends that the image be located on a secure (https) server. Otherwise, a browser may warn that the page contains both secure and nonsecure items.

                                    • To set the color for your pages, enter the six-character hexadecimal code, without the symbol, for each of the following:

                                      Header Background ColorBackground color for the checkout page header.
                                      Header Border ColorColor for two-pixel border around the header.
                                      Page Background ColorBackground color for the checkout page and around the header and payment form.

                                  Step 6: Complete basic settings for PayPal Express Checkout

                                  1. Expand the Basic Settings - PayPal Express Checkout section.

                                    PayPal Express Checkout Basic SettingsBasic Settings - PayPal Express Checkout

                                  2. Enter a Title paypal credit account number identify this payment method during checkout.

                                    It is recommended to set the title to PayPal for each store view.

                                  3. If you offer multiple payment methods, enter a number for Sort Order to determine the sequence in which PayPal Express Checkout appears when listed with the other payment methods.

                                    This is relative to the other payment methods. ( = first, = second, = third, and so on.)

                                  4. Set Payment Action to one of the following:

                                    Approves the purchase and puts a hold on the funds. The amount is not withdrawn until it is captured by the merchant.
                                    The amount of the purchase is authorized and immediately withdrawn from the customer’s account.
                                  5. To display the Check out with PayPal button on the product page, set Display on Product Details Page to .

                                  Step 7: Complete Advanced Settings - PayPal Express Checkout

                                  1. Expand the Advanced Settings section.

                                    PayPall Express Checkout Advanced SettingsPayPal Express Checkout Advanced Settings

                                  2. To make PayPal Express Checkout available from both the shopping cart and mini cart, set Display on Shopping Cart to .

                                  3. Set Payment Applicable From to one of the following:

                                    Customers from all countries specified in your store configuration can use this payment method.
                                    After choosing this option, the Payment from Specific Countries list appears. Hold down the Ctrl key (PC) or the Command key (Mac) and click each country in the list where customers can make purchases from your store.
                                  4. To write communications with the payment system into the log file, set Debug Mode to .

                                    In accordance with PCI Data Security Standards, credit card information is not recorded in the log file.

                                  5. To enable host authenticity verification, set Enable SSL Verification to .

                                  6. To display a full summary of the customer’s order by line item from the PayPal site, set Transfer Cart Line Items to .

                                  7. To allow the customer to complete the transaction from the PayPal site without returning to your store for Order Review, set Skip Order Review Step to .

                                  8. When complete, click Save Config.

                                  Источник: https://docs.magento.com/user-guide/payment/paypal-payments-advanced.html

                                  PayPal in Canada

                                  PayPal has skyrocketed in popularity, and last year alone, transaction revenues amounted to almost $16.1 billion. PayPal has more than 6.4 million active users across the country. But first, what is PayPal?

                                  PayPal is a digital service that facilitates payments through e-transfers; for e.g., customers paying for shopping online. It offers the convenience of storing payment info, so customers don't have to enter their account or credit card information each time. Plus, it doesn't disclose your info to the vendor, which adds a layer of security.

                                  In this review, we'll explain how PayPal Canada works, all the steps for signing up, verification, transfers, etc., and see what makes it one of the most well-known financial service brands.

                                  Who Uses PayPal?

                                  The idea behind PayPal is to give people the opportunity to make online payments quickly and securely. It turns out, quite a lot of users have subscribed to this idea:

                                  • People: Anyone who needs to send or request money for personal reasons.
                                  • Businesses in all industries: Beauty, B2B, clothing, computers, education, entertainment and media, financial services and products, food, government, health and personal care, non-profit, retail, travel, and even more subcategories of businesses.

                                  Why use PayPal over other forms of payment? The main reasons are: it's convenient and does not require the payor or payee to disclose their credit card or bank account numbers.

                                  What You Can Do with PayPal in Canada: Basic Functions

                                  How does PayPal work? Since this platform provides financial services, we expect it to facilitate basic financial operations, such as sending and receiving money. Here is what this all-in-one online payment solution enables merchants and consumers to do.

                                  Sending Money

                                  You can send money to friends and family as well as use it as a payment method in numerous online stores. The platform supports both domestic and international transfers at little cost. You can make payments on the website as well as through the dedicated mobile app.

                                  Request Payments

                                  You can request funds from anyone in exchange for goods and services or even in situations where you've split the bill with friends at dinner. If the recipient doesn't have an account, you can still send them a request to their email. It takes mere seconds to do so.

                                  Accepting Payments for Premier and Business Accounts

                                  If you are planning on receiving payments for products or services offered by your business, a personal account will not suitable. The good thing is that you can upgrade your account type to Premier or Business and receive large amounts of payments.

                                  Tools for Auction Trading

                                  There are already many PayPal-friendly online auction sites, and any business can automatically place PayPal in their listings. At the end of each successful auction, funds will be transferred from the winning bidder to the seller using PayPal's e-mail-based fund transfer.

                                  How Do I Get Started with PayPal?

                                  So, you want to create a PayPal account. It makes sense you have thought about the set-up process, types of accounts, and their benefits. It's an important decision - which account would suit your purposes best, so read on.

                                  Personal Accounts

                                  We'll explain the difference between personal and business accounts in more detail later on. But first, here are the steps to create a new personal account on PayPal Canada:

                                  1. Go to the website or open the app, and then click/tap 'Sign Up'.
                                  2. Type a valid email address and create a password. You should create a strong and unique password as you would do for any online banking account.
                                  3. Fill in the next section with your personal details: name, address, and phone number. You can't skip this step, but the company has strong policies related to the privacy and security of customer information.
                                  4. Enter your credit or debit card (optional).
                                  5. Enter your bank account information (optional).
                                  6. Apply for PayPal credit (optional).

                                  Business Accounts

                                  If you're wondering how to set up a PayPal account for your business, the steps are as follows:

                                  • The first step is the same - Go to the website or open the app and click/tap 'Sign Up'.
                                  • Tick off the box for 'Business Account'.
                                  • Enter your email address and create a password.
                                  • Complete the required fields with your business information: legal first and last name, the name of your business, and business address.
                                  • Review the policies for electronic delivery of communications and the user agreement and press 'Confirm'.
                                  • You'll be taken to a screen that says 'Tell us about your business'. You'll need to enter the business type, category, subcategory, and an estimate of your monthly sales.
                                  • Type your info, just as for the personal account. Additionally, you'll need to provide the last four digits of your social security number, your date of birth, and your home address.
                                  • The set-up is complete!

                                  What's the Difference Between a Personal and a Business Account on PayPal?

                                  A personal PayPal account is a convenient way of making online transactions. For instance, you'll find it useful when shopping on many websites, transferring money to friends for dinner, or even sending your beloved a Christmas gift. A personal account gives you the ability to:

                                  • Send payments only;
                                  • Pay for your shopping locally and internationally;
                                  • Get covered 24/7 by online and card fraud protection policies.

                                  Business accounts are meant for those who want to provide PayPal Canada as a payment option for their customers. There are added benefits of features like Express Checkout or allowing limited account access to up to 200 employees. Here is what the account facilitates:

                                  • Sending and receiving payments;
                                  • Working with other sellers, freelancers, and businesses;
                                  • PayPal Credit for customers;
                                  • Business loans and working capital.

                                  How to Link to PayPal with a Canadian Bank Account

                                  Linking your PayPal and Canadian bank accounts is the easiest way to streamline icici bank personal loan pay online transactions. While American banks use the 9-digit routing number, in Canada, there are 5-digit bank transit numbers. Other than that, the process is the same for other regions:

                                  1. Open your account.
                                  2. Go to the 'Add Funds' section and choose 'Add Funds from a Bank Account in Canada'.
                                  3. Select 'Add Bank Account,' and you'll be directed to a new page.
                                  4. Here, enter the bank name, the 5-digit bank transit number, and the 3-digit institution number.
                                  5. Type in your account number (up to 12 digits) and confirm.
                                  6. During the next 3 to 5 days, you will receive two small deposits. When they come, open your account again and enter the amount of each deposit.

                                  Payments: How to Use PayPal in Canada?

                                  As with any good payment app, you can send and receive money quickly and conveniently. But first, you need to learn the steps for each action. Below, we will explain how canadian PayPal works in terms of transfers, receipts, withdrawals, etc.

                                  How to Transfer Money via PayPal

                                  The steps for transferring money to a bank account using a web browser are:

                                  1. Click 'Wallet' displayed at the top of your screen on the main page.
                                  2. Go to the 'Transfer Money' section and then - 'Transfer to bank account'.
                                  3. Enter the account info you want to transfer funds to and click 'Next'.
                                  4. Enter the amount of money and click 'Next' again.
                                  5. Confirm by clicking the 'Transfer *amount* Now' button.

                                  When you're using a mobile app, here is what you need to do:

                                  1. How to transfer money from PayPal to your bank account using the mobile app
                                  2. Tap your PayPal balance.
                                  3. Select the 'Transfer' tab and then go for 'Transfer Money'.
                                  4. Enter the needed bank account information (that doesn't have to be linked to your account).
                                  5. Enter the amount that you want to transfer out of the account.
                                  6. Make a confirmation by tapping 'Transfer *amount* Now'.

