transfer money between banks

Create a Verified Customer who will receive the transfer · Create an Unverified Customer who will send the transfer · Associate a verified funding source (bank or. You can easily set up one-time or repeating transfers of money between accounts. Here's how: Chase Mobile® app is available for select mobile devices. Enroll. You can make up to six transfers and withdrawals from your savings or money market account each statement cycle*. Transfer Money Between Accounts at Other Banks. transfer money between banks

: Transfer money between banks

Transfer money between banks
Transfer money between banks
IS MICROWAVE OATMEAL GOOD FOR YOU
Transfer money between banks
Transfer money between banks

Send money to bank accounts around the world

1 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

3 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

4 Network data as of June 30, 2020.

5 Funds will be paid to receiver’s mWallet account provider transfer money between banks credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

* Terms and Conditions apply. Restrictions apply, see amazon.com/gc-legal

Источник: https://www.westernunion.com/us/en/send-to-bank-account.html

Sent With a Click: How to Transfer Money

Gears icon with text, money transfers

With online banking, mobile banking apps, and more, transferring money between your bank accounts at different financial institutions is now easier than ever. Whether you prefer the quickness and reliability of an online transfer, or the traditional nature of a paper check, there are a number of options to make transferring money a breeze in any situation.

Wondering how exactly to transfer money from one bank, like Ally Bank, to another? Read on.

How Banks Typically Transfer Money

Banks can transfer money for you directly by way of a wire transfer which normally is completed same day and typically has a fee.  Banks may also use what is called the Automated Clearing House (ACH) network to process transfers at no cost or for a small fee. The ACH Network is a secure electronic system that processes deposits and payments for consumers, businesses, and government entities. When you pay bills online or receive direct deposits from your employers, there’s a good chance that it’s processed through the ACH Network. Ally offers customers ACH external transfers at no cost.

What information do you need to transfer money between bank accounts?

While online banking makes it easier than ever before to transfer transfer money between banks between accounts you own at different financial institutions (aka, making external transfers), you’ll need a few key pieces of information to do so. Make sure you are prepared to provide:

  • The bank name you’re transferring to or from
  • The routing number
  • The account number
  • The type of account (checking vs. savings)

If you aren’t sure of the routing number or account number, you can locate this information in a few places. Look for these on a paper check or bank statement, by logging into your bank account online or speaking to a representative at your financial institution.

How to Transfer Money Between Ally and Another Bank

Need to make a transfer between your Ally Bank account and an account you own at another financial institution? No problem. External transfers are secure and simple to execute. Plus, you can even set amazon uk black friday discount code recurring transfers. Just follow these steps on ally.com via your computer or mobile web browser to get started:

  1. Head to “Transfers” and then “Bank Transfers”.
  2. Click the option to “Link Other Accounts”.
  3. Fill out your account type, routing number, and account number.
  4. Allow Ally to verify your account ownership (this may be instant but can take up to three business days if micro deposits are needed to verify account ownership).
  5. Once your chase bank customer support account is verified, choose which account you want to withdraw from and which you want to deposit the funds in.
  6. Enter the amount.
  7. Choose either a one-time transfer or recurring.
  8. Pick the date for your transfer to be delivered.
  9. For recurring transfers, pick an end date.
  10. Review your transfer and submit.

When you make external transfers, you’ll want to keep a few things in mind, including fees, timing, and transfer limits. Ally Bank does not charge any fees to send or receive transfers from other financial institutions. However, you should check with your other financial institution to see if they charge any fees.

Regarding transfer times, a standard transfer from an Ally Bank account to a non-Ally Bank account takes three business days. So, a transfer requested on Monday will be delivered on Thursday. Transfers are not processed on the weekends or transfer money between banks holidays, though, so a transfer requested on a Friday will be delivered on the following Wednesday. (Holidays may also extend the transfer period.) Note that the account you’re transferring money from may be debited prior to the delivery date,

Related:See example schedules for Ally transfers and funds availability.

Certain accounts are eligible for next-day transfers, meaning funds are delivered on the next business day. In this case, a transfer requested on Monday before 7:30 p.m. EST will be delivered Tuesday. One requested Friday before 7:30 p.m. EST will be delivered Monday. Ally determines next-day transfer eligibility based on account tenure, account activity, and transfer activity (such as overdrafts and returns).

