Depop themselves allow you to use a credit/debit card if you don't have a PayPal account but the payment will still go to your PayPal account. To accept PayPal, you'll need a PayPal Business account. If you already have a PayPal Personal account, you can. What if I don't have a PayPal account? How much do I get paid? Comments. 0 comments. Please sign in to leave.