citi credit card login payment billdesk

Citibank offers a lot of credit card bill payment option including ePay, Billdesk payment, NEFT and RTGS from any banks, Mobile Payment of credit card bills for. Billers are the service providers who collect payments from customers and participate in the BBPS through BBPOU.The category of billers participating in. Pay your Citibank Credit Card outstanding in 3 simple steps. Provide your Credit Card Details. Enter your Select your non-Citibank account and login. You. citi credit card login payment billdesk

Citi credit card login payment billdesk -

Unified Payments Interface

Digital payment system for inter-bank transfers in India

Ambox current red Asia Australia.svg

This article needs to be updated. Please help update this article to reflect recent events or newly available information.(November 2020)

Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India (NPCI) facilitating inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions.[1] The interface is regulated by the Reserve Bank of India (RBI) and works by instantly transferring funds between two bank accounts on a mobile platform. As of December 2020, there are 207 banks available on UPI with a monthly volume of 2334.16 million transactions[2][3] and a value of ₹4,162 billion (US$55 billion) UPI witnessed 22102.3 million transactions till November 2020. The mobile-only payment system helped transact a total of ₹17.29 lakh crore (US$230 billion) during the 37 months of operation starting from 2016.[4] As of May 2021, the platform has 100 million monthly active users in India with plans to achieve 500 million by 2025. IIT Madras is also working to integrate voice command feature that can support English and Indian vernacular language in future.[5][6]

History[edit]

In April 2009 with the objective to integrate all the payment mechanism available in the country and make it uniform for retail payments, National Payment Corporation of India was formed. By March 2011, RBI found out that in India only six non-cash transactions happens every year per individual citizen while 10 million retailers accept card based payment. Around 145 million families have no access to any form of banking. There is also the problem to tackle black money and corruption that happens mostly in cash.[7]

RBI in 2012 released a vision statement for a period of four years that indicated commitment towards building a safe, efficient, accessible, inclusive, interoperable and authorized payment and settlement system in India. It is part of the Green Initiative to decrease the usage of paper in domestic payments market.[8] UPI was officially launched in 2016 for public use.[9]

Under RBI guidance, NPCI became the primary body with the task to develop a new payment system that is simple, secure and interoperable. UPI works on four pillar push pull interoperable model where there will be remitter/beneficiary front end PSP (payment service provider) and remitter/beneficiary back end bank that settles the monetary transaction for the users. As per CEO of Netmagic Solutions, UPI became one of the most successful deep tech innovation coming out of India.[7][10]

In December 2019, noting the success of UPI, Google suggested to the US Federal Reserve Board the development of FedNow, a real-time payment system for the United States.[11]

With exponential growth of UPI, India became the world's largest real-time payment market with 25.5 billion annual transactions in 2020 as per data from ACI Worldwide and GlobalData leaving behind China and the United States.[12]

As part of financial inclusion initiative, NPCI with fintechstart-up Ubona Technologies in 2021 started working on developing a voice-based payment service for feature phone users in low connectivity zones over UPI payment ecosystem under Interactive Voice Response project. The system will use Dual Tone Multi-Frequency (DTMF) signalling technology with two-factor authentication (2FA) flow for peer-to-peer (P2P) transaction. From September 2020 to June 2021, it is under beta testing and awaiting RBI approval for large scale deployment.[13] The beta testing and pilot experiment was completed by October 2021 and RBI started formulating guidelines for nationwide use.[14]

As per the Economist Intelligence Unit Report 2021, UPI made India a leader in global real-time payment market followed by China and South Korea.[15] After the decision of Ministry of Finance to nullify merchant discount rate (MDR) in 2019 on UPI, the number of low value transactions skyrocketed making huge gains on real-time transaction volume data.[16][17] Many nations such as Brazil, Bahrain, Saudi Arabia, Singapore, United States and European Union are now trying to emulate the success of UPI in their own market.[17][18]

UPI 2.0[edit]

On 16 August 2018, UPI 2.0 was launched which enabled users to link their Overdraft accounts to a UPI handle. Users were also able to pre-authorise transactions by issuing a mandate for specific merchant. 2.0 version included a feature to view and store the invoice for the transactions. There's also an added feature of AutoPay facility for recurring payments.[19][20][21] As of August 2021, State Bank of India (SBI), Bank of Baroda (BOB) and Paytm Payment Bank are live on UPI AutoPay each registering 660,000, 204,000, and 186,000 mandates, respectively.[22]

Internationalization[edit]

Main article: Internationalization

Around 777 million Indian consumers shop cross border in 2021. To make ease of payment, NPCI International Payments Limited (NIPL) signed memorandum of understanding (MoU) with UK based PPRO Financial on 17 November 2021 to expand the acceptance of UPI into foreign markets especially in China and United States which accounts for half of all international transaction coming from India.[23]

Service[edit]

Unified Payments Interface is a real time payment system that allows sending or requesting money from one bank account to another. Any UPI client app may be used and multiple bank accounts may be linked to single app. Money can be sent or requested by using user created Virtual Payment Address (VPA) or UPI ID that helps in sending or requesting money from bank account using the know your customer (KYC) linked mobile number. UPI also generate specific QR code for each user account for the purpose of contact-less payment.

Mobile apps[edit]

Any UPI app can use payment and transfer fund from and to UPI enabled banks. Apart from various third-party apps such as Google Pay (previously Tez), PhonePe, Paytm, MobiKwik, Amazon Pay, Samsung Pay, WhatsApp Pay,[24] NPCI manages its own app called BHIM.[25]

From 21 banks in April 2016, the total number of banks linked to UPI platform is 216 as of April 2020.[26]

In June 2021, NPCI removed the restriction placed on WhatsApp on UPI customer on-boarding which till now was limited to 20 million users. With 530 million registered users in Indian market, WhatsApp can now formally introduce UPI to all its customers.[27]

Supported banks[edit]

The website of National Payments Corporation of India (NPCI) lists the banks that facilitate UPI.[28] Banks here are termed as Payment Service Providers (PSP) – listed with their UPI application and handle – and issuers.[28] PSP includes those banks which have their own mobile application to facilitate transaction and issuers include banks which don't have their payments interface and rely on third-party software for transaction using UPI.

e-RUPI[edit]

e-RUPI or e₹UPI (portmanteau of electronic Rupee and UPI)[29][30] developed in collaboration with Department of Financial Services, Ministry of Health and Family Welfare and National Health Authority. It will be introduced from 2 August 2021. e-RUPI is to ensure leak proof delivery of welfare services and bypassing middle man to decrease corruption. Private sector can use the service for their own corporate social responsibility initiative (CSR). e-RUPI is basically e-voucher based on QR code or SMS string that can be delivered through mobile phone.[31] e-RUPI will act as a precursor for future Central Bank Digital Currency (CBDC) that will be launched by RBI as it will help in highlighting the gaps within the national digital payment infrastructure.[32][33]

Market share[edit]

From 93,000 transactions in August 2016 that valued ₹30 million, UPI generated 800 million transactions in March 2019 with a total value of ₹1.33 trillion.[10] In June 2021, UPI recorded 1.94 million initial public offering (IPO) mandates that increased to 7.66 million in July.[34] This is the highest ever since UPI was made mandatory by Securities and Exchange Board of India (SEBI) for domestic retail investors for IPO process.[35][36] With 18 billion of annual transactions, UPI surpassed American Express (AmEx) by late August 2020 in India. NITI Aayog predicted that UPI will also surpass Visa and Mastercard by 2023.[37] UPI took three years to reach 1.14 billion in October 2019 while by the end of October 2020, the payment system registered 2.07 billion transactions.[9] In 2020, $457 billion worth of value moved on UPI platform which was 15% of India's gross domestic product (GDP).[38]

As of July 2021, UPI registered 432.5 million transactions that accounted for ₹567.345 billion with highest average daily transaction of approximately 100 million that is double the amount from July 2020.[39][40] Till August 2021, UPI forms 10% of all retail payment in India.[41]PhonePe and Google Pay both recorded 1 billion transaction in August with a market share of 45.94% and 34.45% respectively in the UPI payment ecosystem while Paytm took 11.94% share with ₹387.85 million transaction.[42]

From financial year 2015–21, the domestic retail payment by value on UPI grew at 18% at compound annual growth rate (CAGR) while between 2017 and 2021, the collective payment on all forms of UPI grew at 400% CAGR. In financial year 2021, ₹41 trillion worth of money was exchanged on UPI platform that is 2.8 times the value of debit and credit card payment at point of sale (POS) terminals and 20 times the value of digital wallet and prepaid instruments in India.[41]

UPI registered 3.55 billion transactions in August 2021, showing 9.56% growth from previous month. In terms of value, ₹6.39 trillion worth of money was transacted on August alone. From ₹3.2 trillion to ₹6 trillion, the growth in value terms doubled between September 2020 to July 2021.[43] It had reached an all time high of 3.65 billion transactions worth ₹6.54 trillion in value since inception in the month of September. By now the total transaction for the year 2021, reached ₹50 trillion.[44]

UPI touched value of ₹7.71 trillion in October 2021 which is 56% jump from September. As per NPCI, daily UPI payment for the month of October is between ₹250 billion to ₹300 billion.[45]

Acceptance[edit]

Domestic[edit]

India[edit]

There are talks happening to operate UPI in United Arab Emirates and Singapore which has sizeable Indian expatriates and for ease of payment for Indian tourists travelling abroad. Committee on digital payments led by Nandan Nilekani had suggested that NPCI should internationalise payment services like UPI, RuPay and BHIM.[46] NPCI is planning to link UPI with standalone mobile wallets so that users can transfer money from one provider to another one which till now is restricted due to use of closed source technology. There is also provision for off-line UPI payment through the use of near field communication (NFC).[47]

On 20 April 2020, Google added support for UPI payment in India to buy membership of YouTube Premium and YouTube Music either directly through website or on mobile application. Now Indian users can also buy or rent movies from Google TV. UPI is also enabled for YouTube SuperChat feature.[48]

From July 2021, Apple iPhone, iPad, and iPod touch users in India can use UPI on App Store and iTunes Store.[49]NPCI International Payments Limited (NIPL) is planning to extend UPI to markets such as United States, West Asia and Europe.[50] On 4 August 2021, ICICI Prudential Life Insurance started supporting UPI AutoPay feature for insurance payment.[51][52]