How to Move Money Between Ally Bank Accounts

Surprised by how simple it is to make an external transfer? Internal transfers at Ally — or moving money from one Ally account to another — are even simpler. You can transfer funds to and from our:

All you have to do is visit the “Transfers” page and select the account you want to withdraw from and the account you want to deposit into. Then, just follow the same steps, 6-10, above.

You can make an instant transfer from one Ally Bank account to another, any day at any time, online or through our mobile banking app. Transfers between an Ally Bank account and an Ally Invest account can be made Monday through Friday from 8:00 a.m. to 3:55 p.m. EST and can take anywhere from a few minutes up to five business days, depending on the type of Ally Invest account.

We’re here to support all of your financial endeavors. Have other questions about making transfers with Ally Bank?

Learn More

 

 

Источник: https://www.ally.com/do-it-right/banking/transfer-money-between-bank-accounts/

Pay bills and send money to just about anyone – even yourself

Day-to-day banking is easy with TD Bank digital payment options. Make transfers, pay your friends and family using Send Money with Zelle®1, set up Bill Pay, and add your TD cards to your digital wallet to check out quickly. Add one or all of these services to manage your money anytime, anywhere. Plus, all digital payment options are safe, secure and simple to set up.

Ready to set up Bill Pay, Send Money with Zelle®1 and transfers? Log in to Online Banking

Tabs Menu: to navigate this menu, use the left & right arrow keys to change tabs. Press tab to go into the content. Shift-tab to return to the tabs.
  • Myself

  • Another Person

  • A Company

Transfer money between your different accounts

Move and manage your money 24/7 using Online Banking or the mobile app. Online Banking lets you set up transfers to or from your non-TD accounts.

Transfers in Online Banking

Move money between your TD or external accounts and schedule future and recurring transfers

Transfers in the mobile app

Make one-time, immediate transfers between your TD accounts or transfer money to your external accounts

You might also be interested in

TD Bank Debit Card

Shop and bank with your free TD Bank Visa® Debit Card – secure and convenient

TD Bank Credit Cards

Choose the card transfer money between banks the rewards you want, like Cash Back for everyday purchases

TD Bank Checking accounts

Choose the account that meets your banking needs and includes the perks you want

1Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number, an active unique e-mail address, and a Social Security Number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. To send money for delivery that arrives typically within minutes, a TD Bank Visa® Debit Card is required. Message and data rates may apply, check with your wireless carrier.

External transfer services are available for most personal checking, money market and savings accounts. To use these services you must have an Online Banking profile with a U.S. address, a unique U.S. phone number, and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Internal and external transfers are free.

For more information, read the Terms and Conditions.

Must have a bank account in the U.S. to use Send Money with Zelle®. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Send Money with Zelle® is only available in English in secure Online Banking.

1Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number, an active unique e-mail address, and a Social Security Number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. To send money for delivery that arrives typically within minutes, a TD Bank Visa® Debit Card is required. Message and data rates may apply, check with your wireless carrier.

External transfer services are available for most personal checking, money market and savings accounts. To use these services you must have an Online Banking profile with a U.S. address, a unique U.S. phone number, and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Internal and external transfers are free.

For more information, read the Terms and Conditions.

Must have a bank account in the U.S. to use Send Money with Zelle®. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Send Money with Zelle® is only available in English in secure Online Banking.

Pay almost anyone quickly and easily

Use Bill Pay in Online Banking to set up one-time or recurring bill payments, or use Send Money with Zelle®1 to request or pay friends and family. Remember, only send money to people you know and trust.

Bill Pay

Set up your account in Online Banking to pay all your bills from your rent to transfer money between banks mobile phone

Send Money with Zelle®

Pay friends and family within minutes or request money – it’s easy, fast and free for TD customers1

You might also be interested in

TD Bank Debit Card

Shop and bank with your free TD Bank Visa® Debit Card – secure and convenient

TD Bank Credit Cards

Choose the card with the rewards you want, like Cash Back for everyday purchases

TD Bank Checking accounts

Choose the account that meets your banking needs and includes the perks you want

1Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number, an active unique e-mail address, and a Social Security Number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. To send money for delivery that arrives typically within minutes, a TD Bank Visa® Transfer money between banks Card is required. Message and data rates may apply, check with your wireless carrier.

