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We work as hard as you do to provide the solutions your business needs to thrive. Prior to joining TD Bank, she served as a vice president, branch manager at SunTrust Bank in Atlanta. McDonnell is a member of the Morris. We stand with Asian colleagues, customers and communities to condemn the acts of violence in Atlanta and elsewhere.

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TD Bank, N.A.

Bank in the United States

This article is about the United States based bank. For the Canadian parent company, see Toronto-Dominion Bank.

TD Bank.svg
IndustryBanking, Financial services
FoundedJanuary 1852; 169 years ago (1852-01)
Portland, Maine, U.S.
HeadquartersCherry Hill, New Jersey, U.S.[1]

Number of locations


Area served

Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, Washington, D.C.

Key people

Greg Braca (CEO)

Number of employees

ParentToronto-Dominion Bank Website

TD Bank, N.A., is an American national bank and subsidiary of the Canadian multinational Toronto-Dominion Bank. It operates primarily across the East Coast, in fifteen U.S. states and Washington, D.C. TD Bank is the seventh-largest U.S. bank by deposits and the 11th largest bank in the United States by total assets, resulting from many mergers and acquisitions.[2] T.D. Bank, N.A. is headquartered in Cherry Hill, New Jersey.[1]


It is a successor to the Portland Savings Bank, which later became Banknorth after a series of mergers with various other New England banks. Toronto-Dominion Bank then became majority owner in 2004 and renamed it "TD Banknorth, N.A." by adding the Canadian bank's popular "TD" initials. On May 31, 2008, Toronto-Dominion Bank acquired Commerce Bank, and merged it with TD Banknorth to form TD Bank, N.A..[3]

In 2010, TD Bank N.A. acquired the South Financial Group and its 172 branches across the Carolinas and Florida. South Financial was the parent company of Carolina First, with branch locations in North and South Carolina and Mercantile Bank, with branch locations in Florida, for about $191 million. South Financial's branches were converted to the TD Bank name.[4]

In 2013, TD Bank, N.A. centralized its headquarters in Cherry Hill, New Jersey, U.S.[1]

In February 2016, TD Bank's consumer card division purchased the Nordstrom credit card unit for $2.2 billion.[5][6] The acquisition added Nordstrom to TD's growing folio of private-label cards that includes Target, NordicTrack, and Tourneau.[7][8]

Legal actions and public controversies[edit]

2012 data breach[edit]

In October 2012, the Massachusetts attorney general announced that TD Bank misplaced unencrypted backup tapes with "extensive customer information, including Social Security numbers and bank account numbers." The bank initially refused to state how many customers were affected. After an inquiry by the attorney general, it stated 267,000 customers. The bank waited more than six months to notify customers.[9]

TCPA class action lawsuit[edit]

In October 2015, a class action lawsuit was filed against TD Bank claiming that it violated the Telephone Consumer Protection Act of 1991.[10] The lawsuit stated that the bank called consumers up to ten times per day.[11]

As of July 3, 2017, all but one of the claims were dismissed by Judge Jerome B. Simandle, which casts doubt on the veracity of the claims.[12]

Coin-count machine lawsuit[edit]

In 2016, the bank was sued for allegations that their coin counting machines, "Penny Arcades," were inaccurately counting coins.[13] The lawsuit estimates that 26 cents out of every $100 was not counted, totaling to $9 million.[14]


See also: Toronto-Dominion Bank § Sponsorships

In 2005, TD Banknorth announced it purchased the naming rights of what is currently the TD Garden, home of the Boston Celtics and Boston Bruins sports teams.[15]

When TD Bank bought Commerce Bancorp in 2009, the company became title sponsor of the TD Bank Ballpark, home of the Somerset Patriots.

On August 22, 2019, TD announced its partnership with The Shed, the new arts center on Manhattan's Far West Side, as lead sponsor of the "Open Call" artist commissioning program[16]

See also[edit]

