bank of america business cash rewards credit card

With one of the best sign-up bonuses on the market and up to 3% cash back, Bank of America Cash Rewards packs in rich rewards. Learn more with our detailed. BofA gives Business Advantage Cash Rewards Mastercard users just three options for redeeming cash rewards: you can get statement credits, a. Choose the right Citi® credit card for. Whether you want Cash Back, Great Airline Miles, Rewards for Costco Members, or a Low Intro Rate.

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TD Business Solutions Credit Card

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should i open a business bank account up to 2% Cash Back Rewards when you redeem into an eligible TD Bank Deposit Account*

Earn Cash Back Rewards for your business*

Earn $250 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening
Earn unlimited Cash Back – no rotating categories, no caps or limits as long as your credit card account is open and in good standing

*Read terms and conditions for important information about APRs, fees, eligible purchases, balance transfers and rewards program details. Terms for the TD Deposit Account govern use and any limitations that may prohibit from depositing or withdrawing a Redemption Bonus.

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  • Rates and fees

  • Estimate Your Cash Back

Rates and fees

What you pay

Annual Percentage Rate (APR) for Purchases bank of america business cash rewards credit card

13.99%, 18.99% or 23.99% variable APR based on your creditworthiness

APR for Balance Transfers

13.99%, 18.99% or 23.99% variable APR based on your creditworthiness dod holiday schedule 2020

Balance Transfer Fee bank of america business cash rewards credit card

$5 or 3% of transfer whichever amount is greater

Minimum Interest Charge

$1

APR for Cash Advances

25.24% variable APR

Cash Advance Fee

$10 or 5% of advance whichever amount is greater

map of north america 1750 Annual Fee

None

Foreign Transaction Fee

3% of each transaction in U.S. dollars

Late Payment bank of america business cash rewards credit card bank of america routing number albany ny

Up to $40

Return Payment

Up to $39

TD Bank Visa® Credit Card Benefits

Your Business Solutions Credit Card comes with an added layer of travel discounts and perks, purchase protection and more.

Services with your TD Credit Card

Digital Wallet

Add your TD cards to your mobile device to simplify your online, in-store and in-app purchases

Find out how

Visa Zero Liability1

Enjoy Visa security on purchases, plus protection against unauthorized charges

Find out more2

Instant credit card replacement

If your card is lost or stolen, you may be able to get an immediate replacement at a TD Bank

Find a TD Bank

Contactless Payments

Learn more about the convenience and security of contactless payments

Find out more

Already have a TD Credit Card?

Manage your card, pay your bill, set up walmart 1 hour photo, view and redeem rewards, check your credit score and more.

Log in to Online Banking

Apply for a TD Business Solutions Credit Card

Online

In person

Book an appointment at your local TD Bank to set up your account

By phone

Talk to a Banking Specialist 24/7

1-888-561-88611-888-561-8861

View the Business Credit Card Agreement for TD Business Solutions Credit Card.

*Read important terms and conditions for details about APRs, fees, eligible purchases, balance transfers and rewards program details. The terms and conditions associated with your TD Bank, N.A. Bank of america business cash rewards credit card Account govern the use of that account and any limitations that may prohibit you from depositing or withdrawing your Redemption Bonus.

1Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must take care in protecting their card and notify TD Bank immediately of any unauthorized use.

2By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review m pokora plus haut Privacy and Security policies of any third-party website before you provide personal or confidential information.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

View the Business Credit Card Agreement for TD Business Solutions Credit Card.

*Read important terms and conditions for details about APRs, fees, eligible purchases, balance transfers and rewards program details. The terms and conditions associated with your TD Bank, N.A. Deposit Account govern the use of that account and any limitations that may prohibit you from depositing or withdrawing your Redemption Bonus.

1Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must take care in protecting their card and notify TD Bank immediately of any unauthorized use.

2By clicking on this link you first national bank of hutchinson app leaving our website and entering a third-party website over which we bank of america business cash rewards credit card no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites.

Third-party sites bank of america business cash rewards credit card have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

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Источник: https://www.td.com/us/en/personal-banking/credit-cards/business-solutions-credit-card/

Bank of America Business Advantage Cash Rewards Mastercard


Card Type: Mastercard

Travel

3%

Office

3%

Earning rate: 2% on dining plus 3% on 1 choice from: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services (for the first $50,000 in combined choice/dining purchases each calendar year, 1% thereafter) and 1% everywhere else.

Noteworthy perks: When you're a Business Advantage Relationship Rewards client, you can get up to 75% rewards bonus on every purchase you make. This means that you can earn up to 5.25% with this card! Your rewards bonus is based on your enrolled tier – Gold 25%; Platinum 50%; or Platinum Honors 75%.

Overview

This is an excellent choice for those with Business Advantage Relationship Rewards Platinum Honors status since it is possible to get up to 5.25% cash back within your chosen category of spend.