External transfer services are available for most personal checking, money market and savings accounts. To use these services you must have an Online Banking profile with a U.S. address, a unique U.S. phone number, and an obx cedar island vacation beach and waterfront rentals unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Internal and best thai food in san francisco ca transfers are free.

For more information, read the Terms and Conditions.

Must have a bank account in the U.S. to use Send Money with Zelle®.Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Send Money with Zelle® is only available in English in secure Online Banking.

1Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number, an active unique e-mail address, and a Social Security Number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. To send money for delivery that arrives typically within minutes, a TD Bank Visa® Debit Card is required. Message and data rates may apply, check with your wireless carrier.

External transfer services are available for most personal checking, money market and savings accounts. To use these services you must have an Online Banking profile with a U.S. address, a unique U.S. phone number, and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Internal and external transfers are free.

For more information, read the Terms and Conditions.

Must have a bank account in the U.S. to use Send Money with Zelle®.Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Send Money with Zelle® is only available in English in secure Online Banking.

Pay bills and shop with speed and security

Pay bills right from your account in Online Banking, and set up your digital wallet to make shopping online, in-app or in-store fast and secure.

Bill Pay

Set up one-time or recurring payments right from your account to pay all your bills

Digital Wallet

Use your mobile device to simplify your online, in-store and in-app purchases with your TD cards

You might also be interested in

TD Bank Debit Card

Shop and bank with your free TD Bank Visa® Debit Card – secure and convenient

TD Bank Credit Cards

Choose the card with the rewards you want, like Cash Back for everyday purchases

TD Bank Checking accounts

Choose the account that meets your banking needs and includes the perks you want

1Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number, an active unique e-mail address, and a Social Security Number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. To send money for delivery that arrives typically within minutes, a TD Bank Visa® Debit Card is required. Message and data rates may apply, check with your wireless carrier.

External transfer services are available for most personal checking, money market and savings accounts. To use these services you must have an Online Banking profile with a U.S. address, a unique U.S. phone number, and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Internal and external transfers are free.

For more information, read the Terms and Conditions.

Must have a bank account in the U.S. to use Send Money with Zelle®. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Send Money with Zelle® is only available in English in secure Online Banking.

1Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. transfer money between banks phone number, an active unique e-mail address, and a Social Security Number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. To send money for delivery that arrives typically within minutes, a TD Bank Visa® Debit Card is required. Message and data rates may apply, check with your wireless carrier.

External transfer services are available for most personal checking, money market and savings accounts. To use these services you must have an Online Banking profile with a U.S. address, a unique U.S. phone number, and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Internal and external transfers are free.

For more information, read the Terms and Conditions.

Must have a bank account in the U.S. to use Send Money with Zelle®. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Send Money with Zelle® is only available in English in secure Online Banking.

back to topTop
Источник: https://www.td.com/us/en/personal-banking/digital-payments/

Transfer money between bank accounts

There may be times when you want to transfer money between your bank accounts (for example, transferring money from your checking account to your petty cash account) or transferring money between base currency accounts and foreign currency accounts. You may also when did judy holliday die to delete or reverse a transfer if it has been entered in error or with incorrect details.

To transfer funds from one bank account to another

  1. Go to Banking.
  2. On the New menu, click Money Transfer.
  3. Complete the following information:
    Paid from Bank Account *Choose the bank account you want to transfer transfer money between banks from.
    Paid into Bank Account *Choose the bank account you want to transfer the funds to.
    MethodSelect the payment method.
    Amount Transferred *Enter the amount you want to transfer between accounts.
    Date Transferred *Enter the date you want to use for the money transfer.
    Reference (optional)If required, enter a reference for the transfer.
    DescriptionIf required, enter a description for the transfer.

    * Indicates a required field.

  4. Click Save.

You can also create a money transfer from within the bank account. On the New Entry menu, click Money Transfer.

To delete a money transfer

If you have transferred money between bank accounts in error or with incorrect details, you can delete this and if necessary, enter it again with the correct details.

Note:

You cannot delete a transfer if it has been bank reconciled. Instead, you must reverse the transfer. For more information, see the next section in this article.

  1. Go to Banking.
  2. Select either of the bank accounts used for the transfer money between banks the Activity tab, select the check box next to the money transfer.
  3. Click Delete.
  4. Click Yes.

