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Business Advantage Fundamentals™ Banking
Essential tools for your business needs.
$16 or $0
Avoid this monthly feeMeet one of the following requirements each statement cycle
- Maintain a $5,000 combined average monthly balance
- Spend at least $250 in new net qualified debit card purchases
- Become a Preferred Rewards Business member
Open Business Fundamentals ® Checking Account now
- Efficiency tools like Cash Flow Monitor®, Erica, Mobile Check Deposit & more
- Zelle® for your business
- Access to dedicated small business specialists
- Fraud protection & security
Business Advantage Relationship Banking
Robust financial solutions to help manage your business.
$29.95 or $0
Avoid this monthly feeMeet one of the following requirements each statement cycle
- Maintain a $15,000 combined average monthly balance
- Become a Preferred Rewards Business member
Open Business Relationship ® Checking Account now
All Business Advantage Fundamentals™ benefits plus:
- Easy QuickBooks® integration
- Customize account access per employee
- One extra Business Advantage Relationship Banking account and one Business Advantage Savings account can be included for no monthly fee
- No fees for incoming wires, stop payments, electronic deposits & more
Powerful digital tools
, openDedicated support
, closedPreferred Rewards for Business
, closedPowerful digital tools
Improve efficiency and complete daily tasks easier with these tools.
, openImprove efficiency and complete business bank account requirements tasks easier with these tools.
Profile linking
Easily view and manage personal and business accounts with just one login.
for your business
A fast, safe and easy way for businesses to send, request and receive money directly between eligible bank accounts in the U.S.
Cash Flow Monitor
Get cash flow projections, monitor transactions and view category balances.
Account Management
Customize employee account access and seamlessly integrate bookkeeping with QuickBooks®
No fee with Advantage Relationship Banking
Erica®
Your virtual financial assistant can help transfer or send money, search transactions & more.
Digital debit cards
Start using your debit card immediately for in-store and digital purchases.
Dedicated support
Help when you need it — from our resource center to Small Business Specialists
, closedHelp when you need it — from our resource center to Small Business Specialists
Privacy & security
Enjoy business debit business bank account requirements with our $0 Liability Guarantee and fraud monitoring services. Plus, if there’s ever an issue, our fraud department is here for you 24/7. For more information about protecting your business online, visit our Security Center.
Dedicated specialists
Get access to our team of dedicated Small Business Specialists, ready to provide assistance or guidance when you need it.
Small Business Resources
Find in-depth articles, tools and great information designed to help business owners start, run or grow their business.
Preferred Rewards for Business
Enrolling is easy and there’s no fee. Members have access to a wide range of benefits and rewards.
, closedEnrolling is easy and there’s no fee. Members have access to business bank account requirements wide range of benefits and rewards.
No fees
on select banking services like monthly maintenance fees, inbound wire transfers, and more.
25%-75% Rewards Bonus
on eligible business credit cards.
5% - 20% Interest Rate Booster
on Business Advantage Savings accounts.
Interest rate discounts
on new Business Advantage credit lines, term loans and secured lending.
Payroll Services Cash Back
on eligible payroll service fees.
Professional advice
Complimentary financial analysis with a Merrill® financial solutions advisor.
Preferred Rewards for Business Overall Program Rules:
The Preferred Rewards for Business program is only available to Small Business, Merrill Small Business, and Bank of America Private Bank® Small Business clients. Clients in the eligible business categories may enroll in the program. To enroll you must have an active, eligible Bank of America business checking account, and maintain a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier in your combined qualifying Bank of America business accounts (such as checking, savings, certificate of deposit) and/or your Merrill business investment accounts (such as Working Capital Management Accounts, Business Investor Accounts, Delaware Business Accounts). The qualifying balance is calculated based on either (i) your average daily balance for a three calendar month period, or (ii) your current combined balance, provided that you enroll at the time you open your first eligible business checking account and satisfy the balance requirement at the end of at least one day within thirty days of opening that account. Refer to your Business Schedule of Fees for details on accounts that qualify towards the combined balance calculation and receive program benefits. Eligibility to enroll is generally available three or more business days after the end of the calendar month in which you satisfy the requirements. Benefits become effective within 30 days of your enrollment, or for new accounts within 30 days of account opening, unless we indicate otherwise. Certain benefits may be available without enrolling in the program if you satisfy balance and other requirements. Additional program information is available at: Preferred Rewards for Business.