Источник: https://frequentmiler.com/boacrbiz/

Review: Bank of America Business Credit Card Options

Bank of America (BofA) is the second largest bank in the United States, with more guardian savings bank ft thomas $2.2 trillion in assets and over 4,500 retail centers. Due to the company’s huge presence and global brand, it isn’t surprising that many businesses turn to BofA for financing.

Topics Covered in this Article:

One of BofA’s financing options is business credit cards, which is popular way to secure financing. In 2017 Bank of America ranked as the 4th largest credit card issuer in the United States.

The plethora of Bank of America credit cards can be overwhelming, especially if you aren’t sure how you’ll use the card most. There are several types of credit cards, including secured and unsecured options, as well as variable and fixed interest rates. There are other considerations as well, such as miles, cash back rewards, overdraft fees, and transfer fees.

Selecting the right credit card can be daunting. If you’ve decided of Bank of America as your credit card provider, you should ensure that you’re aware of all their options. Or, if you aren’t sure if you want to apply for a BofA card, you can compare them to other bank’s options. Below, we’ve listed several of Bank of America’s best credit cards for small business owners, so that you can easily decide!

Which Bank of America Credit Card is Right for Your Business?

Best Bank of America Card for Cashback Rewards:

The Bank of America Business Advantage Cash Rewards Mastercard is a great option for small business owners that plan best interest bearing savings accounts 2019 use their credit cards regularly, owing to its high caps. Other credit cards feature higher percent cash back but have smaller caps. Since most business owners make numerous purchases to maintain their operations, the cash back bonuses can quickly add up.

Currently, there’s a $300 statement credit bonus offer when you submit your application online.

BofA Cash Back Benefits:

  • 3 percent cash on purchases at gas stations and supply stores (up to $250,000).
  • 3 and 2 percent cash back on the first $50,000 in combined choice category and dining purchases each calendar year.
  • 2 percent cashback on all restaurant spending (unlimited).
  • 1 percent on all purchases outside of the above categories.
  • $200 statement credit bonus after spending $500 in first 60 days of your account opening.

A high $250,000 cap on office supply stores makes the Business Advantage Cash Rewards card especially great for businesses that purchase a lot of supplies. However, you’ll need an excellent credit score to qualify for this card. To ensure you’ll qualify, we recommend checking your credit score prior to applying.

Other Credit Card Features:

  • No annual fee.
  • Introductory 0 percent APR for first nine billing cycles.
  • APR of between 12.49 percent and 22.49 percent.

Bank of America In Text

Best Bank of America Credit Card for Frequent Travelers:

Business Advantage Travel Rewards World Mastercard is a fantastic choice for anyone looking to accumulate miles. If your employees are going to be spending a lot of time on the road, miles could go a long way. This is especially true if you use Bank of America’s travel center, which is quite affordable. When using the travel center, you can double your points earned per dollar to 3 points.

Travel Benefits Include:

  • No blackout dates for travel.
  • Earn unlimited 1.5 points for every $1 spent anywhere.
  • Earn 25,000 bonus points if you make $1,000 in net purchases within 60 days of opening your account.
  • No foreign transaction fees.

In order to qualify for this business credit card, you’ll need excellent credit history. In addition, redeeming your points for cash back will amazon account number reduce reward levels. Therefore, if your business is unlikely to use the points to travel through Bank of America’s Travel Center, you should consider a credit card with cash back features.

Other Features of this Credit Card:

  • $150 statement credit after your first $500 in purchases within 60 days of opening your account.
  • No annual fee.
  • APR between 12.49 percent and 22.49 percent.
  • 0 percent APR for first 9 billing cycles.

Best BofA Card for Businesses with Low Credit Scores:

Many of Bank of America’s best credit cards require excellent credit scores. Unfortunately, some business owners struggle with poor credit. Given how competitive marketplaces are, setbacks aren’t uncommon. Fortunately, the BankAmericard Secured credit card is designed specifically for people who need to rebuild their credit scores.

Secured Credit Card Features:

  • Identity theft protection and account alerts.
  • Access to credit education.
  • Deposit returns based upon credit history.
  • $39 annual fee.

Secured credit cards use deposits as collateral, in case you can’t repay the amount you’ve charged to the card. This lowers the risk for lenders and allows them to work with individuals who have poor credit scores.

Other Credit Card Features:

  • 49 percent APR.
  • 3 percent balance transfer fee.
  • Mobile banking options.

Conclusion: Choose the BofA Card That’s Best for Your Business

Bank of America offers a variety of credit cards, each with their own benefits and basic human needs food shelter The options mentioned in this post are some of the better choices However, you might find a credit card that more closely suits your needs through a different bank.

When selecting a credit card, consider your financial situation and goals, including your credit score, potential cash back rewards, and how you’ll use the card. Then, examine BofA and other banks’ offerings to find the card that best matches your needs. Of course, before you apply, make sure to examine the terms and conditions.

Have you used a Bank of America business credit card? Perhaps you’re a current Bank of America customer? If so, share your experience with us in the comment section.