If you have a lot of transactions, to make it easier to find the transfer, you can enter dates in the From and To fields to show the bank activity by date. You can also use the Filter option to show only specific transaction types.

The money transfer is deleted from the activity of both accounts and the bank balances are adjusted accordingly.

To reverse a money transfer

  1. Go to Banking.
  2. On the New menu, click Money Transfer.
  3. Complete the following information:
    Paid from Bank AccountChoose the bank account you originally transferred the money to.
    Paid into Bank AccountChoose the bank account you originally transferred the money from.
    MethodSelect the payment method.
    Amount TransferredEnter the amount you want to transfer back to the original account.
    Date TransferredEnter the date you used for the original transfer.
    Your Reference (optional)If required, enter a reference for the transfer; for example, correction.
    DescriptionIf required, enter a description for t mobile account number on app transfer.
  4. Click Save.

You have successfully reversed the original money transfer and can enter it again with the correct details, if applicable.

Did you find this helpful?

Yes  No

Источник: https://help.accounting.sage.com/en-us/accounting/banking/extra-transfer-funds-between-bank-accounts.html

Transfer Money

Transfer Money and Pay

Moving your money is easy and secure with Regions online transfer services.

You can conveniently transfer funds electronically between your eligible Regions accounts and your eligible accounts at other participating financial institutions.
 
Internal Money Transfers

  • Transfer money easily and securely between your eligible Regions accounts using Regions Online Banking or the Regions Mobile app
  • Make payments to your Regions credit card or loan accounts
  • Complete one-time transfers or schedule transfers in advance
  • Set up recurring transfers
  • Pay no fees for internal transfers

External Money Transfers

  • You can make an external transfer only within Regions Online Banking
  • Make secure and easy transfers between your eligible Regions accounts and eligible accounts at other participating financial institutions
  • Pay no fees when transferring money to your eligible Regions account from your eligible account at another participating financial institution
  • Fees apply when transferring money from your eligible Regions account to your eligible accounts at other participating financial institutions
  • Complete one-time transfers or schedule transfers in advance
  • Set up recurring transfers
  • Choose from standard delivery (three to five business days) or next business day delivery — fees apply depending on which delivery you choose and will be displayed in the transfer within Online Banking

Transferring your money is simple — log in to your Regions Online Banking account or the Regions mobile app to get started.

Transfer Money and Pay

Источник: https://www.regions.com/digital-banking/transfer-money-and-pay/transfer-money

watch the video

Transfer Money between Accounts

Transfer money between banks -

How to Transfer Money From One Bank to Another

Online banking makes transferring money between bank accounts easier than ever. You can move money from one bank to another electronically using a variety of tools. Each method has pros and cons, but they all get the job done.

Bank-to-Bank Transfer

If you’re an owner of both bank accounts, a basic bank-to-bank transfer is a good option. You can set up the transfer with the sending or receiving bank, and the funds arrive at the destination after two or three business days. The timing ultimately depends on which banks you use and whether you are moving money internationally or domestically.

Many banks allow you to make free transfers between connected accounts, but it's a good idea to check with both banks, just to be safe.

Before you can complete a transfer, you need to link your accounts. That process can take about a week, so be sure to establish the link before you need to send money.

How to link your accounts: 

  1. Log in to the account you plan to send money from, and look for an option to “add an account,” “add external accounts,” or “link accounts.” You might find those options (or something similar) in your bank’s Customer Service or Transfers menu.
  2. Provide the other bank’s routing number and your account number at that bank. If you don’t have that information, get those numbers from a check, from that account's online banking account, or from a representative at your bank.
  3. After submitting that information, you may need to verify that you own the external account. You typically do this by providing a username and password for that account or by confirming small “test” transfers between the two banks.

This method is easiest if both bank accounts are in your name. To transfer funds to somebody else, you may need to use a third-party payment provider (such as PayPal) or a wire transfer. Ask your bank what the best solution is.

External Transfer Fees

As online banking has gained in popularity, fees for sending money to external accounts have become less common. As of May 2020, many popular banking institutions offered the service for free. Here’s a small sampling of those institutions:

  • Barclays
  • Capital One 360
  • Chase
  • Citi
  • Discover Bank
  • Navy Federal Credit Union
  • PNC Bank
  • Synchrony Bank
  • Wells Fargo

This is not an exhaustive list, as many credit unions and banks also offer similar services for free. Check with local institutions for details.