Business Schedule of Fees
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Coronavirus support
Less admin. More control.
Say hello to Britain’s Best Business Banking Provider 2021.
There’s a faster, easier way to stay on top of your business’s finances. Apply for a free digital business acccount easily within the app to get your Mastercard debit card, plus:
An easy-to-use business account stacked with powerful money management tools. All with no monthly fees or UK payment charges.
Free 24/7 UK support via app, phone or email, with fast response times and help from real humans.
A fully regulated UK bank account, where your money’s covered up to £85,000 by the Financial Services Compensation Scheme.
An easy life. If you want us to, we’ll move all your banking over for you through the Current Account Switch Service (all it takes is a few taps in-app).
Most banks charge fees for what limited companies get for free with Starling business. Give our comparison table a quick scan to see for yourself.
"No monthly fees means business banking is one less thing to worry about."
Olly Browning, Mighty Oak
Independent service quality survey results
Business current accounts
Published August 2021.
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1200 customers of each of the 14 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). The results represent the view of customers who took part in the survey.
View the full set of results.
In addition to this independent survey, we are also required to publish Financial Conduct Authority Service Quality Information for business current accounts.
Business banking, your way
Choose a feature-packed business account with no monthly fees, and add on bespoke subscriptions to power your business, your way.
Original free business account
£0/month
- Sole traders
- Limited Companies and Limited Liability Partnerships (including startups)
- Companies with multiple PSCs / Directors
Get the appGet started
Good for business
- Free access to multiple directors
- Integration with Xero
- Integration with QuickBooks
- Integration with FreeAgent
- Integration with other business services
- Automated business spending categorisation
- Receipt capture
Starling best-loved
- Free UK current account from a regulated bank
- Easy in-app application
- FSCS Protection up to £85,000
- Mobile and online banking
- 24/7 customer support
- Free ATM withdrawals
- No fees abroad
- Card security controls
- Saving Spaces
Made for payments
- Free UK bank transfers
- International payments
- Apple, Google, Samsung and Garmin Pay
- Managed scheduled payments
- Instant payment notifications
- Cash deposits at the Post Office
- In-app and freepost cheque deposits
Customise it with add-ons
Design the account that’s right for you, by signing up the services your business actually needs. Add on as many as you like, through the app.
Just click ‘Open app’ to set up your first add-on.
The Business Toolkit
Streamline your bookkeeping with the Business Toolkit
£7/month inc. VAT
- Create, send and match invoices in a matter of clicks
- HMRC tax calculation, tax report, and automated savings
- Record VAT and submit MTD VAT return
- Best for freelancers and sole traders
Open appFind out more
Euro business account
A euro bank account for UK businesses
£2/month
- Exchange and hold euros
- Local account details to make and receive local payments for free
- Spend for free on card like a local using your regular business card
Open appFind out more
US dollar business account
A US dollar business account in the UK
£5/month
- Hold, send and receive dollars
- Get local account details, for easier, cost-free payments.
- Use your regular business card; no need to faff around with two.
Open appFind out more
Special November offer: Multi-currency accounts
When your business goes international, your banking should business bank account requirements. If you’ve been thinking about opening a multi-currency business account with Starling then November could be a great month to do it.
Pay no subscription fees for three months on our EUR and USD business accounts.
Find out more
Spending, simplified
Instant payment notifications. Get notified the second you pay or get paid, and get a reminder the day before payments are due.
Spending analytics. Break down your monthly spending and automatically sort it by category.
Digital receipts. Keep your files in order by adding digital receipts to payments.
Separate spaces for separate costs. Set things like tax and overheads to one side.
"I really love Goals. I separate money for paying my intern or events or tax."
Dominique Lescott, Hair Popp
Everything you need, under one roof
Integrate with accounting tools. Connect to Xero, FreeAgent or Quickbooks to get the full picture and save time.
Deposit cash. Deposit cash at the Post Office for a 0.3% fee (£3 minimum fee), and cheques digitally in-app, for free.
Pay people easily with a tap. No card readers or PINS required.