                                  How to Transfer Money via PayPal to Another PayPal Account

                                  The process is even easier when making transfers to other PayPal users. Here is a quick rundown of how to use PayPal for transfers:

                                  1. Click on 'Send or Request Payment' tab on your account.
                                  2. Choose the 'Send Payment' option.
                                  3. For personal payments, select 'send money', or you can make payments for goods and services.
                                  4. Enter the amount of money to send as well as the email ID of the needed PayPal user.
                                  5. Confirm at the bottom of the page.

                                  How to Accept Payments With PayPal

                                  You don't need to learn how to receive money with PayPal. Essentially, you don't even need to do anything to receive PayPal transactions. It will be automatically added to your balance, and you'll receive an email notification.

                                  Ways to Top Up Your Paypal Account

                                  If you want to make a deposit from a bank account, here is how you do it from a computer:

                                  1. Link a bank account if you haven't already done so.
                                  2. Click 'Transfer Money', which is below your balance at the top-left corner.
                                  3. Under the 'Money' header, you will see a button 'Add Money to your balance'.
                                  4. Enter the amount you want to deposit in the 'Amount' field.
                                  5. For a personal account, you'll need to click 'Add'; for a business account, click 'Transfer'.

                                  The process of making deposits from a PayPal Canada mobile app isn't much different, and it also requires you to have a linked bank account:

                                  1. At the center of the screen on a mobile app, you will see the 'PayPal balance' tab.
                                  2. Go to 'Add Money' by tapping the blue button at the bottom of the screen.
                                  3. Select 'Add from your bank' and tap on the bank name you're transferring money from.
                                  4. Confirm, and the amount will soon be added to your balance.

                                  There is a less common but still working way to add money to your balance - by using cash at a store. It's done in the following way:

                                  1. Go to your closest participating PayPal retail location, which you can check on the website.
                                  2. On your mobile app, tap 'PayPal Balance' and then 'Add Money'.
                                  3. Select the 'Add Cash' option.
                                  4. Tap 'Generate Barcode', and the app will show you a barcode that will be active for one hour.
                                  5. Show the cashier the barcode. They will take the cash, process the payment, and give you a receipt.

                                  How to Withdraw Money from Your PayPal Wallet

                                  Any user with a linked bank account can withdraw money from their PayPal balance, you just need to:

                                  1. Go to the 'Money Menu' within the top header.
                                  2. Choose 'Transfer Money'.
                                  3. The app will display your PayPal balances and bank accounts, so choose where to withdraw money from and to.
                                  4. Enter the needed amount and continue.
                                  5. Click 'Transfer' once you review all the details.

                                  Paying for Online Shopping

                                  If a website you're shopping at supports PayPal, it will be offered to you when you check out. This way, you can make a purchase without entering your credit card information on the merchant's page.

                                  Click on the button with the PayPal logo, and enter the required account information. All online purchases will be displayed in your app in the transaction history.

                                  PayPal Fees in Canada: Transfer Fees, Convert Rates and Limit

                                  How much is the PayPal fee for transferring money? What about withdrawals? Naturally, there are different factors that affect the fee structure. For Canadian users, those are practically the same as for the United States.

                                  Deposit Fees

                                  PayPal doesn't charge anything for deposits. It includes no fees for direct bank transfers to your Paypal account. Once you link your credit/debit card or your bank account to PayPal, you can easily transfer money to it whenever you want. There are also no fees to depositing your paychecks, tax refunds, and government benefits.

                                  There are, however, fees for depositing with cash and loading money to your PayPal Cash Card. When you go to supported stores, you will be charged 3.95 CAD for a single deposit. As for PayPal Cash Card, there is a fee of 4.95 CAD.

                                  Withdrawal Fees

                                  Withdrawals from the PayPal balance to bank accounts are free. If you want the withdrawal to be delivered in a check, you'll need to specifically request it - but for a fee.

                                  The cash withdrawals are made for a charge except for MoneyPass ATM, which are surcharge-free cash withdrawals for a MoneyPass card. Normally, ATM domestic withdrawals are $2.50. But for Canada, these aren't considered domestic. It means that PayPal fees for Canada in participating bank branches or other financial institutions are 3 CAD.

                                  Fees for Sending Money

                                  For personal transfers from PayPal balance (for example, to friends and family in Canada), there are fees neither for you nor the recipients. However, you may be faced with charges, mainly based on the following two factors:

                                  • Payment method. For a credit card or Visa Debit, a 2.9% transaction fee plus a fixed fee based on currency.
                                  • Country of recipient's account. For the United States and Europe, 2.99 CAD plus a fixed fee based on currency.

                                  To get the exact value, you need the PayPal fee calculator.

                                  Account Maintenance Fees

                                  There are no fees for using the account or for not using it for a long time. Meaning, the maintenance fee is 0 CAD. There is no minimum balance, and you won't be charged for inactivity or limited usage.

                                  PayPal Limits

                                  PayPal Conversion Fee

                                  How much does PayPal charge for currency exchange? Generally, such fees are around 3%-4% but range depending on currencies involved and the intended use. For Canadian and US dollars, the conversion rate is 3.5% and 4% for other currencies.

                                  These rates apply to the following transactions:

                                  • If you're paying for goods or services that are listed in a different currency than the one originally registered on your account.
                                  • If you're transferring money to other personal accounts that are not located domestically.
                                  • If you're using PayPal's Payouts or MassPay for other currencies.

                                  For other types of transactions, fees may be higher.

                                  PayPal Business Account Fees

                                  Lastly, there are business fees that apply to merchant websites that have integrated PayPal as one of their payment methods. For websites conducting sales in Canada, the fee is 2.9% plus 0.30 CAD for each transaction. US sales are charged at 3.7% plus fees depending on currencies. Internationally, merchants pay a 3.9% transaction fee.

                                  If the payment is sent to and by charities with the approval of the Canada Revenue Agency, the fee is 1.6%.

                                  Security

                                  How secure is PayPal? The payment processor uses encrypted information enabled by highest-level technology, stores data on servers that aren't directly connected to the internet, and follows many other security testaments.

                                  How to Verify My Account and Increase My Limits?

                                  There are two options to complete the verification process. Here is how to verify a PayPal account:

                                  1. Log into your account, click "Add or Edit Credit Card", and fill all required fields.
                                  2. Request a 4-digit code to confirm your card.
                                  3. Enter your PayPal code and click confirm.
                                  4. You're verified!

                                  Alternatively, you can link your bank account. For a step-by-step breakdown, go to our 'How to Link to PayPal With a Canadian Bank Account' section in this guide.

                                  All paypal credit account number accounts can send up to 10,000 CAD in a paypal credit account number transaction.

                                  What Is Strong Customer Authentication?

                                  Strong Customer Authentication, or SCA, is a newly adopted requirement for European Transactions. This system aims to reduce fraud and make online payments more secure, which it successfully does. PayPal implements the policy of 2 forms of authentication for all transactions to Europe.

                                  Two Factor Authentication (2FA)

                                  How safe is PayPal for transactions to other areas? With 2FA, very much so.

                                  You can manually change your settings to enable 2FA for increased security. Each time you sign in or make a purchase, you will be required to enter both your normal password and a different code. The second code can be sent via an application on your smartphone or a text message (SMS) to your mobile device.

                                  How to Reset Your PayPal Password?

                                  If you forgot your password, here is how to fix this issue very quickly:

                                  1. Select the 'Having trouble logging in?' link on the PayPal login page;
                                  2. Enter your email address that is associated with your PayPal account and verify it;
                                  3. You will receive a 6-digit code that you need to enter on the login page.
                                  4. Then, you will be redirected to a page where you can enter a new password.

                                  Alternatively, you can choose to receive a text, answer security questions, confirm through Facebook Messenger, or require authorization through a Google email account.

                                  PayPal Refund in Canada

                                  Getting a shipping refund is relatively easy, although it may take some time for processing. Here is how to refund on PayPal and what qualifies you for one.

                                  How Do Refunds on PayPal Work?

                                  If you're unhappy with a product you buy, there has been a mistake with the merchant, or it didn't arrive, you can contact the PayPal Resolution Center. While your claim is getting sorted, you can check the refund status to see what is going on:

                                  • Pending: Your refund has been approved and sent, and the bank is processing the transaction.
                                  • Temporary hold: The bank didn't manage to clear your initial payment so you'll receive a refund soon.
                                  • Completed: On the recipient's side, the operation has been finalized, but it still means you'll wait another 3-5 days.
                                  • Refunded or partially refunded: The money is in your balance or credit card, depending on what you used for the purchase.

                                  How Do I Request a Refund in Canada?

                                  PayPal covers up to 12 returns per year regardless of the country your account is registered in. The process is as follows:

                                  1. Ship your purchase back according to the merchant's terms. When returning the package, make sure you keep the shipper's receipt.
                                  2. Send PayPal the request and show proof that you've purchased the product within the last 30 days.
                                  3. Once approved, you'll receive the requested amount to your balance.

                                  Are PayPal Refunds Instant?

                                  Generally, all claims are processed within 10 days. Then, the refund timeline depends on what you used as the payment method:

                                  • Credit card (including PayPal Credit) - Up to 30 days;
                                  • Bank account - 3-5 business days;
                                  • PayPal balance - The same day as the refund was approved.