Apps and Online Payment Tools

If your bank doesn’t offer bank-to-bank transfers or if you need to send money to somebody else, person-to-person (P2P) payment tools may provide what you need. To set up your accounts, link your bank account to the app or service using your checking account and routing numbers the same way you link accounts from separate banks. For example, if using PayPal, the funds you send come out of your bank account. PayPal then moves funds to the recipient's PayPal account, and the recipient then can spend the money via PayPal or transfer it to a bank account.

Numerous options are available:

  • PayPal is one of the most popular services. It may be the easiest to use since its popularity means both senders and recipients are likely to have active PayPal accounts. There is no charge to transfer money to friends and family if you fund the payment from your bank account. But funding transfers with a debit card, credit card, or PayPal credit may result in fees. Businesses may also have to pay PayPal to receive payments from customers.
  • Most banks offer free or inexpensive P2P transfers through Zelle, Popmoney, or similar vendors. Those services are often added to your checking account automatically. Look for "personal payments," or something similar, while you're logged in to your account. 
  • Venmo is a popular tool owned by (and similar to) PayPal. Transfers are free unless the source of the funds comes from a credit card. Then, there is a 3% fee.
  • Google Pay is similar to the services above, and you can link it to (or use it to pay for) Google products and services.

Writing Old-Fashioned Checks

Not in any rush to move the money? Sometimes technology is more trouble than it’s worth. Maybe you’ve got a few bucks sitting around in an old bank account, and you just want to move that cash to your new bank. It might not be worth the effort to punch in all the routing and account numbers and sign up for a new app just for that.

If you’ve got checks, writing one to yourself is a simple solution. Just enter your own name down as the payee, and deposit the check into your new account. You can take care of the whole thing without leaving the house if you deposit the check with your mobile device.

If you don’t have a check, ask your bank to print one for you. Even if you’re nowhere near a bank branch, there’s rarely any difficulty getting a check made payable to you (the account owner) and mailed to your home address on file with the bank.

If you use a credit union that’s part of the shared branching network, you can walk into almost any participating branch in the country and request a check. Moving funds from one credit union to another might be especially easy—and something you can complete in one trip—if they’re both part of the network.

Frequently Asked Questions (FAQs)

How long does it take to transfer money from PayPal to a bank account?

Transfers from PayPal to a bank account can settle within a day or they can take up to five days. You can also pay a fee for an instant transfer that settles within 30 minutes.

How do you transfer an IRA to another bank?

IRA funds cannot be transferred from one bank to another as easily as cash from a checking account. You must open a rollover IRA account and arrange for an IRA rollover from your current account. Failure to properly transfer IRA funds could result in penalty taxes.

Источник: https://www.thebalance.com/best-ways-to-transfer-money-between-bank-accounts-315466

Transfer money in Apple Cash to your bank account or debit card

You can transfer money from your Apple Cash card instantly or within 1 to 3 business days.

How to transfer money to your bank or eligible debit card

When you transfer money from your Apple Cash1 card, you can either use a bank transfer to send funds to your bank account in 1 to 3 days or you can use Instant Transfer2 to send funds instantly3 to an eligible Mastercard or Visa debit card.

You can also send money to an individual in the Messages app.

Transferring your Apple Cash balance

Transfer instantly to an eligible debit card

First, make sure your iPhone or iPad has the latest version of iOS or iPadOS and add an eligible debit card4 in the Wallet app.

Then, make an Instant Transfer:

  1. Go to your card info:
    • On iPhone: open the Wallet app, tap your Apple Cash card, then tap the more button the more button.
    • On iPad: open the Settings app, tap Wallet & Apple Pay, then tap your Apple Cash card.
  2. Tap Transfer to Bank.
  3. Enter an amount and tap Next.
  4. Tap Instant Transfer.
  5. If you haven't added an eligible debit card, tap Add Card and follow the instructions on your screen to add a Mastercard or Visa debit card.
  6. Tap > to select the debit card you want to transfer funds to and select the billing information for your chosen debit card.

Your funds should transfer within 30 minutes.