Editor’s Note: This post was updated for accuracy and comprehensiveness in September 2019.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved, or otherwise endorsed by any of these entities.

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Post by: Fora Financial

Fora Financial is a working capital provider to small business owners nationwide. In addition, the Fora Financial team provides educational information to the small business community through their blog, which covers topics such as business financing, marketing, technology, and much more. If you’d like to see a topic covered on the Fora Financial blog, or want to submit a guest post, please email us at [email protected].

Источник: https://www.forafinancial.com/blog/small-business/bank-america-business-credit-card-options/

Bank of America Business Cash Online trading brokerage firm vs Ink Business Cash

 Apply Now 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR on purchases for 9 billing cycles0% introductory APR for 12 monthsPurchase APR12.24% to 22.24% Variable APR on purchases based on your creditworthiness at and t wireless store near me other factors13.24% to 19.24% Variable based on your creditworthiness and other factorsBalance Transfers APR12.24% to 22.24% Variable APR on balance transfers based on your creditworthiness and other factors13.24% to 19.24% Variable based on your creditworthiness and other factorsAnnual Fee$0 annual fee$0 annual fee 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackGet a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee and cash rewards don't expire.Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.Cash Back RewardsEarn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
You'll get 3% and 2% cash back on the first $50,000 in combined fnb online com category/dining purchases each calendar year, 1% thereafter.Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Earn 1% cash back on all other purchases.Gas Rewards Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.Dining Rewards Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Earn $750 bonus cash back
  • Gas and dining rewards
Cons:Bottom LineExcellent cash back rewards card for small business. Read full review Apply Now

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this holland america nieuw statendam are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Bank of America® Business Advantage Cash Rewards Mastercard® credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Bank of America Business Cash Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on April 23, 2020 from published websites and is believed to be accurate, but not guaranteed.

Источник: https://www.creditdonkey.com/

Info Layer Title

Bank of America logo

Helping our customers meet their financial needs is important to us. Before you leave, please take a moment to answer these 4 simple questions.

Bank of America logo
Thank you

Your responses will help us improve the Bank of America digital experience for all our customers.

Close window

Earn cash back on all your purchases with a cash rewards credit card from Bank of America®. See more product information

Earn cash back on everyday purchases, including grocery store and gas purchases. Plus, some pay spectrum mobile bill online back credit cards give you the option to help support a special cause in addition to earning cash back for every purchase. For details, explore the cash back cards on this page. See less product information

Bank of America® Customized Cash Rewards

$200 online cash rewards bonus offer and 3% cash back in the category of your choice

4.4/5 stars based on 8,949 customer reviews

  • 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and 1% cash back on all other purchases Calculate rewards
  • Your choice categories include: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking App. Bank of america business cash rewards credit card can change it once each calendar month, or make no change and it stays the same.
  • Introductory 0% APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 13.99% to 23.99% will apply. 3% fee (min $10) applies to balance transfers.
  • Preferred Rewards members earn 25%-75% more cash back on every purchase. That means the 3% choice category could go up to 5.25% and the 2% at grocery stores and wholesale clubs could go up to 3.5%, for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, and the 1% for all other purchases could go up to 1.75%. Not enrolled? Bank of america business cash rewards credit card more about Preferred Rewards Cash Rewards.
  • This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.

Terms & Conditions for Bank of America® Customized Cash Rewards credit card

Apply Now for Bank of America® Customized Cash Rewards credit card Learn More about Bank of America® Customized Cash Rewards credit card

Apply Now for Bank of America® Customized Cash Rewards credit card Learn More about Bank of America® Customized Cash Rewards credit card

bank of america business cash rewards credit card Bank of America® Premium Rewards®

50,000 online bonus points offer (a $500 value)

4.2/5 stars based on 1,346 customer reviews

  • Earn unlimited points, that don't expire – 2 points for every $1 spent on great western cattle trail association and dining purchases and 1.5 points per $1 on all other purchases. Calculate Rewards Premium Rewards
  • Get up to $200 in combined Airline Incidental and TSA Pre✓®/Global Entry Statement Credits. Plus, access to world class travel perks: travel and purchase protections, luxury hotel collection and concierge service.
  • Redeem for cash back as a deposit into Bank of America® checking or savings accounts, for credit to eligible Merrill® accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of America Travel Center
  • Preferred Rewards members earn 25%-75% more points on every purchase. That means you could earn up to 3.5 points for every $1 you spend on travel and dining purchases and up to 2.62 points for every $1 you spend on all other purchases. Not enrolled? Learn more about Preferred Rewards Premium Rewards
  • This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.

Terms & Conditions for Bank of America® Premium Rewards® credit card

Apply Now for Bank of America® Premium Rewards® credit card Learn More about Bank of America® Premium Rewards® credit card

Apply Now for Bank of America® Premium Rewards® credit card Learn More about Bank of America® Premium Rewards® credit card

bank of america business cash rewards credit card Bank of America® Customized Cash Rewards for Students

3% cash back in the category of your choice – online shopping, off-campus dining and more

  • 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and 1% cash back on all other purchases
  • Your choice categories include: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking App. You can change it alaska usa fcu cd rates each calendar month, or make no change and it stays the same.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
  • When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and saturday hours suntrust bank locations a job
  • This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.