                                  Will PayPal Refund Me If I Get Scammed?

                                  Common questions users have are "can I get scammed with PayPal" and "can I be refunded if I do?". The platform has a favourable dispute resolution policy, and they make sure to investigate every suspected case.

                                  Such instances are covered by the PayPal Purchase Protection, for example:

                                  • You were promised one product but received something else;
                                  • An item was advertised as new but turned out to be used;
                                  • The seller didn't report damage;
                                  • It was a knock-off product.

                                  PayPal Mobile Apps Review

                                  Mobile payments are a natural extension of all the daily tasks that users demand of their smartphones. Notably, PayPal works not only through the browser version but also on multiple mobile devices. Let's see how efficiently the company meets the demand.

                                  PayPal on iOS

                                  Pros:

                                  • Easy to set up and operate
                                  • Works internationally
                                  • Excellent security track record
                                  • Shows online and activity separately

                                  Cons:

                                  • Has stronger competitors
                                  • Lacks connectivity

                                  PayPal Apps for Android

                                  PayPal on Android connects to Google Pay. However, the selection of stores isn't as vast as for Apple Pay.

                                  Alternatives to PayPal for Canadians

                                  Let's compare some of the biggest payment services in Canada. Bear in mind that all of these services are great at what they do. Some are better for one purpose; some are more suited for other ones. In fact, you might even end up needing to use more than one.

                                   

                                  Payment methods

                                  Daily transfer limits

                                  Fees

                                  Special Features

                                  Pros

                                  Cons

                                  PayPal

                                  Credit, debit, bank transfer

                                  $10,000

                                  Free for personal, 2.9%-5% for business

                                  PayPal.me shareable links

                                  Trusted vendor

                                  Good support for merchants and customers

                                  Clean, simple user interface

                                  High chargeback fee

                                  No recurring billing

                                  Square

                                  Credit cards, ATM, PayPal, or prepaid bank

                                  $10,000

                                  2.65%-3.4%

                                  Offline payments mode

                                  Impressive feature sets

                                  Support for low-volume merchants

                                  Not suitable for huge transactions

                                  Account stability issues

                                  Stripe

                                  Credit cards, bank transfers or bank debits

                                  $999,999.99

                                  2.9%

                                  Doesn't require to exit the store website

                                  Nonprofit discounts

                                  Multiple support options

                                  Takes longer to access funds

                                  Limited countries accepted

                                  Venmo

                                  Credit, debit card, bank transfer

                                  $4,999.99

                                  3%

                                  Has a social component

                                  Quick transfers to banks

                                  No fees paypal credit account number a debit card

                                  Requires the recipient's email phone number

                                  High fees for credit cards

                                  No transaction cancellations

                                  Zelle

                                  Bank account, debit card

                                  $500-$2,500 (depending on a bank)

                                  No fees

                                  A feature within existing bank apps

                                  Instant transactions

                                  Lets you cancel payments

                                  Recipient doesn't need the app

                                  Tied to specific financial institutions

                                  Wasn't created for merchant transactions

                                  Google Pay

                                  Credit, debit card, bank transfer

                                  $10,000

                                  2.9%

                                  Integration with other Google services

                                  Reward programs

                                  High level of security

                                  Quick processing

                                  Difficult set-up navigation

                                  Lack of receipts

                                  WePay

                                  Credit and debit card

                                  $75,000

                                  2.9% + $0.30

                                  Integrated with a lot of different systems

                                  Fairly quick payouts

                                  Not a lot of forms to fill out

                                  No credit card swipers

                                  Only works on the website

                                  Amazon Pay

                                  Credit and debit card

                                  $10,000

                                  2.9%

                                  Offers voice shopping

                                  Predictable flat-rate pricing

                                  Fraud detection

                                  New features added

                                  Reports of withheld funds and account closures

                                  Not widely recognized

                                  Shopify Payments

                                  Credit and debit card

                                  No Limit

                                  2.9%

                                  Designed for e-commerce

                                  No transaction fees

                                  All-in-one dashboard

                                  Chargeback fees

                                  Not available in every country

                                  Skrill

                                  Bank transfer, credit/debit card, cash, e-wallet transfers, cryptocurrency

                                  $2,500

                                  2.9%

                                  Cryptocurrency option

                                  Easy to use

                                  Available in many countries

                                  Offers physical or virtual card

                                  Low limits

                                  KYC required

                                  Источник: https://znaki.fm/en/teams/paypal/
                                  paypal credit account number

                                  Paypal credit account number -

                                  Use PayPal Key to shop with PayPal anywhere online

                                  The digital payments industry has seen significant growth as the coronavirus pandemic accelerates the shift to online shopping, which makes it easier for us to get the things we need – safely and from the comfort of home.

                                  But while contactless payments keep you safe from germ-laden credit cards and cash, shoppers remain susceptible to other kinds of danger online, including fraud. That’s where virtual credit cards can come in handy.

                                  Since its founding in 1998, PayPal has become practically synonymous with digital payments. Its latest service, PayPal Key, offers another way to protect yourself against cybercriminals the next time you click “Place Your Order.” Here’s what you need to know.

                                  See related: Is PayPal safe?

                                  What is PayPal Key?

                                  PayPal Key is a virtual account number connected to your PayPal account that you can use when making payments online or over the phone.

                                  A virtual card such as PayPal Key hides the real details associated with your payment account, providing an extra layer of protection against fraud and identity theft while you shop. It’s similar to the virtual account numbers issued by Eno, Capital One’s virtual assistant, or those generated by the Token app.

                                  PayPal Key also gives you the ability to shop at any retailer that accepts Mastercard – including those based outside of the U.S. – even if the merchant doesn’t accept PayPal as a payment method at checkout. The service doesn’t charge any setup or usage fees, either.

                                  Tip: Because PayPal Key isn’t a traditional credit card, you won’t have to fill out a separate application or incur a hard inquiry on your credit report.

                                  How does PayPal Key work?

                                  As a brand new product, PayPal Key isn’t currently available to all PayPal users, though it will be rolled out to more customers in the future. To find out whether you have early access, check the PayPal Key setup page:

                                  Landing page for setting up a PayPal virtual card number with PayPal Key

                                  Click “Set It Up Now.” If you see the following notice, it means you’re not eligible for the service (at least not yet):

                                  PayPal Key not currently available notice

                                  If you are one of the lucky few, getting started with PayPal Key is simple. Here’s what to do:

                                  1. Confirm your personal information, including your billing address and the last four digits of your Social Security number.
                                    Confirm personal information with PayPal Key
                                  2. Select any linked payment method from your PayPal Wallet, including a debit or credit card, a bank account, your PayPal balance or even PayPal Credit (more on that later).
                                    Select payment method to use for PayPal Key virtual card
                                  3. Click “Agree & Get Your Key” to receive the virtual card number, expiration date and security code (a three-digit number similar to the CVV or CVS number on the back of a physical credit or debit card).
                                    PayPal Key virtual card
                                  4. Save your card details to your browser if you want easy access.
                                    Save PayPal Key to browser
                                  5. Use PayPal Key just like any other card you use to shop online. You can also complete purchases over the phone by providing your virtual account number and other card details.

                                  If you choose PayPal balance as your primary payment method, you’ll be asked to choose another one as a backup. The method you select is used to complete the transaction in the event you don’t have enough money in your balance to cover the purchase.

                                  It’s worth noting that only a small subset of users will have the option to use PayPal Credit with PayPal Key, but those who do will still be able to access the same promotional financing offers they normally would.

                                  Where can I use PayPal Key?

                                  You can use PayPal Key at any online retailer that accepts Mastercard, including international merchants. It’s also compatible with Venmo (a mobile payment service owned by PayPal) and Google Pay (but only for online purchases).

                                  Unfortunately, at this time PayPal Key can’t be added to other mobile wallets, like Apple Pay or Samsung Pay.

                                  Benefits of PayPal Key

                                  One obvious benefit of using a virtual card like PayPal Key is that it offers another way to safeguard your payment accounts from fraudsters who want to steal your information.

                                  As more people shop and pay their bills online – and as EMV chip cards make point-of-sale fraud harder to pull off — cybercriminals have turned their focus away from brick-and-mortar stores, giving rise to so-called “card-not-present” fraud. Plus, using a virtual card helps protect your information in the event of a data breach (like the one at Equifax in 2017).

                                  In addition, PayPal Key lets you earn points, miles and cash back just as you would with any credit card in your PayPal account. In fact, with a bit of strategy, you might be able to earn even better rewards.

                                  For instance, let’s say you have the Discover it® Cash Back, which offers cash back in rotating bonus categories throughout the year upon activation. For Q3 2020 (which ends Sept. 30, 2020), the Discover cash back calendar includes 5% cash back at restaurants and on PayPal purchases, money transfers and PayPal Here transactions (on up to $1,500 in quarterly spending, then 1%).

                                  Discover it Cash Back Q3 bonus categories

                                  By setting your Discover card as your PayPal Key payment method, you can get that 5% bonus rate even at websites that don’t normally accept PayPal, thereby maximizing your overall cash back earnings.