Transfer in 1 to 3 business days to a bank account

  1. Go to your card info:
    • On iPhone: Open the Wallet app, tap your Apple Cash card, then tap the more button the more button
    • On iPad: Open the Settings app, tap Wallet & Apple Pay, then tap your Apple Cash card.
  2. Tap Transfer to Bank.5
  3. Enter an amount and tap Next.
  4. Tap 1-3 Business Days. If you don't have a bank account set up, follow the instructions on your screen to add one.
  5. Confirm with Face ID, Touch ID, or passcode. 
  6. Wait for the money to transfer. This can take 1 to 3 business days.

If you're under 18 years old and part of Apple Cash Family

Children less than 13 years old can transfer funds from their Apple Cash account to a bank account.1

Teens at least 13 years old can transfer funds to their bank account or an eligible debit card using Instant Transfer.

How to update your bank account information

  1. Go to your card info:
    • On iPhone: Open the Wallet app, tap your Apple Cash card, then tap the more button the more button
    • On iPad: Open the Settings app, tap Wallet & Apple Pay, then tap your Apple Cash card.
  2. Tap Bank Account, then tap the bank account you want to update. 
    • To delete your banking information, tap Delete Bank Account Information. Tap again to confirm. After deleting, you can add your bank information again or add different information. 
    • To edit your bank information, tap next to your routing number or account number, add your information, then confirm the numbers and tap Next.6

After you update your information on one device, it automatically updates on all the devices where you're signed in with your Apple ID.

About transfer limits

You can transfer up to $10,000 per transfer and up to $20,000 within a seven-day period from Apple Cash to your bank account. You can only transfer your money to a bank account in the United States. There are no fees to transfer your money from Apple Cash to your bank account, unless you use an Instant Transfer.

Learn about account limits and person to person payment limits.

How to find your bank account number or routing number

Your bank account number and routing numbers are easy to find on your checks. If you don't have a check, you can call your bank and ask for this information.

Check that shows the routing number and account number

If you didn't receive your transfer

Check your bank statement to see if the transfer has been processed and deposited into your bank account. Bank transfers aren't deposited on bank holidays or the weekend. See holidays observed by the Federal Reserve on federalreserve.gov.

If you don't receive an Instant Transfer after 2 hours, or you don't receive a 1 to 3 business day transfer after 3 business days, contact us.

If you think that you entered the wrong bank account or routing number, contact us.

If you can't transfer money

  1. Check for iOS, iPadOS, or watchOS updates.
  2. Make sure that your device is eligible to use with Apple Pay.
  3. Make sure that you have a Wi-Fi or cellular connection.
  4. If you're transferring money to a debit card, make sure it's an eligible debit card.

After each step, try to transfer money again:

  1. For 1 to 3 business day transactions, make sure that you added an eligible United States bank account and that you entered the correct account and routing numbers. If you enter the wrong numbers, the transfer might go to the wrong account.
  2. Instant transfers require you to use the billing address that matches your selected debit card.
  3. Check the limits. The minimum amount that you can transfer to your bank account is $1. If your balance is less than $1, you can transfer your total balance as an exception to the minimum. The maximum amount that you can transfer per transaction is $10,000.
  4. Make sure you aren't using accents when you enter your name.

If you still can't transfer money to your bank, you might need to verify your identity.

  1. You must be at least 18 years old and a resident of the United States to send and receive money with Apple Pay or receive the Apple Cash card, unless you're part of Apple Cash Family. These services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.
  2. A 1.5 percent fee (with a minimum fee of $0.25 and a maximum fee of $15) is deducted from the amount of each Instant Transfer.
  3. Account security checks may require additional time to make funds available. Instant Transfers typically post immediately but can take up to 30 minutes.
  4. Only eligible for debit cards issued in the United States. If you aren't sure whether your card is eligible, contact your card issuer.
  5. When you aren't using Instant Transfer, there are no fees to transfer your money from Apple Cash to your bank account.
  6. Enter your bank information carefully. If you enter the wrong information, your money might go to the wrong account and may not be able to be recovered. If you need help, contact us.

Published Date: 

Источник: https://support.apple.com/en-us/HT207882

Best money transfer apps of 2021

The best money transfer apps make it simple and easy to send money to friends or family, or pay for goods/services through your smartphone or other mobile device.