Terms & Conditions for Bank of America® Customized Cash Rewards credit card for Students

Apply Now for Bank of America® Customized Cash Rewards credit card for Students Learn More about Bank of America® Customized Bank of america business cash rewards credit card Rewards credit card for Students

Apply Now for Bank of America® Customized Cash Rewards credit card for Students Learn More about Bank of America® Customized Cash Rewards credit card for Students

Bank of America® Customized Cash Rewards Secured

Help strengthen or build your credit and earn cash back

  • 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and 1% cash back on all other purchases
  • To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking App. You can change it once each calendar month, or make no change and it stays the same.
  • Open your account with a refundable security deposit ($300-$4,900). Upon credit approval your required deposit is used, in combination with your income and your ability to pay, to help establish your credit line.
  • We’ll periodically review your account and, based on your overall credit history (including your account and overall relationship with us, and other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify.
  • Build up your credit history – use this card responsibly and over time it could help you improve your credit score.

Terms & Conditions for Bank of America® Customized Cash Rewards Secured credit card

Apply Now for Bank of America® Customized Cash Rewards Secured credit card Learn More about Bank of America® Customized Cash Rewards Secured credit card

Apply Now for Bank of America® Customized Cash Rewards Secured credit card Learn More about Bank of America® Customized Cash Rewards Secured credit card

Источник: https://www.bankofamerica.com/credit-cards/cash-back-credit-cards/

Bank of america business cash rewards credit card -

Business Advantage Unlimited Cash Rewards credit card

Transcript

With your Bank of America® Business Advantage Cash Rewards credit cards, there are so many ways to redeem your rewards, and you can find what works best for you.

On screen copy:
Redeem your rewards

Redeem your cash back as a deposit into your Bank of America checking or savings account,

On screen copy:
Deposit into checking or savings account

a contribution to an eligible Merrill account,

On screen copy:
Contribution to a Merrill account

a card statement credit,

On screen copy:
Card statement credit

or have a check mailed to you.

On screen copy:
Have a check mailed to you

It’s that easy.

On screen copy:
Bank of America logo
Bank of America® Business Advantage Cash Rewards credit cards
Credit card images

Disclosure:
IMPORTANT INFORMATION

Online/Mobile Banking with eligible small business deposit account. Restrictions apply. Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

All credit cards are subject to credit approval. Restrictions apply. Credit cards issued and administered by Bank of America, N.A.

Mastercard is a registered trademark of Mastercard International Incorporated, and is used by the issuer pursuant to license.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

Banking products are provided by Bank of America, N.A. Member FDIC, and a wholly-owned subsidiary of Bank of America Corporation.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as"MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC, and a wholly-owned subsidiary of BofA Corp.

Источник: https://www.bankofamerica.com/smallbusiness/credit-cards/products/unlimited-cash-rewards-business-credit-card/

Card Details

Earn cash back your way – choose your 3% category

3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings Learn more cash back categories

2% cash back at grocery stores and wholesale clubs

1% cash back on all other purchases

You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1% Calculate rewards Cash Rewards

To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking App. You can change it once each calendar month, or make no change and it stays the same

$200 online cash rewards bonus offer

Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening

Low Introductory APR Offer

Introductory 0% APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 13.99% to 23.99% will apply. 3% fee (min $10) applies to balance transfers.

No annual fee

Enjoy no annual fee while maximizing your cash back by choosing how you earn rewards

Get even more rewards

Preferred Rewards members earn 25%-75% more cash back on every purchase.

That means the 3% choice category could go up to 5.25% and the 2% at grocery stores and wholesale clubs could go up to 3.5%, for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, and the 1% for all other purchases could go up to 1.75%.

Learn more about Preferred Rewards Cash Rewards

This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.

Interest Rates & Fees Summary

Interest Rates & Fees Summary

Interest Rates & Fees Summary

Please see Terms and Conditions for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change.

Introductory APR

0% for 15 billing cycles

Applies to purchases and to any balance transfers made within 60 days of opening your account

Standard APR

Balance Transfer Fee

3%

of each transaction (minimum $10)

Introductory APR

0% for 15 billing cycles

Applies to purchases and to any balance transfers made within 60 days of opening your account

Standard APR

Balance Transfer Fee

3%

of each transaction (minimum $10)

Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.

View complete list of rates and fees

Security & Features

Security & Features

Stay Protected

We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions. Learn more at the Security Center

Contactless Chip Technology

Simply tap to pay where you see the Contactless Symbol. You can make purchases quickly, easily and securely at millions of locations. Learn more Contactless Chip Technology

Overdraft Protection

An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. Transfer fees may apply.