                                  Chase’s cash back calendar is also offering PayPal as a bonus cash back category for Chase Freedom and Chase Freedom Flex℠ cardholders in the fourth quarter of 2020, just in time for holiday shopping. From Oct. 1, 2020 to Dec. 31, 2020, you can earn 5% back on the first $1,500 you spend on purchases using PayPal (upon enrollment, then 1%).

                                  Another benefit to PayPal Key is that you won’t have the option to save your payment information to your retail accounts. Although that may be a drawback for some, one-click ordering makes shopping online a bit too easy sometimes – so if you’re prone to overspending with a mobile wallet, taking the extra step of entering a virtual card number at checkout gives you a bit more time to think over your purchase and decide whether it’s really worth the money you’re shelling out.

                                  Other pros of PayPal Key:

                                  • Delete your virtual card number (and generate a new one) at any time for added security.
                                  • Save money when you shop internationally. PayPal Key purchases made in currencies other than U.S. dollars incur a 1.1% foreign transaction fee, whereas many other credit cards charge 3%.
                                  • Use PayPal Key when signing up for free trials so they don’t turn into recurring subscriptions before you forget to cancel.
                                  • Use PayPal Key when an online retailer doesn’t accept cards from certain issuers (like Amex and Discover).
                                  • Enjoy the same purchase protection you’d get with other PayPal transactions.
                                  • Add your PayPal Key browser extension to Google Chrome, Safari and Internet Explorer for easier checkout.
                                  • Change your PayPal Key payment method at any time using the website or app.

                                  Drawbacks of PayPal Key

                                  PayPal Key may boost both your credit card rewards earnings and overall spending power, but that doesn’t mean the service is right for everyone.

                                  For starters, certain purchases can result in a temporary hold on your payment method for up to 60 days, during which your credit line or available balance will be reduced accordingly.

                                  Not having access to your own money can be frustrating, particularly if you live on a budget and can’t wait that long for the transaction to settle. And while it can help you resist impulse buying, the extra time it takes to enter your PayPal Key details at checkout might be annoying for some shoppers.

                                  If you’re interested in PayPal Key for its security benefits, take note that virtual or temporary credit cards aren’t 100% effective against fraud, as your address and account password may still be vulnerable to thieves.

                                  Other cons of PayPal Key:

                                  • You can’t use it for in-store shopping.
                                  • It’s not compatible with most widely used mobile wallets, such as Apple Pay and Samsung Pay. And though PayPal Key does work with Google Pay, you can only use it for online purchases.
                                  • Per PayPal Key’s terms and conditions, you must be based in the U.S. and have a PayPal Cash or Cash Plus account to be eligible for PayPal Key. Since the service is still in the rollout phase, even users who meet those requirements may not have access yet.
                                  • PayPal Key transactions qualify for purchase protection from PayPal, but the benefits are no substitute for the more robust protections you’ll find on many credit cards.

                                  Should you try PayPal Key?

                                  If you can already generate a virtual card number via your existing card account, PayPal Key may not provide much in the way of additional benefits or fraud protection.

                                  But if your credit card company doesn’t offer that kind of service – and if shopping online without divulging your real account information gives you added peace of mind – PayPal Key is probably worth a try.

                                  However, don’t abandon the usual rules when it comes to keeping your payment cards safe in cyberspace:

                                  • Use a unique password for each of your retail accounts.
                                  • Avoid making purchases on public Wi-Fi.
                                  • Shop with reputable merchants, and if you’re unfamiliar with a particular site, do a bit of research before checking out.
                                  • Regularly review your account statements and credit reports for suspicious activity.

                                  Overall, PayPal Key should be a clear winner for avid PayPal users. Aside from the security benefit of a virtual card number, PayPal Key should offer additional flexibility when you pay online.

                                  You can use your PayPal virtual card number to pay bills or make purchases using your PayPal balance, and if you’re a Chase Freedom Flex or Discover it Cash Back cardholder, PayPal Key could help you earn rewards when shopping on websites that don’t accept PayPal.

                                  See related: Best credit cards for online shopping

                                  Editorial Disclaimer

                                  The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

                                  Kelli Pate is a freelance writer and copy editor living in Kansas City, though she's a Jersey girl at heart. When she's not writing about personal finance and credit cards, she's immersing herself in the world of travel hacking.

                                  Источник: https://www.creditcards.com/credit-card-news/paypal-key-guide/

                                  PayPal Payments Advanced is a PCI-compliant solution that lets your customers pay by debit or credit card without leaving your site. It includes an embedded checkout page that can be customized to create a seamless and secure checkout experience.

                                  Even customers without a PayPal account can make purchases through the PayPal secure payment gateway. Accepted cards include Visa, MasterCard, Switch/Maestro, and Solo credit cards in the United States and United Kingdom. For additional convenience, PayPal Express Checkout is included with PayPal Payments Advanced.

                                  Payment Services Directive Requirements:
                                  As of September 14, 2019, European banks might decline payments that do not meet PSD2 requirements. To comply with PSD2, PayPal Payments Advanced must be integrated with Cardinal Commerce. To learn more, see 3-D Secure for Payflow.

                                  PayPal Payments Advanced cannot be used for orders created from the Admin of your store.

                                  Requirements

                                  • PayPal business account
                                  • If you manage multiple Adobe Commerce and Magento Open Source websites, you must have a separate PayPal merchant account for each website.

                                  Checkout workflow

                                  1Customer chooses payment methodDuring checkout, the customer chooses to pay with PayPal Payments Advanced. The Pay Now button appears instead of the Place Order button.
                                  2Pay NowThe customer clicks/taps Pay Now, and a PayPal-hosted form appears. The customer enters the card information, and the card is verified. If successful, the order confirmation page appears.
                                  Pay with PayPalThe form also includes the Pay with PayPal button, which redirects the customer to the PayPal site, where payment can be made with PayPal Express Checkout.
                                  3TroubleshootingIf the transaction fails for any reason, an error message appears on the checkout page and the customer is instructed to try again. Any issues are managed by PayPal.

                                  Order processing workflow

                                  Processing orders with PayPal Payments Advanced is the same as for any regular PayPal order. Orders are invoiced and shipped, and credit memos generated for both online and offline refunds. However, multiple online refunds are not available for orders paid with PayPal Payments Advanced.

                                  1Customer places orderIn the final stage of checkout, the customer taps the Place Order button.
                                  2PayPal respondsPayPal evaluates the request. If found to be valid, PayPal processes the transaction.
                                  3Commerce sets order statusCommerce receives response from PayPal, and sets the order status to one of the following:
                                  Processing - The transaction was successful.
                                  Pending Payment - The system did not receive any response from PayPal.
                                  Canceled - The transaction was not successful for some reason.
                                  Suspected Fraud - The transaction did not pass some of the PayPal fraud filters. The system receives the response from PayPal that the transaction is under review by Fraud Service.
                                  4Merchant fulfills orderThe merchant invoices and ships the order.

                                  Configure your PayPal Account

                                  Before you set up PayPal Payments Advanced in Commerce, you must configure your account on the PayPal website.

                                  1. Log in to your PayPal business account.

                                  2. Go to Service Settings > Hosted Checkout Pages > Set Up Menu and complete the following settings:

                                    AVS
                                    CSC
                                    Enable Secure Token
                                  3. Save the settings.

                                    If you have multiple Commerce websites, you must create a separate PayPal Payments Advanced account for each.

                                  4. When prompted to create a layout, do the following:

                                    • At the top of the page, click Customize.

                                    • Choose Layout C.

                                    • Click Save and Publish.

                                  5. Set up an additional user (recommended by PayPal):

                                  Set up PayPal Payments Advanced in Commerce

                                  You can have two PayPal solutions active at the same time: Express Checkout, plus any All-In-One or Payment Gateway solution. If you change payment solutions, the one that was used previously is disabled.

                                  Click Save Config at any time to save your progress.

                                  Step 1: Begin the configuration

                                  1. On the Admin sidebar, go to Stores > Settings > Configuration.

                                  2. In the left panel, expand Sales and choose Payment Methods.

                                  3. If your Commerce installation has multiple websites, stores, or views, set Store View to the store view where you want to apply this configuration.

                                  4. In the Merchant Location section, select the Merchant Country where your business is located.

                                    This setting determines the selection of PayPal Solutions that appear in the configuration.

                                    Merchant countryMerchant country

                                  5. Expand PayPal All-in-One Payment Solution and click Configure for Payments Advanced.

                                    PayPal Payments AdvancedPayments Advanced - Configure

                                  Step 2: Complete the required settings

                                  1. Expand the Required PayPal Settings section, if needed.

                                    Payments Advanced Required SettingsRequired PayPal Settings - PayPal Payments Advanced

                                  2. (Optional) Enter the Email Associated with your PayPal Merchant Account.

                                    Email addresses are case sensitive. To receive payment, the email address must match the email address specified in your PayPal merchant account.

                                    If you do not have a PayPal account, click Start accepting payments via PayPal.

                                  3. Enter one of the following credentials that you use to log in to your PayPal merchant account:

                                    PartnerYour PayPal Partner ID.
                                    VendorYour PayPal user login name.
                                    UserThe ID of an additional user who is set up on your PayPal account.
                                  4. Enter the Password that is associated with your PayPal account.