Banks were slow to embrace the internet, allowing a number of third-parties to develop tools to make transferring money between people easy and painless. Even though banks have now made money transfers online easier, not least through apps, international payments are still difficult to make without a third-party money transfer provider.

This is where money transfer apps really excel, which have blossomed in much the way way as personal finance software.  Transfer apps offer the ability to send money across the world using different currencies in a way that is simple, easy, and pain-free. There is usually a charge associated with such transfers, so make sure you check the fees, but the best services usually offer reasonable rates that are worth the cost of convenience.

Security remains a key provision with money transfer apps, ensuring that your transactions are protected through a combination of features to keep them safe, which should include strong encryption between devices. 

Here then are the best money transfer apps that are currently available.

We've also highlighted the best payment gateways.


1. WorldRemit

Super-secure transfers to over 150 countries

Reasons to buy

+Easy to use +Fast and secure 

Reasons to avoid

-Unpredictable fees 

WorldRemit lets you transfer money using a service that is based solely online and finds favour thanks to its competitive rates and solid options for moving money around via an iOS or Android app.

The money transfer service is certainly flexible thanks to the way it offers an array of different methods for moving cash. These include debit, credit and prepaid options, along with bank transfer, Poli, Interac, iDEAL, Klarna, Apple Pay and Trustly too. However, WorldRemit no longer accepts Google Pay.

While its rates might be seen as competitive what you pay depends on where you’re going to be sending the funds. Costs will vary depending on the type of transfer method and also the currency.

There is plenty of scope for transfers though, with WorldRemit offering the ability to send cash from over 50 countries to in excess of 150. Easing the transfer process is the way WorldRemit has partnered with the likes of M-Pesa, EcoCash, MTN, Metrobank and other localised finance operations.

Transfers can be received as bank deposits and swiftly at that, in under 10 minutes in some cases. Alternatively, recipients can use a cash pickup, select mobile money or even an airtime top-up. WorldRemit sends an SMS to you and the recipient on completion of the transfer. There’s also the backup of FCA approval and full licensing for the operation.

Read our full WorldRemit review.

2. Azimo

International transfers you can trust

Reasons to buy

+Fast updates on transfers +Over 200,000 pick-up points worldwide 

Reasons to avoid

-No phone number for support 

Azimo boasts a crisp and clean operation that offers quick and easy transfers, with instant or one-hour options available to a wealth of different countries. There’s also the benefit of 24/7 delivery to selected countries, without any of the usual delays incurred at weekends. First-time users also get the benefit of two transfers free-free.

Azimo has been around less than a decade, but its online service now covers over 200 countries. There are around 80 different currencies on offer from the service, and customers can choose from a variety of methods to transfer funds. These include bank deposits and mobile wallets, or even cash, although the coronavirus pandemic has lessened the desire for transfers using physical cash.

Another recent development for Azimo has been the addition of its Azimo Business feature, which is aimed at small and medium-sized businesses who can benefit from transfers that are often more competitive than their bank.

Currently, Azimo claims that it can offer savings of up to 90% compared to rivals. It’s easy to stay on top of changes to currency values and get a constant update on best rates using the alerts within the Azimo app. As is usual, overall fees are largely dependent on where money is being sent from, and its destination along with the preferred delivery method.

Read our full Azimo review.

3. Venmo

The millennial’s go-to that’s wooing businesses

Reasons to buy

+Quick and easy +Added social features +Safe and secure 

Venmo is popular with both individual users and businesses thanks to its money transfer app, which benefits from having the muscle of parent company PayPal behind it. Most appealing to consumers is its social edge, with Venmo having the option of being able to share updates about purchases to other users in your social group.

The service acts much like a digital wallet and allows quick and easy peer-to-peer transfers, which is undeniably useful if you need to send some money to friends. Sharing the cost of a meal maybe? Venmo is perfect for making sure everyone pays their dues. Better still, there’s no monthly or annual fee, although credit cards do attract a 3% fee if you don't have anything else to hand.

Setting it up and using Venmo couldn't be easier, with payments being made via a bank account or debit card linked to your account. Money can also be directly transferred if you’ve got enough funds stored in your Venmo wallet. There’s a 1% charge if you move money out of your Venmo account and into a bank account if you can’t wait for its one to three-day payment schedule.