TD Bank's branch footprint after the South Financial merger


  1. ^ abc"Media Contact Room". TD Bank. Retrieved 2021-02-10.
  2. ^ ab"Company Fact Sheet". TD Bank. Retrieved 2021-02-10.
  3. ^"Company History". TD Bank. Retrieved 2021-11-27.
  4. ^ TD Financial buys South Carolina's South Financial Group
  5. ^González, Ángel (May 26, 2015). "Nordstrom sells credit-card portfolio to Canadian bank". The Seattle Times.
  6. ^"Nordstrom Sells Credit Card Assets, Rewards Shareholders". Yahoo! Finance. October 2, 2015. Retrieved 2021-02-16.
  7. ^"Target to sell credit card portfolio to TD Bank". Reuters. October 23, 2012.
  8. ^"Tourneau Selects TD Retail Card Services for Private Label Credit Card" (Press release). TD Retail Card Services. June 23, 2010. Retrieved 2021-02-10.
  9. ^Wallack, Todd (October 12, 2012). "TD Bank data breach affects 267,000 customers, including 73,000 in Massachusetts". The Boston Globe. Retrieved 2012-10-13.
  10. ^"TD Bank Hit with TCPA Class Action Lawsuit". Mondaq Business Briefing. Archived from the original on October 20, 2017. Retrieved 2017-10-19.
  11. ^"TD Bank Sued Over Robotcalls". Law360. October 27, 2015. Retrieved 2017-10-13.
  12. ^"Martinez v. TD Bank USA, N.A."Law360. Retrieved 19 October 2017.
  13. ^DeAngelis, Martin (April 29, 2016). "Customer Sues TD Bank, Saying Coin-Count Machines Were Ripoff". The Press of Atlantic City. Archived from the original on 2017-10-20. Retrieved 2017-10-19.
  14. ^Walsh, Josh (June 26, 2017). "TD may pay $7.5 million to Penny Arcade users". Courier Post. Cherry Hill. Retrieved 19 October 2017.
  15. ^Kerber, Ross (April 1, 2008). "Commerce Bank & Trust Sues to Guard Mass. Identity". The Boston Globe. Retrieved 2010-08-30.
  16. ^"TD Partners with The Shed to Expand Opportunities in the Arts Across New York City" (Press release). TD Bank. August 22, 2019. Retrieved 2021-02-10 – via PR Newswire.

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Gail Morales is the project efficiency executive for TD Bank, focused on building an efficient and agile platform to drive the corporate strategy. Previous to this role, Gail was the head of TD Bank's US Project Management Office, where she was responsible for project governance and control over a $500 million portfolio. She has been with TD Bank since 2015.

Gail brings a wealth of management and leadership expertise to her work. Her career spans over 25 years in financial services, strategy, and consulting. She has served in senior roles with global Fortune 100 companies, managing both domestic and global teams leading change.

Prior to joining TD Bank, she worked in several business disciplines over her career: mortgage servicing, supply chain management, technology, wealth, securities, and trust. In each area, Gail and her team have developed winning strategies, built new processes, and driven enterprise-wide strategies.

Gail is also active in her community through board service focused on women and children, education, and the environment. Her service includes the board of directors of the Metropolitan YWCA of Atlanta and the Trust for Public Land in Georgia. She also served on the Harvard Business School Global Alumni Board of Directors, along with local leadership as the chair of the board of directors and president of the Harvard Business School Club of Atlanta. In addition, Gail is a member of Leadership Atlanta.

Gail earned a Master of Business Administration from Harvard Business School and a Bachelor of Science in accounting with honors from the University of South Carolina. In March 2018, she was honored by the Network Journal at the "25 Influential Black Women" awards. She and her husband, David, have two children, Matthew and Rachel.


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Rich Bradshaw, TD Bank

Richard Bradshaw, TD Bank

Head of Small Business Administration (SBA) Programs, TD Bank, America’s Most Convenient Bank

Richard Bradshaw is the Head of U.S. Small Business Administration (SBA) Programs at TD Bank, America’s Most Convenient Bank.

Based in Greenville, S.C., Bradshaw manages TD Bank’s expanding SBA team in delivering competitively-priced, government-backed financing programs that help small businesses grow and succeed. He steers the bank’s efforts to achieve SBA portfolio growth and become a top SBA lender throughout the Maine to Florida footprint. TD Bank is currently the 7th largest SBA lender in the U.S. (as of September 30, 2012).

Bradshaw brings more than 20 years of experience in the lending field to TD Bank. Bradshaw came to the bank following his outstanding leadership at Carolina First, where he was instrumental in developing Carolina First’s successful SBA lending unit starting in Aug. 2009. Prior to his work at Carolina First, Bradshaw served as President at UPS Capital Business Credit in Atlanta, Ga. Under his direction, the company tripled SBA origination volume and moved from 45th to the 9th largest lender during the SBA’s 2008 fiscal year.

Bradshaw is a retired, highly decorated Commander in the U.S. Naval Reserve Intelligence Program, and served five years of active duty as a Captain in the U.S. Air Force. He is a graduate of the U.S. Air Force Academy with a Bachelor of Science Degree in Management and a Masters of Business Administration from Pepperdine University. He is currently on the Board of Directors for Greenville Literacy Association and NAGGL (National Association of Government Guaranteed Lenders).


5 Replies to “Td bank atlanta”

  1. Can a company borrow money from a bank then purchase bank corporate bonds or other company bonds and make money on the spread?

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