In August 2021, Dish TV introduced UPI scan and pay feature for the first time in a nationwide rollout due to COVID-19 restriction and heavy demand for no contact digital payment solutions.[53] From 31 August 2021, Netflix integrated UPI AutoPay feature for Indian subscribers which was till now limited to credit and debit cards from Visa, Mastercard, American Express, and Diners Club International.[54] As per April 2021 RBI Monetary Policy Committee directive, after March 31, 2022, all the know you customer (KYC) complaint digital wallets will become interoperable by using UPI system.[55] In August 2021, Hotstar started supporting UPI AutoPay feature. The Hindu, Times Prime, PayU, Financial Software and Systems, Testbook Edu Solutions, Open Financial Technologies, Angel Broking and 5Paisa Capital moved to UPI AutoPay in September 2021.[56]

Due to high usage, Samsung Electronics integrated UPI barcode scanner directly into mobile camera application for faster payment.[57]

International[edit]

Cross border digital payment service provider Liquid Group signed memorandum of understanding (MoU) with NIPL in September 2021 to introduce UPI based QR code payment system in Singapore, Malaysia, Thailand, Philippines, Vietnam, Cambodia, Hong Kong, Taiwan, South Korea, and Japan from 2022.[58][59]

Singapore[edit]

UPI is accepted at merchant locations to ease transaction experience of Indian tourists.[60] The Reserve Bank of India (RBI) and Monetary Authority of Singapore (MAS) will operationalize interoperability between UPI and PayNow from July, 2022.[61]

Bhutan[edit]

On 13 July 2021, UPI made available to Bhutan through Royal Monetary Authority of Bhutan.[62] Bhutan became the first country to accept UPI transactions through the BHIM app.

Malaysia[edit]

In 2021, Malaysian company Merchantrade Asia partnered with NIPL to send remittance in India through UPI infrastructure.[63]

United Arab Emirates[edit]

LuLu Financial Holding, a subsidiary of LuLu Group International signed MoU with NIPL in August 2021, to offer real time remittance to India from United Arab Emirates (UAE) and the Middle Eastern region.The MoU will help LuLu Financial Holding and its affiliates to connect with the UPI infrastructure and help in validation, compliance checks and facilitate all the requisite protocols for a safer cross border monetary transaction.[64] NIPL tied up with Mashreq bank in 2021 to increase UPI person-to-person (P2P) and person to merchant (P2M) transactions in UAE.[1]

Network International on 18 November 2021 signed MoU with NIPL for acceptance of UPI in UAE through its network. Merchants under Network International will able to accept UPI payment from Q1 2022.[65]

See also[edit]

References[edit]

  1. ^ ab"UPI payments now available in UAE as NPCI's global arm partners Mashreq Bank". Mint. 20 August 2021. Retrieved 20 August 2021.
  2. ^"What is UPI". 15 December 2020.
  3. ^Nambisan, Byas (4 June 2021). "What Is UPI And How Does It Work?". Forbes Advisor INDIA. Retrieved 18 August 2021.
  4. ^Vinayak, A. J. (1 September 2020). "UPI completes 1,000 cr transactions". Business Line. Retrieved 5 September 2019.
  5. ^"IIT Madras Working on Voice-based Contact-less Payment Services Which Recognises Local Indian Languages". News18. 17 May 2021. Retrieved 17 May 2021.
  6. ^Khan, Aarzu (21 July 2021). "NPCI's Voice-Based Payment Solution Could Be a Game Changer". Dazeinfo. Retrieved 21 July 2021.
  7. ^ abDatta, Dhriti (13 September 2019). "The origins of UPI: Road to a cashless society

    10 Easy Ways of CitiBank Credit Card Online Payment 2021

    Last updated – 03 February 2021

    Citibank’s online payment methods to pay the credit card bills are quite easy.

    You can pay the credit card bill in a few minutes from the convenience of your house. Once you switch to the ease of online payments, you will never look back.

    To provide that ease, CitiBank offers many convenient methods of payment that cater to a wide range of people. Even if you are non-CitiBank account holders, you can also use online Citibank credit card payment modes.

    Let’s discuss in detail about the Citibank Credit card Online Payment Modes.

    Citibank Credit Card Payment Online (Citi Account Holder)

    If you are an account holder of either CitiBank saving or current account, you can choose any method to pay your credit card bills online.

    #1. Citibank Internet Banking

    CitiBank internet banking is the most convenient & most used way to pay the online Citibank credit card outstanding bills. This assures an easy-to-use, secure and convenient banking experience.

    How to pay using CitiBank Netbanking

    • Go with the web address Citibank.co.in & you will find a login option on the right-hand side of the home page.
    • Login into internet banking by filling your user Id & password.
    • On the top, you will find ‘Payments & Transfer’. Under this category, you will find a number of options. Click on the Bill payment option.
    • You will a see list of credit cards, you added into your Citibank net banking. Select the credit card.
    • Click on the ‘Pay’ button.
    • Fill all the required information like credit card account number, payment amount, & Click on the ‘Next’ button.
    • Confirm your payment. You have successfully pay your Citibank credit card payment online.

    #2. Citi Mobile App

    Citi mobile app is another convenient way to pay your Citibank credit card bill. Just download the app and log in with your Citibank User Id and Internet Banking password to make the payment.

    You must have internet banking enabled to avail of this service. The Citi Mobile App is available for both Android and iOS devices.

    How to Use Citi Mobile App

    • Download the Citi mobile app from Apple iOS, Android or app store and register using your user ID and password.
    • Click on payment & Transfer.
    • Choose option make payment/ Transfer.
    • Click on the credit card option.
    • If you didn’t register the credit card with the mobile application then first register the credit card through the ‘Link Credit Card option’.
    • You will get your latest bills amount & minimum balance paid.
    • Click on the ‘Pay Now’ option.
    • In the form, choose one of the 3 payment options provided
      • Total amount due (TAD)
      • Minimum amount due (MAD) or
      • Other amount
    • Fill the account number you want to make payment & click on the ‘Confirm’ button.

    You have successfully pay your Citi credit card payment online.

    Check out – How to pay ICICI credit card bill online

    #3. Citi Mobile Banking

    The biggest advantage of using this payment method is that you can do it from anywhere in the world. You can access your account from any mobile device with an internet connection.

    It only takes one day for your credit card payment to reflect in your account.

    How to Use Citi Mobile Banking to Pay Credit Card Online Payment

    • Visit the Citibank mobile website at Citibank.co.in from your mobile browser.
    • log in to your Citibank online banking account.
    • Go to Transfer & payment.
    • Under the payments tab, you will find credit card payments.
    • If you didn’t register the credit card with the mobile application then first register the credit card through ‘Link Credit Card option’.
    • You will get your latest bills amount & minimum balance paid.
    • Click on the ‘Pay Now’ option.
    • In the form, choose one of the 3 payment options provided
      • Total amount due (TAD)
      • Minimum amount due (MAD) or
      • Other amount
    • Fill the account number you want to make payment & click the ‘Submit’ button.

    You have successfully pay your Citi credit card payment online.

    #4. Standing Instruction (Auto-Debit)

    Citi Bank customers can use the auto-debit feature to pay the minimum amount due or the entire amount due directly from the Citibank accounts.

    This way, you will never default on your credit card payment or incur late fees as long as the account has the funds to cover the payment.

    Citibank Credit Card Online Payment (Non-CitiAccount Holder)

    If you are not a Citibank account holder even then you want to pay Citi credit card payment through online modes.  You can go with any of the following options.

    #5. National Electronic Fund Transfer

    Use the National Electronic Funds Transfer to make payments on your credit card from any non-Citibank account.

    In order to avoid late payment charges, customers have to make payments at least a day before the due date.

    How to register and pay using NEFT

    • Log in to the net banking facility of your bank. Add Citi credit Card as a payee/beneficiary, under third party transfer.
    • Add the Citibank IFSC code.
    • Enter your 16-digit Citi Credit Card number in place of the account number on the banking page.
    • Fill Bank name as Citi CREDIT CARD – NEFT
    • Click the ‘Submit’ button to complete your registration process.

    Payment through NEFT

    • Log in to the net banking facility of your bank account and go to the “Fund Transfer” tab and, click “Transfer to Other Bank”.
    • Select the account, beneficiary, and enter the relevant details.
    • Accept the Terms and Conditions and Re-check all the details.
    • If all the details are correct, then confirm to complete the process.

    Check out – Standard charterted credit card payment

    #6. Real-Time Gross Settlement (RTGS)

    If you have an outstanding payment of more than 2 lakh due on your credit card, you can do it through an RTGS transaction. The minimum amount to make an RTGS is Rs 2 lakhs

    All you need is a bank account with internet banking activated to carry out an RTGS transaction.

    It is similar to NEFT & the same steps will be following those described above. You only have to choose RTGS in place of NEFT.

    The payment is credited to the Citibank credit card account by the end of the business day.

    #7. E-Pay (Citibank Credit Card Payment Through Billdesk)

    Citibank’s E-Pay lets you pay your Credit Card bills online even if you don’t have a Citibank banking account.

    This will normally take 2 working days to get credited into your account depending on the time taken by your Bank to process the payment.

    How to Make Citibank Credit Card Bill Payment through Billdesk

    • Click here to pay your CitiBank credit card bill through E-pay.
    • The link will direct you to Billdesk Citibank EPay payment portal.
    • Simply fill all the information such as Citibank credit card number, Email, mobile number and payment amount.
    • Select the bank through which you want to complete the transaction.
    • Click on ‘EPay Now’.
    • You will be securely redirected to the payment interface of your chosen bank.
    • Enter your authentication details (Net Banking User ID and Password of your Bank Account).
    • Confirm your payment.

    #8. Electronic Clearance System (ECS)

    The Electronic Clearance System (ECS) works in a similar manner as the Auto-debit instruction method. In the ECS method, you can set a standing instruction to debit your non-Citibank account towards the payment of the credit card bill.