Multi-director access. Easily add directors to your account (directors must be registered at Companies House). We can’t yet provide access to third parties (e.g. accountants) or other team members (e.g. finance teams or assistants).
"I like the transparency and simplicity of Starling. I can send an invoice and immediately see when it’s been paid."
Jamelia Donaldson, TreasureTress
Fast, friendly help. Whenever you need it.
Always open
Day or night; we’re open 24/7 to lend a hand.
Always human
Speak to real UK-based humans.
Always fast
Save time with quick response times via app, phone or email.
Always free
All service is priority service at Starling.
"The final thing that made me fall in love with Starling was Customer Services. when I want to speak to someone, I can talk to a human within minutes. Starling has a personality."
Claud Williams, Dream Nation
Compare Starling to other banks
It’s great to have options, so we’ve compared the business accounts from a variety of high street banks and challengers so you can see how we stack up.
Find out about fees, rates and charges for our business account.
Many a happy customer
Don’t just take our word for it. We’ve been reviewed thousands of times on Trustpilot, and our customers think we’re “easily the best business bank account they’ve had”, “a refreshing experience”, and that we “make business banking easy”.
Trustpilot reviews
Read more customer reviews.
Grow your business: We’ve teamed up with bestselling author Della Hudson to provide you with business bank account requirements and helpful guides on how to successfully manage your business.
Service information: Find out more about our business current account service information.
Apply for an award-winning business account today
Eligibility requirements
- A Limited Company or LLP registered at Companies House. General partnerships or charities which are not registered as a Limited Company are not yet supported.
- Limited Companies and LLPs need all Persons of Significant Control (PSCs) to be a UK resident and natural persons (i.e. no corporate shareholders).
- All directors with access to the account must be UK residents.
- The business must not be a holding company, dissolved, in liquidation or engage in any activities set out in our terms and conditions.
- Evidence of your trading activities so we understand that your business does what you say it does. We can’t accept Companies House documents for this.
- Meet our standard AML/KYC, fraud and credit checks and processes.
- Refer to our terms and conditions to check sectors not supported. We also do not offer client money accounts.
What do I need to open a business bank account?
- A smartphone (and signal).
- Valid photo ID such as a passport or UK driving licence.
- If you have documents which confirm the nature of your business at hand this will be easier. Examples could be a trade registration or bank statement which shows your business activity.
- About 10 minutes of your time to complete the application. Then it’s over to our team to approve your details and open your account.
Due to high demand there is currently a delay in business account opening times. We are working through applications as quickly as possible, please bear with us and thank you for your interest. Our customer service agents will not be able to speed up your application process if you get in contact.
Starling Bank is registered in England and Wales as Starling Bank Limited (No. 09092149), 3rd floor, 2 Finsbury Avenue, London EC2M 2PP. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166.
© Starling Bank 2021. All rights reserved.
Small Business Checking Account Options
Investments and Insurance Products: Not phone call account services Deposit May Go Down in Value
Investment products and services provided by Arvest Investments, Inc., doing driving directions to the closest walmart as Arvest Wealth Management, member FINRA/SIPC, an SEC registered investment adviser and a subsidiary of Arvest Bank. Securities offered and cleared through Pershing LLC, a BNY Mellon company, member NYSE/SIPC. Insurance products made available through Arvest Insurance, Inc., which is registered as an insurance agency. Insurance products are marketed through Arvest Insurance, Inc., but are underwritten by unaffiliated insurance companies.
The Investment Management Group (IMG) is comprised of Arvest Wealth Management registered investment adviser representatives who provide portfolio management services with respect to certain of Arvest Wealth Management's investment advisory wrap fee programs.
Trust services provided by Arvest Bank.
Start-up business account
Award-winning app with free invoicing feature
Simple and secure Online Banking with group payments and cash collection booking tools
A UK-based team of business managers to help you manage and grow your business
Specialist advice from our international team of high-growth and entrepreneur experts
Free banking for the first 12 months1
Banking with a personal touch
Advice for every day and beyond
We’re here to help with your day-to-day banking, while our UK-based team of business managers2 are on hand to offer advice and support for your growing business – from strategy, planning and cashflow to help with lending and trading abroad.