                                  5. If you want to run test transactions, set Test Mode to .

                                    When testing the configuration in a sandbox, use only credit card numbers that are recommended by PayPal. When you are ready to go live, return to the configuration and set Test Mode to .

                                  6. If your system uses a proxy server to establish the connection to the PayPal system, set Use Proxy to and do the following:

                                    • Enter the IP address of the Proxy Host.

                                    • Enter the port number of the Proxy Port.

                                      A proxy is used when the server firewall prevents direct access to the PayPal server. In this case, a third-party server is used to relay traffic.

                                  7. Set Enable This Solution to .

                                  8. If you want to offer PayPal Credit to your customers, set Enable PayPal Credit to .

                                  Step 3: Set up Advertise PayPal Credit / Advertise PayPal Pay Later (optional)

                                  Starting with the 2.4.3 release, PayPal Pay Later is supported in deployments that include PayPal. This feature allows shoppers to pay for an order in bi-weekly installments instead of paying the full amount at time of purchase. The PayPal Credit experience is deprecated.

                                  Set Enable PayPal PayLater Experience to one of the following:

                                  • - To setup Advertise PayPal PayLater
                                  • - To setup Advertise PayPal Credit

                                  Advertise PayPal Credit

                                  1. Expand the Advertise PayPal Credit section.

                                    Advertise PayPal CreditAdvertise PayPal Credit - PayPal Payments Advanced

                                  2. Click Get Publisher ID from PayPal and follow the instructions to get your account information.

                                  3. Enter your Publisher ID.

                                  4. Expand the Home Page section.

                                  5. To place a banner on the page, set Display to .

                                  6. Set Position to one of the following:

                                    • Set Size to one of the following:

                                        Advertise PayPal Credit Home Page SettingsAdvertise PayPal Credit - Home Page

                                      • Expand the remaining sections and repeat the previous steps:

                                        • Catalog Category Page
                                        • Catalog Product Page
                                        • Checkout Cart Page

                                      Advertise PayPal Pay Later

                                      1. Expand the Advertise PayPal PayLater section.

                                      2. Set Enable PayPal PayLater to .

                                      3. Expand the Home Page section.

                                      4. To place a banner on the page, set Display to .

                                      5. Set Position to one of the following:

                                      6. Set Style Layout to one of the following:

                                      7. For Style Layout Text only, set Logo Type to one of the following:

                                        • For Style Layout Text only, set Logo Position to one of the following:

                                        • For Style Layout Text only, set Text Color to one of the following:

                                          • For Style Layout Text only, set Text Size to one of the following:

                                            • For Style Layout Flex only, set Ratio to one of the following:

                                            • For Style Layout Flex only, set Color to one of the following:

                                                Advertise PayPal Credit Home Page SettingsAdvertise PayPal PayLater - Home Page Settings

                                              • Expand the remaining sections and repeat the previous steps:

                                                • Catalog Product Page
                                                • Checkout Cart Page
                                                • Checkout Payment Step
                                                • Catalog Category Page

                                              Step 4: Complete the basic settings

                                              1. Expand the Basic Settings - PayPal Payments Advanced section, if needed.

                                                PayPal Payments Advanced Basic SettingsBasic Settings - PayPal Payments Advanced

                                              2. Enter a Title to identify PayPal Payments Advanced during checkout.

                                                It is recommended that you use the title Debit or Credit Card.

                                              3. If you offer multiple payment methods, enter a number for Sort Order to determine the sequence in which PayPal Payments Advanced appears when listed with other payment methods during checkout.

                                                This is relative to the other payment methods. ( = first, = second, = third, and so on.)

                                              4. Set Payment Action to one of the following:

                                                Approves the purchase, but puts a hold on the funds. The amount is not withdrawn until it is “captured” by the merchant.
                                                The amount of the purchase is authorized and immediately withdrawn from the customer’s account.

                                              Step 5: Complete the advanced settings

                                              1. Expand the Advanced Settings section.

                                                Advanced Settings - PayPal Payments AdvancedAdvanced Settings - PayPal Payments Advanced

                                              2. Set Payment Applicable From to one of the following:

                                                Customers from all countries specified in your store configuration can use this payment method.
                                                After choosing this option, the Payment from Specific Countries list appears. Hold down the Ctrl key (PC) or the Command key (Mac) and select each country in the list where customers can make purchases from your store.
                                              3. To write communications with the payment system into the log file, set Debug Mode to .

                                                The log file for PayPal Payments Advanced is .

                                                In accordance with PCI Data Security Standards, credit card information is not recorded in the log file.

                                              4. To enable host authenticity verification, set Enable SSL verification to .

                                              5. To allow the customer to correct their entry of the three-digit CVV security code from the back of a credit card, set CVV Entry is Editable to .

                                              6. To require that customers enter a CVV code, set Require CVV Entry to .

                                              7. To send a confirmation of the payment to the customer, set Send Email Confirmation to .

                                              8. To determine the method that is used to exchange information with the PayPal server during a transaction, set the URL method for Cancel URL and Return URL to one of the following:

                                                (Default) Retrieves information that is the result of a process.
                                                Provides a block of data, such as data entered into a form, to a data handling process.

                                                The Cancel URL and Return URL refer to the page where a customer returns after completing or canceling the payment part of the checkout process on the PayPal server.

                                              9. Complete the following sections, as needed for your store:

                                              Settlement Report Settings

                                              1. Expand the Settlement Report Settings section.

                                                PayPal Settlement Report SettingsSettlement Report Settings - PayPal Payments Advanced

                                              2. For SFTP Credentials, do the following:

                                                • If you have signed up for PayPal’s Secure FTP Server, enter the following SFTP login credentials:

                                                • To run test reports before going live, set Sandbox Mode to .

                                                • Enter the Custom Endpoint Hostname or IP Address.

                                                  By default, the value is .

                                                • Enter the Custom Path where reports are saved.

                                                  By default, the value is .

                                              3. To generate reports according to a schedule, complete the Scheduled Fetching settings:

                                                • Set Enable Automatic Fetching to .

                                                • Set Schedule to one of the following:

                                                    PayPal retains each report for 45 days.

                                                  • Set Time of Day to the hour, minute, and second when you want the reports to be generated.

                                                Frontend Experience Settings

                                                The frontend experience settings give you the opportunity to choose which PayPal logos appear on your site and to customize the appearance of your PayPal merchant pages.

                                                1. Expand the Frontend Experience Settings section.

                                                  PayPal Frontend Experience SettingsFrontend Experience Settings - PayPal Payments Advanced

                                                2. Select the PayPal Product Logo that you want to appear in the PayPal block in your store.

                                                  The PayPal logos are available in four styles and two sizes:

                                                  • To customize the appearance of your PayPal merchant pages:

                                                    • Enter the name of the Page Style that you want to apply to your PayPal merchant pages:

                                                      Uses the PayPal page style.
                                                      Uses the page style that you identified as the primary style in your account profile.
                                                      Uses a custom payment page style, which is specified in your account profile.
                                                    • For Header Image URL, enter the URL of the image that you want to appear in the upper-left corner of the payment page. The maximum file size is 750 pixels wide by 90 pixels high.

                                                      PayPal recommends that the image be located on a secure (https) server. Otherwise, a browser may warn that the page contains both secure and nonsecure items.

                                                    • To set the color for your pages, enter the six-character hexadecimal code, without the symbol, for each of the following:

                                                      Header Background ColorBackground color for the checkout page header.
                                                      Header Border ColorColor for two-pixel border around the header.
                                                      Page Background ColorBackground color for the checkout page and around the header and payment form.

                                                  Step 6: Complete basic settings for PayPal Express Checkout

                                                  1. Expand the Basic Settings - PayPal Express Checkout section.

                                                    PayPal Express Checkout Basic SettingsBasic Settings - PayPal Express Checkout

                                                  2. Enter a Title to identify this payment method during checkout.

                                                    It is recommended to set the title to PayPal for each store view.

                                                  3. If you offer multiple payment methods, enter a number for Sort Order to determine the sequence in which PayPal Express Checkout appears when listed with the other payment methods.

                                                    This is relative to the other payment methods. ( = first, = second, = third, and so on.)

                                                  4. Set Payment Action to one of the following:

                                                    Approves the purchase and puts a hold on the funds. The amount is not withdrawn until it is captured by the merchant.
                                                    The amount of the purchase is authorized and immediately withdrawn from the customer’s account.
                                                  5. To display the Check out with PayPal button on the product page, set Display on Product Details Page to .

                                                  Step 7: Complete Advanced Settings - PayPal Express Checkout

                                                  1. Expand the Advanced Settings section.

                                                    PayPall Express Checkout Advanced SettingsPayPal Express Checkout Advanced Settings

                                                  2. To make PayPal Express Checkout available from both the shopping cart and mini cart, set Display on Shopping Cart to .

                                                  3. Set Payment Applicable From to one of the following:

                                                    Customers from all countries specified in your store configuration can use this payment method.
                                                    After choosing this option, the Payment from Specific Countries list appears. Hold down the Ctrl key (PC) or the Command key (Mac) and click each country in the list where customers can make purchases from your store.
                                                  4. To write communications with the payment system into the log file, set Debug Mode to .