    Let’s consider an example. Suppose you have a savings bank account in the non-Citibank like Axis/SBI/HDFC or others. Then you can give authorization to Citibank to debit money from these bank account by filling a form.

    You can choose to pay the minimum amount, total amount or a fixed amount. Citibank will then process your request and debit the money on a set date from your bank account.

    You need to activate this service by submitting a form to Citibank.

    #9. Visa Credit Card Pay

    Using Visa Money Transfer, you can pay your Citibank credit card bill from any other bank account you hold. The processing time usually takes 2 to 4 working days to be credited to your Citibank credit card account.

    How to pay your Citi Visa Card dues through Visa Credit Card Pay

    • Log in to the net banking page of your bank with your user ID and password.
    • Go to the ‘Third Party Funds Transfer’ section and find the visa credit card payment link online.
    • Select ‘Visa Credit Card Pay’.
    • Fill in the sender and recipient details to initiate fund transfer.
    • After entering the details, click on ‘Confirm’ transaction.
    • Once you confirm the transaction, the amount will be debited from your account and the payment will be scheduled to your card.

    #10. Other Bank’s Website

    Citibank is included as a Utility Biller with other banks. This means that you can simply pay your credit card bill as you were paying your utility bills.

    How to Use for paying your Citibank Credit Online Payment

    • log in to the online banking portal of your bank
    • Select payments & transfer.
    • Simply select the option of credit card payment
    • Make the credit card bill payment towards your Citibank credit card.

    Citibank credit card has been added as a Utility Biller with the banks listed below:

    • HDFC Bank

    • ING Vysya Bank

    • State Bank of India

    • IndusInd Bank

    • Yes Bank

    3 Ways to Pay CitiBank Credit Card Payment Offline

    If you are still looking for the offline modes for paying your Citi credit card bills, you can choose any option from the following 3 modes

    #1. Cheque Dropbox

    You can write out a cheque or demand draft to your credit card number and deposit it into any drop box available at select locations. It can take up to 7 working days to reflect in your account.

    How to pay using Manual Drop Box

    • Please fill in the correct Citi Credit Card number on your cheque.
    • Do not forget to mention your name and phone number on the backside of the cheque.
    • Mention the payee name as ‘Citi Card No. XXXX XXXX XXXX XXXX’ (16-digits of your credit card number)
    • Fill the correct payment amount.

    #2. Citibank ATM

    For this, you need to visit an ATM and enter your CitiBank credit card number and the due amount. You will find this option under Bill Pay menu.

    For making your credit card payment through ATM, you need to do the following steps.

    • Walk into the nearest ATM.
    • Insert your debit card into the ATM machine and press the services tab to find the ‘Bill Pay’ option.
    • Enter your CitiBank Credit Card number and the amount to be paid.

    #3. Cash

    This is an over the counter method that requires the cardholder to visit any Citibank, fill the pay-slip, enter the amount, attach the card bill and submit it to the representative.

    The account number will be your 16 digit card number. After this, you will receive the acknowledgment receipt instantly.

    Citibank Credit Card Statement

    CitiBank customers can easily view their credit card statements using Net Banking by logging into their online banking accounts.

    Through net banking, the customers have 24-hour access to their CitiBank credit card information and are up to date with the transactions. E-statements can also be got by credit cardholders once they have registered with CitiBank.

    Did you find this article helpful? Or you have any query regarding the Citibank credit card payment online, Let us know in comments. We will include your query in the article.

    Источник: https://simpleinterest.in/credit-card/citi-bank-credit-card-online-payment/

    How to Pay Citibank Credit Card Payment through Debit Card

    You can pay your Citibank credit card bill from its official website using NEFT, IMPS, RTGS, Debit card, and E-Pay (BillDesk). For this, you need to have savings account in Citibank with a net banking facility.

    Citibank credit card bills can also be paid by third-party applications like Paytm, Phonepe, Amazon Pay, or Cred app. And to pay through these apps, you no need to have a Citibank savings account or net banking access.

    So, if you are a Citibank credit cardholder and want to pay your credit card bill payment through a debit card online, then you have multiple options for this.

    Here you’ll learn the complete method of how to pay Citibank credit card bill payment with a debit card online and offline.

    Page Contents

    How to Make Citibank Credit Card Payment through Debit Card

    To pay online Citibank credit card payment by debit card, E-Pay is the best option to go for. This payment option is easy to use and more secured as compared to the other online methods.

    But to pay through EPay (Billdesk), you need to be a savings account holder with a net bank facility for that bank from which you want to pay.

    Steps to pay Citibank credit card payment through Billdesk by debit card:

    1. At first, visit the Citibank Billdesk service page.

    2. Then the 16 digits Citibank credit card number.

    3. Re-enter the same credit card number again.

    4. Enter E-mail Id, and registered Mobile number.

    5. Enter the payment amount which you want to pay.

    6. Choose the bank account from which you want to pay and click on “EPay Now“.

    7. Now, you’ll be redirected to the chosen bank payment interface.

    8. Login there using Username and Password, and complete your Citi credit card payment process successfully.

    How to Pay Citibank Credit Card Bill through ATM

    ATM is also an option for Citi credit card bill payment using a debit card offline.

    But to pay through ATM you need to have savings account in Citibank with a Citibank debit card. Because Citibank doesn’t support their credit card bill payment from other bank debit cards.

    Steps to pay Citibank credit card bill at ATM through debit card:

    1. Visit your nearest Citibank ATM.

    2. Then insert your Citibank debit card into the ATM machine.

    3. Choose the option for credit card bill payment from the main menu.

    4. Enter the Citibank credit card number and payment amount.

    5. Check all inputs again and confirm the payment process successfully from your Citibank debit card.

    How to Pay Citibank Credit Card Payment through Other Bank Debit Card

    In case if you have no savings account in Citibank or your net banking is not enabled for the Citibank savings account, then also you have many options for Citi credit card bill payment using a debit card.

    Here we are going to use the Paytm app to transfer the Citibank credit card bill from the debit card of another bank.

    Steps to pay Citibank credit card bill through another bank debit card:

    1. First, open the Paytm app on your device.

    2. Then find the “Pay Credit Card Bill” option on the app and click on it.

    3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

    4. On the next page enter the payment amount which you wish to pay and click on “Proceed to Pay“.

    5. Now you’ll be redirected to the payment page, select “Debit Card” as the payment mode.

    6. Enter the debit card details of the bank from which you want to pay and then click on “Pay“.

    7. After verifying the transaction with the received OTP, your payment will proceed successfully from that other bank debit card.

    How to Pay Citibank Credit Card Payment through SBI Debit Card

    Steps to pay Citibank credit card bill payment with SBI debit card:

    1. First, open the Paytm app on your device.

    2. Then go to the “Pay Credit Card Bill” option on the app and click on it.

    3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

    4. On the next page enter the payment amount which you wish to pay and click on “Proceed to Pay“.

    5. Now you’ll be redirected to the payment page, select “Debit Card” as the payment mode.

    6. Enter the SBI bank debit card details and click on “Pay“.

    7. After verifying the transaction with the received OTP, your payment will proceed successfully from the SBI debit card.

    How to Pay Citibank Credit Card Payment through ICICI Debit Card

    Steps to pay Citibank credit card bill payment with ICICI debit card:

    1. First, open the Paytm app on your device.

    2. Then go to the “Pay Credit Card Bill” option on the app and click on it.

    3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

    4. On the next page enter the payment amount which you wish to pay and click on “Proceed to Pay“.

    5. Now you’ll be redirected to the payment page, select “Debit Card” as the payment mode.

    6. Enter the ICICI bank debit card details and click on “Pay“.

    7. After verifying the transaction with the received OTP, your payment will proceed successfully from the ICICI debit card.

    How to Pay Citibank Credit Card Payment through Axis Bank Debit Card

    Steps to pay Citibank credit card bill payment with Axis bank debit card:

    1. First, open the Paytm app on your device.

    2. Then go to the “Pay Credit Card Bill” option on the app and click on it.

    3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

    4. On the next page enter the payment amount which you wish to pay and click on “Proceed to Pay“.

    5. Now you’ll be redirected to the payment page, select “Debit Card” as the payment mode.

    6. Enter the Axis bank debit card details and click on “Pay“.

    7. After verifying the transaction with the received OTP, your Citi credit card payment will proceed successfully from the Axis bank debit card.

    How to Pay Citibank Credit Card Payment through HDFC Debit Card

    Steps to pay Citibank credit card bill payment with HDFC bank debit card:

    1. First, open the Paytm app on your device.

    2. Then go to the “Pay Credit Card Bill” option on the app and click on it.

    3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

    4. On the next page enter the payment amount which you wish to pay and click on “Proceed to Pay“.

    5. Now you’ll be redirected to the payment page, select “Debit Card” as the payment mode.

    6. Enter the HDFC debit card details and click on “Pay“.

    7. After verifying the transaction with the received OTP, your Citi credit card payment will proceed successfully from the HDFC debit card.

    How to Pay Citibank Credit Card Payment through Canara Bank Debit Card

    Steps to pay Citibank credit card bill payment with Canara bank debit card:

    1. First, open the Paytm app on your device.

    2. Then go to the “Pay Credit Card Bill” option on the app and click on it.

    3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

    4. On the next page enter the payment amount which you wish to pay and click on “Proceed to Pay“.

    5. Now you’ll be redirected to the payment page, select “Debit Card” as the payment mode.

    6. Enter the Canara bank debit card details and click on “Pay“.

    7. After verifying the transaction with the received OTP, your Citi credit card payment will proceed successfully from the Canara bank debit card.

    How to Pay Citibank Credit Card Payment through IDBI Debit Card

    Steps to pay Citibank credit card bill payment with IDBI debit card:

    1. First, open the Paytm app on your device.

    2. Then go to the “Pay Credit Card Bill” option on the app and click on it.

    3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

    4. On the next page enter the payment amount which you wish to pay and click on “Proceed to Pay“.

    5. Now you’ll be redirected to the payment page, select “Debit Card” as the payment mode.

    6. Enter the IDBI bank debit card details and click on “Pay“.

    7. After verifying the transaction with the received OTP, your Citi credit card payment will proceed successfully from the IDBI debit card.