Insights to help your business grow
If you’re just getting started, our guides can help you with everything from business planning to cashflow forecasting.
f 14 tomcat magazine Support wherever your business takes you
Price Plans
First 12 Months
| Type of transaction | Payment Plan |
|---|---|
| Electronic Payments | Free |
| Cash payments | Free |
| Cheques and assisted payments | Free |
| Cash machine cash out and electronic internal transfer | Free |
| Monthly account fee | Free |
After 12 months
We have two Price Plans to choose from, designed for the way your business makes and receives payments.
Mixed Payments Plan business bank account requirements If your business uses cash, cheques and electronic payments to make and receive payments.
e-Payments Plan – If your business mainly makes and receives payments via electronic payments, Online Banking and debit cards.
| Type of transaction | Mixed Payments Plan | e-Payments Plan |
|---|---|---|
| Electronic Payments | £0.35 per transaction | Free |
| Cash payments | £0.90 per £100 | £1.50 per £100 |
| Cheques and assisted payments | £0.65 per transaction | £1.50 per transaction |
| Cash machine cash out and electronic internal transfer | Free | Free |
| Monthly account fee | £8.00 | £8.50 |
Price Plan guarantee
The way your business makes and receives payments can change over time. To make sure you’re always on the plan that offers the best deal, we’ll review this each year. We’ll contact you if we think a different plan could save you money and move you on to it, unless you tell us otherwise. However, if you think another plan would suit your needs better, you can move whenever you like – just let us know.
Business banking on the move
Make payments and pay in cheques
Make third-party and international payments on the go using our app4. You can also pay in cheques without visiting a branch – just take a picture of your cheque and let us know the amount. You’ll usually get your money the next working day.
Keep track of your invoices
Your app shows you which invoices have been paid and when, and notifies you when an invoice has been settled. You can also send reminders for overdue payments.
Forgotten your card reader and need to access your Online Banking? Mobile PINSentry in the Barclays app lets you log in to Online Banking without a card reader or debit card.
Apply online for a start-up business account
We’re getting a lot of applications at the moment and it’s taking us up to two weeks to process them.
When you apply, you’ll need to give us some basic information. You can find the guide to what we need at UK Finance, the UK’s leading trade association for financial services.
Apply by phone
You can apply for a start-up business account by phone if
- You don’t have and have never had an account with us, and
- You’re a sole trader or a limited company with only one director and shareholder
Please call us on 0800 515 4625 to start your application.
business bank account requirements Apply at a branch
If you have specific or more complicated needs, please call us on 0800 515 4625 to book a branch appointment with a Small Business Manager.
Coronavirus help and support
If you’re concerned about the coronavirus situation, we want to reassure you that we’re here to help you get through this difficult time. See what we’re doing right now.
Have you been asked to use Barclays Verify?
Find out how to verify your identity with the Barclays app when applying for a business current account.
Frequently Asked Questions
Here’s what we need from you
- Your Companies House registration number, if you have one
- Details about your business, including tax information and turnover
- Details for your directors or partners, including their names, dates of birth, addresses and National Insurance numbers
You can see the full list of requirements on the business banking checklist from UK Finance, the UK’s leading trade association for financial services.
When we process your application, we carry out credit and fraud checks on you and your business partners. These checks take into account your personal and business credit, and anything that might affect your ability to get short-term credit. If your application’s successful, we’ll share information with credit reference agencies about how you manage your account.
We’ll review your application and carry out our checks. Once we’ve completed our checks, we’ll send a text to the mobile number you provided to let you know your account’s open.
We aim to open all business accounts within five working days of receiving your application – this could take longer if your business structure is more complex or if we’re receiving more applications than usual. We’ll update this page with information on any delays, so check here before you apply. We’ll also get in touch if any significant delays arise after you’ve submitted your application.
We’ll send out your business account details and debit card within five working days of your account opening.
If you tell us within 14 days of opening your account that you want to cancel or switch to a different account, we’ll refund any account fees that you’ve paid. The 14 days will start from when you get your Business Customer Agreement or the date your account was opened, whichever comes later.