Paperless Statement Option

Opt for paperless credit card statements and increase account security while reducing paper consumption.

Digital Wallet Technology

Discover more ways to pay by adding your Bank of America® credit card to your mobile device then shop in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay. Learn more Digital Wallet

Online & Mobile Banking

Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.

Account Alerts

Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.

FICO® Score

Now, when you opt-in you can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking.Learn More FICO Score

Источник: https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/

Info Layer Title

Bank of America logo

Helping our customers meet their financial needs is important to us. Before you leave, please take a moment to answer these 4 simple questions.

Bank of America logo
Thank you

Your responses will help us improve the Bank of America digital experience for all our customers.

Close window

Earn cash back on all your purchases with a cash rewards credit card from Bank of America®. See more product information

Earn cash back on everyday purchases, including grocery store and gas purchases. Plus, some cash back credit cards give you the option to help support a special cause in addition to earning cash back for every purchase. For details, explore the cash back cards on this page. See less product information

Bank of America® Customized Cash Rewards

$200 online cash rewards bonus offer and 3% cash back in the category of your choice

4.4/5 stars based on 8,949 customer reviews

  • 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and 1% cash back on all other purchases Calculate rewards
  • Your choice categories include: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking App. You can change it once each calendar month, or make no change and it stays the same.
  • Introductory 0% APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 13.99% to 23.99% will apply. 3% fee (min $10) applies to balance transfers.
  • Preferred Rewards members earn 25%-75% more cash back on every purchase. That means the 3% choice category could go up to 5.25% and the 2% at grocery stores and wholesale clubs could go up to 3.5%, for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, and the 1% for all other purchases could go up to 1.75%. Not enrolled? Learn more about Preferred Rewards Cash Rewards.
  • This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.

Terms & Conditions for Bank of America® Customized Cash Rewards credit card

Apply Now for Bank of America® Customized Cash Rewards credit card Learn More about Bank of America® Customized Cash Rewards credit card

Apply Now for Bank of America® Customized Cash Rewards credit card Learn More about Bank of America® Customized Cash Rewards credit card

Bank of America® Premium Rewards®

50,000 online bonus points offer (a $500 value)

4.2/5 stars based on 1,346 customer reviews

  • Earn unlimited points, that don't expire – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases. Calculate Rewards Premium Rewards
  • Get up to $200 in combined Airline Incidental and TSA Pre✓®/Global Entry Statement Credits. Plus, access to world class travel perks: travel and purchase protections, luxury hotel collection and concierge service.
  • Redeem for cash back as a deposit into Bank of America® checking or savings accounts, for credit to eligible Merrill® accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of America Travel Center
  • Preferred Rewards members earn 25%-75% more points on every purchase. That means you could earn up to 3.5 points for every $1 you spend on travel and dining purchases and up to 2.62 points for every $1 you spend on all other purchases. Not enrolled? Learn more about Preferred Rewards Premium Rewards
  • This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.

Terms & Conditions for Bank of America® Premium Rewards® credit card

Apply Now for Bank of America® Premium Rewards® credit card Learn More about Bank of America® Premium Rewards® credit card

Apply Now for Bank of America® Premium Rewards® credit card Learn More about Bank of America® Premium Rewards® credit card

Bank of America® Customized Cash Rewards for Students

3% cash back in the category of your choice – online shopping, off-campus dining and more

  • 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and 1% cash back on all other purchases
  • Your choice categories include: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking App. You can change it once each calendar month, or make no change and it stays the same.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
  • When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job
  • This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.

Terms & Conditions for Bank of America® Customized Cash Rewards credit card for Students

Apply Now for Bank of America® Customized Cash Rewards credit card for Students Learn More about Bank of America® Customized Cash Rewards credit card for Students

Apply Now for Bank of America® Customized Cash Rewards credit card for Students Learn More about Bank of America® Customized Cash Rewards credit card for Students

Bank of America® Customized Cash Rewards Secured

Help strengthen or build your credit and earn cash back

  • 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and 1% cash back on all other purchases
  • To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking App. You can change it once each calendar month, or make no change and it stays the same.
  • Open your account with a refundable security deposit ($300-$4,900). Upon credit approval your required deposit is used, in combination with your income and your ability to pay, to help establish your credit line.
  • We’ll periodically review your account and, based on your overall credit history (including your account and overall relationship with us, and other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify.
  • Build up your credit history – use this card responsibly and over time it could help you improve your credit score.

Terms & Conditions for Bank of America® Customized Cash Rewards Secured credit card

Apply Now for Bank of America® Customized Cash Rewards Secured credit card Learn More about Bank of America® Customized Cash Rewards Secured credit card

Apply Now for Bank of America® Customized Cash Rewards Secured credit card Learn More about Bank of America® Customized Cash Rewards Secured credit card

Источник: https://www.bankofamerica.com/credit-cards/cash-back-credit-cards/

Business Advantage Cash Rewards Business Credit Card Review

Business Advantage Cash Rewards  Business Credit Card Review Image

There are so many credit cards on the market, choosing the right card for your business can be overwhelming. In this series of reviews we’ll do the searching for you and help you make an informed choice.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.