    How to Pay Citibank Credit Card Payment through PNB Debit Card

    Steps to pay Citibank credit card bill payment with PNB debit card:

    1. First, open the Paytm app on your device.

    2. Then go to the “Pay Credit Card Bill” option on the app and click on it.

    3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

    4. On the next page enter the payment amount which you wish to pay and click on “Proceed to Pay“.

    5. Now you’ll be redirected to the payment page, select “Debit Card” as a payment mode.

    6. Enter the PNB bank debit card details and click on “Pay“.

    7. After verifying the transaction with the received OTP, your Citi credit card payment will proceed successfully from the PNB debit card.

    Some Frequently Asked Questions (FAQs):

    Can I pay my Citibank credit card at an ATM?

    Yes, you can. For this do visit your nearest Citibank ATM with a Citibank debit card and Citibank credit card. Then insert the Citibank debit card into the ATM machine, choose the credit card payment option. And then enter the credit card number and bill amount. By following all these steps properly you can pay your Citibank credit card at an ATM.

    How do I pay my Citi credit card bill instantly?

    If your Citi credit card bill due date is near. And wants to pay your Citibank credit card bill instantly then you should pay through NEFT or IMPS method.

    How can I pay my Citibank credit card bill from another bank?

    Through Citibank NEFT, IMPS, and Billdesk method you can pay your Citibank credit card bill through another bank.

    How do I pay my Citibank credit card bill online?

    To pay Citibank credit card bills online you have multiple options. You can pay through Citibank’s official website using NEFT, IMPS, RTGS, and Citibank debit cards. And you can also pay through third-party apps like Paytm, Phonepe, and Cred app.

    How do I pay my Citi credit card bill with cash?

    Visit any Citibank branch near you and fill the form for credit card bill payment. And then pay the bill amount with cash. But you will be charged for 100rs to pay through cash.

    Share it
    Источник: https://bankingguide.in/citibank-credit-card-payment-through-debit-card/

    simpleinterest.in/credit-card/citi-bank-credit-card-online-payment

    Related pages

    They also search

    citi.com/credit-cards/credit-card-details/citi.action?id=citi-costco-anywhere-visa-credit-card

    standard chartered bank credit card payment online billdesk

    standard chartered bank credit card online payment billdesk

    qvc credit card online payment

    aeo credit card payment online

    mor credit card online payment

    tjx credit card payment online

    ny&co credit card payment online

    scb online credit card payment billdesk

    boscovs credit card payment online

    jjill credit card payment online

    online sbi credit card payment billdesk

    scheels credit card online payment

    tjx rewards credit card payment online

    online credit card payment indusind

    citihealth credit card online payment

    scb credit card online payment through billdesk

    pier 1 credit card payment online

    value city credit card payment online

    lenscrafters credit card payment online

    brandsmart credit card payment online

    torrid credit card payment online

    lowes credit card payment online

    ashley furniture credit card payment online

    lord and taylor credit card payment online

    citibank credit card online payment login

    lowes credit card online payment login

    citibank online payment credit card billdesk

    dress barn credit card payment online

    axis credit card online payment billdesk

    forever 21 credit card payment online login

    sears credit card payment online login

    littman jewelers credit card payment online

    belk credit card payment online login

    american express credit card payment online billdesk

    standard chartered online credit card payment billdesk

    victoria secret angel credit card payment online

    online standard chartered credit card payment billdesk

    icici bank credit card online billdesk

    citi credit card epay

    citi expedia credit card

    citi costco credit card log in

    sears citi credit card log in

    citi virtual credit card

    citi india credit card login

    dinner dart

    bildungsinsel

    mibancopopular com

    myatt.com login

    Источник: https://1505.ge/eng/d898ec92/simpleinterest.in/credit-card/citi-bank-credit-card-online-payment

    Citibank Credit Card Bill payment - Pay Online & Offline

    Once you make purchases using your CITI BANK credit card, you have got to pay the used amount back to the bank. This must be done once your CITI BANK credit card statement is generated for a particular period.  CITI BANK credit card offers a few ways, each online and offline, to pay your credit card bill quickly and conveniently. each method features a totally different payment processing time, that you need to be aware before initiating credit card bill payment.

    Payment Method

    These are the widely used methods for online payment of credit card bill. You can follow the underwritten steps for making the payment.

    Processing time- Instant

    • Login to Citibank online Banking Portal using your registered customer ID and PIN
    • Go to the ‘Banking’ choice and click on ‘Pay credit card Bill’
    • Select the amount to be paid- total due, minimum due or a custom amount
    • Select the Citibank account from which payment is to be made
    • Proceed to payment

    Processing time- Instant

    • Visit Citibank’s mobile banking portal
    • Login using your registered Customer ID and password
    • Go to ‘Credit Cards’ and choose the credit card
    • Select the account for payment and the amount
    • Proceed to payment

    Processing time- Instant

    • Login to Citi Mobile App using your credentials
    • Visit the ‘Credit Cards’ section
    • Select the credit card and also the amount you would like to pay
    • Select the account through that payment should be made
    • If you do not have a Citibank savings/current account, the method can route you to the bill-desk
    • Proceed with the payment

    CITI BANK ACCOUNT HOLDER (ONLINE PAYMENT)

    CITI BANK offers a few other methods of Online Bill Payment.

    • Money Transfer
    • ECS
    • Mobile Application
    • CITI BANK Auto Debit
    • RTGS
    • E- pay (Bill Desk)
    • NEFT
    • Credit Card

    CITI BANK ACCOUNT HOLDER (OFFLINE PAYMENT)

    People who are not comfortable with online bill payment can opt for offline payment of bills. CITI BANK offers a few other methods of Offline Bill Payment.

    Moratorium on CITI BANK Credit-card Bill Payment under RBI’s COVID-19 regulatory

    Following the guidelines mentioned in RBI’s COVID-19 regulative Package, CITI BANK Card is permitting its cardholders the facility to avail moratorium on bill payments. Here are the necessary highlights of this facility:

    • All credit card holders who are making bill payments frequently and don't have any overdue are eligible for the moratorium
    • Interest charges are going to be applicable on the outstanding amount even during the moratorium period
    • Late payment charges won't be applicable
    • To opt for a moratorium, you need to place a letter of invitation with the bank five days before the payment due date
    • This is not a discharge of the outstanding amount or EMI, simply a deferment till August 2020
    • Cardholders will need to pay the whole outstanding amount along with the accumulated interest charges on the next due date after August 2020
    • Opting for the moratorium period won't have an effect on your credit score

     

    For more details related to the COVID-19 Moratorium period.

    FAQs

    These are some of the frequently asked questions (FAQs) by customers related to CITI BANK Credit Card.

     

     

     

     

    Источник: https://fintra.co.in/english/credit-cards-category/citi-bank/bill-payment

    Auto-debit rules that were laid down by the Reserve Bank of India (RBI) in 2019 for recurring online transactions finally came into effect on Friday, October 1 — over two years after their initial announcement. The update is expected to impact lakhs of customers who have opted for recurring online transactions. Starting from online subscriptions of services including Netflix and YouTube to payments of phone and utility bills, all auto-debit transactions will now need to go through a new process. The change is also not limited to domestic payments and applies to international recurring transactions as well that are being made through credit and debit cards as well as prepaid payment instruments (PPIs).

    First announced in August 2019, the new rules were last due for March 31. RBI, however, extended that deadline by six months until Thursday, September 30.

    Industry sources told Gadgets 360 that banks including Axis Bank, Bank of Baroda, Citibank, HDFC Bank, IDFC Bank, Kotak Mahindra Bank, and Standard Chartered are compliant with the new rules. SBI Credit Card is also ready to begin with the new process. However, the debit card division of the State Bank of India (SBI) alongside most other commercial banks are yet to implement the necessary changes at their end. The status of a large number of government banks as well as various co-operative banks is also not very clear to industry stakeplayers.

    “Indian banks are like a rocket, this does not mean that they aim for the sky, but they really only work when there is a fire in the backside to complete the timeline to do that. So, if today is the deadline, now we will start looking at the end moment and working overtime to get things done,” said Vishwas Patel, Chairman of Payments Council of India (PCI) and Executive Director of Infibeam Avenues.

    Since the onus of implementing the new transaction process is chiefly on banks, payment gateways and merchants remain ineffective in providing a seamless experience from their side.

    Patel told Gadgets 360 that PCI wrote a formal letter to RBI earlier this week seeking a delay in the update. The central bank did not respond to the letter.

    Various commercial banks have informed their customers that they will decline all non-compliant transactions set at the merchant site or app to follow the new norms. Irrespective of the bank, customers using Mastercard are also likely to be impacted at the present stage — due to an ongoing ban of the card issuer in the country. Apple separately warned developers building apps for its devices about the decline in some transactions due to the update.

    “India could experience lakhs of transactions getting declined, resulting a in financial mess in the short term as well as impacting delivery of goods and services,” said Digital Payments Strategist Ram Rastogi, who worked with the National Payments Corporation of India (NPCI) and is a member of digital financial inclusion committees constituted by RBI.

    Experts including Rastogi suggest that RBI should have implemented the rollout in phases and allowed banks to dry-run the process to avoid any adverse effects that are expected to surface in the coming days.

    But despite some expected disruption at the beginning, the update is believed to help improve recurring transactions experience for users over time. RBI is also claiming it as one of the security measures to restrict frauds as consumers will have the ability to stop any recurring transactions from their end and stay informed about debit transactions.

    But there are chances that many people would not be able to receive the benefits of the new rules as these require re-registration with merchants. Banks are, of course, informing their customers about the update. Similarly, merchants including YouTube have notified users about the change and asked them to update their payment details. But some users are likely to take time to understand what exactly they need to do.

    The update is notably in effect for both existing and new subscriptions. This means that no matter whether you subscribed to a streaming service or enrolled for a regular bill payment in the past, you need to re-register under the new rules.

    However, you are not required to do any updates if the payments are related to a bank loan or mutual funds as they are processed natively from your bank. Auto-debit or recurring transactions via Unified Payments Interface (UPI) are also not impacted as UPI umbrella body NPCI implemented a system as per the new rules earlier this year.

    How to register for recurring transactions under new RBI rules?