Available for small businesses, including individuals setting up their first business bank account within the first 12 months of trading. There is no charge for standard transactions for 12 months (‘initial free banking period’) from opening a Barclays Business current account with us. Standard transactions include most payments out (debits) and payments in (credits). Automated transactions through telephone and internet banking are included, as are cheque transactions, cash handling and paper/online statement services. There are charges for non-standard transactions, such as audit letters, returned or stopped cheques, international payments and duplicate statements. See a full list of standard and non-standard transactions [PDF, 376KB]Return to reference
Barclays Business Direct are here to support businesses with an annual turnover under £400,000.Return to reference
To view PDF files, you’ll need a PDF viewer installed on your device.Return to reference
You need to be aged 16 or over to use the Barclays app. Terms and conditions apply.Return to reference
Lines are open 8am to 6pm, Monday to Friday. To maintain a quality service, we may monitor or record phone calls. Call charges.Return to reference
What you need for account opening and loan application
Be prepared with the information and documents you'll need to open your small business deposit account or to apply for a loan or line of credit. This helps verify your business and key individuals associated with it.
To complete your application online or in person, you'll need some basic info, including:
- Your legal business name and address1
- Your Tax ID Number (some business owners may use their Social Security Number)
- A valid driver's license, state-issued ID or passport to validate your identity
- If you plan to add other authorized signers, beneficial owners and/or individuals with control, you'll need each person's name, physical address, phone number, date of birth, Social Security Number and valid ID. A job title is required for individual with control as applicable
Documents you'll need for your application
Deposit accounts
Loans and lines of credits
Documents to open a deposit account
For an online account opening, you'll need the following documents if applicable:
- Fictitious name/assumed name/DBA/trade name certificate or registration
- Chapter and Bylaws of Association or copy of minutes of last meeting with new elected officers
- Partnership Banking Agreement
During online account opening, less documents are required as we gather documentation on your behalf to help confirm your business before we open your account.
For an amazon cyber monday 2019 deals account opening, you'll need the following documents if applicable:
- Fictitious name/assumed name/DBA/trade name certificate or registration
- Chapter and Bylaws of Association or copy of minutes of last meeting with new elected officers
- Partnership Banking Agreement
- Document used to form and register your business; e.g., Articles of Incorporation/Organization, Certificate of Good Standing
- Board of Directors Resolution/Bylaws
- LLC Operating Agreement
Use your mobile phone's camera to capture document image or upload a PDF when you open your account online. If you open at a TD Bank, bring copies of your documents.
If you have a home-based business and are opening your account in person at a TD Bank, you must be able to meet or provide at least four of first premier bank credit card payment phone following to help verify your identity:
- TD Bank Business deposit customer for more than 6 months
- Business open for more than 6 months
- License for trade business or sales tax usage document
- Commercial vehicle registration with address that matches business/home address
- Business is listed on Home Advisor with matching contact information
- Invoice or bill mailed to address in business name or in the name of the business owner
- If property is rented, property rental agreement
- If property is owned, tax bill, mortgage statement or other means of ownership verification
- Driver's license matches business address
- Website exists and matches information given
- IRS TIN (Taxpayer Identification Number) letter
- Personal paystub with home address
- Most recent personal tax return
- Vehicle registration with home address
- Verification from State website
- Bank statement from other bank with previous 2 months of activity
- W2s from employer or payroll provider with home address
Who can open an account online
Businesses with up to 4 signers can open a checking, savings or money market account online.
Any business owner can book an appointment at a local TD Bank to inquire about opening any deposit account.
Documents for a loan or line of credit application
You'll need the following business documents for an online or in-person application, if applicable3:
- Fictitious name/assumed name/DBA/trade name certificate or registration
- Chapter and Bylaws of Association or copy of minutes of last business bank account requirements with new elected officers
- Board of Directors Resolution/Bylaws
- LLC Operating Agreement
- Partnership Banking Agreement
Other documents you may need to prepare:
Personal Financial Statement for anyone owning 10% or more of a multi-owner business and/or anyone providing a personal guarantee (requests under $100,000)
Entity Guarantee Form if your business has ownership by another business
New commercial mortgage applications
- A copy of the purchase and sales agreement
Commercial mortgage refinance
- A schedule of the property
Loan and Line of Credit requests over $100,000
If your new request or existing loan relationship plus your new request is $100,000 to $1,000,000, you'll also need:
- Personal Financial Statement for anyone owning 10% or more of a multi-owner business and/or anyone providing a personal guarantee
- Interim YTD business financial statement (balance sheet and income statement) if your application date is more than 6 months beyond fiscal year-end
- Accounts receivable aging report
- For requests of $100,000 – $250,000: 2 years of business tax returns plus 1 year of personal returns
- For requests of $250,000 – $1,000,000: 3 years of business tax returns plus 2 years of personal returns
Information on all beneficial owners or the individual with control2
If you open your deposit account or apply for business bank account requirements loan or line of credit at a TD Bank, you'll need to provide a signed and completed certification form with information on all beneficial owners and the one individual with control. If you open your account or apply online, this information will be gathered as part of your application.