Summary

Bank of America’s Business Advantage Cash Rewards credit card has some great perks. With up to 3.75% cash back on some purchases, this card can be very useful for some businesses. The Business Advantage Cash Rewards credit card also has some other nice perks like a 0% APR introductory period, a high rewards limit, and no annual fee.

The rewards are tailored for a slim crowd, with the highest cash back percentages given for gas and office supply purchases, followed by restaurant purchases. These rewards will not be useful to everyone. The APR rate can also be high for those with bad credit, and there is a foreign transactions fee. If you’re looking for a card that will be good for overseas transactions and a broad range of purchases, this may not be the one.

The Truic Flame Logo

Who is the Business Advantage Cash Rewards Credit Card right for?

If your business regularly spends a lot of money on gas, office supplies, or eating out, then this card may be useful for you. Business Advantage Relationship Rewards members may find the special added benefits of this card especially good for their business.

Visit Bank of America's website.

Bank of America

PROS

  • Great cash back rewards for gas, office supplies, and purchases at restaurants
  • No annual fee
  • 0% introductory APR for the first 9 billing cycles
  • High annual reward limit of $250,000
  • Bank of America Business Advantage Relationship Rewards members get added benefits

CONS

  • Foreign transaction fees
  • Not very useful for companies that dont use a lot of gas, purchase a lot of office supplies, or eat out often
  • APR can be really high for those with bad credit

Capital One Spark Cash offers the highest unlimited cash-back rate among major business credit card providers, with fees low enough to give you some breathing room.

Capital One Spark Cash: No annual fee for the first year, $95 every subsequent year

Read our Capital One Spark Cash review

Pricing

With its high rewards limit, business owners who spend a lot on gas, office supplies, and eating out will find this credit card useful, especially those who are Business Advantage Relationship Rewards program members.

Base Features

The Bank of America Business Advantage Cash Rewards credit card features:

  • Unlimited 1% cash back on all purchases
  • 2% cash back on purchases at restaurants
  • 3% cash back on purchases at gas stations and for office supplies, up to $250,000 combined spending annually
  • No annual fee
  • 0% Introductory period
  • 12.99%-22.99% standard variable APR
  • 25.99% variable cash advance APR
  • Travel and Emergency Services
    • $100,000 travel accident insurance and car rental insurance
    • Emergency ticket replacement
    • Lost luggage assistance
  • Online and mobile banking
  • Fraud protection
    • Full protection for unauthorized transactions
  • Overdraft protection when linked to you Bank of America Business Checking account
  • Ability to download credit card history into Quickbooks

Fees:

  • Balance Transfer
    • $10 or 4% of the transaction amount, whichever one is greater
  • Cash Advance
    • $10 or 4% of the transaction amount, whichever one is greater
  • Overdraft Protection (if enrolled)
    • $10 or 3% of the transaction amount, whichever one is greater
  • International Transactions
    • 3% of the American dollar amount of each transaction
  • Late Payment
    • $19-$49 depending on payment amount

Business Advantage Relationship Rewards members also get:

  • 1.75% unlimited cash back on all purchases
  • 2.75% cash back on purchases at restaurants
  • Up to 3.75% cash back on purchases at gas stations and for office supplies, up to $250,000 combined spending annually

Ratings

Value - 3/5

The Bank of America Business Advantage Cash Rewards credit card is only useful for a slim audience. If your business uses a lot of gas, purchases a lot of office supplies goes to restaurants a lot or is a Business Advantage Rewards member then this card can be of great use to you. Otherwise, the benefits are limited. On the upside, with no annual fee, a 0% introductory APR, and a high rewards limit, this can be a great card for those who can use it.

Customer Service - 4/5

Bank of America has good customer service and is accessible through phone and in person at any local branch. From our experience, their waiting times are not bad and their staff is knowledgeable and helpful. Of course, for such a large company 100% customer satisfaction isn't possible, so everyone's experience may not be the same. They do not offer online chat on their website.

Ease of Use - 4/5

The Bank of America website is one of the better banking sites available but is still not as great as Chase’s simplistic and organized approach. Their mobile app is also one of the best, with its simple user interface and user-friendly menus. However, Capital One and Chase do a better job of organizing their user experience so everything you need is right at your fingertips.

Included Features - 3/5

Some of the features like the high cashback rewards, 0% introductory period, and no annual fee make this a nice credit card for those who may find the rewards useful. The added features like travel and emergency services, fraud protection, overdraft protection, and introductory bonus are also great perks. The big drawbacks are that the rewards are only useful for a slim audience, the APR rate is high, and there is a foreign transaction fee, so those who travel or make transactions overseas will see some hefty fees.