    The new auto-debit rules bring a new transaction process in which users need to re-register their card with merchants like Netflix and YouTube for recurring transactions. It also requires two-factor authentication for completing the registration.

    Once the registration for a recurring transaction is completed, you will receive an SMS from your bank. You will also be notified through a message when a recurring transaction is due.

    For transactions above Rs. 5,000, you will receive an SMS message from your bank 24 hours before it's processed. It will ask you to give consent through a link provided in the text. The transaction will fail if you aren't able to do so. You will not be required to approve a recurring transaction that is up to Rs. 5,000, though you will still get an SMS with a way to cancel the transaction.

    In both cases — transactions of up to Rs. 5,000 and above — your bank will send you a link to a standalone webpage through an SMS message to let you cancel or pause them. You will get an OTP that you need to enter on the webpage to disable the recurring transaction. It will also show upcoming recurring transactions that you can cancel.

    For customers who don't want to go with the new process or have an account in a bank that is yet to implement the changes, RBI has retained the existing system where you need to make payments manually on a regular basis by going to the merchant's site or app.

    Challenges for banks, merchants

    RBI has constructed a framework for banks and merchants that needs to be deployed for recurring online transactions. But the technology for that framework has not yet been natively created — neither by banks nor merchants. They instead need to go for a third-party solution that is traditionally called a subscription management platform. Companies including BillDesk, PayU, and Razorpay have developed their own subscription management platforms that are being deployed by leading banks and merchants to comply with the auto-debit guidelines.

    PayU Chief Product Officer Manas Mishra told Gadgets 360 that the subscription management platforms were interoperable as not all banks and merchants would use a single platform.

    “The issuer banks didn't have a system or a platform to kind of understand the fundamental shift required under the new rules,” he said. “So, we had to first of all provide the issuer a platform where they can manage this entire lifecycle of their subscription mandate like linking the two transactions, providing user cancellation features, and all that.”

    PayU upgraded its existing Zion platform for issuing banks as a standalone solution for recurring transactions. It was originally launched a few years back as a merchant-centric solution to help merchants with registration and payment processes.

    Mishra asserted that Zion is capable of providing features including additional factor authentication, notifications to customers, and dashboard for subscription management — all that are mandated by the new auto-debit rules.

    Similar to PayU, Razorpay brought Mandate HQ in July for processing e-mandates on recurring online transactions.

    “Industry synergies between banks and fintech companies as a result of this new mandate will help enable recurring payments for over 900 million debit cardholders in India,” said Shashank Kumar, CTO and Co-Founder, Razorpay.

    Originally, BillDesk enjoyed a monopoly in recurring transactions space with its SI Hub. The proprietary platform was embraced by some early banks and merchants — before the arrival of solutions from PayU and Razorpay.

    Deploying a subscription management platform over the existing core banking system is what banks are doing at this moment. Although these platforms are just an API-based solution, the process isn't that easy as banks need to integrate the platforms and test them end-to-end with different merchants.

    Merchants, on the other hand, need to deploy these platforms to pass details such as the billing cycle and amount that users are paying.

    Subscription management platforms involve certain costs that banks and merchants need to pay. Those costs could have been transferred to customers just like in case of debit cards and cheque books, but RBI clearly directed banks to not levy or recover any charges for providing the new e-mandate facility.

    Sources familiar with the development told Gadgets 360 that the government is in plans to develop a unified platform-like solution over time for banks and merchants that would save them the third-party fee. Exact details about its launch are yet to be revealed.


    Interested in cryptocurrency? We discuss all things crypto with WazirX CEO Nischal Shetty and WeekendInvesting founder Alok Jain on Orbital, the Gadgets 360 podcast. Orbital is available on Apple Podcasts, Google Podcasts, Spotify, Amazon Music and wherever you get your podcasts.

    For the latest tech news and reviews, follow Gadgets 360 on Twitter, Facebook, and Google News. For the latest videos on gadgets and tech, subscribe to our YouTube channel.

    Further reading: auto debit rules, auto debit, recurring online transactions, RBI, Reserve Bank of India, PayU, Razorpay, BillDesk, HDFC Bank, Axis Bank, Citibank, SBI

    Jagmeet SinghEmail Jagmeet

    Jagmeet Singh writes about consumer technology for Gadgets 360, out of New Delhi. Jagmeet is a senior reporter for Gadgets 360, and has frequently written about apps, computer security, Internet services, and telecom developments. Jagmeet is available on Twitter at @JagmeetS13 or Email at [email protected] Please send in your leads and tips. More
    Источник: https://gadgets.ndtv.com/internet/news/auto-debit-rules-rbi-online-recurring-transactions-framework-october-1-update-india-2560021
    BHIM". BHIM UPI. Retrieved 14 December 2018.
  8. ^"NPCI introduces UPI AutoPay facility for recurring payment NPCI"(PDF). National Payment Corporation of India. Retrieved 22 July 2020.
  9. ^"NPCI launches UPI 2.0 with overdraft facility". Business Line. 16 August 2018. Retrieved 14 December 2018.
  10. ^"UPI Auto-Pay Is A Big Hit: Netflix, Google Pay, SBI, BoB, Hotstar Join This New Payment Mode". Trak.in. 8 September 2021. Retrieved 8 September 2021.
  11. ^Shukla, Saloni (17 November 2021). "NPCI takes UPI global, ties up with leading payments provider PPRO". The Economic Times. Retrieved 18 November 2021.
  12. ^Sen, Meghna (6 November 2020). "WhatsApp Pay now live in India: Link these 5 bank accounts to use service". Mint. Retrieved 12 November 2020.
  13. ^UPI 3rd Party Apps NPCI
  14. ^Joseph, Anto T. (24 April 2021). "How UPI is making India's digital economy boom". Fortune India. Retrieved 22 August 2021.
  15. ^Upadhyay, Harsh (29 June 2021). "Exclusive: WhatsApp rolls out its UPI-based payments feature for more users". Entrackr. Retrieved 22 August 2021.
  16. ^ ab"UPI Live Members". NPCI. 2 November 2018. Retrieved 15 November 2018.
  17. ^Kumar, Ravi Kant (6 August 2021). "E-RUPI latest news! SBI takes lead to boost digital payment solutions- check other banks in the race?". Zee Business. Retrieved 7 August 2021.
  18. ^"India Launches Pre-Paid Voucher System". PYMNTS. 3 August 2021. Retrieved 7 August 2021.
  19. ^Punj, Vivek (31 July 2021). "PM Modi to launch e-RUPI digital payment solution on August 2". Mint. Retrieved 31 July 2021.
  20. ^Mukul, Pranav (7 August 2021). "e-RUPI: A voucher system ahead of digital currency". The Indian Express. Retrieved 7 August 2021.
  21. ^Thomas, K. Sunil (14 August 2021). "A quarter century later, internet's greatest achievements in India". The Week. Retrieved 15 August 2021.
  22. ^Panda, Subrata (13 August 2021). "Record 7.7 million IPO mandates created via UPI in July, shows data". Business Standard India. Retrieved 16 August 2021.
  23. ^Walavalkar, Nikhil (30 July 2019). "All You Need To Know About The New UPI-based IPO Application Process". Moneycontrol. Retrieved 16 August 2021.
  24. ^Ghosh, Sultana, Shayan, Nasrin (2 August 2021). "Investors prefer UPI route to join IPO frenzy". Hindustan Times. Retrieved 18 August 2021.
  25. ^"UPI will surpass Visa, MasterCard in next 3 years: NITI Aayog's Amitabh Kant". Business Today. Retrieved 20 August 2021.
  26. ^Smith, Tyler (24 August 2021). "UPI To Run In the UAE Market Following NPCI International Partnership With Mashreq". The Fintech Times. Retrieved 25 August 2021.
  27. ^Surabhi. "UPI sets new record in July". @businessline. Retrieved 1 August 2021.
  28. ^Sandeep Verma (3 August 2021). "UPI Transaction Value up by 2.1x to Rs 6.06 lakh crores in July 2021: NPCI Data". MediaNama. Retrieved 18 August 2021.
  29. ^ ab"UPI Now Forms 10% Of Retail Payments, Says Macquarie Report". BloombergQuint. Retrieved 16 August 2021.
  30. ^Upadhyay, Harsh (7 August 2021). "PhonePe clocks close to 1.5 Bn UPI transactions citi credit card login payment billdesk July; G-Pay crosses 1 Bn mark for first time". Entrackr. Retrieved 18 August 2021.
  31. ^Iyer, Priyanka (1 September 2021). "UPI Logs 3.55 Billion Transactions In August Worth Rs 6.39 Lakh Crore". Moneycontrol. Retrieved 3 September 2021.
  32. ^Panda, Subrata (1 October 2021). "UPI records 3.65 bn transactions worth Rs 6.54 trillion in September". Business Standard India. Retrieved 3 October 2021.
  33. ^Surabhi (1 November 2021). "UPI hits new record with ₹7.71-lakh crore worth of transactions in October". Business Line. Retrieved 1 November 2021.
  34. ^"UPI payments to soon be available in UAE, Singapore". businesstoday.in. Retrieved 24 October 2019.
  35. ^Bhasin, Tinesh (9 August 2020). "UPI set to be more convenient, facilitate more interoperability". Livemint. Retrieved 10 August 2020.
  36. ^"YouTube adds UPI payment option for Premium membership: How to use". The Indian Express. 20 April 2020. Retrieved 18 August 2021.
  37. ^Akolawala, Tasneem (31 July 2021). "Apple's App Store Gets UPI, RuPay, Netbanking as Alternate Payment Options". Gadgets 360. Retrieved 6 August 2021.
  38. ^Gurung, Malvika (22 July 2021). "After Conquering 60% Market Share, RuPay, UPI Will Expand Internationally To Other Nations". Trak.in. Retrieved 22 July 2021.
  39. ^"ICICI Prudential Life ties up with NPCI for UPI Autopay". Business Line. 4 August 2021. Retrieved 18 August 2021.
  40. ^"UPI AutoPay". National Payment Corporation of India. Retrieved 18 August 2021.
  41. ^Jha, Lata (8 August 2021). "Dish TV introduces digital payment option for users". Mint. Retrieved 23 August 2021.
  42. ^Arora, Akhil (31 August 2021). "Netflix Now Supports UPI AutoPay Payments in India". NDTV Gadgets 360. Retrieved 1 September 2021.
  43. ^Majumdar, Romita (28 August 2021). "Wallet Interoperability To Be Enabled Via UPI: RBI Master Directions". Inc42. Retrieved 1 September 2021.
  44. ^Manikandan, Ashwin. "Third-party apps turn on UPI autopay mode". The Economic Times. Retrieved 7 September 2021.
  45. ^"Samsung Integrates Scan QR Feature with Camera & Quick Panel for Faster & Easier Payments in India". Samsung. Retrieved 1 November 2021.
  46. ^"Pay via UPI in 10 more countries". The Times of India. 14 September 2021. Retrieved 14 September 2021.
  47. ^"Liquid Group to Power UPI QR acceptance in 10 Asian Markets"(PDF). National Payment Corporation of India. 13 September 2021. Retrieved 13 September 2021.
  48. ^"After Singapore, Bhutan adopts India's BHIM-UPI". Hindustan Times. 13 July 2021. Retrieved 22 July 2021.
  49. ^"India, Singapore announce linking of UPI and PayNow fast payment systems". Hindustan Times. 14 September 2021. Retrieved 14 September 2021.
  50. ^Sibal, Sidhant (13 July 2021). "Indian mobile payment App BHIM to be launched in Bhutan today". WION. Retrieved 13 July 2021.
  51. ^"Merchantrade Asia, NPCI offer real-time remittances to India". The Star. Retrieved 4 August 2021.
  52. ^"LuLu Financial Holdings and NPCI International ink deal". Gulf News. 18 August 2021. Retrieved 18 August 2021.
  53. ^"NPCI, Network International sign MoU for UPI payments in UAE". Mint. 18 November 2021. Retrieved 18 November 2021.
Источник: https://en.wikipedia.org/wiki/Unified_Payments_Interface