                                                    In accordance with PCI Data Security Standards, credit card information is not recorded in the log file.

                                                  5. To enable host authenticity verification, set Enable SSL Verification to .

                                                  6. To display a full summary of the customer’s order by line item from the PayPal site, set Transfer Cart Line Items to .

                                                  7. To allow the customer to complete the transaction from the PayPal site without returning to your store for Order Review, set Skip Order Review Step to .

                                                  8. When complete, click Save Config.

                                                  Источник: https://docs.magento.com/user-guide/payment/paypal-payments-advanced.html

                                                  We have already written about the popular PayPal payment system, some may even have made purchases through it. But there are cases when account number may be required for security reasons. How to find your PayPal account number?

                                                  My PayPal account number

                                                  PayPal, unlike the others, does not give you an individual number, like a bank account number or a WebMoney wallet number. It uses linking by email address identification.

                                                  When creating a PayPal account, you enter an email address. This email address is your PayPal ID. It will be used for different purposes: to confirm your account, receive mailings and restore access.

                                                  Thus, the account number replaces the PayPal email address to which you registered the account. Therefore, if you need to give someone or find someone’s PayPal account number, just enter an email address.

                                                  Security of your PayPal Wallet

                                                  Since an email address is pretty much public information, its security should be treated with greater responsibility. Be sure to register your email address only on trusted and reliable services, such as Gmail from Google. Set a complex password and all available identification methods: mobile number, trusted addresses, security questions. We recommend using different passwords for email and wallet.

                                                  All payments in the system are performed through a secure connection, and all numbers of payment cards are kept secret. Do not give anyone your card number to which the wallet is linked. The first sign of a fraudster is the requirement to provide any information other than the mail address: your payment card number, CVC / CVV code, expiration date, and other information. Also you, as a seller, do not need to specify this information when receiving money to account.

                                                  First of all, PayPal is required if you are willing to sell on eBay, where payment for goods is carried out directly from your personal account through PayPal. How to start your business on eBay? In our blog we regularly upload new articles on the development of your business to the Western market.

                                                  Conclusions: PayPal is designed in such a way that for conducting currency transactions you only need to give the email to which your account was linked, which is also your PayPal account number. Keep secret any other payment information: a PayPal-linked payment card number, its security code, etc.

                                                  Partner Trade wishes everyone a secure business!

                                                  Источник: https://partnertrade.us/how-to-find-your-paypal-account-number/

                                                  Is PayPal Safe? Yes, and Here's Why

                                                  PayPal is safe for both buyers and sellers if they follow the appropriate security protocols like using two-factor verification, and take full advantage of the security measures PayPal offers its customer base, according to security experts.

                                                  Still, with the burgeoning use of PayPal - there were 237 million active PayPal accounts in the first quarter of 2018 - users have every right to wonder whether PayPal is safe to digitally send and receive money.

                                                  PayPal certainly believes it's safe to transmit money on its platform.

                                                  "Yes, we keep all your information safe," the company states on its web site. "When you send a payment using PayPal, the recipient won't receive sensitive financial information like your credit card or bank account number. This way, you don't have to worry about paying people you don't know."

                                                  PayPal does offer a service called PayPal Purchase Protection that covers any platform payer if there's a problem. Also, if an item doesn't arrive or is significantly "not as described" by a seller, PayPal will arrange for a full refund. The company also offers similar "backstop" programs to protect companies and individuals who sell products and services on its platform.

                                                  But those are after-the-fact protections. What users really want to know is what PayPal is doing to protect their personal data before any data hackers or fraud artists can strike.

                                                  How Buyers Stay Safe on PayPal

                                                  In general, PayPal appears safe for buyers, as the site platform is both secure and encrypted.

                                                  The key data protection issue for buyers may be external to PayPal - they'll need to have a secure digital connection to PayPal, so their data should be kept safe from prying eyes. PayPal does use data servers that constantly scan your browser to ensure it's using the most recent, up-to-date data encryption technology. It also monitors (and lets you know) that your data is stored on a computer server that isn't Internet-connected.

                                                  PayPal takes its platform security so seriously that it offers financial rewards to computer security experts who discover any breaches, flaws and vulnerabilities in PayPal's digital data defense system.

                                                  Is PayPal Safer Than Banks and Credit Cards?

                                                  In actuality, using PayPal may be even safer than using a check or your credit card or bank account to make a purchase.

                                                  With PayPal, your financial data is stored away in a single online "vault", whereas the same can't be said when transmitting credit card or bank data online on the internet. Also, paper checks can easily be compromised by fraudsters - all they need is a bank account or routing number to crack into a buyer's account and cause serious financial damage.

                                                  PayPal offers buyers "payback" protection if their payments are made, and they don't receive the merchandise they ordered - giving buyers some peace of mind that they're money transmittal on PayPal is covered.

                                                  PayPal buyers should also add their own level of data security by always keeping their data security software updated on all of their digital devices and not using public Wi-Fi to make purchases, as it's easier for data hackers to breach than a secure and private Wi-Fi connection.

                                                  It's also a smart move to fund your PayPal account via credit card rather than bank account/debit card. That's because credit card companies are more likely to approve a payment dispute and refund your money than a bank/debit card provider.

                                                  How Sellers Stay Safe on PayPal

                                                  In general, PayPal sellers can count on an honest and safe user experience. The same data security tools that PayPal uses to protect buyers also protect sellers.

                                                  One key difference isn't necessarily a data privacy issue - it's a transaction and dispute issue.

                                                  By and large, PayPal makes it easy for buyers to dispute transactions for a variety of reasons that are difficult for sellers to disprove. For example, disputes over shipments that never arrived or arrived damaged are hard for sellers to win. Buyers can say the shipment never arrived, was stolen, or was damaged, or can even say they were unsatisfied with the product. PayPal seems disposed to favor the buyer over the seller in these cases, unless the seller has a solid defense on his or her behalf.

                                                  Sellers can better protect themselves in disputes by only shipping goods to credible, verified destinations, and insisting on a proof of delivery message by delivery systems. (UPS, Federal Express, Amazon and the U.S. Postal Service, among other delivery providers, all offer delivery confirmation notices for PayPal sellers.)

                                                  For pricier items, PayPal sellers should insist on a signature from the buyer, stating the item was received and was in good condition.

                                                  With PayPal sellers, documentation of every step of the sale and delivery process is the best protection if a transaction winds up in dispute.

                                                  What Is PayPal?

                                                  PayPal bills itself as a service that enables users to pay and send cash, and accept money, on its global digital platform.

                                                  In effect, PayPal acts as a "middleman" between buyers and sellers, accepting payments and steering them on to recipients without, hopefully, sharing any critical personal data, like bank account information, to potential fraudsters.

                                                  Like most major online financial services providers, PayPal deploys security tools like data encryption and anti-fraud technology to curb the risk of data fraud and to keep user data as secure as possible.

                                                  Additionally, when PayPal users send or receive a payment, they'll receive an email confirmation letting them know their transaction was sent and that it was successfully received by the intended recipient.

                                                  Basically, if you're diligent about keeping your PayPal password different than other financial account passwords (that makes it harder for data hackers to breach your PayPal account after a separate hack), and you avoid clicking on any email or web links that don't seem authentic (ask PayPal if you're unsure), your chances of having a safe and enjoyable user experience on the platform are solid.

                                                  Use the above tips to secure your PayPal experience.

                                                  Источник: https://www.thestreet.com

                                                  About PayPal Credit

                                                  +What is PayPal Credit?

                                                  PayPal Credit is a line of credit from Comenity Capital Bank that gives you the flexibility to pay for your purchase now, or pay over time. It's easy to apply and easy to use.
                                                  View PayPal Credit Terms and Conditions

                                                  +How does PayPal Credit work?

                                                  You can use PayPal Credit on purchases at thousands of stores that accept PayPal. It's also available for purchases on eBay and exclusively at thousands of other online stores. Here's how:

                                                  • Check out with PayPal and then choose PayPal Credit.
                                                  • Answer 2 quick questions and accept the terms.
                                                  • You'll know within seconds if you are approved.
                                                  • Look for your PayPal Credit statement notification via email.

                                                  If your PayPal Credit account is linked to your PayPal account, your offers may vary.

                                                  +How do I start using PayPal Credit?

                                                  Select PayPal Credit as your payment choice during checkout. You'll be asked to provide your date of birth and your Social Security number, and then to agree to the terms and conditions to apply for a PayPal Credit account. You'll know within seconds if you are approved. And here's the cool thing: link your PayPal Credit account to your PayPal account and you'll see it as a payment option when you check out with PayPal.

                                                  +How do I pay my PayPal Credit bill?

                                                  You'll receive monthly statements and can choose to pay in full or over time (interest charges may apply). For your convenience, once you link your PayPal Credit and PayPal accounts, you can keep track of your purchases and make payments on PayPal.com. Pay your balance due from either your PayPal balance or your bank account.

                                                  You can also mail your payments in to:
                                                  PayPal Credit
                                                  P.O. Box 105658
                                                  Atlanta, GA 30348-5658

                                                  +Is there an annual fee to use PayPal Credit?

                                                  Nope! There is no annual fee to use PayPal Credit. See the Terms and Conditions.