Conclusion

The Bank of America Business Advantage Cash Rewards credit card might be a good option for businesses who spend a lot on gas, office supplies, and host business meals often. It may also be a good option for Business Advantage Relationship Rewards members who will find some great benefits with those big rewards rates. The added benefits of the 0% APR introductory period and no annual fee are also great, but the card has a foreign transaction fee, a high APR rate for some businesses, and is generally beneficial to only a small audience.

The Truic Flame Logo

Who is the Business Advantage Cash Rewards Credit Card right for?

If your business regularly spends a lot of money on gas, office supplies, or eating out, then this card may be useful for you. Business Advantage Relationship Rewards members may find the special added benefits of this card especially good for their business.

Visit Bank of America's website
No annual fee; 0% APR on purchases for the first 9 billing cycles

Capital One Spark Cash offers the highest unlimited cash-back rate among major business credit card providers, with fees low enough to give you some breathing room.

Capital One Spark Cash: No annual fee for the first year, $95 every subsequent year

Read our Capital One Spark Cash review

Источник: https://howtostartanllc.com/reviews/bank-of-america-business-advantage-business-credit-card-review

Review: Bank of America Business Credit Card Options

Bank of America (BofA) is the second largest bank in the United States, with more than $2.2 trillion in assets and over 4,500 retail centers. Due to the company’s huge presence and global brand, it isn’t surprising that many businesses turn to BofA for financing.

Topics Covered in this Article:

One of BofA’s financing options is business credit cards, which is popular way to secure financing. In 2017 Bank of America ranked as the 4th largest credit card issuer in the United States.

The plethora of Bank of America credit cards can be overwhelming, especially if you aren’t sure how you’ll use the card most. There are several types of credit cards, including secured and unsecured options, as well as variable and fixed interest rates. There are other considerations as well, such as miles, cash back rewards, overdraft fees, and transfer fees.

Selecting the right credit card can be daunting. If you’ve decided of Bank of America as your credit card provider, you should ensure that you’re aware of all their options. Or, if you aren’t sure if you want to apply for a BofA card, you can compare them to other bank’s options. Below, we’ve listed several of Bank of America’s best credit cards for small business owners, so that you can easily decide!

Which Bank of America Credit Card is Right for Your Business?

Best Bank of America Card for Cashback Rewards:

The Bank of America Business Advantage Cash Rewards Mastercard is a great option for small business owners that plan to use their credit cards regularly, owing to its high caps. Other credit cards feature higher percent cash back but have smaller caps. Since most business owners make numerous purchases to maintain their operations, the cash back bonuses can quickly add up.

Currently, there’s a $300 statement credit bonus offer when you submit your application online.

BofA Cash Back Benefits:

  • 3 percent cash on purchases at gas stations and supply stores (up to $250,000).
  • 3 and 2 percent cash back on the first $50,000 in combined choice category and dining purchases each calendar year.
  • 2 percent cashback on all restaurant spending (unlimited).
  • 1 percent on all purchases outside of the above categories.
  • $200 statement credit bonus after spending $500 in first 60 days of your account opening.

A high $250,000 cap on office supply stores makes the Business Advantage Cash Rewards card especially great for businesses that purchase a lot of supplies. However, you’ll need an excellent credit score to qualify for this card. To ensure you’ll qualify, we recommend checking your credit score prior to applying.

Other Credit Card Features:

  • No annual fee.
  • Introductory 0 percent APR for first nine billing cycles.
  • APR of between 12.49 percent and 22.49 percent.

Bank of America In Text

Best Bank of America Credit Card for Frequent Travelers:

Business Advantage Travel Rewards World Mastercard is a fantastic choice for anyone looking to accumulate miles. If your employees are going to be spending a lot of time on the road, miles could go a long way. This is especially true if you use Bank of America’s travel center, which is quite affordable. When using the travel center, you can double your points earned per dollar to 3 points.

Travel Benefits Include:

  • No blackout dates for travel.
  • Earn unlimited 1.5 points for every $1 spent anywhere.
  • Earn 25,000 bonus points if you make $1,000 in net purchases within 60 days of opening your account.
  • No foreign transaction fees.

In order to qualify for this business credit card, you’ll need excellent credit history. In addition, redeeming your points for cash back will greatly reduce reward levels. Therefore, if your business is unlikely to use the points to travel through Bank of America’s Travel Center, you should consider a credit card with cash back features.

Other Features of this Credit Card:

  • $150 statement credit after your first $500 in purchases within 60 days of opening your account.
  • No annual fee.
  • APR between 12.49 percent and 22.49 percent.
  • 0 percent APR for first 9 billing cycles.

Best BofA Card for Businesses with Low Credit Scores:

Many of Bank of America’s best credit cards require excellent credit scores. Unfortunately, some business owners struggle with poor credit. Given how competitive marketplaces are, setbacks aren’t uncommon. Fortunately, the BankAmericard Secured credit card is designed specifically for people who need to rebuild their credit scores.