Auto-debit rules that were laid down by the Reserve Bank of India (RBI) in 2019 for recurring online transactions finally came into effect on Friday, October 1 — over two years after their initial announcement. The update is expected to impact lakhs of customers who have opted for recurring online transactions. Starting from online subscriptions of services including Netflix and YouTube to payments of phone and utility bills, all auto-debit transactions will now need to go through a new process. The change is also not limited to domestic payments and applies to international recurring transactions as well that are being made through credit and debit cards as well as prepaid payment instruments (PPIs).

First announced in August 2019, the new rules were last due for March 31. RBI, however, extended that deadline by six months until Thursday, September 30.

Industry sources told Gadgets 360 that banks including Axis Bank, Bank of Baroda, Citibank, HDFC Bank, IDFC Bank, Kotak Mahindra Bank, and Standard Chartered are compliant with the new rules. SBI Credit Card is also ready to begin with the new process. However, the debit card division of the State Bank of India (SBI) alongside most other commercial banks are yet to implement the necessary changes at their end. The status of a large number of government banks as well as various co-operative banks is also not very clear to industry stakeplayers.

“Indian banks are like a rocket, this does not mean that they aim for the sky, but they really only work when there is a fire in the backside to complete the timeline to do that. So, if today is the deadline, now we will start looking at the end moment and working overtime to get things done,” said Vishwas Patel, Chairman of Payments Council of India (PCI) and Executive Director of Infibeam Avenues.

Since the onus of implementing the new transaction process is chiefly on banks, payment gateways and merchants remain ineffective in providing a seamless experience from their side.

Patel told Gadgets 360 that PCI wrote a formal letter to RBI earlier this week seeking a delay in the update. The central bank did not respond to the letter.

Various commercial banks have informed their customers that they will decline all non-compliant transactions set at the merchant site or app to follow the new norms. Irrespective of the bank, customers using Mastercard are also likely to be impacted at the present stage — due to an ongoing ban of the card issuer in the country. Apple separately warned developers building apps for its devices about the decline in some transactions due to the update.

“India could experience lakhs of transactions getting declined, resulting a in financial mess in the short term as well as impacting delivery of goods and services,” said Digital Payments Strategist Ram Rastogi, who worked with the National Payments Corporation of India (NPCI) and is a member of digital financial inclusion committees constituted by RBI.

Experts including Rastogi suggest that RBI should have implemented the rollout in phases and allowed banks to dry-run the process to avoid any adverse effects that are expected to surface in the coming days.

But despite some expected disruption at the beginning, the update is believed to help improve recurring transactions experience for users over time. RBI is also claiming it as one of the security measures to restrict frauds as consumers will have the ability to stop any recurring transactions from their end and stay informed about debit transactions.

But there are chances that many people would not be able to receive the benefits of the new rules as these require re-registration with merchants. Banks are, of course, informing their customers about the update. Similarly, merchants including YouTube have notified users about the change and asked them to update their payment details. But some users are likely to take time to understand what exactly citi credit card login payment billdesk need to do.

The update is notably in effect for both existing and new subscriptions. This means that no matter whether you subscribed to a streaming service or enrolled for a regular bill payment in the past, you need to re-register under the new rules.

However, you are not required to do any updates if the payments are related to a bank loan or mutual funds as they are processed natively from your bank. Auto-debit or recurring transactions via Unified Payments Interface (UPI) are also not impacted as UPI umbrella body NPCI implemented a system as per the new rules earlier this year.

How to register for recurring transactions under new RBI rules?

The new auto-debit rules bring a new transaction process in which users need to re-register their card with merchants like Netflix and YouTube for recurring transactions. It also requires two-factor authentication for completing the registration.

Once the registration for a recurring transaction is completed, you will receive an SMS from your bank. You will also be notified through a message when a recurring transaction is due.

For transactions above Rs. 5,000, you will receive an SMS message from your bank 24 hours before it's processed. It will ask you to give consent through a link provided in the text. The transaction will fail if you aren't able to citi credit card login payment billdesk so. You will not be required to approve a recurring transaction that is up to Rs. 5,000, though you will still get an SMS with a way to cancel the transaction.

In both cases — transactions of up to Rs. 5,000 and above — your bank will send you a link to a standalone webpage through an SMS message to let you cancel or pause them. You will get an OTP that you need to enter on the webpage to disable the recurring transaction. It will also show upcoming recurring transactions that you can cancel.

For customers who don't want to go with the new process or have an account in a bank that is yet to implement the changes, RBI has retained the existing system where you need to make payments manually on a regular basis by going to the merchant's site or app.

Challenges for banks, merchants

RBI has constructed a framework for banks and merchants that needs to be deployed for recurring online transactions. But the technology for that framework has not yet been natively created — neither by banks nor merchants. They instead need to go for a third-party solution that is traditionally called a subscription management platform. Companies including BillDesk, PayU, and Razorpay have developed their own subscription management platforms that are being deployed by leading banks and merchants to comply with the auto-debit guidelines.

PayU Chief Product Officer Manas Mishra told Gadgets 360 that the subscription management platforms were interoperable as not all banks and merchants would use a single platform.

“The issuer banks didn't have a system or a platform to kind of understand the fundamental shift required under the new rules,” he said. “So, we had to first of all provide the issuer a platform where they can manage this entire lifecycle of their subscription mandate like linking the two transactions, providing user cancellation features, and all that.”

PayU upgraded its existing Zion platform for issuing banks as a standalone solution for recurring transactions. It was originally launched a few years back as a merchant-centric solution to help merchants with registration and payment processes.

Mishra asserted that Zion is capable of providing features including additional factor authentication, notifications to customers, and dashboard for subscription management — all that are mandated by the new auto-debit rules.

Similar to PayU, Razorpay brought Mandate HQ in July for processing e-mandates on recurring online transactions.

“Industry synergies between banks and fintech companies as a result of this new mandate will help enable recurring payments for over 900 million debit cardholders in India,” said Shashank Kumar, CTO and Co-Founder, Razorpay.

Originally, BillDesk enjoyed a monopoly in recurring transactions space with its SI Hub. The proprietary platform was embraced by some early banks and merchants — before the arrival of solutions from PayU and Razorpay.

Deploying a subscription management platform over the existing core banking system is what banks are doing at this moment. Although these platforms are just an API-based solution, the process isn't that easy as banks need to integrate the platforms and test them end-to-end with different merchants.

Merchants, on the other hand, need to deploy these platforms to pass details such as the billing cycle and amount that users are paying.

Subscription management platforms involve certain costs that banks and merchants need to pay. Those costs could have been transferred to customers just like in case of debit cards and cheque books, but RBI clearly directed banks to not levy or recover any charges for providing the new e-mandate facility.

Sources familiar with the development told Gadgets 360 that the government is in plans to develop a unified platform-like solution over time for banks and merchants that would save them the third-party fee. Exact details about its launch are yet to be revealed.


Interested in cryptocurrency? We discuss all things crypto with WazirX CEO Nischal Adobe premiere cc amazon and WeekendInvesting founder Alok Jain on Orbital, the Gadgets 360 podcast. Orbital is available on Apple Podcasts, Google Podcasts, Spotify, Amazon Music and wherever you get your podcasts.

For the latest tech news and reviews, follow Gadgets 360 on Twitter, Facebook, and Google News. For the latest videos on gadgets and tech, subscribe to our YouTube channel.

Further reading: auto debit rules, auto debit, recurring online transactions, RBI, Reserve Bank of India, PayU, Razorpay, xp pro corp key BillDesk, HDFC Bank, Axis Bank, Citibank, SBI

Jagmeet SinghEmail Jagmeet

Jagmeet Singh writes about consumer technology for Gadgets 360, out of New Delhi. Jagmeet is a senior reporter for Gadgets 360, and has frequently written about apps, computer security, Internet services, and telecom developments. Jagmeet is available on Twitter at @JagmeetS13 or Email at [email protected] Please send in your leads and tips. More
Источник: https://gadgets.ndtv.com/internet/news/auto-debit-rules-rbi-online-recurring-transactions-framework-october-1-update-india-2560021

Online Payments

“Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A.  JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co.

Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

"Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account.

Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products citi credit card login payment billdesk related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.

© 2021 JPMorgan Chase & Co.