                                                  +Do I have a Credit Line and how much is it?

                                                  Yes you do. Here's how it works: after you've been approved, Comenity Capital Bank will open a PayPal Credit account with a credit line of at least $250.

                                                  +How do I increase my credit line with PayPal Credit?

                                                  You can continue to use PayPal Credit for purchases and, if those purchases cause your outstanding balance to exceed your credit line, we'll evaluate you for a credit line increase. Your eligibility for a credit increase is determined by your credit history and customer history with PayPal Credit, and the Terms and Conditions. This will happen automatically during checkout, so you don't even need to ask.

                                                  +What is the Annual Percentage Rate (APR)?

                                                  The Annual Percentage Rate for standard purchases and cash advances on a PayPal Credit line is 19.99%, although some special offers have a lower, promotional APR. The Minimum Interest Charge is $2.00. Of course, you can choose to pay your entire balance by the payment due date to avoid interest charges. Learn more about the interest rate.

                                                  +What does ‘Subject to Credit Approval’ mean?

                                                  PayPal Credit is a credit account that you can use to make purchases and send money. Comenity Capital Bank will review and consider your credit report and other credit related information prior to opening your account and establishing your credit line. Creditworthiness is determined by Comenity Capital Bank. This process happens in a matter of seconds as part of the PayPal Credit checkout process. Once you are a PayPal Credit customer, you can use your credit line to make purchases. If you make a purchase that would cause your outstanding balance to go above your credit line, we will review your credit history and history with PayPal Credit to instantly determine whether to increase your credit line.

                                                  +Do you check my credit report every time I make a purchase?

                                                  No. A credit report is reviewed when you apply for PayPal Credit and occasionally when you attempt to increase your credit line. Periodically, we'll obtain updates of your report, but these updates have no impact on your credit score. If for any reason your credit line is decreased, you'll be notified of the reason in writing.

                                                  +Is there a fee for late payments?

                                                  Yes, you will be charged a late fee for each month that the minimum payment is not paid by the payment due date. The first time you're late, the amount of the late fee will be the same amount as the missed payment, up to $27. If you're late again, the late fee will be up to $38.

                                                  +Does PayPal Credit protect me from liability for unauthorized charges?

                                                  Yes! PayPal Credit provides "zero fraud liability" protection, the same protection provided by most major credit cards. This means you are not responsible for unauthorized charges. And we verify your identity with top-of-mind information such as your date of birth and your Social Security number, so there's no account number that can be lost or stolen.

                                                  +Where else can I use PayPal Credit?

                                                  PayPal Credit is available on purchases at thousands of stores that accept PayPal. It's also available for purchases on eBay and exclusively at thousands of other online stores.

                                                  Источник: https://www.repairpartsplus.com/v/pages/paypal-credit.html

                                                  9 Ways to Stay Safe Using PayPal

                                                  Credit: PayPal

                                                  To many users, PayPal, the world's most well-known online payment system, seems like an entirely secure method of sending and receiving funds. The company offers limited guarantees to both buyers and sellers, and also gives out security keys upon request.

                                                  But according to Robert Siciliano, McAfee consultant and identity theft expert, there are still ways you can lose your shirt using PayPal.

                                                  To ensure you don’t fall victim to a scam involving PayPal, Siciliano offers these words of advice:

                                                  Don't link your PayPal account to your bank account or debit card account.

                                                  "If your PayPal account is compromised, it’s money taken directly out of your bank account. But if you link your PayPal account to your credit card and it’s compromised, then you have 60 days to refute those charges with your credit card company," Siciliano said.

                                                  However, by federal law (Regulation E) you only have two days to refute a fraudulent charge with your bank.

                                                  Don’t click on links in the body of emails from PayPal. Those emails might not really be from PayPal.

                                                  "Rather, they are phishing e-mails from scammers designed to get you to enter your credentials," Siciliano said. "Instead, manually type in the PayPal address into your browser, log in to your account and see if there are any communications for you from PayPal."

                                                  Keep your PC security up-to-date. Make sure you have installed the latest critical security patches to your operating system, as well as the latest browser patches.

                                                  "If your PC is compromised with spyware or malicious software when you’re using a financial site like PayPal, then the cybercriminal has access to your computer and can access your user names and passwords," Siciliano said.

                                                  Never log in to PayPal from a public PC. A public PC is relatively unsecure.

                                                  "It is only as secure as the person who logged in before you," Siciliano said.

                                                  Someone could easily have installed spyware or malicious software on that computer that will log all your keystrokes.

                                                  Log in to PayPal only from a trusted Internet connection. Your work and home PCs qualify, but a wired connection is more secure than a wireless connection.

                                                  "Don’t log in to PayPal from an Internet cafe, even if you’re using your own laptop, because that wireless is wide open," Siciliano said. "There are plenty of 'sniffing' technologies that may be able to sniff out (track) what you’re doing on your computer."

                                                  Use only verified merchants, and get verified yourself. Just about anyone with an email address can open a PayPal account, but PayPal will "verify" users and merchants who provide additional information.

                                                  "Although it might not guarantee that the person you're dealing with is legitimate, verification adds a level of protection and legitimacy," Siciliano said.

                                                  You can get verified by linking PayPal to a bank account (or, if you're following Siciliano's advice against doing that, you can get verified by obtaining a PayPal credit card).

                                                  Maintain good records for all Internet commerce.

                                                  "It's a good idea to download them and print them out so you have backups of all of your records for purchases made and products bought and sold," Siciliano said.

                                                  So if there are any issues with a transaction, you have a record of it.

                                                  Use a unique username and password for PayPal. Your PayPal login credentials should be different from your user names and passwords for your eBay, Facebook and online banking accounts.

                                                  "You should have a different user name and password for every account," Siciliano said. "So if one account is compromised, the cybercriminal won't have access to all your accounts."

                                                  Each password should consist of uppercase and lowercase letters, and should include numbers as well as characters like an exclamation point or a hash sign (if allowed).

                                                  Treat your PayPal account like you treat your online banking account. You need to ensure that you have authorized any transactions, large or small.

                                                  "Typically, cyberthieves will start draining your account using a series of small withdrawals, hoping you won't notice," Siciliano said. "So you need to refute those charges as soon as possible."

                                                  Источник: https://www.nbcnews.com/id/wbna42797988

                                                  Everything you need to know about free virtual credit card for PayPal verification

                                                  Did you know that, according to Statista, there were 325 million active PayPal users all over the world just in the first quarter of 2020? Are you one of them? Or you’re planning to open a PayPal account? Either way, if you’re wondering about free virtual credit cards to verify PayPal, you’ve come to the right place—DoNotPay is here to provide you with more information about it.

                                                  Virtual credit cards have become rather popular, primarily because they provide an extra layer of security for online payment. In case you’re still having second thoughts about this idea, here are some of the reasons why you should have a virtual credit card for PayPal, as well as for various other purposes. Let’s start with PayPal verification.

                                                  Why it’s a good idea to have a free virtual credit card to verify PayPal

                                                  You shouldn’t feel uncomfortable every time you use PayPal to make payment online. You can get a free virtual credit card instead and relax, knowing that your real sensitive information is not exposed

                                                  Another convenient feature is that you can set the spending limit, so not all the funds you keep on your PayPal account will be available for withdrawal. This is particularly important if you’re dealing with a suspicious merchant or service provider that could misuse your card—even if they charge you more than they should, the spending limit will protect you. 

                                                  Where to get a free virtual credit card to verify PayPal?

                                                  Now that you have an idea of just how useful a virtual credit card can be for PayPal verification, it’s time to learn where to look for one. Among other providers, you can get a free virtual credit card for PayPal verification from:

                                                  1. EntroPay
                                                  2. Payoneer
                                                  3. American Express 

                                                  EntroPay

                                                  One of the places where you can look for a free virtual credit card to verify PayPal is EntroPay, one of the most popular virtual credit card providers. If you choose to go with EntroPay, you will first need to submit the required personal information to access and then verify your account. Users are required to submit their name, email address, and password, but there might be some other details, too. When your account is verified, you can get a virtual credit card. EntroPay gives you two options to choose from:

                                                  • Prepaid virtual credit card
                                                  • Virtual credit card linked to your real bank account

                                                  Payoneer

                                                  Another reliable provider you should consider is Payoneer. Payoneer gives you the possibility to make payments globally, as well as receive funds from anywhere in the world. So, whatever you’re planning to use your PayPal account for, linking it with a Payoneer virtual credit card is a good idea. 

                                                  What’s convenient with the Payoneer virtual credit card is that you can link it to several accounts. When you create a Payoneer account, you can get their virtual credit card for free. It should be noted, though, that they charge a fee for every transaction you make. If you’re planning to use this account for regular payments, make sure you take these fees into consideration first.

                                                  American Express 

                                                  Speaking of reputable providers, we have to mention American Express, too. Primarily known as providers of regular credit cards, they’ve recently also added virtual credit cards to their offer. You can get an American Express virtual credit card for free, and then start using it for all your online transactions, from online shopping to business transactions.    

                                                  How to verify a PayPal account with a virtual credit card?