- What is a beneficial owner?
Each individual, if any, who owns, directly or indirectly, through any contract, arrangement, understanding, relationship or otherwise, 25% or more of the equity interests of the legal business bank account requirements (e.g., each natural person who owns 25% or more of the shares of a corporation). Business bank account requirements may be instances where you will be asked to provide this information on 10% owners.
- What is an individual with control?
One individual with significant responsibility for managing the legal entity, such as an executive officer or senior manager (e.g., Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Managing Member, General Partner, President, Vice President, Treasurer); or any other individual who regularly performs similar functions.
1Your business must be located in a state where TD Bank operates: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
2As of May 11, 2018, all banks and credit unions are required by the U.S. Government to collect information on beneficial owners and one individual who has significant control over the business.
3Online application is designed for lending needs up to $100,000. Excludes borrowing requests for total aggregate exposures more than $100,000, ACH Line, Letter of Credit, unsecured lending, and entities with more than ten owners. For borrowing requests in excess of $100,000 in total aggregate exposure, please call 1-855-278-89881-855-278-8988 to apply with a small business specialist. TD Bank's Online SB Loan Application is for borrowing needs with a total business aggregate loan exposure of $100,000 or less. If you have an existing TD Bank business lending relationship, your new loan request plus existing loan request must be $100,000 or less. For revolving products, such as a business credit card or lines of credit, we consider your total credit limit. For non-revolving products, such as a term loan or commercial mortgage, we consider your total current balances. To apply for a loan request of greater than $100,000, please use our paper application that can be downloaded here or requested at any TD Bank location. For more information, please contact a TD small business specialist.
Subject to credit approval.
Line of Credit is available for qualified applicants meeting the following conditions: with TD Business Checking account with $40,000 minimum balance and payments must be auto-deducted from TD Business Checking account. Other terms and conditions will apply, contact a small business specialist for more information. Rate is equal to Wall Street Journal (WSJ) Prime + 0.74%. As of September 26, 2018, WSJ Prime + 0.74% equals 5.99%. Rate is variable subject to changes to the WSJ Prime rate. Unsecured lines and increases/renewals to customers with existing lines not eligible.
1Your business must be located in a state where TD Bank operates: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
2As of May 11, 2018, all banks and credit unions are required by the U.S. Government to collect information on beneficial owners and one individual who has significant control over the business.
3Online application is designed for lending needs up to $100,000. Excludes borrowing requests for total aggregate exposures more than $100,000, ACH Line, Letter of Credit, unsecured lending, and entities with more than ten owners. For borrowing requests in excess of $100,000 in total aggregate exposure, please call 1-855-278-89881-855-278-8988 to apply with a small business specialist. TD Bank's Online SB Loan Application is for borrowing needs with a total business aggregate loan exposure of $100,000 or less. If you have an existing TD Bank business lending relationship, your new loan request plus existing loan request must be $100,000 or less. For revolving products, such as a business credit card or lines of credit, we consider your total credit limit. For non-revolving products, such as a term loan or commercial mortgage, we consider your total current balances. To apply for a loan request of greater than $100,000, please use our paper application that can be downloaded here or requested at any TD Bank location. For more information, please contact a TD small business specialist.
Subject to credit approval.
Line of Credit is available for qualified applicants meeting the following conditions: with TD Business Checking account with $40,000 minimum balance and payments must be auto-deducted from TD Business Checking account. Other terms and conditions will apply, contact a small business specialist for more information. Rate is equal to Wall Street Journal (WSJ) Prime + 0.74%. As of September 26, 2018, WSJ Prime + 0.74% equals 5.99%. Rate is variable subject to changes to the WSJ Prime rate. Unsecured lines and increases/renewals to customers with existing lines not eligible.