Источник: https://www.chase.com/personal/credit-cards/login-epay

10 Easy Ways of CitiBank Credit Card Online Payment 2021

Last updated – 03 February 2021

Citibank’s online payment methods to pay the credit card bills are quite easy.

You can pay the credit card bill in a few minutes from the convenience of your house. Once you switch to the ease of online payments, you will never look back.

To provide that ease, CitiBank offers many convenient methods of payment that cater to a wide range of people. Even if you are non-CitiBank account holders, you can also use online Citibank credit card payment modes.

Let’s discuss in detail about the Citibank Credit card Online Payment Modes.

Citibank Credit Card Payment Online (Citi Account Holder)

If you are an account holder of either CitiBank saving or current account, you can choose any method to pay your credit card bills online.

#1. Citibank Internet Banking

CitiBank internet banking is the most convenient & most used way to pay the online Citibank credit card outstanding bills. This assures an easy-to-use, secure and convenient banking experience.

How to pay using CitiBank Netbanking

  • Go with the web address Citibank.co.in & you will find a login option on the right-hand side of the home page.
  • Login into internet banking by filling your user Id & password.
  • On the top, you will find ‘Payments & Transfer’. Under this category, you will find a number of options. Click on the Bill payment option.
  • You will a see list of credit cards, you added into your Citibank net banking. Select the credit card.
  • Click on the ‘Pay’ button.
  • Fill all the required information like credit card account number, payment amount, & Click on the ‘Next’ button.
  • Confirm your payment. You have successfully pay your Citibank credit card payment online.

#2. Citi Mobile App

Citi mobile app is another convenient way to pay your Citibank credit card bill. Just download the app and log in with your Citibank User Id and Internet Banking password to make the payment.

You must have internet banking enabled to avail of this service. The Citi Mobile App is available for both Android and iOS devices.

How to Use Citi Mobile App

  • Download the Citi mobile app from Apple iOS, Android or app store and register using your user ID and password.
  • Click on payment & Transfer.
  • Choose option make payment/ Transfer.
  • Click on the credit card option.
  • If you didn’t register the credit card with the mobile application then first register the credit card through the ‘Link Credit Card option’.
  • You will get your latest bills amount & minimum balance paid.
  • Click on the ‘Pay Now’ option.
  • In citi credit card login payment billdesk form, choose one of the 3 payment options provided
    • Total amount due (TAD)
    • Minimum amount due (MAD) or
    • Other amount
  • Fill the account number you want to make payment & click on the ‘Confirm’ button.

You have successfully pay your Citi credit card payment online.

Check out – How to pay ICICI credit card bill online

#3. Citi Mobile Banking

The biggest advantage of using this payment method is that you can do it from anywhere in the world. You can access your account from any mobile device with an internet connection.

It only takes one day for your credit card payment to reflect in your account.

How to Use Citi Mobile Banking to Pay Credit Card Citi credit card login payment billdesk Payment

  • Visit the Citibank mobile website at Citibank.co.in from your mobile browser.
  • log in to your Citibank online banking account.
  • Go to Transfer & payment.
  • Under the payments tab, you will find credit card payments.
  • If you didn’t register the credit card with the mobile application then first register the credit card through ‘Link Credit Card option’.
  • You will get your latest bills amount & minimum balance paid.
  • Click on the ‘Pay Now’ option.
  • In the form, choose one of the 3 payment options provided
    • Total amount due (TAD)
    • Minimum amount due (MAD) or
    • Other amount
  • Fill the account number you want to make payment & click the ‘Submit’ button.

You have successfully pay your Citi credit card payment online.

#4. Standing Instruction (Auto-Debit)

Citi Bank customers can use the auto-debit feature to pay the minimum amount due or the entire amount due directly from the Citibank accounts.

This way, you will never default on your credit card payment or incur late fees as long as the account has the funds to cover the payment.

Citibank Credit Card Online Payment (Non-CitiAccount Holder)

If you are not a Citibank account holder even then you want to pay Citi credit card payment through online modes.  You can go with any of the following options.

#5. National Electronic Fund Transfer

Use the National Electronic Funds Transfer to make payments on your credit card from any non-Citibank account.

In order to avoid late payment charges, customers have to make payments at least a day before the due date.

How to register and pay using NEFT

  • Log in to the net banking facility of your bank. Add Citi credit Card as a payee/beneficiary, under third party transfer.
  • Add the Citibank IFSC code.
  • Enter your 16-digit Citi Credit Card number in place of the account number on the banking page.
  • Fill Bank name as Citi CREDIT CARD – NEFT
  • Click the ‘Submit’ button to complete your registration process.

Payment through NEFT

  • Log in to the net banking facility of your bank account and go to the “Fund Transfer” tab and, click “Transfer to Other Bank”.
  • Select the account, beneficiary, and enter the relevant details.
  • Accept the Terms and Conditions and Re-check all the details.
  • If all the details are correct, then confirm to complete the process.

Check out – Standard charterted credit card payment

#6. Real-Time Gross Settlement (RTGS)

If you have an outstanding payment of more than 2 lakh due on your credit card, you can do it through an RTGS transaction. The minimum amount to make an RTGS is Rs 2 lakhs

All you need is a bank account with internet banking activated to carry out an RTGS transaction.

It is similar to NEFT & the same steps will be following those described above. You only have to choose RTGS in place of NEFT.

The payment is credited to the Citibank credit card account by the end of the business day.

#7. E-Pay (Citibank Credit Card Payment Through Billdesk)

Citibank’s E-Pay lets you pay your Credit Card bills online even if you don’t have a Citibank banking account.

This will normally take 2 working days to get credited into your account depending on the time taken by your Bank to process the payment.

How to Make Citibank Credit Card Bill Payment through Billdesk

  • Click here to pay your CitiBank credit card bill through E-pay.
  • The link will direct you to Billdesk Citibank EPay payment portal.
  • Simply fill all the information such as Citibank credit card number, Email, mobile number and payment amount.
  • Select the bank through which you want to complete the transaction.
  • Click on ‘EPay Now’.
  • You will be securely redirected to the payment interface of your chosen bank.
  • Enter your authentication details (Net Banking User ID and Password of your Bank Account).
  • Confirm your payment.

#8. Electronic Clearance System (ECS)

The Electronic Clearance System (ECS) works in a similar manner as the Auto-debit instruction method. In the ECS method, you can set a standing instruction to debit your non-Citibank account towards the payment of the credit card bill.

Let’s consider an example. Suppose you have a savings bank account in the non-Citibank like Axis/SBI/HDFC or others. Then you can give authorization to Citibank to debit money from these bank account by filling a form.

You can choose to pay the minimum amount, total amount or a fixed amount. Citibank will then process your request and debit the money on a set date from your bank account.

You need to activate this service by submitting a form to Citibank.

#9. Visa Credit Card Pay

Using Visa Money Transfer, you can pay your Citibank credit card bill from any other bank account you hold. The processing time usually takes 2 to 4 working days to be credited to your Citibank credit card account.

How to pay your Citi Visa Card dues through Visa Credit Card Pay

  • Log in to the net banking page of your bank with your user ID and password.
  • Go to the ‘Third Party Funds Transfer’ section and find the visa credit card payment link online.
  • Select ‘Visa Credit Card Pay’.
  • Fill in the sender and recipient details to initiate fund transfer.
  • After entering the details, click citi credit card login payment billdesk ‘Confirm’ transaction.
  • Once you confirm the transaction, the amount will be debited from your account and the payment will be scheduled to your card.

#10. Other Bank’s Website

Citibank is included as a Utility Biller with other banks. This means that you can simply pay your credit card bill as you were paying your utility bills.

How to Use for paying your Citibank Credit Online Payment

  • log in to the online banking portal of your bank
  • Select payments & transfer.
  • Simply select the option of credit card payment
  • Make the credit card bill payment towards your Citibank credit card.

Citibank credit card has been added as a Utility Biller with the banks listed below:

• HDFC Bank

• ING Vysya Bank

• State Bank of India

• IndusInd Bank

• Yes Bank

3 Ways to Pay CitiBank Credit Card Payment Offline

If you are still looking for the offline modes for paying your Citi credit card bills, you can choose any option from the following 3 modes

#1. Cheque Dropbox

You can write out a cheque or demand draft to your credit card number and deposit it into any drop box available at select locations. It can take up to 7 working days to reflect in your account.

How to pay using Manual Drop Box

  • Please fill in the correct Citi Credit Card number on citi credit card login payment billdesk cheque.
  • Do not forget to mention your name and phone number on the backside of the cheque.
  • Mention the payee name as ‘Citi Card No. XXXX XXXX XXXX XXXX’ (16-digits of your credit card number)
  • Fill the correct payment amount.

#2. Citibank ATM

For this, you need to visit an ATM and enter your CitiBank credit card number and the due amount. You will find this option under Bill Pay menu.

For making your credit card payment through ATM, you need to do the following steps.

  • Walk into the nearest ATM.
  • Insert your debit card into the ATM machine and press the services tab to find the ‘Bill Pay’ option.
  • Enter your CitiBank Credit Card number and the amount to be paid.

#3. Cash

This is an over the counter method that requires the cardholder to visit any Citibank, fill the pay-slip, enter the amount, attach the card bill and submit it to the representative.

The account number will be your 16 digit card number. After this, you will receive the acknowledgment receipt instantly.

Citibank Credit Card Statement

CitiBank customers can easily view their credit card statements using Net Banking by logging into their online banking accounts.

Through net banking, the customers have 24-hour access to their CitiBank credit card information and are up to date with the transactions. E-statements can also be got by credit cardholders once they have registered with CitiBank.

Did you find this article helpful? Or you have any query regarding the Citibank credit card payment online, Let us know in comments. We will include your query in the article.