Secured Credit Card Features:

  • Identity theft protection and account alerts.
  • Access to credit education.
  • Deposit returns based upon credit history.
  • $39 annual fee.

Secured credit cards use deposits as collateral, in case you can’t repay the amount you’ve charged to the card. This lowers the risk for lenders and allows them to work with individuals who have poor credit scores.

Other Credit Card Features:

  • 49 percent APR.
  • 3 percent balance transfer fee.
  • Mobile banking options.

Conclusion: Choose the BofA Card That’s Best for Your Business

Bank of America offers a variety of credit cards, each with their own benefits and drawbacks. The options mentioned in this post are some of the better choices However, you might find a credit card that more closely suits your needs through a different bank.

When selecting a credit card, consider your financial situation and goals, including your credit score, potential cash back rewards, and how you’ll use the card. Then, examine BofA and other banks’ offerings to find the card that best matches your needs. Of course, before you apply, make sure to examine the terms and conditions.

Have you used a Bank of America business credit card? Perhaps you’re a current Bank of America customer? If so, share your experience with us in the comment section.

Editor’s Note: This post was updated for accuracy and comprehensiveness in September 2019.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved, or otherwise endorsed by any of these entities.

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Post by: Fora Financial

Fora Financial is a working capital provider to small business owners nationwide. In addition, the Fora Financial team provides educational information to the small business community through their blog, which covers topics such as business financing, marketing, technology, and much more. If you’d like to see a topic covered on the Fora Financial blog, or want to submit a guest post, please email us at [email protected].

Источник: https://www.forafinancial.com/blog/small-business/bank-america-business-credit-card-options/

TD Business Solutions Credit Card

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Earn up to 2% Cash Back Rewards when you redeem into an eligible TD Bank Deposit Account*

Earn Cash Back Rewards for your business*

Earn $250 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening
Earn unlimited Cash Back – no rotating categories, no caps or limits as long as your credit card account is open and in good standing

*Read terms and conditions for important information about APRs, fees, eligible purchases, balance transfers and rewards program details. Terms for the TD Deposit Account govern use and any limitations that may prohibit from depositing or withdrawing a Redemption Bonus.

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  • Rates and fees

  • Estimate Your Cash Back

Rates and fees

What you pay

Annual Percentage Rate (APR) for Purchases

13.99%, 18.99% or 23.99% variable APR based on your creditworthiness

APR for Balance Transfers

13.99%, 18.99% or 23.99% variable APR based on your creditworthiness

Balance Transfer Fee

$5 or 3% of transfer whichever amount is greater

Minimum Interest Charge

$1

APR for Cash Advances

25.24% variable APR

Cash Advance Fee

$10 or 5% of advance whichever amount is greater

Annual Fee

None

Foreign Transaction Fee

3% of each transaction in U.S. dollars

Late Payment

Up to $40

Return Payment

Up to $39

TD Bank Visa® Credit Card Benefits

Your Business Solutions Credit Card comes with an added layer of travel discounts and perks, purchase protection and more.

Services with your TD Credit Card

Digital Wallet

Add your TD cards to your mobile device to simplify your online, in-store and in-app purchases

Find out how

Visa Zero Liability1

Enjoy Visa security on purchases, plus protection against unauthorized charges

Find out more2

Instant credit card replacement

If your card is lost or stolen, you may be able to get an immediate replacement at a TD Bank

Find a TD Bank

Contactless Payments

Learn more about the convenience and security of contactless payments

Find out more

Already have a TD Credit Card?

Manage your card, pay your bill, set up alerts, view and redeem rewards, check your credit score and more.

Log in to Online Banking

Apply for a TD Business Solutions Credit Card

Online

In person

Book an appointment at your local TD Bank to set up your account

By phone

Talk to a Banking Specialist 24/7

1-888-561-88611-888-561-8861

View the Business Credit Card Agreement for TD Business Solutions Credit Card.

*Read important terms and conditions for details about APRs, fees, eligible purchases, balance transfers and rewards program details. The terms and conditions associated with your TD Bank, N.A. Deposit Account govern the use of that account and any limitations that may prohibit you from depositing or withdrawing your Redemption Bonus.

1Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must take care in protecting their card and notify TD Bank immediately of any unauthorized use.

2By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

View the Business Credit Card Agreement for TD Business Solutions Credit Card.

*Read important terms and conditions for details about APRs, fees, eligible purchases, balance transfers and rewards program details. The terms and conditions associated with your TD Bank, N.A. Deposit Account govern the use of that account and any limitations that may prohibit you from depositing or withdrawing your Redemption Bonus.

1Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must take care in protecting their card and notify TD Bank immediately of any unauthorized use.

2By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

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Источник: https://www.td.com/us/en/personal-banking/credit-cards/business-solutions-credit-card/

3 Replies to “Bank of america business cash rewards credit card”

  1. นอนน้อย โปรแกรมฟรี says:

    up exam preparation"

  2. love your channel. I have this card - its not great, but my goals are different than the average person

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