Everyday money management is similarly straightforward, with a range of settings allowing you to use it as needed, with Public, Friends and Private options proving handy for different payment situations. Venmo also boasts the option of making payments using QR codes, which is perfect for fast, efficient and accurate transfers that are sure to go to the right recipient.

Read our full Venmo review.

4. PayPal

Tap into the payment giant’s offering from your phone

Reasons to buy

+Loose limit on transactions +Simple way of selecting recipient 

Reasons to avoid

-Charges on debit card transfers   

We weren’t exactly going to leave PayPal out of a conversation about money transfers, were we? The service has become ubiquitous in ecommerce but the company’s acquisition of the aforementioned Venmo suggested it had work to do to establish itself as a popular app for peer-to-peer transfers.

With Vemno clearly pitching itself at the younger market, PayPal’s app maintains the more corporate look and feel. Its tight security measures – making you enter your password every time you open the app, for example – further emphasizes the business heritage. While this may feel like a slight inconvenience, it’s surely a wise security measure.  

PayPal’s mobile transfers match the rest of the field in terms of speed, but you do get charged on debit card transactions, a rarity when it comes to domestic transfers. 

The simplicity of entering just an email address or phone number to direct your payment will always carry appeal on PayPal’s platform, but if quick peer-to-peer transfers are more important to you than international transactions, those debit card fees may push you towards its cool little sibling, Vemno.   

5. Western Union

Convenient mobile payment from a money transfer mainstay

Reasons to buy

+Handy shortcuts +Multiple payment methods +Trackable transactions 

Western Union has one of the highest profiles of all the money transfer operations, with a long history to back it up. As a result, there are plenty of options open to you especially now that this global service can be used via your mobile device.

Choose from pricing options using the Western Union Price Estimator tool and select a transfer method from either online, in-store or mobile. Fees are dependent on where you’re sending the money, and also the currency, which follows a similar theme to others in this sector.

While cash pickup is an often-used feature of Western Union for many, there is also a mobile wallet option that has grown in popularity. But it’s really the Western Union app that has really revolutionised the service, simply because it’s so handy.

There’s the ability to have a one-touch fingerprint login, options for setting up instant access to contacts you send money to regularly and, usefully, the ability to dynamically track all of your transfers. Simply enter your tracking number to see when it’s been processed, collected and completed. The option of paying direct from your bank account, via card or in cash adds to the convenience factor, as does integration with Apple Pay.

Read our full Western Union review.

Источник: https://www.techradar.com/best/best-money-transfer-apps

Send money to bank accounts around the world

1 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

3 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

4 Network data as of June 30, 2020.

5 Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

* Terms and Conditions apply. Restrictions apply, see amazon.com/gc-legal

Источник: https://www.westernunion.com/us/en/send-to-bank-account.html

Transfer Money

Transfer Money and Pay

Moving your money is easy and secure with Regions online transfer services.

You can conveniently transfer funds electronically between your eligible Regions accounts and your eligible accounts at other participating financial institutions.
 
Internal Money Transfers

  • Transfer money easily and securely between your eligible Regions accounts using Regions Online Banking or the Regions Mobile app
  • Make payments to your Regions credit card or loan accounts
  • Complete one-time transfers or schedule transfers in advance
  • Set up recurring transfers
  • Pay no fees for internal transfers

External Money Transfers

  • You can make an external transfer only within Regions Online Banking
  • Make secure and easy transfers between your eligible Regions accounts and eligible accounts at other participating financial institutions
  • Pay no fees when transferring money to your eligible Regions account from your eligible account at another participating financial institution
  • Fees apply when transferring money from your eligible Regions account to your eligible accounts at other participating financial institutions
  • Complete one-time transfers or schedule transfers in advance
  • Set up recurring transfers
  • Choose from standard delivery (three to five business days) or next business day delivery — fees apply depending on which delivery you choose and will be displayed in the transfer within Online Banking

Transferring your money is simple — log in to your Regions Online Banking account or the Regions mobile app to get started.

Transfer Money and Pay

Источник: https://www.regions.com/digital-banking/transfer-money-and-pay/transfer-money

1 Replies to “Transfer money between banks”

Leave a Reply

Your email address will not be published. Required fields are marked *