                                                  When you choose the most convenient card provider and get your free virtual credit card, it’s time to actually verify your PayPal account. Using a virtual credit card for the verification won’t change the process, and it will bring you quite a few benefits when you start using PayPal either for payments or receiving funds. So, why not give it a try, right? Here are the steps you need to take to complete the verification process:

                                                  1. Sign in to your PayPal account
                                                  2. Click on Wallet
                                                  3. Link your virtual credit card to the account
                                                  4. Click on Confirm credit card option
                                                  5. Wait for PayPal to send you a verification code
                                                  6. Re-login to your account to enter the verification code 

                                                  If all of this sounds somewhat complicated or you need a virtual credit card for some other purposes, it’s time to think about DoNotPay Virtual Credit Card—the best solution to avoiding unfair charges. Let’s learn a little bit more about this card, when it’s best used, and how it works.

                                                  The purpose of DoNotPay Virtual Credit Card

                                                  Are you among those people who constantly lose track of all the free trials they’ve signed up for? Every time a monthly billing statement arrives, you feel a little dizzy just looking at those numbers, and then you see it—the service you forgot to cancel before the end of your free trial. When several such services add up, you can end up wasting hundreds or even thousands of dollars. You might even think that the safest way to go about it is to simply stop signing up for free trials. But that’s where you’re wrong—the right solution to avoid being charged after a free trial period is to use our virtual credit card.  

                                                  When you sign up for a free trial, most providers will convince you that you can be completely sure that there are no charges during this period. They will also promise to remind you to cancel the service when the expiration date comes closer. Unfortunately, that’s not always true. Even when they do keep their promise and send you an email to remind you, what happens if you don’t see that email? The previously mentioned scenario happens—you have to pay for a service you no longer want to use. To prevent that from happening, all you need to do is get DoNotPay’s Free Trial Card. You can use this card for a wide range of services, some of which include the following:

                                                  • Netflix
                                                  • Showtime
                                                  • Spotify
                                                  • Twitch
                                                  • Jira
                                                  • PlayStation Vue
                                                  • HBO
                                                  • Amazon Prime
                                                  • Hulu
                                                  • Postmates
                                                  • ESPN Go
                                                  • Doordash
                                                  • Adobe

                                                  How to use DoNotPay’s Free Trial Card

                                                  virtual debit card

                                                  When signing up for a service, you are usually required to leave your credit card number. When you come to this step, all you need to do is copy the number of your virtual credit card instead of the real one. The virtual credit card number that our app will generate for you is going to look just like a real card number to the service provider. You can be sure that they will approve the free trial period, and you will get the peace of mind to enjoy the service in question without any concerns. Since your service provider will only have the virtual card number, they won’t be able to track you and find your real card info, so you’re safe even if you forget to cancel the service. You can use DoNotPay's virtual credit card generator to quickly create a new credit card you can use once and forget about those pesky unwanted charges.

                                                  Another piece of information that service providers often require is your email address. This brings us to another useful feature of DoNotPay’s Free Trial Card. Along with a virtual card number, you will also get a virtual email address that you should enter instead of your real one. Why would you leave them an option to reach you when you don’t have to? With a random virtual card number and a random email address, you can be completely anonymous and rest assured that no one can wrong you in any way.  

                                                  When it comes to the temporary email address, you should be aware of another reason why this is a convenient solution—you can avoid being put on an email marketing list. It is widely known that service providers use this piece of information that subscribers leave to add them to the list and send their ads. When you have a temporary email, you avoid being spammed.

                                                  Understanding how DoNotPay Virtual Credit Card works

                                                  The easiest way to explain how DoNotPay Virtual Credit Cardworks is to compare it to the way chip credit cards work. Chip credit cards protect you from any merchant or service provider trying to misuse your card info—they hide your real info to keep it safe. When you use a chip credit card to make a payment, the merchant or service provider in question only gets a single-use token that changes with every future purchase. Whether you decide to buy something from the same or some other merchant, you can rest assured that the token will never remain the same. That way, there’s nothing a merchant can do to misuse your credit card info when you never exposed any sensitive information.

                                                  DoNotPay operates on the same principle—just instead of a token, our app generates a random credit card number that changes every time you use it for a new transaction. This temporary virtual credit card is not linked to your real one, which means there’s no way anyone you give the number to can charge you anything—there are no funds on your virtual credit card. When you link your real card to the virtual one, there is still some possibility that a scammer could overcharge you or misuse your information. When you use DoNotPay, there is not even the slightest chance of that happening. 

                                                  Advantages of using DoNotPay Virtual Credit Card

                                                  In case you’ve never used anything similar before, we understand that you might be somewhat skeptical. You might just not be completely sure that getting a DoNotPay Virtual Credit Card is the right choice for you. Whatever doubts you might be having, make sure you consider the following benefits before you make your final decision:

                                                  1. There are no costs involved in the activation process, and we don’t charge any monthly or annual fees to keep your virtual card active, either
                                                  2. You don’t have to pay a security deposit, so there’s no need to allocate money to act as collateral
                                                  3. DoNotPay is available via both web browser
                                                  4. You can get our Virtual Credit Card without any trouble in just a few steps
                                                  5. Your real credit card information is not exposed, so all your sensitive information is fully protected and far away from any potential scammers
                                                  6. You can also use a temporary generated email, which means your service provider cannot reach you or wrong you in any way
                                                  7. You can rely on our Free Trial Period fand sign up for as many free trials as you want without worrying about any of the providers charging you after this period
                                                  8. Count on our virtual credit card to stop robocalls

                                                  Should you rely on virtual credit cards?

                                                  Have you ever used a virtual credit card before? If not, we assume that you find it difficult to decide on the bad and good sides of virtual cards. Most people who’ve had a chance to use virtual credit cards agree that they come with some major benefits that no downside can outweigh. Here are some of the advantages and disadvantages of using virtual credit cards, so you can judge just how good they are yourself:

                                                  Pros

                                                  Cons
                                                  You don’t have to expose any of your real card information, so you’re safe

                                                  Virtual credit cards are not that convenient for online booking, as they will probably ask you for your real card on the spot, so the two won’t match

                                                  There’s no need to fear malicious merchants and scams, as no one can get to your real credit card info

                                                  If you ask for a refund, and your card expires before you receive it, you won’t be able to get the refund
                                                  Most providers can provide you with a virtual credit card completely free of charge

                                                  If your balance goes below a certain amount, some providers might require that you pay a fee, so make sure you check this in advance 

                                                  Service providers cannot charge you after a free trial period even when you fail to cancel your subscription on time

                                                  Some service providers and merchants still refuse to accept virtual credit cards

                                                  You decide on the most suitable expiration date

                                                  If your card expires, and you have a recurring service that you want to keep using linked to it, you’ll have to switch to your real credit card before the expiration 

                                                  You can set a spending limit right from the start

                                                  If you limit your spending, that might cause some problems with recurring payments that you’re planning to make in the future

                                                  When to use virtual credit cards

                                                  Since identity theft and other potential issues are still common when paying online, virtual credit cards are bound to become more and more popular as time goes by. They will be used for many more purposes, but at the moment, you can use a virtual credit card for the following:

                                                  • Online shopping
                                                  • Over-the-phone purchases
                                                  • Monthly subscriptions
                                                  • Free trials
                                                  • Single payments
                                                  • Recurring payments

                                                  Why you should choose DoNotPay Virtual Credit Card over a regular credit card

                                                  Virtual credit cards are becoming more and more popular, but they are still not that commonly used. Many people still find it challenging to differentiate a virtual credit card from a real one and see clearly the good and the bad sides of each. We are here to help you with that by comparing our Free Trial Card to a real credit card. DoNotPay’s Free Trial Card serves people struggling with being charged after a free trial period. This is just one of the many reasons that make it so much more convenient than regular cards. Here are some other differences to keep in mind:

                                                  Real Credit Card

                                                  DoNotPay’s Free Trial Card
                                                  You can find it in physical form

                                                  You can only use it online

                                                  Your sensitive credit card information is exposed, so it can be easily misused if someone wants to wrong you

                                                  With your real credit card information safely “hidden,” you don’t have to worry about any misuse
                                                  If something goes wrong, you can waste hundreds or thousands of dollars

                                                  There’s no risk of losing any money as your real credit card is not connected to the virtual one, so there are no funds to be stolen

                                                  In case the website where you left your real card info is hacked, your sensitive information can be easily accessed

                                                  Not even a hacked website should worry you, as your real credit card information is not exposed 
                                                  Should you forget to cancel the service, the provider will charge you a regular monthly fee

                                                  Even if you forget to cancel a subscription, they can’t charge you a penny

                                                  What other services DoNotPay has for you?

                                                  In addition to saving you from being charged after a free trial period, DoNotPay can give you a hand in many other situations. We understand how troublesome bureaucracy can be, so we will be more than happy to help you avoid any trouble that you can. To achieve that goal, we also offer to do the following:

                                                  Источник: https://donotpay.com/learn/free-virtual-credit-card-for-paypal-verification/

                                                  4 Replies to “Paypal credit account number”

                                                  1. fake because PIN code is usually 4 digits, unless changed otherwise, but still in factory it would be 4 digits at first

                                                  Leave a Reply

                                                  Your email address will not be published. Required fields are marked *