Источник: https://simpleinterest.in/credit-card/citi-bank-credit-card-online-payment/

simpleinterest.in/credit-card/citi-bank-credit-card-online-payment

Related pages

They also search

citi.com/credit-cards/credit-card-details/citi.action?id=citi-costco-anywhere-visa-credit-card

standard chartered bank credit card payment online billdesk

standard chartered bank credit card online payment billdesk

qvc credit card online payment

aeo credit card payment online

mor credit card online payment

tjx credit card payment online

ny&co credit card payment online

scb online credit card payment billdesk

boscovs credit card payment online

jjill credit card payment online

online sbi credit card payment billdesk

scheels credit card online payment

tjx rewards credit card payment online

online credit card payment indusind

citihealth credit card online payment

scb credit card online payment through billdesk

pier 1 credit card payment online

value city credit card payment online

lenscrafters credit card payment online

brandsmart credit card payment online

torrid credit card payment online

lowes credit card payment online

ashley furniture credit card payment online

lord and taylor credit card payment online

citibank credit card online payment login

lowes credit card online payment login

citibank online payment credit card billdesk

dress barn credit card payment online

axis credit card online payment billdesk

forever 21 credit card payment online login

sears credit card payment online login

littman jewelers credit card payment online

belk credit card payment online login

american express credit card payment online billdesk

standard chartered online credit card payment billdesk

victoria secret angel credit card payment online

online standard chartered credit card payment billdesk

icici bank credit card online billdesk

citi credit card epay

citi expedia credit card

citi costco credit card log in

sears citi credit card log in

citi virtual credit card

citi india credit card login

dinner dart

bildungsinsel

mibancopopular com

myatt.com login

Источник: https://1505.ge/eng/d898ec92/simpleinterest.in/credit-card/citi-bank-credit-card-online-payment

How to Pay Citibank Credit Card Payment through Debit Card

You can pay your Citibank credit card bill from its official website using NEFT, IMPS, RTGS, Debit card, and E-Pay (BillDesk). For this, you need to have savings account in Citibank with a net banking facility.

Citibank credit card bills can also be paid by third-party applications like Paytm, Phonepe, Amazon Pay, or Cred app. And to pay through these apps, you no need to have a Citibank savings account or net banking access.

So, if you are a Citibank credit cardholder and want to pay your credit card bill payment through a debit card online, then you have multiple options for this.

Here you’ll learn the complete method of how to pay Citibank credit card bill payment with a debit card online and offline.

Page Contents

How to Make Citibank Credit Card Payment through Debit Card

To pay online Citibank credit card payment by debit card, E-Pay is the best option to go for. This payment option is easy to use and more secured as compared to the other online methods.

But to pay through EPay (Billdesk), you need to be a savings account holder with a net bank facility for that bank from which you want to pay.

Steps to pay Citibank credit card payment through Billdesk by debit card:

1. At first, visit the Citibank Billdesk service page.

2. Then the 16 digits Citibank credit card number.

3. Re-enter the same credit card number again.

4. Enter E-mail Id, and registered Mobile number.

5. Enter the payment amount which you want to pay.

6. Choose the bank account from which you want to pay and click on “EPay Now“.

7. Now, you’ll be redirected to the chosen bank payment interface.

8. Login there using Username and Password, and complete your Citi credit card payment process successfully.

How to Pay Citibank Credit Card Bill through ATM

ATM is also an option for Citi credit card bill payment using a debit card offline.

But to pay through ATM you need to have savings account in Citibank with a Citibank debit card. Because Citibank doesn’t support their credit card bill payment from other bank debit cards.

Steps to pay Citibank credit card bill at ATM through debit card:

1. Visit your nearest Citibank ATM.

2. Then insert your Citibank debit card into the ATM machine.

3. Choose the option for credit card bill payment from the main menu.

4. Enter the Citibank credit card number and payment amount.

5. Check all inputs again and confirm the payment process successfully from your Citibank debit card.

How to Pay Citibank Credit Card Payment through Other Bank Debit Card

In case if you have no savings account in Citibank or your net banking is not enabled for the Citibank savings account, then also you have many options for Citi credit card bill payment using a debit card.

Here we are going to use the Paytm app to transfer the Citibank credit card bill from the debit card of another bank.

Steps to pay Citibank credit card bill through another bank debit card:

1. First, open the Paytm app on your device.

2. Then find the “Pay Credit Card Bill” option on the app and click on it.

3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

4. On the next page enter the payment amount which you wish to pay and click on “Proceed to Pay“.

5. Now you’ll be redirected to the payment page, select “Debit Card” as the payment mode.

6. Enter the debit card details of the bank from which you want to pay and then click on “Pay“.

7. After verifying the transaction with the received OTP, your payment will proceed successfully from that other bank debit card.

How to Pay Citibank Credit Card Payment through SBI Debit Card

Steps to pay Citibank credit card bill payment with SBI debit citi credit card login payment billdesk. First, open the Paytm app on your device.

2. Then go to the “Pay Credit Card Bill” option on the app and click on it.

3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

4. On the next page enter the payment amount which you wish to pay and click on “Proceed to Pay“.

5. Now you’ll be redirected to the payment page, select “Debit Card” as the payment mode.

6. Enter the SBI bank debit card details and click on “Pay“.

7. After verifying the transaction with the received OTP, your payment will proceed successfully from the SBI debit card.

How to Pay Citibank Credit Card Payment through ICICI Debit Card

Steps to pay Citibank credit card bill payment with ICICI debit card:

1. First, open the Paytm app on your device.

2. Then go to the “Pay Credit Card Bill” option on the app and click on it.

3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

4. On the next page enter the payment amount which you wish to pay citi credit card login payment billdesk click on “Proceed to Pay“.

5. Now you’ll be redirected to the payment page, select “Debit Card” as the payment mode.

6. Enter the ICICI bank debit card details and click on “Pay“.

7. After verifying the transaction with the received OTP, your payment will proceed successfully from the ICICI debit card.

How to Pay Citibank Credit Card Payment through Axis Bank Debit Card

Steps to pay Citibank credit card bill payment with Axis bank debit card:

1. First, open the Paytm app on your device.

2. Then go to the “Pay Credit Card Bill” option on the app and click on it.

3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

4. On the next page enter the payment amount which you wish to pay and click on “Proceed to Pay“.

5. Now you’ll be redirected to the payment page, select “Debit Card” as the payment mode.

6. Enter the Axis bank debit card details and click on “Pay“.

7. After verifying the transaction with the received OTP, your Citi credit card payment will proceed successfully from the Axis bank debit card.

How to Pay Citibank Credit Card Payment through HDFC Debit Card

Steps to pay Citibank credit card bill payment with HDFC bank debit card:

1. First, open the Paytm app on your device.

2. Then go to the “Pay Credit Card Bill” option on the app and click on it.

3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

4. On the next page enter the payment amount which you wish to pay and click on “Proceed to Pay“.

5. Now you’ll be redirected to the payment page, select “Debit Card” as the payment mode.

6. Enter the HDFC debit card details and click on “Pay“.

7. After verifying the transaction with the received OTP, your Citi credit card payment will proceed successfully from the HDFC debit card.

How to Pay Citibank Credit Card Payment through Canara Homes for sale in palmdale ca with realtor com Debit Card

Steps to pay Citibank credit card bill payment with Canara bank debit card:

1. First, open the Paytm app on your device.

2. Then go to the “Pay Credit Card Bill” option on the app and click on it.

3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

4. On the next page enter the payment amount which you wish to pay and click on “Proceed to Pay“.

5. Now you’ll be redirected to the payment page, select “Debit Card” as the payment mode.

6. Enter the Canara bank debit card details and click on “Pay“.

7. After verifying the transaction with the received OTP, your Citi credit card payment will proceed successfully from the Canara bank debit card.

How to Pay Citibank Credit Card Payment through IDBI Debit Card

Steps to pay Citibank credit citi credit card login payment billdesk bill payment with IDBI debit card:

1. First, open the Paytm app on your device.

2. Then go to the “Pay Credit Card Bill” option on the app and click on it.

3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

4. On the next page enter the payment amount which you wish to pay and click on “Proceed to Pay“.

5. Now you’ll be redirected to the payment page, select “Debit Card” as the payment mode.

6. Enter the IDBI bank debit card details and click on “Pay“.

7. After verifying the transaction with the received OTP, your Citi credit card payment will proceed successfully from the IDBI debit card.

How to Pay Citibank Credit Card Payment through PNB Debit Card

Steps to pay Citibank credit card bill payment with PNB debit card:

1. First, open the Paytm app on your device.

2. Then go to the “Pay Credit Card Bill” option on the app and click on it.

3. Enter the 16 digits Citibank credit card number and click on the “Proceed” button.

4. On the next page enter the payment amount which you wish to pay and click on “Proceed to Pay“.

5. Now you’ll be redirected to the payment page, select “Debit Card” as a payment mode.

6. Enter the PNB bank debit card details and click on “Pay“.

7. After verifying the transaction with the received OTP, your Citi credit card payment will proceed successfully from the PNB debit card.

Some Frequently Asked Questions (FAQs):

Can I pay my Citibank credit card at an ATM?

Yes, you can. For this do visit your nearest Citibank ATM with a Citibank debit card and Citibank credit card. Then insert the Citibank debit card into the ATM machine, choose the credit card payment option. And then enter the credit card number and bill amount. By following all these steps properly you can pay your Citibank credit card at an ATM.

How do I pay my Citi credit card bill instantly?

If your Citi credit card bill due date is near. And wants to pay your Citibank credit card bill instantly then you should pay through NEFT or IMPS method.

How citi credit card login payment billdesk I pay my Citibank credit card bill from another bank?

Through Citibank NEFT, IMPS, and Billdesk method you can pay your Citibank credit card bill through another bank.

How do I pay my Citibank credit card bill online?

To pay Citibank credit card bills online you have multiple options. You can pay through Citibank’s official website using NEFT, IMPS, RTGS, and Citibank debit cards. And you can also pay through third-party apps like Paytm, Phonepe, and Cred app.

How do I pay my Citi credit card bill with cash?

Visit any Citibank branch near you and fill the form for credit card bill payment. And then pay the bill amount with cash. But you will be charged for 100rs to pay through cash.

Share it
Источник: https://bankingguide.in/citibank-credit-card-payment-through-debit-card/

Thematic video

Citi: Add a Bill Payment Payee in the Citi Mobile® App

2 Replies to “Citi credit card login payment billdesk”

  1. @PRITHVI 611 I got selected in TN circle. Can you please add me in that group ? Please reply

Leave a Reply

Your email address will not be published. Required fields are marked *